HAC Seeks Proposals for its Affordable Housing for Rural Veterans (AHRV) Initiative

HAC’s Affordable Housing for Rural Veterans initiative supports local nonprofit housing development organizations that meet or help meet the affordable housing needs of veterans in rural places. Grants typically range up to $30,000 per organization and must support bricks-and-mortar projects that assist low-income, elderly and/or disabled veterans with home repair and rehab needs, support homeless veterans, help veterans become homeowners, and/or secure affordable rental housing.

HAC will be hosting a open forum to discuss this RFP. HAC recommends attending this session prior to submitting a formal application.

This initiative is funded through the generous support of The Home Depot Foundation.

Applications are due by 4:00PM (EST) on or before Monday, January 23, 2023.

Download the Application Package: Application (WORD) | Application Guidelines

For more information, contact HAC staff, ahrv@ruralhome.orgNo phone calls please.

Building on Two Decades of Partnership: HAC & the New Mexico Mortgage Finance Authority

In the summer of 2022, the New Mexico Mortgage Finance Authority (MFA) faced a difficult challenge. Several state legislators and farmworker groups asked the organization to help meet the housing needs of migrant and seasonal farmworkers. Since farms employ farmworkers with the shifting seasons, many farmworkers only stay in a community for a few months before needing to move elsewhere in search of work. Affordable housing development is complex in the best of cases. Underwriting a project that would have a near complete turnover of residents every four or five months seemed almost impossible.

So, MFA called the Housing Assistance Council (HAC). This wasn’t the first or second time that HAC helped MFA address challenges in its programs. In fact, HAC and MFA have a working relationship well over two decades old. Because of this extensive engagement, MFA Executive Director and CEO Izzy Hernandez knew he could rely on HAC Housing Consultant Eugene (Gene) Gonzalez to help find a solution to this challenge.

Gene connected MFA with groups across the southwest working on similar projects housing migrant farmworkers. With HAC’s help and advice from peers, MFA was able to identify a developer and line up alternate financing options for a project that meets this critical housing need. The development is in its initial phase, but for Hernandez, this is just the latest example of HAC’s reliable, ongoing partnership.

HAC began working with MFA in the early 2000s. A few years earlier, MFA was selected to administer all of New Mexico’s housing programs. Many of the on-the-ground housing organizations who needed MFA funding the most were struggling to obtain designation as community housing development organizations (CHDOs). CHDO designation is a prerequisite to accessing the federal and state programs MFA administered. So, HAC helped eight organizations identify their capacity needs, provided technical assistance to meet those needs, and guided them through the process to obtain CHDO designation.  As a result, each of the eight organizations was able to access MFA funds, which allowed MFA to turn those program dollars into homes in communities that desperately needed them.

While the specifics of HAC and MFA’s collaboration has evolved over time to meet the unique needs of each project, the core challenge HAC helps MFA address remains the same. Like all state housing authorities, MFA relies on the success of its client housing organizations. If they do not succeed, MFA cannot make the most of federal and state programs and cannot meet, as Hernandez puts it, “the extraordinary need for affordable housing.” HAC has long helped and continues to help build the capacity of MFA clients. This not only helps to build more affordable homes in rural New Mexico; according to Hernandez, HAC’s work helps MFA “reach communities we couldn’t reach before.”

When HAC began working with Tierra Del Sol Housing Corporation, one of MFA’s clients, the organization was rehabbing nearly 100 homes per year and building only about nine units per year. HAC provided training and technical assistance to help Tierra Del Sol with land acquisition, green building, energy efficiency, and more. With HAC’s help, the nonprofit expanded its self-help program, began building entire neighborhoods of farmworker housing, and grew to become the largest housing rehabber in the state of New Mexico. In addition, TDS accomplished all this development while focusing work in colonias, communities near the U.S.-Mexico border characterized by high poverty rates and substandard living conditions. Looking back on this incredible success, Hernandez is quick to say that “HAC has played a big role in that.”

Nowadays, MFA frequently refers struggling clients to HAC. Once referred, HAC often includes these organizations in our capacity building and technical assistance cohorts, where they receive one-on-one technical guidance and capacity building assistance. According to Hernandez, whenever HAC receives a new round of funding for technical assistance, he receives a call from Gene asking which groups in New Mexico need help. “We have some groups that were on the bubble of surviving or not,” says Hernandez, “but we have never had one group go out of business. HAC kept them in the game.”

The three hundred plus housing organizations in New Mexico all play an important role in meeting the state’s housing needs. In 2021, they collectively assisted more than 25,000 families in finding quality affordable housing. HAC capacity building assistance helps to ensure that these groups can build homes, effectively implement housing assistance programs, and remain in compliance.

Click here to learn more about HAC’s training and technical assistance. 

Request for Applications for the Creative Placemaking for Rural (CPR) Initiative

The Housing Assistance Council (HAC), under Cooperative Agreement with USDA Rural Development as part of its Rural Placemaking Innovation Challenge Initiative (RPIC), is excited to announce the Request for Applications (RFA) to the HAC 2022 Creative Placemaking for Rural (CPR) Initiative. Rural communities are invited to submit applications to receive support and technical assistance to host a virtual and on-site local Placemaking Workshop (if local public health guidelines allow) or participate in the Placemaking Learning Cohort. Specifically, the CPR Initiative will focus on improving rural prosperity and building the capacity of rural organizations to create and implement innovative placemaking strategies into their larger community development planning goals and activities.

Application Deadline - August 19, 2022

Application Guidelines and Instructions (PDF)

WHAT IS RURAL PLACEMAKING?

Under USDA, Rural Development, Placemaking is defined as a collaborative process among public, private, philanthropic and community partners to strategically improve the social, cultural, and economic structure of a community. This work is based on a sense of place with qualitative and quantitative outcomes.

Objective: Improve rural prosperity and build the capacity of rural organizations and communities to create and implement innovative placemaking strategies into their larger community development planning goals and activities.

APPLICATION INSTRUCTIONS:

We recommend that applicants prepare their answers prior to starting the application process, as you do not have the ability to save your progress while submitting. Your responses can be copied and pasted into the application form. Please contact CRP@ruralhome.org if you have any questions about the application submission process

Apply Now

How HAC’s Training and Technical Assistance Supports Homebuyer Education

Homeownership isn’t just part of the American Dream—it is a pathway to decent, affordable housing and one of the best opportunities families have to build wealth. For over fifty years, the Housing Assistance Council (HAC) has empowered rural nonprofits to better meet the housing needs of their communities. From self-help housing to sustainable design, HAC’s training and technical assistance supports a variety of homeownership programs. Because June is National Homeownership Month, join us as we explore one way HAC supports rural homeownership: helping our nonprofit partners provide homebuyer education.  

For many families, navigating the homebuying process can be a challenge. Homebuyer education prepares buyers by helping them understand the homebuying process, building their financial skills like budgeting, and teaching how to maintain their new home. In addition, many first-time homebuyer programs (including most government-funded homeownership initiatives) require that prospective buyers complete homebuyer education to qualify for assistance.  

HAC’s one-on-one technical assistance supports organizations at every stage of providing homebuyer education. “Many of the groups I work with want to offer homebuyer education because nobody else in their community is doing it,” says HAC Housing Specialist Kelly Cooney. We assist organizations with deciding which homebuyer education courses to offer, navigating of the process of becoming a U.S. Department of Housing and Urban Development (HUD)-approved housing counseling agency, and even refining existing courses to better meet the needs of their clients. HAC’s Technical Assistance program also promotes peer-learning and resource-sharing by connecting our partner organizations with other like-missioned groups in their area and around the country.  

Unfortunately, many rural families travel long distances to reach the nearest class.  During the fall of 2020, HAC provided training to 14 local housing organizations, helping them convert their in-person homebuyer education courses to a virtual format. Over the course of three sessions, attendees learned best practices for online teaching, success stories from peers, and how to keep their clients engaged.  

As Elizabeth Mooney, a Housing Counselor at Community Action Commission of Fayette County, explains, “HAC has been so helpful in the transition of our homebuyer education classes during COVID. They scheduled calls to check in on the transition, offered solutions that other agencies were using, and connected me with even more resources. They even offered me a scholarship for some of the virtual trainings I attended.”  

You can request technical assistance and explore HAC’s calendar of training events. 

HAC in the News

Rural Veterans and Local Nonprofits Receive Critical Housing Support

Contact: Dan Stern, dan@ruralhome.org
AHRV Team, ahrv@ruralhome.org
(202) 842-8600

Rural Veterans and Local Nonprofits Receive Critical Housing Support

Funded by The Home Depot Foundation

Washington, DC, June 7, 2022 – Veterans and their families in thirteen rural communities will have better lives, thanks to The Home Depot Foundation and the Housing Assistance Council. The Foundation is awarding grants totaling $375,107 to thirteen local nonprofit housing agencies around the country to preserve housing for veterans in rural America.

The grants are part of The Home Depot Foundation’s mission to improve the homes and lives of U.S. veterans and invest $500 million in veteran causes by 2025. Many veterans and their families face major housing challenges, often exacerbated by issues related to unemployment, age, and service-related disabilities. The Home Depot Foundation and the Housing Assistance Council (HAC) are dedicated to giving back to those who have answered the highest call of service to our nation.

As part of its Affordable Housing for Rural Veterans (AHRV) Initiative, HAC works with The Home Depot Foundation to administer grants that bolster and support the work of rural nonprofit housing agencies to deliver critical housing support to veterans. “HAC’s partnership with The Home Depot Foundation continues to be a vital factor in our ability to strengthen the capacity of local rural organizations in their efforts to build and preserve homes of veterans across rural America,” said David Lipsetz, HAC’s CEO. “Growing nonprofit capacity empowers communities and serves as an impact multiplier, enabling nonprofits to expand their services and assist more veterans with overcoming housing challenges.”  As rural America is home to a disproportionately high number of service women and men, HAC remains deeply committed to supporting our nation’s service women and men by uplifting local nonprofits and their work to house and ensure the safe habitability of their homes and rural communities.

The grantee organizations – described below – provide a range of programs. With the grants, veterans who own homes in Arkansas, Arizona, Louisiana, Mississippi, North Dakota, New York, Pennsylvania, South Dakota, Texas, Wisconsin, and West Virginia will obtain critical repair assistance. Altogether, 65 veterans and their families will benefit from these grants.

About The Home Depot Foundation 

The Home Depot Foundationworks to improve the homes and lives of U.S. veterans, support communities impacted by natural disasters and train skilled tradespeople to fill the labor gap. Since 2011, the Foundation has invested more than $400 million in veteran causes and improved more than 50,000 veteran homes and facilities. The Foundation has pledged to invest half of a billion dollars in veteran causes by 2025 and $50 million in training the next generation of skilled tradespeople through the Path to Pro program.

To learn more about The Home Depot Foundation visit HomeDepotFoundation.organd follow us on Twitter @HomeDepotFound and on Facebook and Instagram @HomeDepotFoundation.

About the Housing Assistance Council

The Housing Assistance Council (HAC) is a national nonprofit that supports affordable housing efforts throughout rural America. Since 1971, HAC has provided below-market financing for affordable housing and community development, technical assistance and training, research and information, and policy formulation to enable solutions for rural communities.

About the Grantees

  • Adults and Youth United Development Association, Inc., San Elizario, TX, will utilize $30,000 to provide needed critical repairs for ten (10) veterans in the Border Colonia area of the state of Texas. For additional information on Adults and Youth United Development, Inc., visit their Facebook page at https://www.facebook.com/ayudaorg/.
  • Bethlehem Farms, Inc., Alderson, WV, will utilize $30,000 to support rehabilitation and modification of eight (8) veteran homes, prioritizing critical repairs to remove unsafe living conditions. For additional information on Bethlehem Farms, Inc., visit their website at https://bethlehemfarm.net.
  • Eureka Christian Health Outreach, Eureka Springs, AR, will utilize $28,350 to support the development of one (1) “small home” which will become part of the Echo Village community, which serves veteran residents with temporary housing together with access to critical counseling, medical, skills training, social services, and “best life possible” supportive services. For additional information on Eureka Christian Health Outreach, visit their website at www.echofreeclinic.org.
  • Good Works, Inc., Coatesville, PA, will utilize $14,891 to provide critical health and safety repairs to one (1) home of an elderly veteran. For additional information on Good Works, Inc., visit their website at https://www.goodworksinc.org.
  • GROW South Dakota, Sisseton, SD, will utilize $30,000 to provide critical home repairs for six (6) veterans. For additional information on GROW South Dakota, visit their website at https://www.growsd.org.
  • Habitat for Humanity Wisconsin River Area, Baraboo, WI, will utilize $30,000 to support critical repairs and accessibility modifications for five (5) rural low-income disabled veterans. For additional information on Habitat for Humanity Wisconsin River Area, visit their website at https://hfhwisconsinriver.org.
  • Hope for All, Mountain Home, AR, will utilize $31,866 to support the renovation and structural repairs to a seventy (70) year old home, used as a homeless shelter to assist four (4) rural veterans. For additional information on Hope for All, visit their website at https://www.hopeforallmh.org.
  • Mississippi Center for Police & Sheriffs, Raymond, MS, will utilize $30,000 to assist in the construction of one (1) veteran cottage, which will become part of a fifteen (15) unit “Warrior Cottages” housing complex meeting the need for emergency and transitional housing for veterans. For additional information on the Mississippi Center for Police & Sheriffs, visit their Facebook page at https://www.facebook.com/search/top/?q=MS%20Center%20for%20Police%20and%20Sheriffs
  • Rebuilding Together Fargo-Moorhead Area, Fargo, ND, will utilize $30,000 to support the rehabilitation and ADA modification of three (3) veteran owned units. For additional information on Rebuilding Together Fargo-Moorhead Area, visit their website at https://www.rebuildingtogetherfma.org.
  • Rebuilding Together Saratoga County, Ballston Spa, NY, will utilize $30,000 to support the rehabilitation and modification of four (4) veteran owned units. For additional information on Rebuilding Together Saratoga County, visit their website at https://www.rtsaratoga.org.
  • Red Feather Development Group, Flagstaff, AZ, will utilize $30,000 to assist six (6) Native American veteran homeowners with critical roof replacements and ADA modifications. For additional information on Red Feather Development Group, visit their website at www.redfeather.org.
  • Southern Appalachian Labor School, Kincaid, WV, will utilize $30,000 to construct ADA accessible ramps and address critical adaptation or safety issues for twelve (12) veterans. For additional information on Southern Appalachian Labor School, visit their Facebook page at https://www.facebook.com/Southern-Appalachian-Labor-School-284621148272166/.
  • Tangi Community Development, Amite, LA, will utilize $30,000 to support rehabilitation and ADA modifications on four (4) disabled veteran homes. For additional information on Tangi Community Development, visit their website at https://www.tangicdcnonprofit.org.
HAC Training - Construction Oriented

Subdivision Development for Affordable Single-Family Housing Webinar Series

Subdivision development is a complex undertaking that requires both a vision of what is possible and an eye for detail throughout the entire process.

In this three-part webinar series about subdivision development in which participants:

  • learn the process from start to finish,
  • understand the roles development team and professionals involved,
  • evaluate the financial risks and rewards,
  • understand your role as owner and construction manager, and
  • determine if subdivision development is the right choice for your organization.

Session 1: An Overview

In the 90-minute introduction to subdivision development, we addressed the development timeline, site selection criteria, assembling your development team, designing lots that meet the needs of the community and residents, and the importance of a long-term marketing strategy.

Session 2:  From Project Inception Through Land Acquisition

During this 90-minute session, we walk through the steps required to develop a successful subdivision. Topics will include formulating your development plan, assembling the sources and uses budget, managing the development team, and reviewing a sample bid document.

 

Session 3:  From Land Acquisition to Completion

In the final 1-hour session, participants will learn how to evaluate, hire, and oversee the site development contractor, work with local governing bodies, understand liability and bonding and insurance requirements, start construction on finished lots, and, when appropriate, develop a homeowner’s association.

Loan Fund FY 21 Impact Report

HAC Loan Fund FY 2021 Impact Report

HAC is proud to present our 2021 Loan Fund Impact Report. In fiscal year 2021 (October 2020-September 2021), we financed the construction, preservation, or rehab of 775 affordable homes. By closing 33 loans, we invested $15.9 million in rural communities and leveraged $177.6 million in additional investments. Our lending has helped hundreds of rural families find safe, healthy, and affordable places to call home. Over 40% of these families live in persistent poverty counties, where the poverty rate has been at least 20% for the last 30 years.

Loan Fund Impact Report FY 2021 by Mackenzie Webb

The Castro Family's Self-Help Housing Story

Self-Help Homeownership: What it means to Families

We are proud of the families we’ve helped achieve the dream of homeownership. This series highlights the incredible impact we’ve made thanks to the US Department of Housing and Urban Development’s Self-Help Homeownership Opportunity Program. Homeownership changes lives—it can be a gateway to financial stability and better quality of life. The four families featured here all know the difference a home can make. Congratulations to all of them for the extraordinary achievement of building a home!

The Castro Family

With the help of People’s Self-Help Housing, the Castro family built their own home in King City, California. This is their new home:

Ben Phelps

Ben Phelps built his new home in Heber, Utah, thanks to support from Self-Help Homes of Utah. Here’s how his new home has made a difference in his life:

The Root Family

Self-Help Homes of Utah also helped the Root family build their own home in Heber, Utah. Here’s what their home means to them:

The Smith Family

With the help of People’s Self-Help Housing, the Smith family built their own home in Boone County, Arkansas. This is their new home:

 

Over the last 25 years, the Housing Assistance Council has financed the construction of over 10,000 new self-help homes. Under the self-help model, homeowners help build their homes, contributing “sweat equity” instead of a traditional down payment.

HAC Seeks Proposals for its Affordable Housing for Rural Veterans (AHRV) Initiative

HAC’s Affordable Housing for Rural Veterans initiative supports local nonprofit housing development organizations that meet or help meet the affordable housing needs of veterans in rural places. Grants typically range up to $30,000 per organization and must support bricks-and-mortar projects that assist low-income, elderly and/or disabled veterans with home repair and rehab needs, support homeless veterans, help veterans become homeowners, and/or secure affordable rental housing.

This initiative is funded through the generous support of The Home Depot Foundation.

Applications are due by 4:00PM (EST) on or before Friday, January 21, 2022.

Download the Application Package: Application (WORD) | Application (PDF) | Application Guidelines

Access the recording and materials from HAC’s webinar about this opportunity

For more information, contact HAC staff, ahrv@ruralhome.orgNo phone calls please.

Application Guidelines Download Application (WORD) Download Application (PDF) Access Webinar Recording

 

Need Help Logging in to the 2021 Conference?

How to access the 2021 Virtual Rural Housing Conference

Get the Conference App here. If you’re already registered, you will use the Conference App to access the conference sessions. NOTE: The App is the portal to all conference plenary sessions and workshops. You can install it on your phone, though you’ll probably want it on your computer for better viewing.

Need more guidance?

The National Rural Housing Conference participant support team is here to help. Reach out via telephone at (202) 516-6271 or email at NRHCsupport@ruralhome.org.

Trying to decide whether to register?

View conference details here.