Lending

Shawn Poynter/ There Is More Work To Be Done

About the Loan Fund Lending Products Impact and Stories Lending Team Our Investors

HAC is a certified Community Development Financial Institution (CDFI) focused on improving housing and living standards for rural low- and very low-income households and supporting development of new affordable housing in rural America.

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HAC is proud to present our 2021 Loan Fund Impact Report. In fiscal year 2021 (October 2020-September 2021), we financed the construction, preservation, or rehab of 775 affordable homes. By closing 33 loans, we invested $15.9 million in rural communities and leveraged $177.6 million in additional investments.

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Access to Capital Should Not Depend on Geography

HAC provides capital for development and preservation of rural affordable housing.
About HAC’s Loan Fund

USDA RD/Flickr Creative Commons

Products and Solutions

HAC provides loans for every stage of the housing development process.
Products and Solutions

Shawn Poynter/ There Is More Work To Be Done

Impact and Stories

HAC’s lending increases the supply and improves the conditions of rural communities throughout the U.S.
Impact

Reaching the Lending Team

Need more information? Please reach out to the HAC Lending Team directly.
Contact Us

Our Investors

HAC’s lending is possible only through our partnerships with our investors.
Investors

Jennifer Emerling/ There Is More Work To Be Done

“You should never be too prideful to ask for assistance …” said Olivia Hernandez (left), on Monday, October 31, 2011, in the San Antonio Food Bank (SAFB) Outreach Office, when asked about what others should keep in mind when faced with a crisis such as the one Cesar Trevino (center), daughter Lana (1 yr. old) and she did the prior evening, when a distant apartment unit caught fire, spreading smoke and flames throughout the building, eventually consuming their Texas apartment as well. Left with the clothes they are wearing they were referred to the San Antonio Food Bank where they sat down with Outreach Specialist Seth Villalobos (right) who listened to what happened to them and what their immediate needs were. Villalobos talked about the programs that could address their needs, and benefits that could help them rebuild their lives. During this initial visit, they applied for Children’s Medicaid and Women, Infants & Children (WIC) benefits, later they were briefed about the United States Department of Agriculture’s Supplemental Nutrition Assistance Program (SNAP) and the Federally funded, state administered Temporary Assistance for Needy Families Benefits (TANF) as well as other Federal and State programs. At the end of their meeting Hernandez said, “It was super-easy, very friendly staff.” And Trevino added, “great service.” Later that day, Villalobos made a personal trip to this family’s temporary home to deliver a box of groceries to make their first evening a little easier. In the box were provisions from the USDA and other contributors to SAFB.
San Antonio Food Bank is a non-profit organization that serves as a clearinghouse by receiving and storing truckloads of donated food, produce, and other grocery. SAFB distribute these items to over 500 service agencies that help people in need. 
“We couldn’t do what we do without our partnership with USDA’” said President and CEO Eric Cooper. SAFB serves 16 counties in Southwest Texas and states, “Nearly one out of every four children and one out of every five adults in Southwest Texas lives in poverty and has difficulty meeting basic nutritional needs.” According to SAFB, sixty-five percent of the people requesting emergency food have children. USDA photo by Lance Cheung
https://www.fns.usda.gov/fns/
https://www.fns.usda.gov/snap/ https://www.fns.usda.gov/fdd/programs/tefap/

ACCESS TO CAPITAL SHOULD NOT DEPEND ON GEOGRAPHY

HAC provides capital for development and preservation of rural affordable housing.
PRODUCTS AND SOLUTIONS

PRODUCTS AND SOLUTIONS

HAC provides loans for every stage of the housing development process.

IMPACT AND STORIES

HAC’s lending increases the supply and improves the conditions of rural communities throughout the U.S.
REACHING THE LENDING TEAM

REACHING THE LENDING TEAM

Need more information? Please reach out to the HAC Lending Team directly.
OUR INVESTORS

OUR INVESTORS

HAC’s lending is possible only through our partnerships with our investors.

Certified as a Community Development Financial Institution (CDFI) by the U.S. Treasury Department, the Housing Assistance Council has offered low-cost rural housing development loans for over 40 years.

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Link to: Impact

50 Years for Rural America

Over 50 years HAC has worked in every U.S. state and the territories. Learn more about what our work means for rural communities.

Board Portal

Housing Assistance Council   |  1828 L Street. N.W., Suite 505, Washington, D.C. 20036
(202) 842-8600  |  (202) 347-3441  |  hac@ruralhome.org

HAC is an equal opportunity provider, employer, and lender.