If the coronavirus pandemic has impacted your finances so that you can’t keep up on your rent, utilities, or mortgage payments – or if you are trying to help someone in this situation – this page is for you. It lists resources where you can get advice, information about financial assistance, and more.
Help paying your rent
Search for rent and utilities help in this list of over 480 programs across the United States run by states, counties, and cities. The list is also available on this site from the National Low Income Housing Coalition, including notes about which programs are currently taking applications.
If you can’t access either of these lists online, call HUD at 1-800-569-4287 to find a housing counseling agency near you. Then call the housing counseling agency for help finding rent assistance.
Information about the kinds of help available for renters and advice about what you can do to protect yourself is posted here by the Consumer Financial Protection Bureau.
HUD sponsors housing counseling agencies throughout the country that can provide free advice on renting, defaults, foreclosures, credit issues, and buying a home. Services from HUD-certified housing counseling agencies provide unbiased and free information. To find a HUD-certified agency in your area, search this site or call HUD at 1-800-569-4287.
Help for homeowners
Information for homeowners is collected on this website.
More details about mortgage relief and foreclosure from NeighborWorks America are posted here.
Information for homeowners with VA mortgages
New Protections for Homeowners with VA Mortgages, Effective July 27, from the National Consumer Law Center
Information for owners of rental property
If you need help because your tenants can’t pay rent, advice and resources are posted on this site by the Consumer Financial Protection Bureau.
More information on housing assistance
The U.S. Department of Housing and Urban Development (HUD) has compiled this website with links to many different kinds of housing help.