Policy News field

Post-Election Insights: A Hope for New Opportunity for Rural Housing

On November 5, a majority of American voters returned Donald Trump to the White House, along with a Republican majority in the Senate and—it now seems likely—the House of Representatives. Rural voters were a big part of his constituency. In fact, rural America gave President Trump more votes than urban America gave Vice President Harris.

The Housing Assistance Council is one of the only national housing organizations that focuses 100% of our work on small towns and rural places. All HAC loans, research reports, training programs and policy work are intended to help rural American communities address their affordable housing needs. So as you might guess, the election results prompted plenty of calls from friends in the housing industry asking versions of the same question, “Have rural and urban drifted further apart?” It may surprise you that my answer is an emphatic, “Nope, the gap just narrowed.”

Initial post-election analysis points to the economy as the decisive issue. Millions of suburban and urban Americans joined rural voters to send a message that the current economy is failing them. This is a familiar refrain for those of us who have spent years working in rural America. While the country is undoubtedly deeply divided on many fronts, perhaps this broader expression of economic pain provides an opportunity for progress toward an American future where working families in every geography have an opportunity not just to survive, but to get ahead.

Notably, because high housing costs are at the center of so many families’ economic struggles, for the first time in recent memory, housing took center stage throughout the campaign. This included an awareness that rural families earning rural wages can’t afford homes in their own hometowns. The day before the election I authored an op-ed in HousingWire that offered a set of bipartisan housing policy initiatives that would address the unique shape of the housing crisis in rural America.

With roots deep in rural communities, HAC has over 50 years’ experience providing elected officials data on rural conditions and nonpartisan analysis of public policies. We stand ready to share our expertise with the Trump Administration and 119th Congress to ensure that rural communities fully benefit from efforts to address the current housing crunch. The White House and Congress have the tools to reverse our current course. Homeownership and rental markets can be turned to meet the needs of ordinary Americans. Indeed, our nation’s history includes numerous examples in which the federal government boldly responded to housing crises with game-changing legislation, uniformly enacted on a bipartisan basis, from the National Housing Acts of 1934 and 1949 to the creation of the Low-Income Housing Tax Credit.

So with a broader voicing of economic discontent across rural, suburban and urban voters in this election, I expect the calls for changes to our economy and our housing markets will only grow louder. As we love to do at HAC, let me close with a couple of maps to illustrate the issue at hand. The map on the left is 1980. The one on the right is 2021. You can see the economy of the last forty years has left few places in which local wages allow local families to afford a place to live.

In fellowship,
David Lipsetz, President & CEO
Housing Assistance Council

Rural Resilience in the Face of Disaster - Flood Image

Hurricane Milton Disaster Response Guide

Just a few weeks after Hurricane Helene, Hurricane Milton made landfall in Siesta Key Florida on Wednesday night, October 9, 2024, as a Category 3 storm. The hurricane made its way through Tampa and St. Petersburg leaving millions without power and with flooding issues. HAC offers the following resources with information for communities and organizations dealing with loss and damage from Hurricane Milton: Rural Resilience in the Face of Disaster site and Disaster Response for Rural Communities Guide. 

In preparation for the hurricane, President Biden approved the Governor of Florida’s request for a pre-landfall emergency declaration. Under this declaration, The Federal Emergency Management Agency (FEMA) provides direct Federal support to states for emergency protective measures.  

If you or your family has been affected by Hurricane Milton, or wish to help victims of the hurricane, organizations like The American Red Cross and Americares  have resources available. If you are in need of emergency, transient housing, you can text SHELTER and your Zip Code to 43362 (4FEMA) to find where the shelter closest to you is located. 

Apply for FEMA Assistance by registering online at www.DisasterAssistance.gov. FEMA Disaster Assistance Helpline answers questions about the help offered by FEMA, how to apply for assistance, or the information in your account. 

Toll-free helpline: 1-800-621-FEMA (3362) For hearing impaired callers only: 1-800-462-7585 (TTY) 1-800-621-3362 (Video Relay Service) Operators are multilingual and calls are answered seven days a week from 7 a.m. to 11 p.m. ET 

American Red Cross Disaster Service: For referrals and updates on Red Cross shelter services in your area, locate a local Red Cross office through: https://www.redcross.org/find-help or by calling 1-800-RED CROSS (1-800-733-2767) The Red Cross helps disaster victims by providing safe shelter, hot meals, essential relief supplies, emotional support and health services like first aid. Trained Red Cross workers often meet one-on-one with families to develop individual plans and identify available resources to help aid recovery. 

EMERGENCY MANAGEMENT AGENCIES

Georgia 

Georgia Emergency Management and Homeland Security Agency 

935 United Ave. SE 

Atlanta, GA 30316-0055 

Phone: 404-635-7200 

https://gema.georgia.gov/locations 

Florida 

Florida Division of Emergency Management 

2555 Shumard Oak Blvd. 

Tallahassee, Florida 32399-2100 

Phone: 850-815-4000 

https://www.floridadisaster.org/ 

North Carolina 

North Carolina Emergency Management 

Phone: 919-825-2500 

https://www.ncdps.gov/our-organization/emergency-management 

Tennessee 

TN Emergency Management Agency  

Phone: 615-741-0001 

https://www.tn.gov/tema.html  

South Carolina  

South Carolina Emergency Management Division 

Phone: 803-737-8500 

https://www.scemd.org/ 

Virginia 

Virginia Department of Emergency Management  

Phone: 804-267-7600 

https://www.virginia.gov/agencies/department-of-emergency-management/ 

DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT STATE FIELD OFFICES

Georgia 

Atlanta Regional Office 

Martin Luther King Jr. Federal Building (MLK FOB)
77 Forsyth Street SW
Atlanta, GA 30303 

Phone: (404) 331-5136 

Georgia Field Office Director: Shea Johnson  

https://www.hud.gov/states/georgia/offices 

Florida 

Miami Field Office

Brickell Plaza Federal Building
909 SE First Avenue, Room 500
Miami, FL 33131-3028  

Phone: (305) 536-4456 

Acting Field Office Director: Tiffany Cobb 

 

Jacksonville Field Office 

Charles East Bennett Federal Building 

400 West Bay Street, Suite 1015 

Jacksonville, FL 32202 

Phone: (904) 232-2627 

Field Office Director: Alesia Scott-Ford 

https://www.hud.gov/states/florida/offices 

https://www.hud.gov/states/florida/offices 

 

North Carolina 

Greensboro Field Office 

Asheville Building
1500 Pinecroft Road, Suite 401
Greensboro, NC 27407-3838 

Phone: (336) 547-4000 

Field Office Director: Lorenzo Claxton 

https://www.hud.gov/states/north_carolina/offices 

 

Tennessee 

Knoxville Field Office 

US Department of Housing and Urban Development
John J. Duncan Federal Building
710 Locust Street, Suite 300
Knoxville, TN 37902-2526 

Phone: (865) 545-4370 

Field Office Director: Walter N. Perry 

https://www.hud.gov/states/tennessee/offices 

 

South Carolina 

Columbia Field Office

Strom Thurmond Federal Building
1835 Assembly Street, 13th Floor
Columbia, SC 29201-2480 

Phone: (803) 765-5592 

Field Office Director: Kristine G. Foye 

https://www.hud.gov/states/south_carolina/offices 

 

Virginia 

Richmond Field Office 

600 East Broad Street, 3rd Floor
Richmond, VA 23219-4920 

Phone: (800) 842-2610 

Field Office Director: Carrie S. Schmidt 

https://www.hud.gov/states/virginia/offices 

USDA RURAL DEVELOPMENT STATE OFFICES

Georgia 

355 East Hancock Avenue, Room 300  

Athens, Ga 30601 

Phone: 404- 635-7200 

https://www.rd.usda.gov/ga/georgia-contacts 

Florida 

 4500 NW 27th Avenue 

Suite D-2 

Gainesville, FL 32606 

Phone: 352-338-3400 

https://www.rd.usda.gov/fl-vi 

North Carolina 

4405 Bland Road, Suite 260 

Raleigh, NC 27609 

Phone: 919-873-2000 

https://www.rd.usda.gov/nc 

Tennessee 

441 Donelson Pike, Suite 310
Nashville, TN 37214
Phone: 615-783-1300 

https://www.rd.usda.gov/tn/tennessee-contacts 

 

South Carolina  

Strom Thurmond Federal Building 

1835 Assembly Street, Room 1007 

Columbia, SC 29201 

Phone: 803-765-5163 

https://www.rd.usda.gov/sc 

Virginia 

1606 Santa Rosa Road, Suite 238
Richmond, VA  23229
Phone: 804-287-1500  

https://www.rd.usda.gov/va/virginia-contacts 

Rural Resilience in the Face of Disaster - Flood Image

Hurricane Helene Disaster Guide

Hurricane Helene made an impact in northwestern Florida on Thursday night, September 26, 2024 as a Category 4 storm. The hurricane made its way through Florida’s Gulf Coast to Tennessee. There are reports of destruction, power outages, and flooding that reaches over 600 miles. HAC offers the following resources with information for communities and organizations dealing with loss and damage from Hurricane Helene: Rural Resilience in the Face of Disaster site and Disaster Response for Rural Communities Guide.

At President Biden’s direction this past weekend, the FEMA Administrator has begun to survey the damages with local and state officials in Florida, Georgia, North Carolina, and Tennessee. The President approved Major Disaster declarations for the states of Florida and North Carolina which allows survivors to immediately access funds and resources for their recovery. Emergency declarations were also stated for Florida, North Carolina, South Carolina, Tennessee, Georgia, Virginia, and Alabama. These emergency declarations allow FEMA to provide direct Federal support and other protective measures to affected states.

On Sunday, September 29, 2024, more than 3,300 rescue personnel were deployed across the Federal workforce. These resources are deployed to support relief efforts across the effected states and to address unmet needs. Though Hurricane Helene is no longer active, many are still without power and are in the process of seeking safety.

If you or your family has been affected by Hurricane Helene, or wish to help victims of the hurricane, organizations like All Hands and Hearts, The American Red Cross, and Americares all have resources available. If you are in need of emergency, transient housing, you can text SHELTER and your Zip Code to 43362 (4FEMA) to find where the shelter closest to you is located

Apply for FEMA Assistance by registering online at www.DisasterAssistance.gov. FEMA Disaster Assistance Helpline answers questions about the help offered by FEMA, how to apply for assistance, or the information in your account.

Toll-free helpline: 1-800-621-FEMA (3362) For hearing impaired callers only: 1-800-462-7585 (TTY) 1-800-621-3362 (Video Relay Service) Operators are multilingual and calls are answered seven days a week from 7 a.m. to 11 p.m. ET

American Red Cross Disaster Service: For referrals and updates on Red Cross shelter services in your area, locate a local Red Cross office through: https://www.redcross.org/find-help or by calling 1-800-RED CROSS (1-800-733-2767) The Red Cross helps disaster victims by providing safe shelter, hot meals, essential relief supplies, emotional support and health services like first aid. Trained Red Cross workers often meet one-on-one with families to develop individual plans and identify available resources to help aid recovery.

Watch “Preparing your Organization for Disaster: A Guide to Rural Resilience” Webinar

EMERGENCY MANAGEMENT AGENCIES

Alabama

Alabama Emergency Management Agency

Phone: 205-280-2200

https://ema.alabama.gov/contacts/

Georgia

Georgia Emergency Management and Homeland Security Agency

935 United Ave. SE

Atlanta, GA 30316-0055

Phone: 404-635-7200

https://gema.georgia.gov/locations

Florida

Florida Division of Emergency Management

2555 Shumard Oak Blvd.

Tallahassee, Florida 32399-2100

Phone: 850-815-4000

https://www.floridadisaster.org/

North Carolina

North Carolina Emergency Management

Phone: 919-825-2500

https://www.ncdps.gov/our-organization/emergency-management

Tennessee

TN Emergency Management Agency

Phone: 615-741-0001

https://www.tn.gov/tema.html

South Carolina

South Carolina Emergency Management Division

Phone: 803-737-8500

https://www.scemd.org/

Virginia

Virginia Department of Emergency Management

Phone: 804-267-7600

https://www.virginia.gov/agencies/department-of-emergency-management/

DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT STATE FIELD OFFICES

Alabama

Birmingham Field Office

417 20th Street North, Suite 700
Birmingham, AL 35203

Phone: (205) 731-2630

Field Office Director: Kenneth E. Free

https://www.hud.gov/states/alabama/offices

Georgia

Atlanta Regional Office

Martin Luther King Jr. Federal Building (MLK FOB)
77 Forsyth Street SW
Atlanta, GA 30303

Phone: (404) 331-5136

Georgia Field Office Director: Shea Johnson

https://www.hud.gov/states/georgia/offices

Florida

Miami Field Office
Brickell Plaza Federal Building
909 SE First Avenue, Room 500
Miami, FL 33131-3028

Phone: (305) 536-4456

Acting Field Office Director: Tiffany Cobb

Jacksonville Field Office

Charles East Bennett Federal Building

400 West Bay Street, Suite 1015

Jacksonville, FL 32202

Phone: (904) 232-2627

Field Office Director: Alesia Scott-Ford

https://www.hud.gov/states/florida/offices

North Carolina

Greensboro Field Office

Asheville Building
1500 Pinecroft Road, Suite 401
Greensboro, NC 27407-3838

Phone: (336) 547-4000

Field Office Director: Lorenzo Claxton

https://www.hud.gov/states/north_carolina/offices

 

Tennessee

Knoxville Field Office

US Department of Housing and Urban Development
John J. Duncan Federal Building
710 Locust Street, Suite 300
Knoxville, TN 37902-2526

Phone: (865) 545-4370

Field Office Director: Walter N. Perry

https://www.hud.gov/states/tennessee/offices

 

South Carolina

Columbia Field Office
Strom Thurmond Federal Building
1835 Assembly Street, 13th Floor
Columbia, SC 29201-2480

Phone: (803) 765-5592

Field Office Director: Kristine G. Foye

https://www.hud.gov/states/south_carolina/offices

Virginia

Richmond Field Office

600 East Broad Street, 3rd Floor
Richmond, VA 23219-4920

Phone: (800) 842-2610

Field Office Director: Carrie S. Schmidt

https://www.hud.gov/states/virginia/offices

USDA RURAL DEVELOPMENT STATE OFFICES

Alabama

4121 Carmichael Road, Suite 601
Montgomery, AL 36106

Phone: 334-279-3400

https://www.rd.usda.gov/al

Georgia

355 East Hancock Avenue, Room 300

Athens, Ga 30601

Phone: 404- 635-7200

https://www.rd.usda.gov/ga/georgia-contacts

Florida

4500 NW 27th Avenue

Suite D-2

Gainesville, FL 32606

Phone: 352-338-3400

https://www.rd.usda.gov/fl-vi

North Carolina

4405 Bland Road, Suite 260

Raleigh, NC 27609

Phone: 919-873-2000

https://www.rd.usda.gov/nc

Tennessee

441 Donelson Pike, Suite 310
Nashville, TN 37214
Phone: 615-783-1300

https://www.rd.usda.gov/tn/tennessee-contacts

South Carolina

Strom Thurmond Federal Building

1835 Assembly Street, Room 1007

Columbia, SC 29201

Phone: 803-765-5163

https://www.rd.usda.gov/sc

Virginia

1606 Santa Rosa Road, Suite 238
Richmond, VA  23229
Phone: 804-287-1500

https://www.rd.usda.gov/va/virginia-contacts

DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT STATE FIELD OFFICES

Alabama

Birmingham Field Office

417 20th Street North, Suite 700
Birmingham, AL 35203

Phone: (205) 731-2630

Field Office Director: Kenneth E. Free

https://www.hud.gov/states/alabama/offices

Georgia

Atlanta Regional Office

Martin Luther King Jr. Federal Building (MLK FOB)
77 Forsyth Street SW
Atlanta, GA 30303

Phone: (404) 331-5136

Georgia Field Office Director: Shea Johnson

https://www.hud.gov/states/georgia/offices

Florida

Miami Field Office
Brickell Plaza Federal Building
909 SE First Avenue, Room 500
Miami, FL 33131-3028

Phone: (305) 536-4456

Acting Field Office Director: Tiffany Cobb

Jacksonville Field Office

Charles East Bennett Federal Building

400 West Bay Street, Suite 1015

Jacksonville, FL 32202

Phone: (904) 232-2627

Field Office Director: Alesia Scott-Ford

https://www.hud.gov/states/florida/offices

North Carolina

Greensboro Field Office

Asheville Building
1500 Pinecroft Road, Suite 401
Greensboro, NC 27407-3838

Phone: (336) 547-4000

Field Office Director: Lorenzo Claxton

https://www.hud.gov/states/north_carolina/offices

 

Tennessee

Knoxville Field Office

US Department of Housing and Urban Development
John J. Duncan Federal Building
710 Locust Street, Suite 300
Knoxville, TN 37902-2526

Phone: (865) 545-4370

Field Office Director: Walter N. Perry

https://www.hud.gov/states/tennessee/offices

 

South Carolina

Columbia Field Office
Strom Thurmond Federal Building
1835 Assembly Street, 13th Floor
Columbia, SC 29201-2480

Phone: (803) 765-5592

Field Office Director: Kristine G. Foye

https://www.hud.gov/states/south_carolina/offices

Virginia

Richmond Field Office

600 East Broad Street, 3rd Floor
Richmond, VA 23219-4920

Phone: (800) 842-2610

Field Office Director: Carrie S. Schmidt

https://www.hud.gov/states/virginia/offices

Policy News field

HAC Applauds New Farm Bill Framework

The Housing Assistance Council (HAC) celebrates the inclusion of key priorities for rural community development in the Rural Prosperity and Food Security Act, released by Senate Agriculture Committee Chairwoman Debbie Stabenow earlier this week. Strong rural communities are a vital part of building a stronger, better future for the whole country. This bill recognizes that reality. Including robust new resources for rural community development in the Farm Bill would be a historic victory for small towns and rural places nationwide.

The framework released by Chairwoman Stabenow creates, for the first time, baseline funding for Rural Development, with $50 million per year for the Rural Partnership Program, a new capacity building program that HAC has long been supportive of. This sustained investment in rural communities would help them build the capacity to access complex federal funding streams and overcome their greatest challenges, from housing to childcare to broadband.

HAC also continues to be glad to see the bipartisan interest in Senator Tina Smith’s and Senator Mike Rounds’ Rural Housing Service Reform Act. This bill makes tested, commonsense reforms to USDA housing programs so that they can better serve rural America. Modernizing the Rural Housing Service is an important step in solving the growing crisis in rural multifamily preservation. While not under the jurisdiction of the Agriculture Committee, we hope that this bill can move through the Banking Committee and join with the Farm Bill as a floor amendment.

“Rural Development is an often-overlooked title within the Farm Bill,” notes HAC Director of Public Policy Jonathan Harwitz. “Chairwoman Stabenow’s new framework changes that narrative for Rural Development. Improving those programs and providing baseline funding would give rural communities nationwide the tools they need to build a better, stronger future. We look forward to hopefully seeing the Farm Bill move forward this year and thank Chairwoman Stabenow for her leadership.”

Key Strategies and Resources for Equitable Resilience

HUD Releases Collection of Briefs 

These strategies and resources will serve as an introductory packet of information for communities in the immediate wake of a disaster, to alert and inform them on important elements of post-disaster resilience strategies that research has shown are often overlooked or less understood at the outset.

The goal is to bring awareness to these topics early in the post-disaster recovery process, so funding and communication plans can incorporate them from the beginning, leading to better and more equitable resilience outcomes. The following briefs are meant to facilitate initial program design, with emphasis on informing and engaging leaders in early planning.

The briefs are broken down into three themes:

  • Communication early and often
  • Identifying and assisting key populations
  • Reaching impacted residents

To access the briefs, please visit HUD Exchange.

 

Disaster Updates and Resources from HUD and FEMA

New CDBG-DR Notice Published

HUD has published the Allocations for Community Development Block Grant Disaster Recovery (CDBG-DR) and Implementation of the CDBG-DR Consolidated Waivers and Alternative Requirements Notice.

In November 2023, HUD allocated $142 million in CDBG-DR funds appropriated by the Disaster Relief Supplemental Appropriations Act, 2023 for major disasters occurring in 2022 and 2023.

This Allocation Announcement Notice (AAN) identifies grant requirements for these funds, including requirements in HUD’s CDBG-DR Consolidated Notice (“Consolidated Notice”) found in Appendix B, and a limited number of amendments to the Consolidated Notice that apply to CDBG-DR grants for disasters occurring in 2022 and 2023.

The Consolidated Notice, as amended by this AAN, includes:

  • Waivers and alternative requirements
  • Relevant regulatory requirements
  • Grant award process
  • Criteria for action plan approval
  • Eligible disaster recovery activities

Please note that grantees who have been allocated funds for disasters occurring in 2022 and 2023 must follow the Duplication of Benefits (DOB) requirements located in section IV.A. of this notice and IV.A. of the Consolidated Notice.

Please read the entire notice for more information.

Please visit HUD’s Website for CDBG-DR, and CDBG Mitigation (CDBG-MIT) resources, tools, and training. Also search the Disaster Recovery Tools and Templates Library for additional information.

New Federal Emergency Management Agency (FEMA) Emergency Declarations

Please review the disaster declaration for the availability of individual assistance.

FEMA’s Center for Domestic Preparedness (CDP)

FEMA National Preparedness Report Released: FEMA released the 2023 National Preparedness Report, highlighting the state of the nation’s preparedness at all levels of government while examining the risks the nation faces and the capabilities available to address them.

More Emergency and Disaster Preparedness Training Materials

Please visit HUD’s website for emergency and disaster preparedness group education materials. These are available to HUD certified housing counselors to customize as part of their group education for HUD clients.

Report Released on Natural Hazards and Federally Assisted Housing

The National Low Income Housing Coalition (NLIHC) and the Public and Affordable Housing Research Corporation (PAHRC) released today a joint report, Natural Hazards and Federally Assisted Housing, that analyzes the risks that natural hazards pose to federally assisted housing and its residents. Federally assisted housing and its residents must be protected against climate change and the growing threat of natural hazards through better planning and stronger investments in resilience.

Resilience and Recovery: Insights from the July 2022 Eastern Kentucky Flood

A new report from the Cleveland Federal Reserve Bank focuses on the 13 counties declared federal disaster areas and examines the flood’s impact on the region’s housing.

Key findings

  • Cost of flood insurance can be prohibitive. The average cost of homeowners insurance and a flood insurance policy could account for around 7 percent of the median household income in the counties impacted by the 2022 eastern Kentucky flood. These policies can be expensive, particularly for low-income households, leading them to go without. Evidence of these difficult decisions can be found in the fact that only 5 percent of damaged homes had flood insurance, and households earning $30,000 or less per year accounted for 60 percent of damaged homes.
  • Floods exacerbate affordable housing shortages. Nearly 9,000 housing units were affected by the flood, with 74 percent of the damage occurring in just four counties (Breathitt, Knott, Letcher, and Perry), comprising 22 percent of their occupied housing units. Research finds that low-income households and renters are more likely to suffer permanent displacement because they often have fewer relocation options and lower-quality housing is more likely to be demolished instead of being rebuilt. These points are particularly relevant in these 13 flood-impacted counties where, in 2021, 37 percent of households, including 55 percent of renters, made less than $25,000 per year.
  • Floods increase population out-migration, which, in turn, impacts the local labor force. In the four hardest hit counties (Breathitt, Knott, Letcher, and Perry), an analysis of United States Postal Service (USPS) Vacancy Data shows that residential vacancies increased by 19 percent from the third to the fourth quarter in 2022. This is in addition to an average population decline of 600 people per year going back to 1984. Fewer residents mean fewer people available to fill jobs.
  • The pre-existing weakness of local labor markets will likely impact housing recovery, particularly due to a lack of available workforce in skilled trades. Prior to the July 2022 flood, the region experienced unemployment rates consistently higher than the national rate. In the region, the construction sector, key to the housing recovery, has declined by 24 percent (1,759 jobs) from its 2001 peak to 2022. Only coal mining and financial activities employment saw greater declines. This shortage of skilled trades workers, such as carpenters, electricians, and plumbers, has led to a backlog of people waiting to get their homes repaired or replaced.

For more information and to read the report, visit Resilience and Recovery: Insights from the July 2022 Eastern Kentucky Flood.

HUD Rolls Out 29 Waivers to Accelerate Hurricane Idalia Recovery Efforts in Florida

The U.S. Department of Housing and Urban Development (HUD)  announced today a package of 29 regulatory and administrative waivers aimed at helping communities in Florida accelerate their recovery from Hurricane Idalia.

The regulatory and administrative relief announced covers the following HUD programs: Community Development Block Grant (CDBG), HOME Investment Partnerships (HOME), Housing Trust Fund (HTF), Housing Opportunities for Persons with AIDS (HOPWA), Emergency Solutions Grant (ESG), Continuum of Care (CoC), and Youth Homelessness Demonstration Program (YHDP).

To expedite the use of these funds, HUD’s state and local partners can now access a waiver through a new simplified notification process. Through this waiver package, HUD is providing flexibility by:

  • Allowing new housing construction with CDBG funding in declared disaster areas.
  • Suspending the CDBG public services cap to provide additional support services related to the effects of the disaster on individuals and families.
  • Waiving the HOME matching contribution requirements and CHDO set aside to expeditiously provide housing to displaced persons and repair properties damaged by the disaster.
  • Providing flexibility in HOME tenant-based rental assistance requirements to reduce the burden for those seeking assistance.
  • Extending term limits for certain types of assistance, including CDBG emergency grant payments and ESG rental assistance.

This waiver follows HUD flexibilities announced on September 6 following the natural disaster declaration. Below are examples of what CPD funding can be used for in the wake of a disaster:

  • housing rehabilitation
  • housing reconstruction,
  • homebuyer programs replacing disaster damaged residences,
  • acquisition and relocation programs to help people move out of floodplains,
  • infrastructure improvements,
  • demolition of buildings,
  • reconstruction or replacement of public facilities,
  • small business grants and loans,
  • and assistance to people experiencing or at risk of homelessness after a disaster.

 

Corrected Notice: Section 504 Home Repair Loans and Grants in Presidentially Declared Disaster Areas Pilot Program

The notice regarding the Single Family Housing Section 504 Home Repair Loans and Grants in Presidentially Declared Disaster Areas Pilot Program, which was published in the Federal Register on Tuesday, July 18, 2023, and shared via a GovDelivery message on the same day, has been corrected. The corrected notice was published in the Federal Register today (September 6, 2023) and expands the pilot to any presidentially declared disaster areas that occurred on or after July 18, 2022 (i.e., is not limited to the pilot states outlined in the original notice), until the conclusion of the pilot on July 18, 2025.