How to Attend the Virtual USDA Section 502 Direct Certified Loan Application Packager Course

Technology

It is highly recommended that participants use a PC or Mac computer while attending. This course will often require attendees to switch between multiple programs as they navigate the live meeting, materials, and interactive polling. For that reason, we strongly discourage the use of tablets or mobile devices, as some exercise require desktop software to complete.

Multiple Displays

When possible, we recommend using multiple displays while attending. This will allow attendees to better coordinate the various programs as they are running. If you do not have access to additional monitors, we recommend using your computer’s snap function to organize your desktop.

Extra Assistance

If you are not comfortable with technology, consider asking a colleague or friend to assist with your set up and first day.

TECHNOLOGY

  • Please be sure you have a good internet connection. Connection difficulties do not count as excused absences.
  • Speakers and a microphone are required, and headphones are highly recommended.
  • We will be working with a Microsoft Excel spreadsheet which works best with stand-alone software. Look alike or browser versions of the spreadsheet software may not be compatible.
  • Make sure all your devices are fully charged and ready to go each day.
  • Each participant should have access to a working space that provides minimal audio disruption from background noise.
  • The classroom training is live and will not be recorded.

Microsoft Teams

This training will be hosted on Microsoft Teams. We recommend downloading and installing the Microsoft Teams Desktop App. If you are not able to download the desktop app, we recommend joining via web browser and using Google Chrome or Microsoft Edge. This course should not be taken on a mobile device.

Attending the Training

To join the training, click the link in your email registration confirmation no more than 15 minutes prior to the each day’s session.

How to use Microsoft Teams

Microsoft Office

Microsoft Excel is required to use the Worksheet for Computing Income & Max Loan Calculator, which is a mandatory part of the training. Excel is also required for the Section 502 loan packaging process.

PDF Reader

Training materials including PowerPoints, handouts and exercises are provided as PDFs.  Please ensure that a PDF reader like Adobe Reader is installed to best access this content.

HAC COVID In-Person Event Policy

With the health and safety of our partners and staff as our highest priority, the Housing Assistance Council (HAC) has instituted the outlined COVID-19 safety for all in-person events and gatherings:

  • All participants are required to sign the Assumption of Risk and Waiver of Liability
  • All participants are required to show proof of vaccination or a negative COVID test onsite.
  • During registration, registrants will be asked if they have been vaccinated.
    • Vaccinated individuals will be required to provide proof of vaccination onsite or in advance by emailing a copy of their COVID-19 vaccination card to registration@ruralhome.org. All information will be held in confidence and destroyed upon conclusion of the event.
    • Individuals who are not vaccinated or who are unable to provide proof of vaccination will need to show proof of negative PCR or rapid test results onsite.
  • Masks are required throughout the event, except in outdoor spaces where 6-foot social distancing is possible and, limitedly for food and/or beverage consumption.

In addition to the items outlined above, the Housing Assistance Council reserves the right to institute additional measures and/or adjustments to comply with CDC and/or local regulations as necessary.

 

HAC Training - Construction Oriented

Subdivision Development for Affordable Single-Family Housing Webinar Series

Subdivision development is a complex undertaking that requires both a vision of what is possible and an eye for detail throughout the entire process.

In this three-part webinar series about subdivision development in which participants:

  • learn the process from start to finish,
  • understand the roles development team and professionals involved,
  • evaluate the financial risks and rewards,
  • understand your role as owner and construction manager, and
  • determine if subdivision development is the right choice for your organization.

Session 1: An Overview

In the 90-minute introduction to subdivision development, we addressed the development timeline, site selection criteria, assembling your development team, designing lots that meet the needs of the community and residents, and the importance of a long-term marketing strategy.

Session 2:  From Project Inception Through Land Acquisition

During this 90-minute session, we walk through the steps required to develop a successful subdivision. Topics will include formulating your development plan, assembling the sources and uses budget, managing the development team, and reviewing a sample bid document.

 

Session 3:  From Land Acquisition to Completion

In the final 1-hour session, participants will learn how to evaluate, hire, and oversee the site development contractor, work with local governing bodies, understand liability and bonding and insurance requirements, start construction on finished lots, and, when appropriate, develop a homeowner’s association.

Section 502 Packaging Training for Nonprofit Housing Developers – Tampa

Register-Now-Button

This three-day advanced course covers USDA Rural Development’s Section 502 Direct Loan Program and provides invaluable insight as to how this homeownership financing resource can be utilized. Learn how to assist potential borrowers and work in partnership with RD staff, as well as other nonprofit organizations and regional intermediaries to deliver successful Section 502 loan packages.

This course is intended for and specifically framed for those experienced in utilizing Section 502 and/or other affordable housing mortgage products. Participants will learn regulations and practical applications of the loan program, while developing a strong understanding of 502 direct underwriting and packaging standards. Following the course, participants are encouraged to take the online certification exam.

Following the course, participants are encouraged to take the online certification exam.

The registration fee for this event is $750.

Register Now: Section 502 Packaging Training for Nonprofit Housing Developers – Glen Allen, VA

Register-Now-Button

This three-day advanced course covers USDA Rural Development’s Section 502 Direct Loan Program and provides invaluable insight as to how this homeownership financing resource can be utilized. Learn how to assist potential borrowers and work in partnership with RD staff, as well as other nonprofit organizations and regional intermediaries to deliver successful Section 502 loan packages.

This course is intended for and specifically framed for those experienced in utilizing Section 502 and/or other affordable housing mortgage products. Participants will learn regulations and practical applications of the loan program, while developing a strong understanding of 502 direct underwriting and packaging standards. Following the course, participants are encouraged to take the online certification exam.

Following the course, participants are encouraged to take the online certification exam.

The registration fee for this event is $500.

Register Now: Housing & Services for Rural Veterans – Symposium

Register-Now-Button

Description

Join the Housing Assistance Council (HAC) for its 5th Annual National Symposium on Veterans Housing Issues. This year’s theme centers upon addressing the critical needs around housing, homelessness and aging solutions for rural veterans, within the context of the Delta Regional Authority’s eight-state service area set forth by the Delta Regional Authority’s map. In addition to introducing HAC’s services, the symposium will feature (policy-makers, elected officials, university officials/students), rural/small-town practitioners and practical program models that are providing both rental and homeownership options, in addition to home repairs and critical housing and workforce development service to aging and other vulnerable veteran populations.

Day 1: Thursday, April 18, 2019 | 1:00 – 4:00 PM
Day 2: Friday, April 19, 2019 | 9:00 AM – 3:00 PM

There is no registration fee to attend this symposium. However, space is limited and advance registration is required. Lunch will be provided. For more information on the symposium contact Cheryl Cobbler at cheryl@ruralhome.org.

Location

Arkansas State University
Carl R. Reng Student Union -Spring River Room
101 N. Caraway
Jonesboro, Arkansas 72401

Sponsored By The Home Depot Foundation

The Home Depot Foundation works to improve the homes and lives of U.S. veterans, train skilled tradespeople to fill the labor gap and support communities impacted by natural disasters. Since 2011, the Foundation has invested a quarter of a billion dollars in veteran-related causes and improved more than 40,000 veteran homes and facilities in 2,500 cities. In 2018, the Foundation committed an additional $50 million dollars to train 20,000 skilled tradespeople over the next 10 years starting with separating military members and veterans, at-risk youth and members of the Atlanta Westside community. To learn more about The Home Depot Foundation and see Team Depot in action, visit thd.co/community and follow us on Snapchat, Twitter and Instagram @teamdepot and on Facebook at facebook.com/teamdepot.

HAC hosts two webinars on USDA's Section 538 Guaranteed Program

HAC hosted two webinars highlighting USDA’s Section 538 Guaranteed Program in the spring of 2018. These trainings offered rural practitioners the opportunity to learn more about Section 538, and how it can be used in their communities. Scroll down to view the materials or watch the webinar recordings. The purpose of the Section 538 Guaranteed Loan Program is to increase the supply of affordable rural rental housing, it differs in some important ways from USDA’s Section 515. Section 538 focuses on partnerships between USDA and qualified lenders, whereas Section 515 loans are directly funded from USDA to nonprofit or for-profit rural housing developers. The program is operated by the U.S. Department of Agriculture’s Rural Development. The GRRH program is delivered through USDA approved participating Lenders.

Section 538 Guaranteed loans can be used for new construction, refinance of existing GRRH loans and acquisition rehabilitation of affordable family, senior and workforce multifamily projects.

Part I -Understanding Program Impacts on Affordable Housing Projects

PowerPoint Presentation | Recording

 [youtube]YT9QF64vHMM[/youtube]

This webinar, the first in the two-part series will provide a brief overview and give an Agency historical perspective and program milestones. We will discuss the many uses of the section 538, its compatibility with LIHTCs, HOME, Bonds and other sources of funding. There will be a presentation on LIHTCs and the post-tax reform effects on the market. The webinar will further present information on eligible projects and eligible areas, we will also discuss application and timing.

Part II – Utilizing Section 538 for Preservation and Rehabilitation of Section 515 Rental Housing

PowerPoint Presentation | Recording

[youtube]wEXQpJqWpHs[/youtube]

This webinar, the second of the two-part series, will cover the HQs Direct Loan and Guaranteed loan divisions process for using the section 538 for the preservation and rehabilitation of section 515 rental housing. Information will be provided on process, timing and potential roadblocks. We will discuss third-party participation such as lenders and syndicate roles.

Register Now: Understanding USDA's Section 538 Program Impacts on Affordable Housing Projects

Register-Now-Button

The purpose of the Section 538 Guaranteed Loan Program is to increase the supply of affordable rural rental housing, it differs in some important ways from USDA’s Section 515. Section 538 focuses on partnerships between USDA and qualified lenders, whereas Section 515 loans are directly funded from USDA to nonprofit or for-profit rural housing developers. The program is operated by the U.S. Department of Agriculture’s Rural Development. The Guaranteed Rural Rental Housing (GRRH) program is delivered through USDA approved participating Lenders.

Section 538 Guaranteed loans can be used for new construction, refinance of existing GRRH loans and acquisition rehabilitation of affordable family, senior and workforce multifamily projects.

This webinar, the first in the two-part series will provide a brief overview and give an Agency historical perspective and program milestones. We will discuss the many uses of the section 538, its compatibility with LIHTCs, HOME, Bonds and other sources of funding. There will be a presentation on LIHTCs and the post-tax reform effects on the market. The webinar will further present information on eligible projects and eligible areas, we will also discuss application and timing.

Materials Posted: Financing Farm Labor Housing Part III – Construction and Lease-up

Materials Posted

Power Point Presentation | Recording

Join the Housing Assistance Council on February 24, 2018 for the third of three webinars focused on financing farm labor housing. Part 1 | Part 2

Summary

The Section 514/516 Farm Labor Housing (FLH) program provides loans and grants for the development of on-farm and off-farm housing. The program is operated by the U.S. Department of Agriculture’s Rural Development Housing and Community Facilities Programs office (RD).

Section 514 loans and Section 516 grants are provided to buy, build, improve, or repair housing for farm laborers. Funds can be used to purchase a site or a leasehold interest in a site; to construct or repair housing, day care facilities, or community rooms; to pay fees to purchase durable household furnishings; and to pay construction loan interest.

Description

This webinar, the third in the three-part series, will present information on managing the construction process in coordination with USDA Rural Development, including construction draws, change orders, and final inspections. Information will be provided on the lease-up process, working with professional property management companies, affirmative marketing outreach and processing tenant applications. The process for completing project close-out with USDA Rural Housing Services will also be reviewed.

Register Now

SPONSORED BY

Tierra del Sol Housing Corporation and Community Resources and Housing Development Corporation through a grant agreement with USDA Rural Housing Services

About Tierra del Sol Housing (TDS)
TDS was founded in 1973 by a group of community leaders, farm workers, rural families, and churches to help rural New Mexicans achieve “the goal of a decent home and suitable living environment”. The dream for better housing began with Alto de Las Flores, the first of many large-scale homeownership programs and grew over time to encompass the full range of housing opportunities through self-help programs, renovation of existing housing, rural and farm labor rental housing, supportive housing for the elderly and disabled, and temporary housing assistance programs to prevent homelessness. TDS has since become a leading producer of affordable housing, and has worked to empower other collaborating nonprofit providers to increase their capacity to develop, own and manage housing for low income persons. Tierra del Sol has an impressive development record, producing more than 5,000 rental and homeownership units.

TDS has owned and managed rental housing serving low income families and special populations for more than 45 years, and currently owns 1,059 rental housing units that includes 299 units for farm workers.

Today, Tierra del Sol is advancing the needs of farmworkers and rural families by sharing its technical expertise to help other organizations address their community’s housing needs through Farm Labor Housing Technical Assistance, Self-Help Homeownership Opportunities and Workforce Investment Opportunity programs offered throughout the region and nationally.

About Community Resources and Housing Development Corporation (CRHDC)
CRHDC was Incorporated in 1971 to address the intolerable living conditions and lack of adequate housing for migrant farm workers in the rural areas of Colorado. The organization was created to research and develop housing opportunities for low-income rural families through the construction of safe, sanitary, and affordable housing. The mission has expanded over the years to address community needs, both urban and rural, on a state-wide scale. This includes activities geared toward increasing the financial viability and sustainability of families and the communities in which they live and work. Through the use of innovative strategies, CRHDC has closed the gap between the price of private market housing and the ability of low income families to pay.

CRHDC has a history of developing 514/516 projects that leveraged significant other financing and services through partnerships with collaborating agencies. CRHDC has built more than 2,000 units of self-help housing and owns rental housing serving seniors and low-income persons.

As a technical assistance provider, CRHDC specializes in a wide range of services covering all aspects from board development to project development to construction and property management. Through its subsidiary, Colorado Housing Enterprises, CRHDC also serves as a certified Community Development Financial Institution (CDFI).

Both CRHDC and TDS have provided technical assistance for the development of farm labor housing since 2002 through agreements with USDA Rural Housing Services.

HOSTED BY HAC

About the Housing Assistance Council
The Housing Assistance Council (HAC) is a national nonprofit that assists local organizations to build affordable homes in rural America. Since 1971 HAC has provided assistance in the development of both single- and multi-family homes and promotes homeownership for working low-income rural families through a self-help, “sweat equity” construction method by emphasizing local solutions, empowerment of people in poverty, reduced dependence, and self-help strategies. HAC offers services to public, nonprofit, and private organizations throughout the rural United States and maintains a special focus on high-need groups and regions, particularly: Indian country, the Mississippi Delta, farmworkers, the Southwest border colonias, and Appalachia.

Materials Posted: An Update on Federal Rural Housing Funding Webinar

Materials Posted

Power Point Presentation | Webinar Recording | USDA Budget Justification | HAC News

The Trump Administration’s budget for fiscal year 2019 was released on February 12. The Administration’s infrastructure proposal was issued the same day. Just a few days earlier, on February 9, Congress agreed to raise spending caps for FY18 and FY19. It hopes to establish final FY18 funding levels by March 23, although the fiscal year started in October 2017.

How do all these pieces fit together? What does the rural broadband proposal really mean? What about USDA reorganization? Join HAC’s rural housing experts for a review of the current situation and an explanation of the next steps.