Materials Posted: Part II of the Financing Farm Labor Housing Webinar Series

Materials Posted

Power Point Presentation | Recording

Join the Housing Assistance Council on February 7, 2018 for the second of three webinars focused on financing farm labor housing. Part 1 | Part 3

Summary

The Section 514/516 Farm Labor Housing (FLH) program provides loans and grants for the development of on-farm and off-farm housing. The program is operated by the U.S. Department of Agriculture’s Rural Development Housing and Community Facilities Programs office (RD).

Section 514 loans and Section 516 grants are provided to buy, build, improve, or repair housing for farm laborers. Funds can be used to purchase a site or a leasehold interest in a site; to construct or repair housing, day care facilities, or community rooms; to pay fees to purchase durable household furnishings; and to pay construction loan interest.

Description

This webinar, the second in the three-part series, will provide information to help project sponsors complete the Final Application process required to close on the loan and/or grant with USDA Rural Housing Services. Information will be presented on finalizing development and operating budgets, securing site control, compliance with environmental review requirements, assembling the development team of architects, engineers and contractors to finalize plans and specifications, and completing the bidding process to award contracts. The process for obtaining USDA approval of construction plans, the Property Management Plan and other RD requirements will be reviewed. Information will also be provided on layering other leveraged funds in coordination with 514/516 funding, and the requirements for completing the loan closing process with USDA Rural Housing Services.

Register Now

SPONSORED BY

Tierra del Sol Housing Corporation and Community Resources and Housing Development Corporation through a grant agreement with USDA Rural Housing Services

About Tierra del Sol Housing (TDS)
TDS was founded in 1973 by a group of community leaders, farm workers, rural families, and churches to help rural New Mexicans achieve “the goal of a decent home and suitable living environment”. The dream for better housing began with Alto de Las Flores, the first of many large-scale homeownership programs and grew over time to encompass the full range of housing opportunities through self-help programs, renovation of existing housing, rural and farm labor rental housing, supportive housing for the elderly and disabled, and temporary housing assistance programs to prevent homelessness. TDS has since become a leading producer of affordable housing, and has worked to empower other collaborating nonprofit providers to increase their capacity to develop, own and manage housing for low income persons. Tierra del Sol has an impressive development record, producing more than 5,000 rental and homeownership units.

TDS has owned and managed rental housing serving low income families and special populations for more than 45 years, and currently owns 1,059 rental housing units that includes 299 units for farm workers.

Today, Tierra del Sol is advancing the needs of farmworkers and rural families by sharing its technical expertise to help other organizations address their community’s housing needs through Farm Labor Housing Technical Assistance, Self-Help Homeownership Opportunities and Workforce Investment Opportunity programs offered throughout the region and nationally.

About Community Resources and Housing Development Corporation (CRHDC)
CRHDC was Incorporated in 1971 to address the intolerable living conditions and lack of adequate housing for migrant farm workers in the rural areas of Colorado. The organization was created to research and develop housing opportunities for low-income rural families through the construction of safe, sanitary, and affordable housing. The mission has expanded over the years to address community needs, both urban and rural, on a state-wide scale. This includes activities geared toward increasing the financial viability and sustainability of families and the communities in which they live and work. Through the use of innovative strategies, CRHDC has closed the gap between the price of private market housing and the ability of low income families to pay.

CRHDC has a history of developing 514/516 projects that leveraged significant other financing and services through partnerships with collaborating agencies. CRHDC has built more than 2,000 units of self-help housing and owns rental housing serving seniors and low-income persons.

As a technical assistance provider, CRHDC specializes in a wide range of services covering all aspects from board development to project development to construction and property management. Through its subsidiary, Colorado Housing Enterprises, CRHDC also serves as a certified Community Development Financial Institution (CDFI).

Both CRHDC and TDS have provided technical assistance for the development of farm labor housing since 2002 through agreements with USDA Rural Housing Services.

HOSTED BY HAC

About the Housing Assistance Council
The Housing Assistance Council (HAC) is a national nonprofit that assists local organizations to build affordable homes in rural America. Since 1971 HAC has provided assistance in the development of both single- and multi-family homes and promotes homeownership for working low-income rural families through a self-help, “sweat equity” construction method by emphasizing local solutions, empowerment of people in poverty, reduced dependence, and self-help strategies. HAC offers services to public, nonprofit, and private organizations throughout the rural United States and maintains a special focus on high-need groups and regions, particularly: Indian country, the Mississippi Delta, farmworkers, the Southwest border colonias, and Appalachia.

Join HAC and bcWORKSHOP for a rural placemaking peer learning exchange in WV

The Housing Assistance CouncilBass Fiddle, Turner, WV (HAC) joins Woodlands Development Group and bcWORKSHOP a “Rural Placemaking” peer learning exchange for October 3-4, 2017 in Thomas, WV (located in the beautiful mountains of Tucker County, WV.

What is a HAC Peer Exchange?

The Rural Affordable Housing Creative Placemaking peer learning exchange will provide hands-on exposure to creative placemaking in rural communities. This peer learning exchange includes plenty of site visits (and interactions with local stakeholder), workshops, technical trainings and additional resources. Content will address funding, partnerships, program design, cultural equity, community engagement, and challenges specific to rural communities.

How to I register?
Email terria@ruralhome.org for more information or to confirm you spot. Registration will remain open until space is filled. All interested entities including community development, housing, arts, and related organizations will find the content worthwhile (and fun, too)!

What is the Cost?
There is no fee for the training. However, participants are responsible for their own lodging, transportation, and all other costs. HAC can provide local lodging and related information upon request. Nearest airports are Pittsuburgh and Washington Dulles (both about a 3 hour drive). The training is an especially great opportunity for West Virginia-based and other organizations within a day’s drive of Thomas, WV.

  • OCT 3 is the primary training. OCT 4 includes supplemental events, and all are welcome. Registrants are required to take part in all of the OCT 3 events. 9 AM until 6 PM (approximate)

Business Map Project Committee Meeting 1

Join HAC for affordable housing trainings in Atlanta

HAC is hosting two upcoming trainings in Atlanta in September. Register now for Section 502 Packaging Training for Nonprofit Developers from September 19-21, or Rural Affordable Single Family Housing Development: A Primer from September 19-20.

Section 502 Packaging Training for Nonprofit Developers

Register-Now-Button

This three-day advanced course covers USDA Rural Development’s Section 502 Direct Loan Program and provides invaluable insight as to how this homeownership financing resource can be utilized. Learn how to assist potential borrowers and work in partnership with RD staff, as well as other nonprofit organizations and regional intermediaries to deliver successful Section 502 loan packages.

This course is intended for and specifically framed for those experienced in utilizing Section 502 and/or other affordable housing mortgage products. Participants will learn regulations and practical applications of the loan program, while developing a strong understanding of 502 direct underwriting and packaging standards. Following the course, participants are encouraged to take the online certification exam.

Following the course, participants are encouraged to take the online certification exam.

The registration fee for this event is $750.

Rural Affordable Single Family Housing Development: A Primer

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This 2-day training course is focused on developing rural affordable homeownership and will provide an in-depth look at the various approaches to developing single-family housing. Participants will learn about: planning and development concepts, creating development budgets and pro formas, common development partners, risk management, client identification, financing resources, site planning, construction and development issues inherent in rural affordable single-family housing development. Exercises and case studies will be used to reinforce course material.

The registration fee for this event is $100.

Webinar: An Introduction to Proposal Writing for Nonprofits

Materials Posted

Power Point Presentation | Recording

Join the Housing Assistance Council on Thursday, July 13, 2017 for An Introduction to Proposal Writing for Nonprofits.

If you’re new to grant and proposal writing, or if you want a quick refresher, this webinar is for you! Join us as we break down the elements of a funding proposal and identify the features of strong, successful proposals.

Register Now.

A Foundation for Fundraising

Materials Posted

Power Point Presentation | Recording

Please join us for the A Foundation for Fundraising for Nonprofits Organizations webinar on Thursday, June 22, 2017 at 2:00 PM Eastern Time!

Do you want to learn how to raise funds for your organization? Do you want your existing fundraising efforts to be more efficient and effective? Laying a foundation for fundraising will help you to assess your organizational readiness for fundraising, focus your efforts, and develop a plan for success.

Why Creative Placemaking? On the Ground Impacts

Materials Posted

Power Point Presentation | Recording | The Art of Community

Join the Housing Assistance Council on Tuesday, June 20, 2017 for “Why Creative Placemaking? On the Ground Impacts.”

“Creative placemaking” is community development tool that has garnered increased attention and funding by the federal government, municipalities, and private foundations.

Join us to learn why creative placemaking is receiving widespread support and how rural communities take advantage of these opportunities.

Guest speakers working in rural communities across the United States will share their experiences with creative placemaking, the impact it has had in their hometowns, and how they have garnered ongoing support for creative and arts-based work.

This webinar is the second of a two-part series of Rural Placemaking – a collaboration between buildingcommunityWORKSHOP and the Housing Assistance Council (HAC), funded in part by a NEA Our Town Knowledge Building Grant. The purpose of Rural Placemaking is to build understanding and practice of creative placemaking in rural communities. Both HAC and [bc] seek to promote creative placemaking as an important tool in comprehensive community development and to build knowledge of the practice within HAC’s member network.

View the first webinar in this series, “Creative Placemaking 101” here.

Presented By buildingcommunityWORKSHOP and Housing Assistance Council

bcWORKSHOP enriches the lives of citizens by bringing design thinking to areas of our cities where resources are most scarce. To do so, bcWORKSHOP recognizes that it must first understand the social, economic, and environmental issues facing a community before beginning work. bcWORKSHOP is a Texas based nonprofit community design center seeking to improve the livability and viability of communities through the practice of thoughtful design and making.
The Housing Assistance Council (HAC) has been helping local organizations build affordable homes in rural America since 1971. HAC assists in the development of both single- and multi-family homes and promotes homeownership for working low-income rural families through a self-help, “sweat equity” construction method by emphasizing local solutions, empowerment of people in poverty, reduced dependence, and self-help strategies. HAC offers services to public, nonprofit, and private organizations throughout the rural United States and maintains a special focus on high-need groups and regions, such as: Indian country, the Mississippi Delta, farmworkers, the Southwest border colonias, and Appalachia.
HAC is a nonprofit corporation located in Washington, DC with regional staff located in Atlanta, Kansas City, Albuquerque, and Sacramento.

Register Now.

Webinar: Creative Placemaking 101 + Funding Opportunity

Materials Posted

Power Point Presentation | Webinar Recording

Join the Housing Assistance Council and bcWORKSHOP for a two-part webinar series on rural Creative Placemaking. Creative placemaking is a method of working between community developers, housing organizations and local stakeholders to strengthen communities. Rural Placemaking brings together people to share food, stories, art, experiences, and histories and enables neighbors to talk, learn, and organize in rural communities in the continental United States.

This webinar, the first in the two-part series “Creative Placemaking 101 + Funding Opportunity” will focus on:

  • defining and describing creative placemaking;
  • explaining the importance of placemaking for rural community development;
  • outlining bcWORSHOP’s rural creative placemaking process via the Activating Vacancy (AV) process;
  • announcing the AV request for rural proposals; and
  • proposal Q&A for interested parties.

MATERIALS POSTED: An Overview on the VA Specially Adapted Housing Grant Program

Materials Posted

Welcome | Presentation | Recording | Application

If you are not a Veteran or Veteran service provider, you may not be aware of all the great features of VA loans, or the specific assistance VA can provide to Veterans. Join the Housing Assistance Council (HAC) and the Department of Veteran Affairs (VA) for the “Housing Resources for Heroes Part II: Overview on the Specially Adapted Housing (SAH) grant program.

This webinar, the second in the “2016 Veterans Resources Summer Series”, will provide general information of the SAH grant program, eligibility, uses along with the necessary actions Veterans need take to obtain a SAH grant. The webinar will also feature a discuss on the specific options of assistance available to Veterans with service-connected disabilities to assist with building, remodeling or purchasing an adapted home. Participants will have ample opportunity following presentations to ask questions of the subject matter experts.

The SAH grant is designed to assist Veterans with certain service-connected disabilities live independently in a barrier-free environment by providing help constructing or modifying a home to meet their adaptive needs. Specifically, SAH grants can be used in one of the following ways:

  • Construct a specially adapted home on land to be acquired;
  • Build a home on land already owned if it is suitable for specially adapted housing;
  • Remodel an existing home if it can be made suitable for specially adapted housing; or
  • Apply the grant against the unpaid principal mortgage balance of an adapted home already acquired without the assistance of a VA grant

VA Housing Resources for Heroes: An In-depth Overview of the VA Home Loan Guaranty Benefit

Materials Posted

Introduction | Presentation | Recording | VA Home Loan Resources | VA Loan Limits

If you are not a Veteran or mortgage lender, you may not be aware of all the great features of VA loans, or the specific assistance VA can provide to Veteran borrowers who are having trouble making their mortgage payments. Join the Housing Assistance Council (HAC) and the Department of Veteran Affairs (VA) for the “Housing Resources for Hero’s: An in-depth overview and discussion on the VA Home Loan Guaranty benefit.

This webinar, the first in the “2016 Veterans Resources Summer Series”, will provide general information on the VA Home Loan Guaranty benefit, program and loan eligibility, and the actions Veterans can take to obtain a VA-guaranteed home loan. The webinar will also feature a panel discuss on the assistance that may be available to Veterans who are having trouble making their monthly mortgage payments. Participants will have ample opportunity following presentations to ask questions of the subject matter experts.

The VA home loan program was part of the original GI Bill of Rights in 1944, and is credited with helping create suburban America and the American middle-class. Since 1944, VA has guaranteed over 22 Million home loans for over 16 Million Veterans and their families. Roughly 80-percent of Veterans are homeowners, and VA loans comprise about 10-percent of new loans in the current market. While many VA loans are made in urban or suburban areas, a sizeable portion — over 15 percent — are made to Veterans living in rural areas.

VA loans are made by private-sector mortgage companies or banks– VA provides a guaranty backing on the loan that essentially takes the place of a down payment. VA loans are the only major loan product in the market that does not require a down payment. VA loans may be used to purchase a home, refinance an existing loan, build a home, or make energy efficient improvements. Interest rates on VA loans are generally lower than rates for other mortgage types, and VA limits the amount of fees and charges a borrower can be charged as part of the transaction. Flexible underwriting criteria (such as no minimum FICO requirement) may make qualifying for a VA loan easier than for another type of loan. VA loans are also ‘reusable’—a Veteran may use the benefit multiple times throughout his or her life. In addition to maximizing Veterans’ opportunities to obtain home loans, VA is committed to ensuring all defaulted VA borrowers receive every opportunity to avoid foreclosure.

Materials Posted: Section 502 Overview and Upates (Webinar)

Materials Posted

Welcome | Power Point | Recording | USDA Listserv

This webinar provides an in depth overview of USDA Rural Development’s Section 502 Single-Family housing direct and guaranteed loan program. Discussions will cover the program purpose, eligibility, 502 requirements, loan terms and regulations. Participants will also hear and learn about how conditional commitments can be the basis for developing a single unit or multiple units more efficiently.