Information Products Archives

Rural Economies and Industry

July 25, 2012/in Rural Research Briefs Economic Development

HAC’s seventh Rural Research Note takes a brief look into rural America’s economies and industries. Rural economies, and people in general, are often perceived as being heavily reliant on farming and other natural resource industries. While it is true that the majority of these industries are located in rural places, they employ only 5.5% of rural and small town workers. Overall, the sector-by-sector employment profile of rural America is surprisingly similar to that of suburban and urban America.

This Rural Research Note presents employment data and maps that highlight the similarities, and differences, between rural America and more densely populated regions. Additionally, the effects of large agribusiness are explored within the context of small family farming.

July 2012

Homeownership in Rural America

Homeownership in Rural America

In its fifth Rural Research Note, HAC examines Homeownership in Rural America . In rural and small town communities, homeownership rates are even higher than the national level. In 2010, approximately 17.9 million, or 71.6 percent of occupied homes in rural communities were owned by their inhabitants. Consistent with national trends, the rural homeownership rate declined by two percentage points from the year 2000.

This research note includes analysis of:

Homeownership across the rural spectrum;
True homeownership rates in rural America; and
Homeownership rates decline between 2000 and 2010.

HAC News: July 11, 2012

July 11, 2012/in HAC News

HAC News Formats. pdf

July 11, 2012
Vol. 41, No. 14

• Ag spending bill up next • House committee considering Farm Bill • Reserve account regulation revised for new USDA multifamily developments • USDA RD rule confirms annual fees for Section 502 guarantees • CFPB requests public comment about reverse mortgages • CFPB study on reverse mortgages identifies risks to consumers • Data access could help USDA monitor Rental Assistance payments, GAO says • Report highlights uses of American Community Survey data • Guide describes programs of Administration for Children and Families • HAC provides more rural poverty resources • SAVE THE DATE! 2012 National Rural Housing Conference! Promises to Keep in Challenging Times

July 11, 2012
Vol. 41, No. 14

AG SPENDING BILL UP NEXT. Following a July 4 recess at home, the House may take up 2013 appropriations for USDA soon. Rep. Jeff Fortenberry (R-NE) is expected to offer an amendment to keep growing rural communities eligible for RD housing programs. Similar amendments passed in the Senate as part of the Farm Bill in June and its USDA appropriations bill in April. There will be a continuing resolution to begin FY13 on October 1, 2012. Final budget decisions for 2013 will come in a post-election session, or in the new Congress next year.

HOUSE COMMITTEE CONSIDERING FARM BILL. The House Agriculture Committee began marking up its Farm Bill on July 11. The bill differs from S. 3240, approved by the Senate, and does not include housing provisions.

RESERVE ACCOUNT REGULATION REVISED FOR NEW USDA MULTIFAMILY DEVELOPMENTS. A final rule published in the Federal Register, 7/9/12, applies only to new construction Section 515 or 514/516 properties. Their reserve account deposits must be based on life-cycle analyses or Capital Needs Assessments prepared by third parties, rather than on the total development cost, as required in the past. Contact Michael Steininger, RD, 202-720-1610.

USDA RD RULE CONFIRMS ANNUAL FEES FOR SECTION 502 GUARANTEES. Implementing a provision of USDA’s FY12 appropriations act, a final regulation in the Federal Register, 7/11/12, enables RD to charge an annual fee as well as an up-front guarantee fee, in order to make the program self-supporting (see HAC News, 11/1/11). The fee amount will be announced each fiscal year. Contact an RD office or Cathy Glover, RD, 202-720-1460.

CFPB REQUESTS PUBLIC COMMENT ABOUT REVERSE MORTGAGES. The Consumer Financial Protection Bureau, which regulates reverse mortgage transactions, seeks “detailed information from the public on the factors that influence reverse mortgage consumers’ decision-making, consumers’ use of reverse mortgage loan proceeds, longer-term consumer outcomes of a decision to obtain a reverse mortgage, and differences in market dynamics and business practices among the broker, correspondent, and retail channels for reverse mortgages.” Comments are due August 31. Contact Monica Jackson, CFPB, 202-435-7275.

CFPB STUDY ON REVERSE MORTGAGES IDENTIFIES RISKS TO CONSUMERS. In a report required by Congress, the Consumer Financial Protection Bureau surveys the reverse mortgage market, identifies consumer protection concerns, and describes new challenges. It concludes that reverse mortgages are complex and hard for consumers to understand, misleading advertising and other scams occur, and the currently available consumer counseling may not be sufficient. It identifies roles for itself including regulation, education, and complaint resolution. Complaints on reverse mortgages can be submitted through CFPB’s website or by phone, 1-855-411-CFPB (2372).

DATA ACCESS COULD HELP USDA MONITOR RENTAL ASSISTANCE PAYMENTS, GAO SAYS. To identify RA payment errors due to unreported tenant income, legislation is needed to allow USDA to match tenant data with federal income data collected by other departments, according to a new GAO report, Rural Housing Service: Efforts to Identify and Reduce Improper Rental Assistance Payments Could Be Enhanced (GAO-12-624). GAO also suggests internal improvements that do not require legislation. For print copies, contact GAO, 866-801-7077 (toll free).

REPORT HIGHLIGHTS USES OF AMERICAN COMMUNITY SURVEY DATA. The Census Project compiled “Eliminating America’s Playbook,” a collection of case studies and comments from a range of organizations about the ACS’s importance to both government and business. The House voted in May to eliminate ACS funding from the Commerce Department’s FY13 appropriations bill (see HAC News, 5/16/12); the Senate has not yet voted on its bill.

GUIDE DESCRIBES PROGRAMS OF ADMINISTRATION FOR CHILDREN AND FAMILIES. ACF is part of the federal Department of Health and Human Services. It offers Assets for Opportunity IDA grants and resources for economic development, health care, refugee assistance, and other needs. Its program guide also includes basics for those new to requesting federal funding from any agency as well as links to capacity building resources.

HAC PROVIDES MORE RURAL POVERTY RESOURCES. In addition to its decennial rural poverty map (see HAC News, 6/27/12) HAC has issued a Rural Research Note on “Poverty in Rural America” and posted a recording of a recent webinar on the subject.

SAVE THE DATE! 2012 NATIONAL RURAL HOUSING CONFERENCE!
PROMISES TO KEEP IN CHALLENGING TIMES
December 6-7 with pre-conference activities December 5
Hyatt Regency Washington on Capitol Hill, Washington, DC
Registration information will be announced here and at www.ruralhome.org when available.

HAC News: July 25, 2012

July 11, 2012/in HAC News

HAC News Formats. pdf

July 25, 2012
Vol. 41, No. 15

• Congress enacts bill giving Native American tribes more control over land use • Section 514/516 Farm Labor Housing funds offered • Reserve account regulation revised for new USDA multifamily developments • Preservation Revolving Loan Fund monies available • USDA emphasizes colonias for Section 306C water and waste disposal funds • HUD implements full Rental Assistance Demonstration • List of exclusions from income published by HUD • Senate hearing highlights housing development partnerships in native and rural regions • White House hosts session on tribal housing • Uniform Manufactured Housing Act approved by commission • HAC releases “Rural Economies and Industry” research brief • “Why Keep Rural Housing Programs at USDA?” • HAC seeks nominations for rural housing awards

July 25, 2012
Vol. 41, No. 15

CONGRESS ENACTS BILL GIVING NATIVE AMERICAN TRIBES MORE CONTROL OVER LAND USE. The Senate passed H.R. 205, the Helping Expedite and Advance Responsible Tribal Home Ownership (HEARTH) Act of 2012 (not related to the Homeless Emergency Assistance and Rapid Transition to Housing Act of 2009), on July 17. The House passed the bill in May, and President Obama will sign it into law. The act allows tribes to lease restricted lands for housing or economic development without Bureau of Indian Affairs approval.

SECTION 514/516 FARM LABOR HOUSING FUNDS OFFERED. Preapplications for off-farm loans and grants are due to USDA RD state offices on September 17. Rental Assistance and operating assistance are also available. Contact an RD state office for an application package.

PRESERVATION REVOLVING LOAN FUND MONIES AVAILABLE. Intermediaries can apply by August 17 for PRLF funds to relend for Section 514/516 or 515 preservation. Contact Sherry Engel, RD, 715-345-7677.

USDA EMPHASIZES COLONIAS FOR SECTION 306C WATER AND WASTE DISPOSAL FUNDS. Colonias that lack access to water or waste disposal systems and face significant health problems will receive additional priority points in the program’s funding competition. Contact Jacqueline M. Ponti-Lazaruk, Rural Utilities Service, 202-720-2670.

HUD IMPLEMENTS FULL RENTAL ASSISTANCE DEMONSTRATION. RAD will test conversion of public housing and other HUD-assisted properties to project-based Section 8. Partial implementation was announced in March (see HAC News, 3/7/12). Contact rad@hud.gov.

LIST OF EXCLUSIONS FROM INCOME PUBLISHED BY HUD. A July 24 Federal Register noticelists amounts specifically excluded by any federal statute from consideration as income for purposes of determining eligibility or benefits, and lists federal statutes that require certain income sources to be disregarded for specific HUD programs. Contacts vary by program and are listed in the notice.

SENATE HEARING HIGHLIGHTS HOUSING DEVELOPMENT PARTNERSHIPS IN NATIVE AND RURAL REGIONS. On July 24, witnesses before the Senate Committee on Banking, Housing & Urban Affairs described successful housing development projects on tribal lands and stressed the importance of flexibility and coordination in federal programs to promote additional development. A recording and written testimony are available at the Banking Committee website.

WHITE HOUSE HOSTS SESSION ON TRIBAL HOUSING. A White House Forum on Tribal Housing on July 26 discussed Administration initiatives and federal resources available from HUD, USDA, the Interior Department and others to tribal entities for housing creation. A draft of discussion topics is available from the National American Indian Housing Council. Contact April Hale, NAIHC, 202-454-0946, ahale@naihc.net.

UNIFORM MANUFACTURED HOUSING ACT APPROVED BY COMMISSION. The Uniform Law Commission approved the UMHA earlier this month. The commission’s press release says UMHA “provides an efficient and effective method” for an owner to choose to have a manufactured home classified as real property (rather than personal property) at the time of the first retail sale. State legislatures may consider adopting the UMHA. Contact ULC, 312-450-6600.

HAC RELEASES “RURAL ECONOMIES AND INDUSTRY” RESEARCH BRIEF. Employment data analyzed by HAC show that, while rural economies are often perceived as relying heavily on farming and other natural resource industries, these industries employ only 5.5% of rural and small town workers. Overall, the sector-by-sector employment profile of rural America is surprisingly similar to that of suburban and urban America, according to this new Rural Research Note.

“WHY KEEP RURAL HOUSING PROGRAMS AT USDA?” HAC’s most recent contribution to Shelterforce’s Rooflines blog explains why rural housing professionals believe USDA’s rural housing programs should not be moved to HUD. (See HAC News, 5/25/11 and 9/14/11).

HAC SEEKS NOMINATIONS FOR RURAL HOUSING AWARDS.
Nominations are due September 28 for the Cochran/Collings Award for national rural housing service and the Skip Jason Community Service Award. The honors will be presented at the National Rural Housing Conference in December. Details will be available soon at www.ruralhome.org or from Lilla Sutton, HAC, 202-842-8600, lilla@ruralhome.org.

HAC News: June 27, 2012

June 28, 2012/in HAC News

HAC News Formats. pdf

June 27, 2012
Vol. 41, No. 13

• House considering FY13 HUD funding bill • House committee approves USDA funding bill • Administration rejects House funding bills, including Rental Assistance level • House may consider grandfathering rural housing eligibility, Senate supports it again • Proposed guidelines would help make temporary emergency housing units accessible • HUD updates guidance on consulting tribes regarding historical properties • General housing outlook positive but cost burdens rising, Joint Center reports • Materials available on changing manufactured home titling policy • HUD offers many email lists • HAC releases “Poverty in the United States” map • Follow rural housing issues and HAC on social media

June 27, 2012
Vol. 41, No. 13

HOUSE CONSIDERING FY13 HUD FUNDING BILL. At press time, the House was still debating the 2013 T-HUD spending bill (H.R. 5972). Passage is expected this week. The bill passed the House Appropriations Committee June 19 without changes to the numbers reported in the HAC News, 6/13/12. The committee and the full House both rejected amendments that would have cut HOME funding by $200 million, and the House also rejected cuts to CDBG. The committee’s report (H.Rept. 112-541) included strong language supporting SHOP. Watch for an update on the results of the House vote on HAC’s website.

HOUSE COMMITTEE APPROVES USDA FUNDING BILL. On June 19 the full House Appropriations Committee approved H.R. 5973, the FY13 USDA bill passed by the Agriculture Appropriations Subcommittee (see HAC News, 6/13/12), with only one change in rural housing funding levels. The committee adopted an amendment offered by Rep. Mike Simpson (R-ID) adding $1.5 million to the subcommittee’s $886.6 million for Section 521 Rental Assistance. Like its Senate counterpart, the House committee’s report (H.Rept. 112-542) admonished the Administration for inconsistent rental housing policies. The full House is not expected to take up the bill until at least the week of July 9. Correction: The table in the printed HAC News of 6/13/12 incorrectly stated the House subcommittee’s Rental Assistance level as $866.6 million; it should have said $886.6 million. HAC apologizes for any confusion.

ADMINISTRATION REJECTS HOUSE FUNDING BILLS, INCLUDING RENTAL ASSISTANCE LEVEL. In separate Statements of Administration Policy issued June 21, OMB criticizes the funding reductions in the House bills for USDA and T-HUD. It notes that the House’s $888.1 million for Rental Assistance would eliminate 4,600 units of RA.

HOUSE MAY CONSIDER GRANDFATHERING RURAL HOUSING ELIGIBILITY, SENATE SUPPORTS IT AGAIN. When the USDA appropriations bill is considered on the House floor, Rep. Jeff Fortenberry (R-NE) is expected to offer an amendment that would extend eligibility for places that have gained population and would no longer fit the definition of “rural” for USDA housing programs, but are still under 35,000 population. Fortenberry’s provision would apply in FY13 only. The Senate’s USDA appropriations bill, S. 2375, includes a similar provision (see HAC News, 5/2/12). The Senate also approved an amendment sponsored by Sen. Ben Nelson (D-NE) to S. 3240, the Farm Bill, to apply grandfathering until 2020 Census data are available. The Farm Bill, which passed the Senate June 21, does not include other housing provisions.

PROPOSED GUIDELINES WOULD HELP MAKE TEMPORARY EMERGENCY HOUSING UNITS ACCESSIBLE. New guidelines for federal agencies would address accessibility for people with disabilities in newly constructed emergency transportable housing units. Comments are due August 17. Visit www.access-board.gov/eth/. Contact Marsha Mazz, Architectural and Transportation Barriers Compliance Board, 202-272-0020, mazz@access-board.gov.

HUD UPDATES GUIDANCE ON CONSULTING TRIBES REGARDING HISTORIC PROPERTIES. Consultation is required if a HUD-assisted project may affect historic properties of significance to federally recognized tribes. A Notice on Tribal Consultation, an updated Tribal Directory Assessment Tool, and other materials are posted on HUD’s site. Contact atec@hud.gov or a local HUD environmental officer.

GENERAL HOUSING OUTLOOK POSITIVE BUT COST BURDENS RISING, JOINT CENTER REPORTS. The State of the Nation’s Housing 2012 reviews signs of recovery in market rate for-sale and rental housing, and says serious cost burdens have increased for both owners and renters. The gap between the number of low-income renters and the supply of affordable, available, and adequate units continues to widen (Figure 30).

MATERIALS AVAILABLE ON CHANGING MANUFACTURED HOME TITLING POLICY. The Corporation for Enterprise Development offers a variety of items about the draft Uniform Manufactured Housing Act. If adopted by individual states, the act could change the process for converting a manufactured home to real property and, CFED says, could give manufactured home owners easier access to real estate mortgages.

HUD OFFERS MANY EMAIL LISTS. To subscribe to lists covering specific topics or geographic areas, visit https://portal.hud.gov/hudportal/HUD?src=/subscribe.

HAC RELEASES “POVERTY IN THE UNITED STATES” MAP. This popular map, illustrating poverty rates by county, is updated with Census data every 10 years. Printable versions in several sizes can be downloaded from HAC’s website. Order a 24″x36″ version for $5 online with a credit card or mail a check to HAC.

FOLLOW RURAL HOUSING ISSUES AND HAC ON SOCIAL MEDIA. Like HAC on Facebook, follow HAC on Twitter and LinkedIn, and read blog posts by HAC staff at Shelterforce’s blog Rooflines. HAC’s most recent blog post reports on seniors’ dire housing conditions in Yazoo City, MS.

Poverty in Rural America

June 28, 2012/in Rural Research Briefs High Need Regions, Persistent Poverty, Persistent Poverty Counties, Vulnerable Populations

HAC has conducted extensive research on poverty in rural America, including:

Poverty in the United States – 2012 Map

June 26, 2012/in Infographics

Poverty in the United States Map

Download a PDF of the “Poverty in the United States” map (HAC recommends using Adobe Reader X or higher for optimal printing)

Taking Stock: Rural People, Poverty and Housing in the 21st Century

The increasing prevalence of poverty in the United States is an inexcusable shame on this great nation. More Americans are living in poverty today than at any other time since the Census Bureau began measuring its occurrence. The issue of poverty has many complexities, but it is much more than an abstract condition for the over 40 million Americans who face daily struggles with food security, access to health care, and lack of basic shelter.

Forty years ago the Housing Assistance Council (HAC) was created to address poverty and housing inadequacies in rural America. In 1984, HAC published Taking Stock, one of the first comprehensive assessments of rural poverty and housing conditions in the United States. A key component of that seminal report was HAC’s national poverty map detailing poverty rates for every U.S. county in 1980. As a companion to 2012 edition of Taking Stock: Rual People, Poverty, and Housing in the 21st Century, HAC presents our newly updated poverty map, entitled “Poverty in the United States.” The map shows county-level poverty data from 2010 Census counts.

>

Download HAC’s Rural
Research Note: Poverty
in Rural America.

While some gains have been made in reducing poverty over the past several decades, poverty rates are still shockingly high for certain populations in rural America, namely minorities and children. HAC’s research also illustrates the continued persistence of high poverty within several predominantly rural regions and populations such as Central Appalachia, the Lower Mississippi Delta, the southern Black Belt, the Colonias region along the U.S.-Mexico border, Native American lands, and migrant and seasonal farmworkers. Often forgotten or hidden from mainstream America, these areas and
populations had poverty rates of 20 percent or higher in 1990, 2000, and 2010.

HAC’s poverty map presents the stark reality that too many Americans have been left behind or shut out of our nation’s economic promise and prosperity.

In the coming months, HAC will present additional research products highlighting social, economic, and housing characteristics of rural Americans.

Mapping Poverty in
Rural America Webinar

Download Powerpoint |

Download a PDF of the “Poverty in the United States” map

USDA Multi-Family Fair Housing Occupancy Report FY 2011

June 14, 2012/in Multi-Family Fair Housing Occupancy Reports

USDA’s annual occupancy report for Section 515 and 514/516 rentals states that from April 2010 to May 2011 the total number of Section 515 properties dropped by 270 (about 3,600 apartments) and the number of farmworker properties increased by six.

HAC News: June 13, 2012

June 13, 2012/in HAC News

HAC News Formats. pdf

June 13, 2012
Vol. 41, No. 12

• House subcommittees act on FY13 USDA and HUD funding • The House’s USDA appropriations bill • The House’s HUD appropriations bill • HUD, USDA RD, and the CDFI Fund announce new Border Community Capital Initiative • FHFA requests comments on housing goals and preservation impact • USDA examines immigration policy’s impacts on agriculture • USDA announces June is National Homeownership Month • HAC sets webinar on “Mapping Poverty in Rural America”

June 13, 2012
Vol. 41, No. 12

HOUSE SUBCOMMITTEES ACT ON FY13 USDA AND HUD FUNDING. House appropriations subcommittees have approved both bills and the full House Appropriations Committee is expected to act on them in the next few weeks. The Senate bills (see HAC News, 5/2/12) still await consideration by the full Senate. Congress continues to move appropriations on a faster track this year than in the recent past, but final passage of most appropriations bills may not occur until a post-election lame duck session.

THE HOUSE’S USDA APPROPRIATIONS BILL would provide lower amounts than the Senate’s bill for almost all rural housing programs. It allocates slightly more to the Section 515 rural rental housing program than the Senate bill, although the House’s $31.3 million is less than half of the $64.5 million Section 515 received in FY12. The House bill also contains new language in every provision relating to housing programs and in some, but not all, provisions relating to other Rural Development programs, requiring USDA to provide detailed spending plans within 15 days of enactment. [tdborder][/tdborder]

USDA Rural Devel. Prog. (dollars in millions)	FY11 Approp.a	FY 12 Approp.	FY13 Admin. Budget	FY13 Sen. Bill (S. 2375)	FY13 House Subcomm. Bill
502 Single Fam. Direct (Self-Help Setaside) (Teacher Setaside)	$1,121 — —	$900 — —	$652.8 (141) (67)	$900 (5) 0	$652.8 0 0
502 Single Family Guar.	24,000	24,000	24,000	24,000	24,000
504 VLI Repair Loans	23.4	10	28	28	10
504 VLI Repair Grants	34	29.5	28.2	b	c
515 Rental Hsg. Direct	69.5	64.5	0	28.4	31.3
514 Farm Labor Hsg.	25.7	20.8	26	26	d
516 Farm Labor Hsg.	9.8	7.1	8.9	8.9	d
521 Rental Assistance (Preservation RA) (New Cnstr. 515 RA) (New Cnstr. 514/516 RA)	955.6 0 (2.03) (3)	904.7 0 (1.5) (2.5)	907.1 0 0 (3)	907.1 0 0 (3)	886.6^f 0 (1.5) (2.5)
523 Self-Help TA	37	30	10	30	15
533 Hsg. Prsrv. Grants	10	3.6	0	b	c
538 Rental Hsg. Guar.	30.9	130	150	150	150
Rental Prsrv. Demo. (MPR)	15	2	34.4	16.8	2
Rental Prsrv. Revlg. Lns.	1	0	0	0	0
542 Rural Hsg. Vouchers	14	11	12.6	11	10.8
Rural Cmnty. Dev’t Init.	5	3.6	8	6.1	3.5e
a. Figures shown do not include 0.2% across the board reduction. b. Total for 504 grants and 533 grants is $33.1 million. c. Total for 504 grants and 533 grants is $17 million. d. Total budget authority for Section 514 loans and Section 516 grants is $13.8 million, compared to the Senate bill’s total of $17.5 million. e. Of the $3.549 million total for RCDI, $3.302 million is directed to community facilities grants to tribal colleges. f. HAC originally reported the House subcommittee’s level for Rental Assistance was $866.6 million, but the correct figure is $886.6 million. HAC apologizes for any confusion.

THE HOUSE’S HUD APPROPRIATIONS BILL boosts funding for HOME, Section 202, CDBG, and SHOP above the levels in FY12 and in the Senate’s bill. The Rural Innovation Fund is not funded and seems dead after being left out of HUD’s budget proposal again. The Rural Housing Stability Program is funded as part of homeless assistance grants. Veterans housing vouchers are funded at $75 million and Native American Block Grants are at $650 million, maintaining 2012 levels for both programs. The House bill does not fund Choice Neighborhoods or Sustainable Communities.

HUD Program (dollars in millions)	FY11 Approp.a	FY12 Approp.	FY13 Admin. Budget	FY13 Sen. Bill (S. 2322)	FY13 House Subcomm. Bill
Cmty. Devel. Fund (incl. CDBG) Sustainable Commun. Init. Rural Innovation Fund	3,508 (100) 0	3,308.1 0 0	3,143 100 0	3,210 b 50 0	3,404 b 0 0
HOME	1,610	1,000	1,000	1,000	1,200
Tenant-Based Rental Asstnce. Vets. Affairs Spptve Hsg. Vchrs	18,408 (50)	18,914.4 (75)	19,074.3 (75)	19,396.3 (75)	19,134.3 (75)
Project-Based Rental Asstnce.	9,257.4	9,339.7	8,700.4	9,875.8	8,700.4
Public Hsg. Capital Fund	2,044	1,875	2,070	1,985	1,985
Public Hsg. Operating Fund	4,626	3,961.9	4,524	4,591	4,524
Choice Neighbrhd. Initiative	0	120	150	120
Housing Trust Fund	0	0	1,000	0	0
Native Amer. Hsg. Block Grant	650	650	650	650	650
Homeless Assistance Grants	1,905	1,901.2	2,231	2,146	2,000
Rural Hsg. Stability Prog.	—	—	5	c	c
Hsg. Opps. for Persons w/ AIDS	335	332	330	330	330
202 Hsg. for Elderly	400	374.6	475	375	425
811 Hsg. for Disabled	150	165	150	150	165
Fair Housing	72	70.8	68	68	68
Healthy Homes & Ld. Haz. Cntl.	120	120	120	120	120
Self-Help Homeownshp. (SHOP)	27	13.5	0	13.5	20
Housing Counseling	0	45	55	55	45
a. Figures shown do not include 0.2% across the board reduction. b. Includes $3.1 billion in Senate and $3.34 billion in House for CDBG. c. Funded under Homeless Assistance Grants.

HUD, USDA RD, AND THE CDFI FUND ANNOUNCE NEW BORDER COMMUNITY CAPITAL INITIATIVE. Community development lenders and investors, which can include local rural nonprofits and federally recognized tribes, will be eligible for funds and technical assistance to support their lending or investing related to affordable housing, small businesses, and community facilities in the colonias along the U.S.-Mexico border. The collaboration may later be extended to other persistent poverty regions of the country. The announcement does not indicate when a NOFA may be issued. Contact Russell Quiniola or Thann Young, HUD, 1-877-787-2526.

FHFA REQUESTS COMMENTS ON HOUSING GOALS AND PRESERVATION IMPACT. The Federal Housing Finance Agency proposes continuing the existing structure of Fannie Mae and Freddie Mac housing goals (with no rural goals or subgoals) for 2012-2014, with new benchmark levels. FHFA also seeks comments on whether the regulation should address the possibility that Fannie or Freddie would receive credit under the housing goals for purchasing a multifamily mortgage that facilitates conversion of the property from affordable rents to market rate. Comments are due July 26, 2012. Contact Paul Manchester, FHFA, 202-649-3115.

USDA EXAMINES IMMIGRATION POLICY’S IMPACTS ON AGRICULTURE. As Congress considers possible changes in immigration laws, an Economic Research Service study finds that an increase in H2-A temporary workers would increase U.S. agricultural production and reduce wages. A decrease in the undocumented workforce would decrease production and raise wages. The study does not address impacts on housing.

USDA ANNOUNCES JUNE IS NATIONAL HOMEOWNERSHIP MONTH.

HAC SETS WEBINAR ON “MAPPING POVERTY IN RURAL AMERICA.” As a prelude to the 2012 edition of Taking Stock – HAC’s decennial report on social, economic, and housing conditions in rural America – HAC is releasing an updated poster map showing county-level poverty data from 2010 Census figures, as well as information on historic, regional, and persistent poverty in the United States. Register now for a webinar presentation of the poverty map and a discussion of poverty in rural America on Thursday, June 28, 2:00-2:45 pm (EDT).

Spring 2012: HOME Works for Rural Communities

May 30, 2012/in Rural Voices

The Spring 2012 issue of Rural Voices includes more than 25 brief success stories from rural organizations that have utilized the HOME program to develop housing, create jobs, and provide decent affordable homes for their communities.

Views from Washington

The HOME Investment Partnerships Program: Cornerstone of Affordable Housing Development Efforts
by Senator Partick Leahy, (D – VT)

The HOME Investment Partnerships Program (HOME)
by Mercedes Márquez

FEATURES

What is the HOME Program
A detailed overview of the HOME Program.

The New HOME Rules and What They Mean
HUD has plans to make several changes to the HOME Final Rule. What are those changes and how will they impact rural communities?

STORIES FROM YOUR COMMUNITY

This issue of Rural Voices features success stories from organizations that have successfully utilized the HOME program to develop housing, create jobs, and provide decent affordable housing for their communities.

HAC would like to thank the following organizations for sharing their stories:

Brazos Valley Affordable Housing Corporation, City of Hesperia/Hesperia Housing Authority, City of Santa Clarita, Cocopah Indian Housing and Development, Community Action, Inc., Community Development Commission of Mendocino County, Community Housing Partners, Community Support Program, Inc., Crawford-Sebastian CDC, Delta Area Economic Opportunity Corporation, Economic Security Corporation, Freedom West Community Development Corporation, Inter-Lakes Community Action Partnership, New Mexico Housing & Community Development Corporation, Northwest Housing Alternatives, Opportunities for Chenango Inc., PathStone Corporation, PRIDE of Ticonderoga, Inc., Self Help Enterprises, South County Housing Corporation, Southwest Minnesota Housing Partnership, St. Vincent de Paul Society of Lane County, Inc., Tierra Del Sol Housing Corporation, Tri-County Opportunities Council, Vermont Housing and Conservation Board, and Walker Montgomery Community Development Corporation.

Share your Story

Rural Voices is not a large enough publication in which to cover all the stories of how HOME has positively benefitted communities across the country. Do you have a great story from your own community to share on this subject? Please tell us in the comments below, share your story on Facebook, LinkedIn, or tweet #HUDHOMEWorks and help demonstrate the importance of the HOME program to communities across the country.

HOME program weblinks.

Share your HOME Success Story

Rural Economies and Industry

Homeownership in Rural America

HAC News: July 11, 2012

HAC News: July 25, 2012

HAC News: June 27, 2012

Poverty in Rural America