Rural Fair Housing Complaints and Enforcement

Rural Fair Housing Complaints and Enforcement
This report provides an analysis of over 91,000 fair housing complaints in HUD’s TEAPOTS dataset. The analysis of TEAPOTS data includes information on the number and types of fair housing violations filed with HUD and FHAP agencies in rural counties from fiscal year (FY) 1998 to FY 2008.
Print copy: $5.00
March 2011, 35 pages, ISBN 978-1-58064-165-4

Foreclosure in Rural America: An Update

Foreclosure in Rural America: An Update
The diversity of rural mortgage markets, combined with a lack of access to accurate data, create ongoing challenges to understanding and addressing the mortgage default and foreclosure problem in rural America. This report provides new information to update, What is the Housing Foreclosure Situation in Rural America?, HAC’s initial report and assessment of the foreclosure situation in rural America.
February 2011, 19 pages, ISBN 978-1-58064-166-7, Rural Housing Research Note.

HAC News: February 16, 2011

https://ruralhome.org. Budget documents are posted at https://www.omb.gov, https://www.hud.gov, and https://www.usda.gov.

USDA rural housing: H.R. 1 would keep most USDA rural housing programs at or near FY10 funding levels, although it would eliminate rental preservation funds except for vouchers. The Administration’s budget would slash Section 502 direct loans from $1.1 billion to $211 million, eliminate the Section 523 self-help technical assistance program, and double the Section 502 guarantee program. Like H.R. 1, it proposes to eliminate rental preservation programs, but it would increase Section 515 funding, which can be used for some preservation activities.

USDA Rural Development Program
(dollars in millions)

FY 2010 Approp.

FY 2011 Admin. Budget

FY11
Proposed CR

(H.R. 1)

FY 2012 Admin. Budget

Loans

502 Single Fam. Direct

$1,121

$1,200

$1,121

$211.4

502 Single Family Guar.

12,000

12,000

12,000

24,000

504 Very Low-inc. Rpr.

34.4

34

34

0

514 Farm Labor Hsg.

27.3

27

27.3

27

515 Rental Hsg. Direct

69.5

95.2

69.5

95.2

38 Rental Hsg. Guar.

129.1

129.1

129.1

0

Rental Prsrv. Revlg. Lns.

1.8

0

0

0

Grants and Payments

504 Very Low-inc. Rpr.

31.6

31

31.6

11.5

516 Farm Labor Hsg.

9.9

10

9.9

9.8

523 Self-Help TA

41.9

37

37

0

533 Hsg. Prsrv. Grants

9.4

9.4

9.4

0

521 Rental Assistance d

980

966

955.6

906.7

Preservation RA

(6)

0

0

0

New Constr. 515 RA

(2.03)

(3)

(2.03)

(3)

New Constr. 514/516 RA

(3.4)

(3)

(3)

(3)

542 Rural Hsg. Vouchers

16.4

18

16.4

16

Rental Prsrv. Demo. (MPR)

25

0

0

0

Rural Cmnty. Dev’t Init.

6.3

0

0

8.4

HUD housing: H.R. 1 would cut large proportions of the funding for CDBG, Section 202, and Section 811, eliminate housing counselling, and reduce funds for other programs including HOME and Native American housing. It would continue funding for the Rural Innovation Fund and SHOP. The Administration’s budget would cut CDBG, HOME, and Sections 202 and 811, while increasing homelessness funding and adding a full $1 billion for the never-funded National Housing Trust Fund. The Rural Innovation Fund would be fully funded and the Self-Help Home-ownership Opportunity Program (SHOP) would be eliminated.

HUD Program
(dollars in millions)

FY10 Approp.

FY11 Admin. Budget

FY11
Proposed CR

(H.R. 1)

FY12 Admin. Budget

Cmty. Devel. Block Grants
– Sustainable Communities Initiative (b)
– Rural Innovation Fund (a)
– Catalytic Investment Grants

$4,450
(150)
(25)

4,380.1
(150)
0
(150)

1,500
0
25

3,781
0
25
0

HOME

1,825

1,650

1,650

1,650

Tenant-Based Rental Asstnce.

16,339

17,310

14,080

15,223

Project-Based Rental Asstnce.

8,551.5

9,382.3

8,882

9,035

Transforming Rental Asstnce.

350

200

Vets. Affairs Spptve Hsg. Vouchers

75

0

75

75

Public Hsg. Capital Fund

2,500

2,044

1,428

2,405

Public Hsg. Operating Fund

4,775

4,829

4,626

3,962

Public Hsg. Revtlztn. (HOPE VI)

135

0

0

0

Choice Neighbrhd. Initiative

65

250

65

250

Housing Trust Fund

1,000

1,000

Native Amer. Hsg. Block Grant

700

580

500

700

Homeless Assistance Grants

1,865

2,055

1,865

2,372

Hsg. Opps. for Persons w/ AIDS

335

340

335

335

202 Hsg. for Elderly

825

273

238

757

811 Hsg. for Disabled

300

90

90

196

Fair Housing

72

61

72

72

Rural Hsg. & Econ. Dev. (RHED) (a)

0

0

0

Healthy Homes & Lead Haz. Cntl.

140

140

120

140

Sustainable Communities Initiative (b)

0

150

Self-Help Homeownshp. (SHOP)

27

0

27

0

Brownfields Redevelopment

17.5

0

0

0

Housing Counseling

87.5

88

0

88

a. The Rural Innovation Fund replaced RHED. b. Funded as part of CDBG in 2010 and separately in the FY12 budget.

MORTGAGE ORIGINATORS AT FEDERALLY REGULATED LENDERS MUST REGISTER BY JULY 29. The Secure and Fair Enforcement (SAFE) for Mortgage Licensing Act requires registration. See Federal Register, 2/3/11. Visit https://mortgage.nationwidelicensingsystem.org. Contact the mortgage registry, 240-386-4444.

HUD PROPOSES COMBINING PUBLIC HOUSING MODERNIZATION PROGRAMS.Comments are due April 8. See Federal Register, 2/7/11 or https://www.regulations.gov. Contact Jeffrey Riddel, HUD, 202-708-1640.

INDIAN HOUSING BLOCK GRANT ADVANCES OFFERED FOR FY11. HUD Notice PIH 2011-06 tells tribes and tribally designated housing entities how to request IHBG advances pending a final FY11 HUD appropriations bill. Visit https://portal.hud.gov/hudportal/HUD?src=/program_offices/administration/hudclips/notices/pih. Contact an Area Office of Native American Programs, listed at https://www.hud.gov/offices/pih/ih/index.cfm.

ADMINISTRATION ISSUES HOUSING FINANCE REFORM REPORT. The report suggests reliance on the private sector. It says both homeownership and rental housing are needed. It states that USDA, HUD, and VA will establish a task force “to explore ways in which their housing finance programs can be better coordinated, or even consolidated . . .” Reforming America’s Housing Finance Market is at https://www.treasury.gov/initiatives/Pages/housing.aspx.

RURAL VOICES MAGAZINE OFFERS REFLECTIONS ON CHANGE. “Rural Housing Leaders Reflect: Where Do We Go from Here?” is the winter issue of HAC’s quarterly magazine, free at https://ruralhome.org. One print subscription per organization is free from Dan Stern, HAC, 202-842-8600, dan@ruralhome.org.

HAC News: February 2, 2011

https://www.whitehouse.gov/blog/2011/02/01/.

ADMINISTRATION BUDGET TO BE PUBLISHED FEBRUARY 14. The process of developing federal funding levels for fiscal year 2012 will begin when the Obama Administration issues its budget proposals in less than two weeks. Watch for details on HAC’s website, https://ruralhome.org.

HUD OFFERS FUNDS FOR ASSISTED LIVING, SERVICE COORDINATORS, AND RESEARCH.The Assisted Living Conversion Program aids private nonprofits that own properties with specific types of federal assistance, including Section 515 with Section 8, or Section 202. Deadline is March 29. Contact Katina Washington, Katina.X.Washington@hud.gov, 202-708-3000. • Service Coordinators in Multifamily Housing funds are available for specified types of HUD-assisted properties. Deadline is March 24. Contact HUD field staff. • The Transformation Initiative: Natural Experiments Grant Program supports scientific research that makes use of natural experiments to evaluate the impacts of local, state, and federal policies. HUD is particularly interested in helping policymakers spend effectively and efficiently, but will consider other projects as well. Deadline is February 21. Contact Michael T. Morse, Michael.T.Morse@hud.gov, 202-402-5901. • All HUD NOFAs are posted at https://www.hud.gov/offices/adm/grants/fundsavail.cfm and https://www.grants.gov.

MATERIALS ON HUD RURAL INNOVATION FUND NOFA POSTED ON HAC’S SITE. A recording of a HAC webcast discussing the application process, slides, and other resources are available at https://ruralhome.org. Application materials are at https://www.hud.gov/offices/adm/grants/fundsavail.cfm or https://www.grants.gov. Deadline remains February 23. Contact Robert Duncan, HUD, 202-402-4681 or 1-877-787-2526.

HUD PROPOSES PROTECTIONS FOR SEXUAL ORIENTATION AND GENDER IDENTITY. Owners and operators of HUD-assisted and FHA-insured housing would be prohibited from discriminating against lesbian, gay, bisexual, and transgender people. The notice explains that a separate rule will add the same protections to HUD’s Native American housing programs. Comments are due March 25. See Federal Register, 1/24/11 or https://www.regulations.gov. Contact Kenneth J. Carroll, HUD, 202-708-2333.

FHFA REQUESTS ALTERNATIVES TO CREDIT RATINGS FOR GSE OVERSIGHT. The Federal Housing Finance Agency seeks alternatives to replace the use of credit ratings for securities in its regulations overseeing Fannie Mae, Freddie Mac, and the Federal Home Loan Banks. Comments are due March 17. See www.fhfa.gov/Default.aspx?Page=89 or https://www.regulations.gov. Contact Scott Smith, FHFA, 202-414-8922.

RD PROVIDES GUIDANCE ON SECTION 515 PROPERTIES FUNDED BETWEEN 1979 AND 1989. An Unnumbered Letter dated January 4, 2011 explains the status of properties included in a litigation settlement agreement and those that were not included. Contact Cynthia L. Johnson, RD, 202-720-1940, cynthial.johnson@wdc.usda.gov. Visit https://www.rurdev.usda.gov/RD_UnnumberedList.html.

CAPITAL NEEDS ASSESSMENT GUIDELINES UPDATED. An Unnumbered Letter dated January 7, 2011 compiles information from several sources for USDA-financed multifamily properties’ CNAs. Contact Carlton Jarratt, RD, 804-287-1524, carlton.jarratt@wdc.usda.gov. Visit https://www.rurdev.usda.gov/RD_UnnumberedList.html.

HUD REPORTS WORST CASE NEEDS INCREASED 20% FROM 2007 TO 2009. Worst case housing needs – defined as very low-income renter households who paid more than half their monthly income for rent, lived in severely substandard housing, or both – were 7.10 million in 2009 (41% of very low-income renters), up from 5.91 million (37%) in 2007. Every racial/ethnic group experienced increases, with Hispanics having the largest increase. The report suggests the rise is tied to the economic recession and homeownership crisis. Worst Case Housing Needs 2009: A Report to Congress is free at https://www.huduser.org.

ONLINE MAP SHOWS POVERTY RATES FOR CONGRESSIONAL DISTRICTS. An interactive map provides total poverty rates and rates for children. Visit https://halfinten.org/issues/articles/poverty-data-by-congressional-district/.

STUDY ANALYZES HPRP, SUGGESTS IMPROVEMENTS. On the Edge: How HUD Can Improve the Homelessness Prevention and Rapid Re-Housing Program, published by the National Law Center on Homelessness and Poverty, is based on a survey of service providers and is available at https://www.nlchp.org.

MISSED THE LAST HAC NEWS? The January 19 issue of the HAC News may not have reached all print subscribers because of a mailing glitch. It is available (along with other back issues) on HAC’s website, https://ruralhome.org. HAC apologizes for any problems.

HAC News: January 19, 2011

https://ruralhome.org or https://rules.house.gov for updates. The FY12 funding process will begin when the Administration releases its budget proposals, expected to be during the week of February 14.

EPA OFFERS GRANTS TO BUILD CAPACITY TO ADDRESS CHILDREN’S ENVIRONMENTAL HEALTH. State and local governments, tribes, and nonprofits can apply by February 18. Projects should be multi-media (involving multiple environmental health hazards), holistic (involving multiple stakeholders and built on strong partnerships), and focused on underserved communities. Visit https://www.grants.gov or https://yosemite.epa.gov/ochp/ochpweb.nsf/content/grants.htm. Contact seikel.kathy@epa.gov.

USDA OIG CRITICIZES SECTION 502 GUARANTEE PROGRAM. On December 6, 2010 USDA’s Office of Inspector General issued preliminary findings from an audit of Section 502 loans guaranteed with Recovery Act funding. Based on a sample of 100 loans, OIG estimated that 33% of the 81,000 loans made may have been ineligible for the program because borrowers’ incomes were too high or too low, they already owned adequate homes, or they purchased homes with swimming pools. OIG also identified instances where agency policies and guidance were unclear, inadequate, or insufficient, and suggested that agency oversight might have been a contributing factor. USDA officials did not agree with OIG’s conclusions for many of the loans it reviewed. The preliminary report is available at https://www.usda.gov/oig/rptsauditsrhs.htm.

HOMELESSNESS AND DOUBLED UP LIVING INCREASED FROM 2008 TO 2009. The National Alliance to End Homelessness studied state and national data, finding that the nation’s homeless population increased by 3% – approximately 20,000 people – from 2008 to 2009. Increased numbers of people experienced homelessness in each of the subpopulations examined: families, individuals, chronic, unsheltered. The doubled up population (people living with family or friends for economic reasons) increased by 12% to more than 6 million people. State of Homelessness in America 2011 is at https://www.endhomelessness.org/content/article/detail/3668.

USDA MULTIFAMILY PROPERTIES MAY ADOPT NON-SMOKING POLICIES. An Unnumbered Letter (Dec. 29, 2010) provides guidance to owners who choose to limit smoking. The UL is available from RD offices and posted at https://www.rurdev.usda.gov/RD_UnnumberedList.html. Contact Janet Stouder, RD, 202-720-9728. A similar HUD piece from September, PIH-2010-21, is at https://www.hud.gov/offices/adm/hudclips/notices/hsg/10hsgnotices.cfm.

REPORT SAYS PERMANENTLY AFFORDABLE HOUSING CAN ALSO HELP BUILD ASSETS. Homeownership Today and Tomorrow: Building Assets While Preserving Affordability presents research showing how inclusionary housing, limited equity coops, and community land trusts can accomplish both goals and is available from the National Housing Institute at https://nhi.org/go/Assets. It is based on data presented in full in Balancing Affordability and Opportunity: An Evaluation of Affordable Homeownership Programs with Long-term Affordability Controls, available from the Urban Institute at https://www.urban.org/sharedequity.

HOUSING COUNSELING 101 PODCAST OFFERED. The National Foundation for Credit Counseling series is in-tended to help homeowners understand the use of housing counseling to avoid foreclosure. Visit https://www.nfcc.org/housing/index.cfm.

WEBSITE COVERS RECOVERY ACT IMPACT IN INDIAN COUNTRY. Created by the National Congress of American Indians, https://www.indiancountryworks.org provides information and links to news and data, as well as two 2010 NCAI reports on the Recovery Act’s activities and remaining need.

SUCCESSFUL AFFORDABLE HOUSING COMMUNICATIONS DESCRIBED. What Works and Why: Affordable Housing Communications Campaigns 2000-2010 describes 15 campaigns by advocates and government agencies to build public and political support for affordable housing and to counteract negative attitudes. The report is $12.00 from the Partnership for Sustainable Communities at https://www.p4sc.org/articles/category/54 or 415-453-2100.

HUD OFFERS EMAIL LISTS AND A NEW BLOG. Lists on multifamily property disposition, rural economic development, homelessness, lead based paint, and several other topics are open to the public. To sign up, visit https://www.hud.gov/subscribe/. A new blog, the HUDdle, is online at https://blog.hud.gov.

HAC News: January 5, 2011

https://thomas.loc.gov/home/approp/app11.html.

CHANGES IN SECTION 202 AND 811 BECOME LAW. On January 4, President Obama signed the Section 202 Supportive Housing for the Elderly Act (S. 118) and the Frank Melville Supportive Housing Act (S. 1481) into law. The bills modernize the programs and do not include major changes proposed by HUD in 2010 (see HAC News, 10/13/10). The bills are available at https://thomas.loc.gov. A Technical Assistance Collaborative summary of the Melville Act is at https://www.tacinc.org/ and an American Association of Homes and Services for the Aging summary of the Section 202 Act is at https://www.aahsa.org.

HUD SETS FEBRUARY 23 DEADLINE FOR RURAL INNOVATION FUND APPLICATIONS. The Rural Fund NOFA (see HAC News, 12/8/10) and a correction are available at https://www.grants.gov or https://www.hud.gov/offices/adm/grants/nofa10/rural-innov.cfm. Contact Robert Duncan, 202-402-4681, robert.duncan@hud.gov.

HUD ISSUES RESEARCH NOFAS. For details on the Historically Black Colleges and Universities Program (Round 2), the Homeless Families Demonstration Small Grant Research Program, and the Sustainable Communities Research Grant Program, visit https://www.hud.gov/offices/adm/grants/fundsavail.cfm or https://www.grants.gov.

FINAL RULE ISSUED FOR SECTION 538 CONTINUOUS GUARANTEE. The Section 538 rental guarantee program will now offer a single, continuous guarantee for construction advances and permanent financing. See Federal Register, 1/3/11. Contact Tammy S. Daniels, RD, tammy.daniels@wdc.usda.gov, 202-720-0021.

RD TO HOLD CALLS ON MULTIFAMILY HOUSING PROGRAMS. Teleconference or web conference meetings will be scheduled during January, April, July, and October, 2011, covering a variety of subjects for stakeholders. See Federal Register, 12/23/10 or search for document RHS-10-MFH-0029-0001 at https://www.regulations.gov. To request notices as calls are scheduled, contact Sandra Mercier, RD, 202-720-1617, sandra.mercier@wdc.usda.gov.

HOUSING GOALS SET FOR FEDERAL HOME LOAN BANKS. The Federal Housing Finance Agency’s final rule is “substantially the same” as its May 28, 2010 proposed rule (see HAC News, 6/09/10). See Federal Register, 12/27/10, or https://www.fhfa.gov. Contact Brian Doherty, FHFA, 202-408-2991.

COMMENTS SOUGHT ON FEDERAL HOME LOAN BANK MEMBERSHIP. The Federal Housing Finance Agency invites input on possible alternatives for revising its regulations governing FHLB membership. Deadline is March 28. See Federal Register, 12/27/10, or https://www.regulations.gov. Contact Eric M. Raudenbush, FHFA, eric.raudenbush@fhfa.gov, 202-414-6421.

DIVERSITY REQUIRED FOR FANNIE, FREDDIE, AND FHLBS. A Federal Housing Finance Agency final rule implements a legislative provision that requires Fannie Mae, Freddie Mac, and the Federal Home Loan Banks to promote diversity and the inclusion of women and minorities in all activities. See Federal Register, 12/28/10, or https://www.fhfa.gov. Contact Eric Howard, FHFA, eric.howard@fhfa.gov, 202-408-2502.

WHITE HOUSE COUNCIL FOR COMMUNITY SOLUTIONS ESTABLISHED. The Council’s website says it will focus on highlighting ways to enlist more Americans and leaders across sectors to help catalyze change in communities to address important goals in education, youth development and employment. Visit https://www.serve.gov/communitysolutions. Contact Susannah Washburn, swashburn@cns.gov.

NEW PUBLICATIONS PROVIDE NSP CASE STUDIES. NeighborWorks America profiles 12 NeighborWorks organizations, most in metro areas, that are stabilizing communities impacted by the foreclosure crisis across the country. Implementing the Neighborhood Stabilization Program (NSP): Community Stabilization in the NeighborWorks Network is at https://www.stablecommunities.org/library/implementingnsp. Neighborhood Stabilization Program: Innovative Development Strategies for Very Low-Income Housing features five metro area places and is available from the National Housing Law Project at https://nhlp.org/files/NHLP%20NSP%20Best%20Practices%20Final_0.pdf.

ART COLLINGS INTERNSHIP FUND ESTABLISHED. As a memorial to Art, who served as a mentor and trainer to many rural housers, HAC has created the Art Collings Internship. The first Collings intern will work at HAC during summer 2011. Donations in Art’s memory are welcome. Checks can be made out to the Housing Assistance Council, with “Collings internship” on the memo line, and mailed to HAC’s national office.

HAC News: December 20, 2010

https://thomas.loc.gov.

EMERGENCY CAPITAL REPAIR GRANTS AVAILABLE FOR ELDERLY PROJECTS. HUD will award funds as applications are received for properties owned by nonprofits and designated for elderly occupancy and financed by HUD or having project-based Section 8 (including Section 515 properties with Section 8). Grants can be used to repair immediate threats to health, safety, and quality of life of residents. See https://www.grants.gov or www.hud.gov/offices/adm/grants/nofa10/grpecrg.cfm. Contact G. DeWayne Kimbrough, HUD, 202-708-3000.

HUD REQUESTS COMMENTS ON 202/811 PROCESSING. A draft notice would revise procedures relating to processing activities after selection of Section 202 and Section 811 applications for fund reservations, including mixed-finance transactions. Visit www.hud.gov/offices/hsg/mfh/progdesc/progdesc.cfm. Comments are due January 18. Contact Kerry Mulholland, HUD, 202-708-3000 ext. 2649.

FHLBANK COMMUNITY DEVELOPMENT LENDING RULE FINAL. Community financial institution (CFI) members of the Federal Home Loan Banks may use community development loans as collateral for FHLBank advances, and FHLBanks may make long-term advances to CFIs for community development activities. The rule also defines “community development” and related terms. See Federal Register, 12/9/10 or www.fhfa.gov/Default.aspx?Page=89. Contact Thomas E. Joseph, FHFA, thomas.joseph@fhfa.gov, 202-414-3095.

FINAL RULE PROVIDES CRA CREDIT FOR SUPPORTING NSP PROJECTS. The regulatory agencies that enforce the Community Reinvestment Act will give favorable consideration to lenders’ community development activities in Neighborhood Stabilization Program target areas. See Federal Register, 12/20/10 or www.federalreserve.gov/newsevents/press/bcreg/20101215a.htm. Contact Michael S. Bylsma, OCC, 202-874-5750.

INTERAGENCY APPRAISAL AND EVALUATION GUIDELINES ISSUED FOR FEDERALLY REGULATED LENDERS. Regulatory agencies’ guidelines apply to real estate loans and other transactions for lenders including credit unions. Loans made or guaranteed by government entities are exempt. See Federal Register, 12/10/10 or www.occ.gov/news-issuances/bulletins/2010/bulletin-2010-42.html. Contact Robert L. Parson, OCC, 202-874-5411.

ACS DATA PUBLISHED FOR PLACES UNDER 20,000. Visit https://factfinder.census.gov for American Community Survey 2005-2009 data covering housing and other topics formerly included in the decennial census.

FIRST 2010 CENSUS DATA TO BE RELEASED DECEMBER 21. Available that day will be population figures for the U.S. and the states, as well as the congressional apportionment totals for each state. Additional 2010 Census data will be released in coming months. Visit https://www.census.gov.

2009 FEDERAL SPENDING DATA AVAILABLE FOR COUNTIES. The figures compiled by USDA’s Economic Research Service include each USDA and HUD housing program. Visit https://www.ers.usda.gov/Data/FederalFunds/ for data from 2009 and previous years to 2004.

NATIONAL RURAL HOUSING CONFERENCE PRESENTATIONS ONLINE. PowerPoints and handouts from many (not all) workshop panelists from the December 1-3 conference are posted at https://www.slideshare.net/nrhc2010.

HAC STUDY EXAMINES POSSIBLE REASONS FOR DECLINE IN DIRECT SECTION 502 LOANS TO VERY LOW-INCOME BORROWERS. USDA has had increasing difficulty meeting the legal requirement to loan at least 40% of direct Section 502 dollars to homebuyers with incomes under 50% of area median. HAC’s research considered external and internal factors such as changes in number of applications, closing of county offices, use of the Payment Assistance 2 program, changes in housing costs, and more. Very Low-Income Loan Obligations within USDA’s Section 502 Direct Homeownership Loan Program is free at https://ruralhome.org or $4.00 from Lawrence Adams, HAC, 202-842-8600.

SEASON’S GREETINGS! HAC’s board and staff wish peace, happiness, and affordable housing to all!

HAC News: December 8, 2010

https://www.hud.gov/offices/adm/grants/nofa10/grpruralinno.cfm. When it is posted at https://www.grants.gov, HUD will begin accepting applications and the 60-day application period will begin. A new mapping tool, not yet operating, will provide consistent needs data for applicants. Contact Robert Duncan, HUD, 202-402-4681.

FAIR HOUSING INITIATIVES PROGRAM FUNDS OFFERED. Fair housing organizations, nonprofits or others with anti-discrimination programs, and government agencies can apply by December 21 for three initiatives: Private Enforcement, Education and Outreach, and Fair Housing Organizations. Visit https://www.grants.gov or https://www.hud.gov/offices/adm/grants/nofa10/grpfhip.cfm. Contact Myron P. Newry, 202-402-7095.

CAPITAL MAGNET FUND INTERIM RULE ISSUED. The CDFI Fund requests comments by February 1 on this program, which provides grants to CDFIs and nonprofit intermediaries for affordable housing and economic development. See Federal Register, 12/3/10 or https://www.cdfifund.gov. Contact Jeffrey C. Berg, 202-622-8662.

PRESIDENT TO SIGN BILL SETTLING BLACK FARMERS AND NATIVE AMERICAN TRUST LAND SUITS. Passed by the Senate November 19 and the House November 30, the Claims Resolution Act of 2010 (H.R. 4783) approves funding for the Pigford II lawsuit brought by African-American farmers, the Cobell lawsuit brought by Native Americans over the management of Indian trust accounts and resources, and four separate water rights suits by Native American tribes. The bill, scheduled for final signature on December 8, is available at https://thomas.loc.gov.

USICH SEEKS COMMENTS ON IMPROVEMENTS FOR VETERANS TO ACCESS BENEFITS. The U.S. Interagency Council on Homelessness requests input by December 16 at https://usich.uservoice.com as it develops a plan to remove barriers to mainstream program access for veterans and their families at risk of or experiencing homelessness.

AGENCIES SEARCHING FOR MODELS LINKING SERVICES AND HOUSING FOR HOMELESS FAMILIES. The Departments of Health and Human Services and HUD invite self-nominations by December 14 of systems that meet criteria including applicability in communities varying from large cities to rural areas, for possible inclusion in a study. Visit https://www.acf.hhs.gov/programs/ofa/call-for-nominations.html. Contact Emily_Holt@abtassoc.com.

HUD WEBSITE OFFERS HOUSING AND ECONOMIC DATA. Information from the Census Bureau, Labor Department, HUD, state and local governments, and the housing industry is consolidated in reports at https://www.huduser.org/portal/regional.html covering regions, states, metro areas, and counties.

NONMETRO COUNTIES WITH OUTMIGRATION MAY BE POOR OR PROSPEROUS, USDA REPORTS. An Economic Research Service paper says over a third of nonmetro counties lost at least 10% of their population through net outmigration over 1988-2008. Some lack economic opportunity. Most are relatively prosperous but quality-of-life factors inhibit inmigration. “The Two Faces of Rural Population Loss Through Outmigration” is at https://www.ers.usda.gov/AmberWaves/December10/Features/RuralPopulation.htm and includes a link to the research report.

HAC ANNOUNCES 2010 AWARD RECIPIENTS. At the 2010 National Rural Housing Conference HAC presented three rural housing awards. The Henry B. González Award for elected officials went to James E. Darling, City Commissioner, McAllen, Texas, and Joe L. Piccolo, Mayor, Price City, Utah. Recipients of the Skip Jason Award for local service were Manuel Gauna, Tiempo, Inc. (posthumously); Stan Keasling, Rural Community Assistance Corporation; Selvin McGahee, Florida Non-Profit Housing; and Linda Smith, Esther Stewart Buford Foundation. The Cochran /Collings Award for service with national impact, renamed by HAC’s Board to honor Art Collings as well as Clay Cochran, was given to Tom Carew, Federation of Appalachian Housing Enterprises. More information about the awards and awardees is posted at https://ruralhome.org.

ART COLLINGS INTERNSHIP FUND ESTABLISHED. As a memorial to Art, who served as a mentor and trainer to many rural housers, HAC has created the Art Collings Internship. The first Collings intern will work at HAC during summer 2011. Donations in Art’s memory are welcome. Checks can be made out to the Housing Assistance Council, with “Collings internship” on the memo line, and mailed to HAC’s national office.

Very Low-Income Loan Obligations Within USDA’s Section 502 Direct Homeownership Loan Program

This publication reports the findings of HAC’s research on factors that have contributed to the decreasing rate of very low-income loan obligations and recommends strategies to address these challenges.
2010, 36 pages, ISBN 978-1-58064-164-7

Very Low-Income Loan Obligations Within USDA’s Section 502 Direct Homeownership Loan Program (PDF)

Conference 2010: Rural Housing Leaders Reflect: Where do we go from here?

Access a pdf version of Rural Voices.

  • Pinky Clifford, Oglala Sioux Tribal Partnerships for Housing
  • Peter Carey, Self-Help Enterprises
  • Rose Garcia, Tierra del Sol Housing Corporation
  • John Zippert, The Federation of Southern Cooperatives
  • Steve Kirk, Rural Housing, Inc.
  • Griffin Lotson, Sams Memorial Community Economic Development, Inc.
  • Art Gonzales, Southeastern Wisconsin Housing Corporation
  • Polly Nichol, Vermont Housing and Conservation Board