Research and Information

Very Low-Income Loan Obligations Within USDA’s Section 502 Direct Homeownership Loan Program

This publication reports the findings of HAC’s research on factors that have contributed to the decreasing rate of very low-income loan obligations and recommends strategies to address these challenges.
2010, 36 pages, ISBN 978-1-58064-164-7

Very Low-Income Loan Obligations Within USDA’s Section 502 Direct Homeownership Loan Program (PDF)

The full research report provides broader insights into the colonias region – as well as proposes a definition for industry use. With greater high-cost lending and a poverty rate (27%) nearly twice the national average (15%), colonias communities are worthy of focus and support. Eager to learn more?