Rural Voices: Working Toward Access for All

50 Years of the Fair Housing Act

Safe and affordable homes, free of discrimination, should be equally accessible to all. This edition of Rural Voices explores the state of fair housing half a century after the adoption of the Fair Housing Act and includes contributions from a federal agency, national nonprofits, and practitioners in the field.

VIEW FROM WASHINGTON

HUD’s Fair Housing Office: Combating Discrimination
Anna María Farías

In a nation founded on the principles of justice and equality, it is unacceptable for anyone to be denied the housing of their choice.

FEATURES

Working Towards Fair Housing in 2018’s Rural America
by Leslie R. Strauss

Rural fair housing advocates rely on outreach, education, cultural sensitivity, and partnerships to address issues that may not have been evident 50 years ago.

HUD Suspends Implementation of Affirmatively Furthering Fair Housing Rule
by Renee Williams

In early 2018 HUD suspended implementation of a regulation put into place in 2015.

Vermont Tackles Fair Housing Along with Housing Affordability
by Ted Wimpey

Vermont’s Fair Housing Project encourages residents and local governments to improve zoning and permitting in order to further fair housing and the development of affordable housing.

Disasters Don’t Discriminate, Recovery Shouldn’t Either
by Maddie Sloan

Disaster recovery must be designed to be fair for all, even if pre-disaster housing situations were not.

Nuisance and Crime-Free Ordinances: The Next Fair Housing Frontier
by Renee Williams and Marie Flannery

Fair housing laws may conflict with local laws and policies that penalize tenants for calling law enforcement or having a history of arrest or conviction.

Fighting Hate with Fair Housing Laws

The recent increase in hate crimes includes housing-related hate activity, which can have criminal or civil remedies.

Fighting Hate in North Dakota
by Michelle Rydz

A statewide coalition supports victims of hate crimes, including crimes that are related to housing.

INFOGRAPHIC

rv-may-2018-infographicFair Housing in Rural America – By the Numbers


Rural Voices would like to hear what you have to say about one, or all, of these issues. Please comment on these stories by sending a tweet to #RuralVoicesMag, discuss on the Rural Affordable Housing Group on LinkedIn, or on our Facebook page.

Rural Research Note Homelessness - Cover

Homeless Rate Increases Nationally: Rural Data Remains Unclear

Cover of Homeless Rate Increases Nationally: Rural Data Remains UnclearHUD’s 2017 point-in-time numbers show the homeless count increased by 0.7% nationally since 2016, which is the first increase since 2010. The overall number has actually decreased when excluding several large cities that have experienced extreme spikes in homeless populations. Homeless counts in rural communities continue to be hard to capture. The following research note highlights the impact of these highly populated areas on the overall homeless count and points out the difficulty in counting the rural homeless population.

Read the Research Note

rrn-homelessness-2017-chart

Rural Voices: Meeting Native American Housing Needs

This issue of Rural Voices focuses on the progress being made in improving the housing conditions of Native Americans. Considerable challenges, including substandard conditions, overcrowding, insufficient funding, and persistent poverty, face Indian Country, but tribes and their housing organizations are equally persistent in working to overcome them. Rural Voices authors share what readers need to know when working with tribes, highlight innovative projects, discuss funding opportunities, and further describe challenges for a diverse population of Native American tribes across the country. The Wells Fargo Housing Foundation has provided generous support for this issue of Rural Voices, and for HAC’s other work on Native American housing needs and solutions.

VIEW FROM WASHINGTON

Building a Stronger Indian Country: The BUILD Act and Indian Housing
by Senator John Hoeven

The BUILD Act aims to improve the development of tribal housing projects and reauthorize critical Indian housing programs.

FEATURES

Creating Sustainable Homelands through Homeownership on Trust Lands
by Patrice H. Kunesh

A multifaceted approach can help leverage resources to improve housing and economic development in Indian Country.

Partnering with Tribes to Address Housing Needs
by Deana Around Him and Yvette Roubideaux

Open communication, cultural humility, and respect go a long way when working together with tribes.

Important Considerations for Working with Tribes
by Twila Martin Kekahbah

Understanding tribal governance,sovereignty, and the barriers to tribal development is critical to doing business with American Indian tribes.

Housing Solutions that Work for Native Americans
by Anthony Walters

The Native American Housing Assistance and Self-Determination Act is an important tool in meeting tribal housing needs.

Helping Native Americans Become Homeowners through Section 184
by Jeff Bowman and Tanya Krueger

This Native-owned bank has what it takes to successfully use HUD’s Section 184 program to meet tribal members’ housing needs.

Native Community Finance Serves Native Americans in New Mexico
by Marvin Ginn

Native CDFIs provide funds and services to improve Native American housing conditions.

Housing for Holistic Rez Living
by James “JC” Crawford

Sisseton Wahpeton Oyate has had major success in integrating housing and community needs.

INFOGRAPHIC

American and Alaska Native (AIAN) Communities at a Glance InfographicAmerican and Alaska Native (AIAN) Communities at a Glance


Rural Voices would like to hear what you have to say about one, or all, of these issues. Please feel free to comment on this story by sending a tweet to #RuralVoicesMag, discuss on the Rural Affordable Housing Group on LinkedIn, or on our Facebook page.

HUD Releases Native American Housing Studies

American Indian tribes are building more housing units after enactment of the Native American Housing Assistance and Self-Determination Act of 1996 (NAHASDA) but housing conditions are substantially worse among American Indian households than other U.S. households. These are some of the findings of three new comprehensive reports of tribal housing needs just released by the U.S. Department of Housing and Urban Development (HUD) and the Urban Institute.

Special circumstances on tribal areas — remoteness, lack of infrastructure, complex legal issues and other constraints related to land ownership — make it extremely difficult to improve housing conditions in some areas, according to the reports. Based on the assessments of doubled up households and the number of severely distressed housing units in tribal areas, it is estimated that 68,000 more units are needed to replace severely inadequate units and to eliminate overcrowding in tribal areas. While tribes have been able to use NAHASDA funds effectively, their purchasing power has been eroded by inflation.

Key findings from the Housing Needs of American Indians and Alaska Natives in Tribal Areas report:

  • Housing conditions vary by region but are substantially worse overall among American Indian and Alaska Native households in tribal areas than among all U.S. households, with overcrowding being especially severe.
  • Physical deficiencies in plumbing, kitchen, heating, electrical, and maintenance issues were found in 23 percent of households in tribal areas, compared to 5 percent of all U.S. households.
  • Overcrowding coupled with another physical condition problem was found in 34 percent of households in tribal areas, compared to 7 percent of all U.S. households.
  • The percentage of households with at least one “doubled-up” person staying in the household because they have nowhere else to go was 17 percent, estimated to be up to 84,700 people.

Key findings from the Mortgage Lending on Tribal Land report:

  • While Native Americans value homeownership as much as other Americans, mortgage lending is limited in Indian Country because reservation land is held in trust and cannot be used to secure a mortgage loan.
  • Since 1994, nearly half of mortgage loans originated on tribal lands were in Oklahoma (45 percent by number and 37 percent by dollar value). The entire state of Oklahoma is considered an ‘eligible area,’ the state has no tribal trust areas, there are several participating lenders in the state, and many Native Americans live in Oklahoma.

Key findings from the Housing Needs of American Indians and Alaska Natives in Urban Areas report:

  • Native Americans are becoming more urban but are still less likely to live in a city than other Americans. Even within urban areas, these households often live in census tracts within or near a village or reservation.
  • American Indian and Alaska Native households are more likely to occupy worse housing than the rest of the population and more likely to be overcrowded.
  • American Indian or Alaska Native individuals leave their village or reservation due to lack of opportunities and some people cycle back and forth between their tribal home and a nearby primary city.
  • For Native Americans who struggle to transition from a village or reservation to an urban area, there are a specific set of challenges, including lack of familiarity with urban life and urban housing markets, lack of employment, limited social networks, insufficient rental or credit history, and race-based discrimination.

Rural Homelessness

Download a pdf version of Rural Voices
rvmarch2016-cover

This edition of Rural Voices makes clear the complexity of rural homelessness. Defining, much less quantifying, rural homelessness is a formidable task. While the challenges are sobering, HAC is inspired by those addressing rural homelessness across sectors ranging from education to domestic violence to veterans’ services. National experts and local providers come together to share their perspectives on this issue.

View from Washington

On the Brink of Change
by Congressman Blaine Luetkemeyer

Innovative housing solutions are possible if everyone can work together.

FEATURES

An Overview of Rural Homelessness
by Nan Roman and Steve Berg

Homelessness has some different causes, features, and resources in rural places than in cities, and recognizing the distinctions can help in crafting solutions.

From Storage Shed to Stable Home
by Ashley Gooch

What does rural homelessness look like? A Tennessee man shares his story of hardship and perseverance.

Farmworker Homelessness in Imperial County, California
by Ilene J. Jacobs and Patrick Saldaña

Factors related to the seasonal nature of their work, their low wages, and discrimination may lead to homelessness among farmworkers.

Moving into Housing…First
by Patricia Mullahy Fugere

The Housing First approach provides housing without preconditions or requirements relating to behavior or treatment. With a stable home base, residents then address the challenges that caused, or kept them in, homelessness.

Expanding Healthcare Services for Supportive Housing Residents in Rural Areas
by Eva Wingren and Brian Byrd

The Affordable Care Act can help fund services that assist people in remaining stably housed.

What the Schools Know: Children and Youth Experiencing Homelessness
by Patricia A. Popp

A national system of state and local homeless education coordinators works to ensure the growing numbers of homeless students have access to the resources they need.

RESOURCES

The Complicated (& largely unknown) Picture of Rural Homelessness (Infographic) The Complicated Picture of Rural Homelessness


Rural Voices would like to hear what you have to say about one, or all, of these issues. Please feel free to comment on this story by sending a tweet to #RuralVoicesMag discuss on the Rural Affordable Housing Group on LinkedIn, or on our Facebook page.

Revisiting Poverty in Rural America

Where are we 50 years after the war on poverty began?

In the 2014 special edition of Rural Voices magazine, HAC revisits the issue of rural poverty with frank questions, informed viewpoints, and honest assessments. Experts and contributors from across the nation help provide a better understanding of this complex issue and its intersection with housing in rural communities.

rv-se-2014-cover

Where are we 50 years after the war on poverty began?

In the 2014 special edition of Rural Voices magazine, HAC revisits the issue of rural poverty with frank questions, informed viewpoints, and honest assessments. Experts and contributors from across the nation help provide a better understanding of this complex issue and its intersection with housing in rural communities.

FEATURES

Rural Poverty, Before & After the War
by James P. Ziliak, Center for Poverty Research and Department of Economics, University of Kentucky

The 50th anniversary of the War on Poverty has generated scores of articles, books, and radio and television reports. Lost in much of this coverage is the acute hardship facing rural America at the dawn of the 1960s, and the role this played in shaping the nation’s response to poverty.

A Frank Discussion on Persistent Poverty in Rural America

Forgotten or hidden from mainstream America, several rural areas and populations are isolated geographically, lack resources and economic opportunities, and have suffered through decades of disinvestment and double-digit poverty rates. Persistent poverty is most evident within several rural regions and populations, including the Lower Mississippi Delta, the rural Southeast, Central Appalachia, Native American lands, the colonias along the U.S. Mexico border, and migrant and seasonal farmworkers.

Among the most economically depressed areas in the country, addressing social, economic, and housing problems has proved challenging. To help better understand this issue, Rural Voices spoke with five housing experts, each with decades of experice providing housing and working with low-income familes in persistent poverty areas. Their firsthand knowledge presents an unparalleled view into the harsh reality of families and communities grappling with long-term poverty. These experts offer their insights, passion, and commitment to help solve what is often considered an intractable problem.

  • Bill Bynum is the CEO of Hope Enterprise Corporation/Hope Credit Union (HOPE). Bill has worked with HOPE for over 20 years providing banking opportunities to low-income individuals and families in the Mid South.
  • Tom Carew is the Executive Vice President of Membership and Advocacy at the Federation of Appalachian Housing Enterprises (FAHE). Tom has more than 34 years of experience providing affordable housing in Central Appalachia.
  • Ann Cass is the Executive Director of Proyecto Azetca and has over three decades of experience working in the Texas border colonias.
  • Emma “Pinky” Clifford is the Executive Director for the Oglala Sioux Tribe Partnership for Housing (OSTPH). As a tribal member of the Oglala Sioux, Pinky has worked to improve access to safe, affordable housing with OSTPH for the past two decades.
  • Selvin McGahee is the Executive Director of Florida Non-Profit Housing, Inc. and has spent his career working to provide affordable housing in the rural Southeast and farmworker housing.

Decline in Senior Poverty: A Success Story…
by the Housing Assistance Council

One of the biggest successes in reducing poverty has been among older Americans.

…With a Cautionary Outlook
by Kim Datwyler, Executive Director, Neighborhood Nonprofit Housing Corporation (NNHC)

Staying Housed on a Fixed Income: The Importance of Available Affordable Housing for Seniors

From a Spare Bedroom to a Home of Her Own
by Stacey Howard, Dream$avers IDA Program Director, NeighborWorks Umpqua

A Single Mother’s Struggle Out of Poverty to Provide a Better Life for Her Son

Innovative Approaches to Reducing Poverty Locally

The problem of poverty is often viewed from a national or regional perspective. But success in moving people out of poverty can emanate from community-specific innovation and solutions.

  • Job Skills through Housing Development – Motivation, Education, Training, Inc. (Texas)
  • Combating Poverty in Puerto Rico with Job Training & Economic Development – Pathstone (Puerto Rico)
  • IDAs Help Low-Income Families Save for Increased Opportunities in Rural Oregon – NeighborWorks Umpqua (Oregon)

A VIEW FROM WASHINGTON

“The People Left Behind” Are Today the People Still Behind
by Joe Belden and Lance George

Additional Content

rv-se-infographic-piraPoverty in Rural America

Approximately 45 million Americans, or 15 percent of the population, had incomes below the official poverty rate in 2012. In rural America, the poverty rate is above 17 percent with more than 10 million people living in poverty.

Rural Voices would like to hear what you have to say about one, or all, of these issues. Please feel free to comment on this story by sending a tweet to #RuralVoicesMag, discuss on the Rural Affordable Housing Group on LinkedIn, or on our Facebook page.

Filling the Gaps Creating Housing Options for Seniors in Rural Communities

The Fall 2013 edition issue of Rural Voices focuses on housing for seniors in rural America. As America ages, the challenge of housing its low- and moderate-income senior population becomes an increasingly pressing issue. Rural communities face additional challenges in providing much needed services to a spread out population.

View from Washington

Q&A with Senator Kit Bond
Senator Kit Bond discusses his work with the BiPartisan Policy Center’s Housing Commission and its recommendations for housing older Americans

FEATURES

The Seniors are Coming! Oh Wait, They’re Here

by Dr. E. Hellen Berry,
The effects of an aging population are already being felt in rural America and will continue over the next two decades

Declining Funds in the Section 202 Program

by Alayna Waldrum, LeadingAge
Community action programs can play an important role in addressing both housing and food security needs in rural America.

Minor Repairs Create Major Improvements for Tribal Elder Homes

by Rick Tewa, Pueblo de Cochiti Housing Authority
Housing repair and rehabilitation can be critical for seniors who desire to remain in their home, but physical impairments and fixed budgets can often make these repairs impossible to perform without assistance

Seniors Look to Resident-Owned Manufactured Communities

by Chelsea Catto, Casa of Oregon
Across the country, innovative manufactured housing options are serving seniors who want to age in place in a strong and supportive community

Providing Successful Transportation Options for Seniors in Rural Communities

by Debbie Dauenhauer, Southern Nevada Transit Coalition
The Southern Nevada Transit Coalition’s Silver Riders Program has taken on the task of mitigating transportation challenges for seniors in rural Nevada

MAPS

thumb_aging-rural-america-mapAn Aging Rural America (jpg)
MAP – A Demographic Portrait of Seniors in Rural America

Infographics

Add your Response

Rural Voices would like to hear what you have to say about one, or all, of these issues. Please feel free to comment on this story below, at the Rural Affordable Housing Group on LinkedIn, or on our Facebook page.

7 Issues Facing Rural America

The Spring 2013 issue of Rural Voices focuses on 7 issues facing rural America, and conversations from the 2012 National Rural Housing Conference around those issues.

FEATURES

7 Issues Facing Rural America: Leading Rural Housing Forward
by the Housing Assistance Council

Saving USDA Rural Development and Its Programs
by Peter Carey, Self-Help Enterprises, Inc.

Rural Rental Housing Preservation
by Tom Bishop, Homestead Affordable Housing, Inc., and Leslie Strauss, HAC

Energy Efficiency Issues in Rural Affordable Housing
by Meghan Walsh, USDA Rural Development

Housing Options for Rural Seniors
by Gus Seelig, Vermont Housing and Conservation Board

Serving High Needs Areas and Vulnerable Populations
by Marty Miller, Office of Rural Farmworker Housing, Andy Saavedra, Mid South Delta LISC, and Leslie Strauss

Building a New Generation of Rural Housing Professionals and Leaders
by Gisela Salgado and Rob Weiner, California Rural Housing Coalition

Strategic Partnerships for Rural Nonprofits
by David Dangler, NeighborWorks Rural Initiative, and Tom Carew, FAHE

View from Washington

Sequestration Hurts and Disappointing FY14 Budget Doesn’t Heal
by The Housing Assistance Council

Add your Response

Rural Voices would like to hear what you have to say about one, or all, of these issues. Please feel free to comment on this story at the Rural Affordable Housing Group on LinkedIn, or on our Facebook page.

Poverty in Rural America Research Brief

Poverty in Rural America

 

HAC has conducted extensive research on poverty in rural America, including: