Housing Occupancy Research Brief Cover

Housing Occupancy and Vacancy in Rural America

Seasonal and Recreational Homes Contribute to Higher Housing Vacancy Rates in Rural & Small Town America

According to the 2010 Census, there are just over 30 million housing units in rural and small town communities, making up 23 percent of nation’s housing stock. Of these, approximately 25 million, or 82 percent, of rural homes are occupied. Housing vacancy rates in rural and small town areas are approximately 7 percentage points higher than the national level. Much of the higher vacancy rate in rural areas is due to the number of homes unoccupied for seasonal, recreational, or occasional use. In fact, nearly 60 percent of all vacant seasonal, or recreational homes nationwide are located in rural and small town areas. Additionally, the number of housing units in rural and small town communities increased by nearly 3 million (11 percent) between 2000 and 2010.

For more information on this issue, check out HAC’s newest Rural Research Note: Housing Occupancy and Vacancy in Rural America (PDF)

Improving HMDA: A Need To Better Understand Rural Mortgage Markets

Improving HMDA: A Need To Better Understand Rural Mortgage Markets
Print copy: $1.00

This Rural Housing Research note describes The Home Mortgage Disclosure Act (HMDA) and provides an example of the limitations of available lending information for rural areas.
2010, 8 pages, ISBN 978-1-58064-167-8, Rural Housing Research Note.

What is the Housing Foreclosure Situation in Rural America?


Rural Research Note, October 2009, 23 pages.

Our nation is experiencing one of the most extensive and painful economic crises of an entire generation. Housing markets are believed to be at the heart of the crisis, and millions of American households are having trouble meeting their mortgage payments and facing foreclosure or eviction. Rural America has been impacted by the housing crisis, but it is difficult to determine the extent of foreclosures in rural communities. To better understand the scope and severity of the foreclosure problem in rural areas, The Housing Assistance Council (HAC) compiled and analyzed several private and public sources of information on housing distress. Below are highlights of the findings from this brief investigation.

What is the Housing Foreclosure Situation in Rural America?