Tag Archive for: Affordable Housing

HAC Praises Bipartisan Congressional Action on Affordable Housing

The Kansas City Star recently published a Letter to the Editor submitted jointly by HAC Executive Director Moises Loza and Housing Specialist Stephanie Nichols in praise of HR 3700, the bipartisan housing legislation which recently passed through Congress. The full text of the letter as it appears on the Stars’ website appears below.


Bipartisan effort

Last week, to minimal fanfare, Congress unanimously passed HR 3700, substantive housing legislation that saves money, cuts red tape and increases opportunities for our most vulnerable to live in decent homes and safe neighborhoods.

Leveraging their leadership on a key Financial Services subcommittee, Missouri congressmen Blaine Luetkemeyer and Emanuel Cleaver eschewed partisanship and brought together a disparate coalition of industries, nonprofits and social-justice advocates to support the bill, also known as the Housing Opportunities Through Modernization Act.

Missourians ought to know that two of their congressmen did the hard work of legislating instead of grandstanding, and the low-income communities that we serve are stronger because of their actions.

Moises Loza
Executive Director
Housing AssistanceCouncil

Stephanie Nichols
Midwestern office
Program manager
Kansas City


Read more here: https://www.kansascity.com/opinion/letters-to-the-editor/article91127752.html#storylink=cpy

MATERIALS POSTED: Practitioner’s Guide to Meeting Energy Star 3.0 – HVAC Part A.

MATERIALS POSTED: Heating, Ventilation and Air Conditioning (HVAC) System Contractors Checklist

Power Point Presentation | Webinar Recording | Additional Resources

Follow the discussion online #ruralgreen.

Please join us for Practitioner’s Guide to Meeting Energy Star 3.0 – HVAC Part A on 5/20/2015 2:00 PM Eastern Time.

MATERIALS POSTED: Heating, Ventilation and Air Conditioning (HVAC) System Contractors Checklist

Power Point Presentation | Webinar Recording | Additional Resources

Follow the discussion online #ruralgreen.

Please join us for Practitioner’s Guide to Meeting Energy Star 3.0 – HVAC Part A on 5/20/2015 2:00 PM Eastern Time.

All homes permitted after January 1, 2012 seeking ENERGY STAR Version 3.0 rating must meet ENERGY STAR Version 3.0 standards. Verification partners, including HERS raters and Field Inspectors, must complete ENERGY STAR Version 3 Rater Training through an Accredited Training Provider in order to service and/or inspect homes that seek ENERGY STAR Version 3.0 rating. There are two paths to certify a home to earn the ENERGY STAR. The Prescriptive Path is based on a predefined package of improvements, while the Performance Path is based on a customized package of upgrades. The National Program Requirements define the core energy efficiency specifications for both the Prescriptive and Performance Paths.

Both the Performance and Prescriptive Paths require completion of four inspection checklists:

  • Heating and Cooling Contractor Checklist,
  • Heating, Ventilation and Air Conditioning (HVAC) System Quality Installation Rater Checklist,
  • HVAC System Quality Installation Contractor Checklist, and
  • Water Management System Builder Checklist

A quality installs HVAC system promotes improved comfort, indoor air quality, and durability in certified homes. This webinar provides an overview of the HVAC Contractor checklist and its requirements as prescribed the Energy Star and ICCE 2009. Topics covered will include:

  • ACCA Manuals J, S, and D
  • HVAC System Contractor Checklist

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Additional Resources
  1. Thermal Enclosure System Rater Checklist Guidebook (.pdf)
  2. ACCA Manuals J, S, and D
  3. www.resnet.us/energystar
  4. www.energystar.gov
  5. www.epa.gov/watersense
  6. www.usgbc.org
  7. greenhomeguide.com/program/leed-for-homes
  8. youtu.be/czlCDo00Scs

Funded by: U.S. Department of Housing and Urban Development and U.S. Department of Agriculture – Rural Development

Discussion Paper, Next Generation

RECRUITING AND RETAINING THE NEXT GENERATION OF RURAL HOUSERS

Continue the Discussion on LinkedInContinue the Discussionby Matt Huerta, Neighborhood Housing Services Silicon Valley, CA, and Karen Jacobson, Randolph County Housing Authority and Highland Community Builders, WV

Background

Public and private investment is increasingly being focused in urban or suburban neighborhoods while rural areas continue to have high needs for infrastructure support in housing and other basic services. It can be exceedingly challenging to compete for talent with our urban counterparts. Meanwhile, our current workforce is aging and many rural areas are experiencing a “brain drain” of college educated residents. The young professionals that we have been fortunate enough to recruit can be equally challenging to retain. Rural housing professionals typically work across many disciplines and program areas in order to develop their projects and programs. Within a few short years, rural housing professionals have acquired unique but transferrable skillsets. These could include developing financial pro formas, managing projects, navigating land use entitlements, leading community engagements, and many other highly specialized and valuable skills. It is important for rural housing organizations to retain these competencies for as long as possible. How do we recruit, nurture, and maintain rural housing professionals, particularly in an environment that seems hostile to our mission?

Issues and Challenges

Most, if not all, rural housing organizations aspire to have workforces that reflect the diverse populations within the communities they serve.

This is critical to maintain credibility and program impact. Many rural groups continue to experience challenges in recruiting and retaining talented staff who may be drawn to positions in urban areas because of the potential for higher earnings, a perception that “rural work” is less important or innovative, and better access to training programs or networking opportunities. Once young professionals acquire some initial work experience or complete their advanced degrees, what will incentivize them to stay at a community organization focused on rural housing?

Discussion Questions
  • What specific challenges is your organization experiencing with recruiting or retaining younger professionals?
  • What is your organization doing to address this critical issue?
  • What are some examples of model recruitment tactics or training programs that can be replicated?
  • Are there community-wide efforts that rural housing groups can join or initiate that would help address this challenge? Housing organizations are not the only employers that are affected by “rural brain drain.”
  • What role might a local college, community college, or university play in solving this issue?

Discussion Paper, Adaptation

CHANGE OR DIE? ADAPTATION FOR SURVIVAL

Continue the Discussion on LinkedInContinue the Discussionby Lenora Jarvis-Mackey, River City Community Development Corporation, NC

Background

In these tough economic times, rural housing nonprofits cannot simply continue to do what we have done in the past and hope things will get better. Nonprofit organizations, like for-profit companies, are facing a rapidly changing environment. Funders want more for less and private organizations are competing on what was traditionally seen as nonprofit territory. Sustainability is a constant worry.

Historically, nonprofits gauged our success by keeping good records on the number of people we served; the impact on poverty reduction; facilitating or building safe decent and affordable housing; and our advocacy for clean water, sanitary sewer, the provision of livable wage jobs and many other issues not properly addressed by the private sector or by state and federal government agencies. In today’s environment, however, cataloguing success is not enough to ensure continued funding for a nonprofit. Funders are more selective. Track records are important but are not ultimately determinative to long term funding and survival of a nonprofit.

Even with positive track records, nonprofits must remain keenly aware of the need for continued innovation and creativity to sustain our business models and to continue to provide services for our beneficiaries. “Operating like a nonprofit” has somehow evolved into a perception of being overworked, underfunded, and tax exempt. To stay alive and relevant we must operate more like traditional businesses and become more quantumly responsible to survive.

Harold Barnes, president of the Center for Quantum Leadership, defines “quantum responsibility in business” as:

The active process of the business, the leadership and employees holding themselves accountable to each other for the direction and success of the organization. This accountability will lead to the exponential positive growth of the organization and will encourage and facilitate innovation, creativity and productivity such that all segments of the organization will have the opportunity and tools to make a significant leap forward.

Issues and Challenges

Ensuring nonprofit survival and ongoing viability presents an array of issues and challenges. To keep nonprofits functional, nonprofit leaders must appreciate and value the best of what is, as well as envisioning what might be and how to get there. We must read the signs that predict imminent changes in economic trends and make decisions before circumstances are out of control. Useful techniques may come from many sources, including for-profit entities.

Discussion Questions
  • When and how often should we evaluate our organizations?
  • How do we systematically discover what gives life to a nonprofit?
  • When is a nonprofit most alive, most effective, and most constructively capable of serving its customers?
  • How can nonprofits best innovate, adapt, and create the kinds of organizations that are sustainable into the future?
  • How do we go about implementation of quantum responsibility?

Discussion Paper, Outreach and TA

OUTREACH AND TECHNICAL ASSISTANCE DELIVERY TO RURAL AND TRIBAL COMMUNITIES

Continue the Discussion on LinkedInContinue the Discussionby Stan Keasling, Rural Community Assistance Corporation, CA, and Blair Sebastian, New York State Rural Housing Coalition

Background

Nonprofits, local governments, and tribal governments are working individually and collectively to improve the quality of housing and community infrastructure in rural areas. The technical assistance (TA) needs of rural groups vary widely and often require very different approaches. Rural communities’ TA needs may also differ substantially from the TA needs found in more urbanized places. What are the needs, and where are opportunities and methods, or approaches, to improve the outreach to these entities and the effectiveness of TA delivery in rural America?

Issues, Challenges, and Opportunities

Over the past few years there have been significant changes to the resources available for the rural technical assistance delivery system. HUD has introduced the Community Compass (formerly OneCPD) system of technical assistance, and Congress has required new competitions for Rural Capacity Building and NAHASDA TA funding. In addition, USDA is still considering the utility of the intermediaries in the Section 502 packaging demonstration, and planning for a community facilities support system. These changes have meant that the intermediaries and other TA providers are often trying to suggest new strategies to the funding agencies in order to enhance their competitiveness, rather than pursuing outreach and TA practices that have been successful in the past.

While some federal initiatives have focused on providing technical assistance to rural and tribal communities, the approach has not been well synchronized. Rural and tribal communities generally must find and request TA themselves. Much of the available TA is provided through programs that are ‘siloed’, not coordinated. In addition – aside from the former Rural Housing and Economic Development and Rural Innovation Fund, Rural Capacity Building TA, and NAHASDA TA – HUD-funded TA is most often delivered to formula grantees. Assistance from USDA is also requested through specific programs such as Self-Help Technical and Management Assistance, and not all USDA programs have a TA component.

Given the vast number of rural and tribal entities and the lack of direct federal department/agency contact with many smaller communities, mechanisms are needed to allow them to identify and secure technical resources in the most appropriate manner for them. TA providers are interested in prioritizing the greatest needs of rural and tribal communities and identifying the best methods of delivering that assistance to ensure that the array of federal technical resources are directly available to the local jurisdictions, organizations, businesses, and families.

Discussion Questions
  • What technical assistance services do rural housing and community development organizations need to be more productive?
  • What are the best ways to inform local rural organizations about available TA?
  • What are the challenges facing local and tribal governments in trying to manage federal funds and design effective strategies for community development?
  • What support do the state grantees, including PJs, need to be more effective at administering federal pass through funds and coordinating with federal agencies to maximize impact?
  • What processes should be used to identify needs at the local level in rural America?
  • Are there changes federal departments/agencies should consider making to their system of identifying TA needs and allocating resources to local rural and tribal efforts?

Discussion Paper, USDA

REDUCED USDA PRESENCE AND RESOURCES – HOW CAN RURAL HOUSING ORGANIZATIONS ADAPT?

Continue the Discussion on LinkedInContinue the Discussionby Tom Collishaw, Self Help Enterprises, CA, and Selvin McGahee, Florida Non-Profit Housing, FL

Background

USDA budgets and allocations for major housing production programs have trended downward since the late 1970s. In recent years, even the agency’s physical presence in rural America has lessened dramatically. Historic core housing production programs have been cut so much that, for example, Section 515 Rural Rental Housing has been reduced to little more than a maintenance and repair effort. Single-family direct lending through the Section 502 mortgage program has likewise been a dwindling resource. It feels as if the current administration, given the choice, would focus entirely on mortgage insurance (502 guaranteed loans) and maintenance efforts (Rental Assistance) and call it “Rural Housing.” The current level of funding for USDA’s housing programs is due largely to the efforts of rural housing advocates from throughout the country and their lobbyists going directly to Congress.

Given this sobering reality, rural housing development organizations have adapted by accessing a broader range of assistance, ranging from Low Income Housing Tax Credits and federal HUD programs such as HOME, FHA and CDBG, to non-governmental resources such as LISC, Enterprise, and NeighborWorks®, and a variety of state and local programs. Many of these sources have also been cut or depleted, most notably HUD allocations, intensifying the resource-deprived and competitive environment for rural housing providers.

Issues, Challenges, and Opportunities

With dwindling resources as a backdrop, a central question is whether rural housing organizations should continue to focus their primary federal advocacy efforts on USDA or expand them to include other agencies. Are there opportunities being missed, for instance, with the Affordable Care Act? There is a growing movement around health (both individual and community environmental health) and its relationship to housing, which may create new avenues to resources and relationships. How would we preserve a dedicated slice of this pie for rural communities?

On the non-governmental front, there is increasing evidence that “impact investing” is a largely untapped resource for nonprofit housing organizations, who might benefit from favorable lending rates in return for providing investors with social impacts they believe in. Also, the world of social media and crowdsourcing has opened up new possibilities for fundraising.

Discussion Questions
  • Are USDA programs worth fighting for or are they a lost cause in the long run?
  • What other federal agencies or programs should rural housers pursue as partners?
  • Are there examples of collaboration with other community health or improvement efforts that have been useful in expanding resources for rural housing?
  • What other tactics have been successful?

Discussion Paper, Partnerships

PARTNERSHIPS AND COLLABORATION FOR RURAL HOUSING

Continue the Discussion on LinkedInContinue the Discussionby David Haney, Wyoming CD Authority, and Marcia Erickson, GROW South Dakota

Background

Resources for community and economic development – both human capital and dollars – continue to dwindle across rural America. As rural housing organizations seek ways to continue their work, one strategy that seems to have promise is creation of effective partnerships. Those engaged in rural housing development need to be appropriately partnering and aligning with those who focus on other elements such as telecommunications, transportation, education, and healthcare. When various parties can reach consensus about the most important priorities, the multiple voices of conflicting interests can speak more clearly and with greater impact.

Regionalization also has considerable merit. Gathering a number of small diverse rural communities together into a louder and more consistent voice can increase impact. Best practices can be shared or integrated.

Affiliated organizations may consider merging to reduce redundancy. For example, consolidation of core operating functions can cut costs.

Issues and Challenges

Partnerships may be very formal or informal or can be as simple as sharing, but they are not always easy. Numerous issues may arise. For example, frequently participants lay claim to their own specialty or territory, making it extremely difficult to create a successful consensus or collaboration. In addition, one partner may bring greater financial or leadership resources to a collaboration that creates an imbalance of power. It can be challenging to break down traditional silos that exist between organizations and to move beyond an “us vs. them” mentality. For partnerships to be effective, each partner organization must understand not only its own strengths, but the strengths of the associated organizations as well.

Regionalization can be an effective way to partner, although it requires significant effort on the part of all organizations involved. Effective partnerships must maintain mutual trust and respect. This requires any imbalances, including those in financial or leadership resources, to be addressed. Organizations must work together to effectively prioritize needs and goals so that they may share accountability, an effort that can be challenging if the partners do not share core missions and goals.

Discussion Questions
  • What capacity building is needed? What role can HAC play in furthering constructive partnerships?
  • How do we prioritize needs, while still maintaining an inventory of future issues, to avoid missing key priorities?
  • Can you identify best practices from your region or community?
  • Are there trends at the state or federal level that are promoting collaboration, partnerships, or mergers?

Discussion Paper, Policy

RURAL HOUSING AND PUBLIC POLICY

Continue the Discussion on LinkedInContinue the Discussionby Joe Myer, NCALL Research, DE

Background

Rural areas are often at a disadvantage when addressing housing and community development needs because they experience lower median incomes than cities and suburbs, more substandard housing, substantial affordability gaps, less housing infrastructure and capacity, and minimal access to resources, financing, and capital. Also, politically, rural areas can be viewed as less important because of their smaller, more dispersed populations. Yet their needs are often greater or different, and affordable housing can be more difficult and sometimes more costly to deliver because of the above conditions. USDA has been the primary source of rural housing assistance for decades; however, in recent years the agency has not made its housing programs a priority, and budgets and attention have suffered. Each year Congress has had to save Section 502 direct, self-help housing, farm labor housing, and other programs. Meanwhile financing for new rental construction and rental assistance has disappeared, at a time when affordable rentals are in demand. USDA’s fine, well-proven, and cost-effective housing programs are at risk from year to year. In addition, HUD pays attention to rural only sporadically.

Issues, Challenges, and Opportunities

Given the disparity between needs and resources, it has become increasingly difficult to ensure that adequate state and federal resources are allocated for rural housing and community development. Yet affordable housing, and particularly rural housing, competes with many varied interests for local, state, and national attention and resources.

To assure adequate, sustainable resources for ongoing program operations and housing financing, decision and lawmakers and federal and state agencies must understand the needs of rural communities, yet too often they do not.

The annual fight for funding of USDA’s housing programs does not address the need for longer-term stability for developers and service providers to deliver programs and products.

Discussion Questions
  • How can we as practitioners and advocates communicate better with policy makers?
  • What are the themes we should use to resonate with policymakers at state and national levels?
  • How can we invest sufficiently in advocacy and public policy to be sure rural housing has a voice that is heard at state and national levels?
  • Are there new models of advocacy and public policy that could be employed? If so, what?

What does affordable housing mean to you? Rural families share their stories

The Fall 2014 issue of Rural Voices presents the perspectives of rural families, their challenges of living in unaffordable or substandard conditions, and how they ultimately utilized federal resources to obtain quality housing. These success stories almost always involve innovative community-based organizations that provide the vital link between housing resources and the families who need them.

What does affordable housing mean to you?The Fall 2014 issue of Rural Voices presents the perspectives of rural families, their challenges of living in unaffordable or substandard conditions, and how they ultimately utilized federal resources to obtain quality housing. These success stories almost always involve innovative community-based organizations that provide the vital link between housing resources and the families who need them.

VIEW FROM WASHINGTON

Affordable Rural Housing: It’s Not a Nicety But a Necessity
by Congressman Emanuel Cleaver, II, Missouri’s Fifth District

Congressman Emanuel Cleaver, II, shares his housing story and offers his views on housing across the country

FEATURES

The Balancing Act
by Joey Henderson, Florida Home Partnership, Inc.

A single mother’s self-help journey

“Our Home, Our Community”
by Lucero Cortez and Erika Parkinson, Catholic Charities of Yakima

Zaida Elena Lopez and Ivan Chavez

Making Almost Heaven a Reality in Rural West Virginia
by John David, Southern Appalchian Labor School (SALS)

Converting a log cabin to a modern home means this widow does not have to live in the cold

The Power of Working Together

Three families share their experiences with USDA’s Mutual Self-Help Program

“I’ve lived here my whole life.”

Leslie Robbins, Jr.

Self-Help, Sweat Equity and Success
by BC EchoHawk, National American Indian Housing Council (NAIHC)

“It made me feel good, it made me powerful and I’m looking forward to spending whatever days I have, God bless me, in that house.”

A Farmer’s Fight
byYuqi Wang, Bill Emerson National Hunger Fellow

Many Hmong farmers have recently experienced financial problems from faulty loans

Additional Content

rv-fall-2014-mapThe Faces of Affordable Housing

What does Affordable Housing Mean to You?

“We wouldn’t want to live any place else”

The Davis Family (SALS, WV)

Rural Voices would like to hear what you have to say about one, or all, of these issues. Please feel free to comment on this story by sending a tweet to #RuralVoicesMag, discuss on the Rural Affordable Housing Group on LinkedIn, or on our Facebook page.

"Our Home, Our Community"

by Lucero Cortez and Erika Parkinson, Catholic Charities of Yakima

Rural Voices - Fall 2014This story appears in the Fall 2014 issue of Rural VoicesZaida Elena Lopez and Ivan Chavez moved to Washington State from Chicago four years ago in search of work. They moved into a one bedroom house that they rented in an orchard that was very far from the community. This is where they had been raising their four year-old son, Brandon. Zaida explained that this was a very lonely, solitary house to live in as there were no other children for her son to play with. She also explained that besides being very isolated and lonely the house had very poor living conditions. It was poorly insulated and the family was often cold in the winter as the house did not retain heat and their heater rarely worked properly. Furthermore, the bills they paid were very expensive. Zaida told us that her monthly electric bill totaled approximately $400 a month!

screenshot from video jpgZaida Elena Lopez and Ivan Chavez in their new home

Since their move from Chicago to Washington, Zaida is a stay at home mom and Ivan works as a Forklift Driver for an agricultural warehouse. Ivan works nights at the warehouse leaving his wife and son alone. He wanted a more secure living environment for his family, and a better house for them to live in as they think about expanding their family. These many factors made the family want to have their own home that would be safer, larger, and more integrated into the community.

Zaida’s aunt told her about Catholic Charities Housing Services (CCHS) and their Single-Family Home Ownership Program. Her aunt was filling out an application with CCHS, and this motivated Zaida to apply as well. Ivan and Zaida were surprised at how easy the process was, from the moment Lucero Cortez, Program Assistant with CCHS, helped them fill out the application.

“That is where everything started,” Zaida said. “At some point we thought that we were not going to qualify because of my husband’s income, but thank God that CCHS was able to help us and we were able to qualify for a home in the coommunity of Tieton.”

CCHS requires qualified homeowners to put 250 hours in “sweat equity,” which means they help with work on their house while it is being built. This may seem like a deterrent to some families, but Zaida said, “When you are interested in something it doesn’t matter what you have to do to accomplish your goal.” Zaida would come to the house with her son, Brandon, to clean, pick up garbage and debris the contractors left behind, and to weed. The family would often come once or even twice a week to help, and Ivan would sometimes leave work early to spend time helping his wife and son. “My son helped out a lot,” said Zaida. “He would come here and be very happy to clean the house. I told him from day one that this was going to be our house that this would be where we would move.” Brandon can often be heard at the house telling his mom proudly, “This is our little house.”

“We are very thankful to Catholic Charities Housing Services for their support. They made us feel calm through the entire process because whenever we had a problem they would be there,” Zaida said. This home will be a place for Zaida, Ivan, and Brandon to have a community with neighbors and children for Brandon to play with, and will be a great place for them to continue their family in a safer, friendlier environment.

Catholic Charities of the Diocese of Yakima provides help and creates hope for thousands of people each year regardless of religious, social or econimic backgrounds. Catholic Charities provides a myriad of vital services in communities through it’s network of agencies: Catholic Family & Child Service, Catholic Charities Housing Services and the St. Vincent Centers.

 

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