Development and population growth intensify flood risks, analysis shows

In an academic paper and an article more accessible for non-scientists, researchers report that over the next 30 years, the cost of flood damage in the U.S. is on pace to rise 26% due to climate change alone. Factoring in population growth, however, makes the increase in flood losses four times higher than the climate-only effect. The study also found that the current flood risk is predominantly concentrated in white, impoverished communities, many of them on the coasts or in Appalachian valleys, whereas the 30-year increase in risk falls disproportionately on urban and rural communities with large Black populations on the Atlantic and Gulf coasts. New Flood Maps Show US Damage Rising 26% in Next 30 Years Due to Climate Change Alone, and the Inequity is Stark includes an interactive map providing risk estimates by county.

Thank you for Building a More Resilient Rural America!

First things first, make sure to download your Business Continuity and Disaster Recovery Template and accompanying instructions using the links to your right.


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By downloading this template, you have taken a crucial step to improving your organizations’ readiness in the face of natural and man-made disasters. If this is all you need from HAC, that’s great!

However, if you are looking for additional assistance in planning your Business Continuity and Disaster Recovery efforts, make sure to reach out to HAC to learn more about our services and what we can do to help.


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South and Midwest December 2021 Tornadoes

On Friday night, December 10th, 2021, tornadoes up to 80 mph swept across six states in the Midwest and South, leaving more than 70 dead. Several states are experiencing power outages. President Biden approved an emergency declaration for Kentucky, which was hit by four tornadoes, one of which stayed on the ground for more than 200 miles. Michael Dossett, director of the Kentucky Division of Emergency Management, said the agency is already working to start cleaning up the debris and rebuild. For more information about preparing for and recovering from natural disasters, visit Rural Resilience.

Resources

Apply for FEMA Assistance by registering online at www.DisasterAssistance.gov. FEMA Disaster Assistance Helpline answers questions about the help offered by FEMA, how to apply for assistance, or the information in your account.

Toll-free helpline: 1-800-621-FEMA (3362)

For hearing impaired callers only:

1-800-462-7585 (TTY)

1-800-621-3362 (Video Relay Service)

Operators are multilingual and calls are answered seven days a week from 7 a.m. to 11 p.m. ET

American Red Cross Disaster Service: For referrals and updates on Red Cross shelter services in your area, locate a local Red Cross office through: https://www.redcross.org/find-help or by calling 1-800-RED CROSS (1-800-733-2767)

The Red Cross helps disaster victims by providing safe shelter, hot meals, essential relief supplies, emotional support and health services like first aid. Trained Red Cross workers often meet one-on-one with families to develop individual plans and identify available resources to help aid recovery.

STATE HOUSING AGENCIES

 

Arkansas

Arkansas Development Finance Authority
P.O. Box 8023
Little Rock, AR 72203-8023
Phone: (501) 682-5900
Fax: (501) 682-5939

http://www.arkansas.gov/adfa

Illinois

Illinois Housing Development Authority
111 E Wacker Drive, Suite 1000
Chicago, IL 60601
Phone: (312) 836-5200
Fax: (312) 832-2170

http://www.ihda.org

Kentucky

Kentucky Housing Corporation
1231 Louisville Road
Frankfort, KY 40601-6156
Phone: (502) 564-7630
Fax: (502) 564-7322

http://www.kyhousing.org

Mississippi

Mississippi Home Corporation
735 Riverside Drive
Jackson, MS 39202-1166
Phone: (601) 718-4642
Fax: (601) 718-4643

http://www.mshomecorp.com

Missouri

Missouri Housing Development Commission
920 Main Street, Suite 1400
Kansas City, MO 64105-2017
Phone: (816) 759-6600
Fax: (816) 301-7000

http://www.mhdc.com

Tennessee

Tennessee Housing Development Agency
502 Deaderick Street, Third Floor
Nashville, TN 37243
Phone: (615) 815-2200
Fax: (615) 564-2700

https://www.thda.org

 

HUD STATE FIELD OFFICES

Arkansas

Little Rock Field Office
425 West Capitol Avenue
Suite 1000
Little Rock, AR 72201-3488

(501) 918-5700

Director: Wanda C. Merritt

Illinois

Chicago Regional Office
Ralph Metcalfe Federal Building
77 West Jackson Boulevard
Chicago, IL 60604-3507

(312) 353-6236

Kentucky

Louisville Field Office
Gene Snyder Courthouse
601 West Broadway
Room 110
Louisville, KY 40202

(502) 582-5251

Director: Ahsaki Thurman

Mississippi

Dr. A. H. McCoy Federal Building
100 West Capitol Street
Room 910
Jackson, MS 39269-1096

(601) 965-4757

Director: Jerrie G. Magruder

Missouri

St. Louis Field Office
1222 Spruce Street
Suite 3.203
St. Louis, MO 63103-2836

(314) 418-5400

Director: James Heard

Tennessee

200 Jefferson Suite 300
Memphis, TN 38103

(901) 544-3367

Director: Sernorma Mitchell

USDA RURAL DEVELOPMENT STATE OFFICES

Arkansas

Karen Petrus, Acting State Director
Federal Building
700 West Capitol Avenue, Room 3416
Little Rock, AR 72201-3225

Voice: (501) 301-3216

https://www.rd.usda.gov/ar

Illinois

Molly K. Hammond, Acting State Director
2118 West Park Court, Suite A
Champaign, IL 61821

(217) 403-6200

https://www.rd.usda.gov/il

Kentucky

Louisville Field Office
Gene Snyder Courthouse
601 West Broadway
Room 110
Louisville, KY 40202

(502) 582-5251

https://www.rd.usda.gov/ky

Mississippi

Douglas Simons, Acting State Director
Federal Building, Suite 831
100 West Capitol Street
Jackson, MS 39269

(601) 965-4316

www.rd.usda.gov/ms

Missouri

D Clark Thomas, Acting State Director
601 Business Loop 70 West
Parkade Center, Suite 235
Columbia, MO 65203

(573) 876-0976

www.rd.usda.gov/mo

Tennessee

Dan Beasley, Acting State Director
441 Donelson Pike, Suite 310
Nashville, TN  37214

(615) 783-1300

www.rd.usda.gov/tn

 

STATE EMERGENCY MANAGEMENT AGENCIES

Arkansas

Building 9501
Camp Joseph T. Robinson
North Little Rock, AR 72199

(501) 683-6700

https://www.dps.arkansas.gov/emergency-management/adem/

Illinois

2200 South Dirksen Parkway
Springfield, Illinois 62703

IEMA Main Office (217) 782-2700

24-hour Response (217) 782-7860

TTY 888-614-2381​​

https://www2.illinois.gov/iema/Pages/default.aspx

Mississippi

P.O. Box 5644
Pearl, Mississippi

(601) 933-MEMA

24 hour emergency line: 1-800-222-MEMA(6362)

https://www.msema.org/

Missouri

St. Charles Co.
Capt. Chris Hunt
1400 T.R. Hughes Blvd., Suite 230
O’Fallon, MO 63366
(636) 949-3023

Pemiscot Co.
Jess Cagle
PO Box 1031
Caruthersville, MO 63830
(573) 333-4101

https://sema.dps.mo.gov/

Tennessee

Tennessee Emergency Management Agency
Patrick C. Sheehan, Director
3041 Sidco Dr.
Nashville, TN 37204

(615) 741-0001

https://www.tn.gov/tema.html

 

Hurricane Ida Information

Hurricane Ida made landfall in Louisiana, as a Category 4 storm in the early morning of August 29, 2021. More than 1 million customers are experiencing power outages. Ida was downgraded to a tropical storm as it moved northeast, but it has caused major flooding in New York and New Jersey, where the governors have declared emergencies. Central Park received a record breaking three inches of water in one hour. HAC offers the following guide as a source of information for individuals and families dealing with direct housing loss and damage from the storm. For more information, please see HAC’s report: Picking up the Pieces: Restoring Rural Housing and Communities After a Disaster and Disaster Response for Rural Communities Guide.

If your house is inaccessible or currently uninhabitable, emergency, transient housing will likely be made available to provide immediate shelter for those in need. Organizations and resources available to assist with emergency transient housing in previous similar disasters include the Red Cross, Salvation Army, Church World Service, Mennonite Disaster Service, and state- and city-run emergency shelters aimed at housing victims of Hurricane. If you are in need of emergency, transient housing, you can text SHELTER and your Zip Code to 43362 (4FEMA) to find where the shelter closest to you is located.

FEMA makes available temporary assistance funding available for residents of counties affected by hurricanes. Temporary assistance can include grants for temporary housing and home repairs, low-cost loans to cover uninsured property losses, and other programs to help individuals and business owners recover from the effects of the disaster. To see if you are eligible for funding, you can apply online at https://www.disasterassistance.gov/ or call FEMA’s toll-free helpline at 1-800-621-FEMA(3362). When applying, make sure to have a pen and paper as well as the following information: your social security number, current and pre-disaster address, a telephone number where you can be contacted, insurance information, total household income, a routing and account number from your bank if you are interested in having disaster assistance funds transferred directly into your bank account, and a description of your losses that were caused by the disaster.

Tips

Please keep in mind the following safety protocols for hurricanes and flooding:

  • Only call 911 if you have an immediate need for medical attention or evacuation assistance.
  • If you can’t get through to 911 on first try, keep calling.
  • DO NOT DRIVE through high water and DO NOT DRIVE AROUND BARRICADES! Just 2 feet of water can sweep your vehicle away.
  • DO NOT WALK through flood waters. Just 6 inches of moving water can knock you down. 4
  • If your home floods, STAY THERE. You are safer at home than trying to navigate flooded streets on foot.
  • If floodwaters rise around your car but the water is NOT MOVING, abandon the car and move to higher ground. Do not leave the car and enter MOVING water.
  • STAY AWAY from streams, rivers, and creeks during heavy rainfall. These areas can flood quickly and with little warning.
  • MOVE important items – especially important documents like insurance policies – to the highest possible floor. This will help protect them from flood damage.
  • DISCONNECT electrical appliances and do not touch electrical equipment if you are wet or standing in water. You could be electrocuted.

This flooding event is a reminder that all residents in this area should carry flood insurance. Contact your insurance agent for more information about purchasing flood insurance or visit the National Flood Insurance Program at www.fema.gov/national-flood-insurance-program or call 1-888-379-9531. Please keep in mind that new insurance policies take 30 days to go into effect.

If your home has experienced damage, remember to check the outside of your home before you enter. Look for loose power lines, broken or damaged gas lines, foundations cracks, missing support beams, or other damage. It may be safest to ask a building inspector of contractor to check the structure before you enter. Do not force jammed doors open, as they may be providing needed support to the rest of the home. Sniff for gas to ensure there are no natural or propane gas leaks. If you do have a propane tank system, make sure to turn off all valves and contact a propane supplier to check the system before you use it again. Check floors and ceilings to ensure they are not sagging from water damage. This can be especially hazardous. Take photographs of any damage as you may need them for insurance claims or FEMA claims later on.

Resources

Apply for FEMA Assistance by registering online at www.DisasterAssistance.gov. FEMA Disaster Assistance Helpline answers questions about the help offered by FEMA, how to apply for assistance, or the information in your account.

Toll-free helpline: 1-800-621-FEMA (3362)
For hearing impaired callers only:
1-800-462-7585 (TTY)
1-800-621-3362 (Video Relay Service)
Operators are multilingual and calls are answered seven days a week from 7 a.m. to 11 p.m. ET

American Red Cross Disaster Service: For referrals and updates on Red Cross shelter services in your area, locate a local Red Cross office through: https://www.redcross.org/find-help or by calling 1-800-RED CROSS (1-800-733-2767)
The Red Cross helps disaster victims by providing safe shelter, hot meals, essential relief supplies, emotional support and health services like first aid. Trained Red Cross workers often meet one-on-one with families to develop individual plans and identify available resources to help aid recovery.

STATE HOUSING AGENCIES

Louisiana
Louisiana Housing Corporation
2415 Quail Drive
Baton Rouge, LA 70808
Phone: (225) 763-8700
Fax: (225) 763-8710
https://www.lhc.la.gov

Mississippi
Mississippi Home Corporation
735 Riverside Drive
Jackson, MS 39202-1166
Phone: (601) 718-4642
Fax: (601) 718-4643
https://www.mshomecorp.com

New Jersey
New Jersey Housing and Mortgage Finance Agency
637 S Clinton Avenue
Trenton, NJ 08611-1811
Phone: (609) 278-7400
Fax: (609) 278-1754
https://www.njhousing.gov

New York
New York State Homes and Community Renewal
641 Lexington Avenue, 5th Floor
New York, NY 10022-4503
Phone: (212) 688-4000
Fax: (212) 872-0789
http://www.nyshcr.org

DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT STATE FIELD OFFICES

Louisiana
Hale Boggs Federal Building
500 Poydras Street
9th Floor
New Orleans, LA 70130
Phone: (504) 671-3001
Director: Tammy Fowler

Mississippi
Dr. A. H. McCoy Federal Building
100 West Capitol Street
Room 910
Jackson, MS 39269-1096
Phone: (601) 965-4757
Director: Jerrie G. Magruder

New Jersey
Newark Field Office
One Newark Center
1085 Raymond Boulevard
13th Floor
Newark, NJ 07102-5260
Phone: (973) 622-7900
Director: Justin Sheid

New York
Jacob K. Javits Federal Building
26 Federal Plaza
Suite 3541
New York, NY 10278-0068
Phone: (212) 264-8000
Director: Vacant

USDA RURAL DEVELOPMENT STATE OFFICES

Louisiana
Diana Smith, Acting State Director
3727 Government Street
Alexandria, LA 71302
Voice: (318) 473-7920
Fax: (844) 325-6949
www.rd.usda.gov/la

Mississippi
Douglas Simons, Acting State Director
Federal Building, Suite 831
100 West Capitol Street
Jackson, MS 39269
Voice: (601) 965-4316
Fax: (601) 965-4088
www.rd.usda.gov/ms

New Jersey
Brandon R. Pfeilmeier, Acting State Director
521 Fellowship Road, Suite 130
Mt. Laurel, NJ 08054
Voice: (856) 787-7700
Fax: (855) 305-7343
www.rd.usda.gov/nj

New York
Brian Murray, Acting State Director
The Galleries of Syracuse
441 South Salina Street, Suite 357
Syracuse, NY 13202-2541
Voice: (315) 477-6400
Fax: (315) 477-6438
www.rd.usda.gov/ny

STATE EMERGENCY MANAGEMENT AGENCIES

Mississippi Emergency Management Agency
Voice 601-933-MEMA
24 hour emergency line: 1-800-222-MEMA(6362)
https://www.msema.org/

Louisiana Governor’s Office of Homeland Security and Emergency Management
7667 Independence Boulevard
Baton Rouge, LA 70806
Voice: (225) 925-7500
Fax: (225) 925-7501
http://gohsep.la.gov/

New Jersey Office of Emergency Management
http://www.ready.nj.gov/

New York Homeland Security and  Emergency Services
http://www.dhses.ny.gov/oem/

Middle Tennessee Flooding Disaster Guide

On August 21, 2021, record-breaking rain (17 inches in 24 hours) caused major flooding in Middle Tennessee and at least 22 fatalities in Humphreys County. Roads, telephone lines, cars, and home foundations were washed away. HAC offers the following guide as a source of information for individuals and families dealing with direct housing loss and damage from the storm. For more information, please see HAC’s report: Picking up the Pieces: Restoring Rural Housing and Communities After a Disaster and Disaster Response for Rural Communities Guide.

If your house is inaccessible or currently uninhabitable, emergency, transient housing will likely be made available to provide immediate shelter for those in need. Organizations and resources available to assist with emergency transient housing in previous similar disasters include the Red Cross, Salvation Army, Church World Service, Mennonite Disaster Service, and state- and city-run emergency shelters. If you are in need of emergency, transient housing, you can text SHELTER and your Zip Code to 43362 (4FEMA) to find where the shelter closest to you is located.

FEMA makes available temporary assistance funding available for residents of counties affected by natural disasters. Temporary assistance can include grants for temporary housing and home repairs, low-cost loans to cover uninsured property losses, and other programs to help individuals and business owners recover from the effects of the disaster. To see if you are eligible for funding, you can apply online at https://www.disasterassistance.gov/ or call FEMA’s toll-free helpline at 1-800-621-FEMA(3362). When applying, make sure to have a pen and paper as well as the following information: your social security number, current and pre-disaster address, a telephone number where you can be contacted, insurance information, total household income, a routing and account number from your bank if you are interested in having disaster assistance funds transferred directly into your bank account, and a description of your losses that were caused by the disaster.

Tips

Please keep in mind the following safety protocols for flooding:

  • Only call 911 if you have an immediate need for medical attention or evacuation assistance.
  • If you can’t get through to 911 on first try, keep calling.
  • DO NOT DRIVE through high water and DO NOT DRIVE AROUND BARRICADES! Just 2 feet of water can sweep your vehicle away.
  • DO NOT WALK through flood waters. Just 6 inches of moving water can knock you down. 4
  • If your home floods, STAY THERE. You are safer at home than trying to navigate flooded streets on foot.
  • If floodwaters rise around your car but the water is NOT MOVING, abandon the car and move to higher ground. Do not leave the car and enter MOVING water.
  • STAY AWAY from streams, rivers, and creeks during heavy rainfall. These areas can flood quickly and with little warning.
  • MOVE important items – especially important documents like insurance policies – to the highest possible floor. This will help protect them from flood damage.
  • DISCONNECT electrical appliances and do not touch electrical equipment if you are wet or standing in water. You could be electrocuted.

This flooding event is a reminder that all residents in this area should carry flood insurance. Contact your insurance agent for more information about purchasing flood insurance or visit the National Flood Insurance Program at www.fema.gov/national-flood-insurance-program or call 1-888-379-9531. Please keep in mind that new insurance policies take 30 days to go into effect.

If your home has experienced damage, remember to check the outside of your home before you enter. Look for loose power lines, broken or damaged gas lines, foundations cracks, missing support beams, or other damage. It may be safest to ask a building inspector of contractor to check the structure before you enter. Do not force jammed doors open, as they may be providing needed support to the rest of the home. Sniff for gas to ensure there are no natural or propane gas leaks. If you do have a propane tank system, make sure to turn off all valves and contact a propane supplier to check the system before you use it again. Check floors and ceilings to ensure they are not sagging from water damage. This can be especially hazardous. Take photographs of any damage as you may need them for insurance claims or FEMA claims later on.

Resources

Apply for FEMA Assistance by registering online at www.DisasterAssistance.gov. FEMA Disaster Assistance Helpline answers questions about the help offered by FEMA, how to apply for assistance, or the information in your account.

Toll-free helpline: 1-800-621-FEMA (3362)
For hearing impaired callers only:
1-800-462-7585 (TTY)
1-800-621-3362 (Video Relay Service)
Operators are multilingual and calls are answered seven days a week from 7 a.m. to 11 p.m. ET

American Red Cross Disaster Service: For referrals and updates on Red Cross shelter services in your area, locate a local Red Cross office through: https://www.redcross.org/find-help or by calling 1-800-RED CROSS (1-800-733-2767)
The Red Cross helps disaster victims by providing safe shelter, hot meals, essential relief supplies, emotional support and health services like first aid. Trained Red Cross workers often meet one-on-one with families to develop individual plans and identify available resources to help aid recovery.

STATE HOUSING AGENCIES

Tennessee
Tennessee Housing Development Agency
502 Deaderick Street, Third Floor
Nashville, TN 37243
Phone: (615) 815-2200
Fax: (615) 564-2700
https://www.thda.org

DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT STATE FIELD OFFICES

Tennessee
John J. Duncan Federal Building
710 Locust Street, SW 3rd Floor
Knoxville, TN 37902-2526
Phone: (865) 545-4370

Nashville Field Office
235 Cumberland Bend
Suite 200
Nashville, TN 37228-1803
Phone: (615) 515-8510
Director: Sernorma L. Mitchell

USDA RURAL DEVELOPMENT STATE OFFICES

Tennessee
Jim Tracy, State Director
441 Donelson Pike, Suite 310
Nashville, TN  37214
Voice: (615) 783-1300
Fax: (855) 776-7057
www.rd.usda.gov/tn

STATE EMERGENCY MANAGEMENT AGENCIES

Region 4 (Mississippi and Tennessee)
Federal Emergency Management Agency
3003 Chamblee Tucker Road
Atlanta, GA 30341
Main Number: 770-220-5200
Fax Number: 770-220-5230

 

2018 California Wildfires Disaster Guide

August 1, 2018

HAC’s 2018 California Wildfires Disaster Guide provides resources for emergency preparedness and disaster recovery.

2018 California Wildfires Disaster Guide Supplement

2017 Southern California Wildfires Disaster Guide

December 22, 2017

HAC’s 2017 Southern California Wildfires Disaster Guide provides resources for emergency preparedness and disaster recovery.

2017 Southern California Wildfires Disaster Guide Supplement

2017 California Wildfires Disaster Guide

October 12, 2017

HAC’s 2017 California Wildfires Disaster Guide provides resources for emergency preparedness and disaster recovery.

2017 California Wildfires Disaster Guide Supplement

Disaster Guide for 2017 Hurricanes

September 2017

HAC’s 2017 Hurricane Disaster Guide provides resources for emergency preparedness and disaster recovery.

2017 Hurricane Disaster Guide

Become a Disaster Reservist

FEMA has been approved to implement expedited hiring for temporary or on call positions to support communities impacted by Harvey and other future events. FEMA is looking for motivated rural residents, including recent grads or veterans, who understand these communities, willing to learn and train, travel, and support rebuilding efforts. https://careers.fema.gov/hurricane-harvey