From Cargo Shipping to Home Sweet Home?

Livable buildings can be created from shipping containers, the big rectangular corrugated metal things stacked at docks by giant cranes. There are large and impressive shipping container homes in numerous countries. Containers can be used for affordable housing too; for example, in Washington, DC an apartment building for students is being constructed from containers. And single containers can make affordable single-family homes. Kentucky Habitat for Humanity is constructing a prototype in Upton, a town of 680 an hour south of Louisville.

What does a container house look like? Most photos online show corrugated, painted exteriors. The interiors vary widely depending on the size of the container(s) used and how many containers are combined.

Read the complete blog post at Rooflines.

A fund to invest more in rural infrastructure

The Department of Agriculture is partnering with the private sector to launch a new investment fund stocked with $10 billion to go toward rural infrastructure development.

HAC Seeks Nominations For Rural Housing Awards

On the evening of December 4, 2014, the Housing Assistance Council will present rural housing awards as part of the Rural Housing Awards Banquet at the National Rural Housing Conference. An individual or individuals providing outstanding and enduring service on the national level will be honored with the Cochran/Collings Award for Distinguished Service in Housing for the Rural Poor. A local leader or leaders in rural housing development will receive the Skip Jason Community Service Award.


Award Descriptions

NATIONAL SERVICE AWARD

The Cochran/Collings Award for Distinguished Service in Housing for the Rural Poor honors individuals who have provided outstanding and enduring service, with national impact, for the betterment of housing conditions for the rural poor, with emphasis on the poorest of the poor in the most rural areas.

The award is named after Clay Cochran and Arthur M. Collings, Jr. Dr. Cochran was a mentor and pioneer in the rural housing movement whose work in low-income rural housing dates back to the 1930s and 1940s. Mr. Collings’ dedication to improving housing conditions for low-income rural Americans was unmatched. His feistiness and humor, added to his extensive knowledge of USDA’s rural housing programs, made him unique and well-loved around the country. Dr. Cochran passed away in 1982. Art Collings passed away in March 2010.

Previous winners of this award include Clay Cochran, Obediah Baker, Thomas Carew, Peter Carey, Gordon Cavanaugh, Arthur M. Collings, Jr., Cushing Dolbeare, Eileen Fitzgerald, Elizabeth Herring, Robert Rapoza, Shirley Sherrod, William Simpson, Arnold Sternberg, and four members of Congress: Eva Clayton, Rubén Hinojosa, Stan Lundine, Bennie Thompson and Ed Pastor.

Criteria for Competition

Significant achievements and/or contributions in any or all of the following areas:

  • Leadership in national housing organizations;
  • Substantial impact on national housing legislation;
  • Improving or maintaining funding for rural housing programs that serve the poor, particularly the poorest of the poor;
  • Development of new housing programs, preservation of housing programs, or special adaptations to existing programs, which enhance service to the rural poor;
  • Improving advocacy and/or enhancing coalition building that leads to improved rural housing opportunities
  • Overall enduring service with a national impact towards improving conditions of the ill-housed rural poor, particularly the poorest of the poor.

COMMUNITY SERVICE AWARD

The Skip Jason Community Service Award recognizes people whose efforts have improved the housing conditions of the rural poor in their communities. The award acknowledges people who work “in the trenches” and usually go unrecognized outside their communities.

The award is named after Robert “Skip” Jason, a long-time housing activist with considerable community experience, who died in 1982 while employed as HAC’s Government Services Director.

Prior recipients of this award include David Arizmendi, Clanton Beamon, Lorna Bourg, Guillermo Castaneda, Emma Clifford, John P. David, Paul Douglas, Cora Esquibel, Rose Garcia, Owyne Gardner, Manuel Gauna, Alfred Gold, Arturo C. Gonzales, Patty Griffiths, Dana M. Jones, Stan Keasling, Lewis Kellom, Steve Kirk, Barbara Lamphere, Jerome Little, Sabino Lopez, Griffin Lotson, Lynn Luallen, Steve Mainster, Selvin McGahee, Rito Medina, Madeline Miller, Polly Nichol, John “Jack” Rivel, Jr., Linda Smith, Ted Smith, Lauretta Brice Stephens, Bessie Swan, Mario Villanueva, Sharon Walden, Jim Wilcox, Dwayne Yost, and John Zippert.

Criteria for Competition

Significant achievements and/or contributions in any or all of the following areas:

  • Improving the housing conditions of the rural poor in their communities and protecting and enhancing the rights of the poor in housing;
  • Community achievement in community development and/or housing;
  • Unrecognized efforts that extend outside recipient’s community;
  • Increasing the number of housing units produced or preserving existing affordable housing;
  • Producing innovative or difficult housing;
  • Advocating for affordable housing;
  • Any other specific and significant community contribution in the field of low-income rural housing.

~For information, contact Lilla Sutton, HAC, 202-842-8600, lilla@ruralhome.org.

Citigroup settles for $7 billion

Citigroup has agreed to pay $7 billion to settle claims that it committed fraud in the years leading up to the financial crisis. Two and a half million will go to mortgage relief for struggling homeowners.

USDA Speeds Processing of Section 502 Direct Loans

July 14, 2014 – USDA’s Rural Housing Service has temporarily authorized three steps to speed processing of Section 502 direct loans, hoping to use all FY14 funding for these mortgages before the fiscal year ends on September 30. USDA Rural Development field staff are authorized to:

  1. approve and obligate Section 502 direct loans subject to receipt of an appraisal, rather than waiting for the appraisal before approving the loan;
  2. make a new loan when a borrower is purchasing a property from a seller who also has a Section 502 direct loan, rather than using the lengthier process of having the borrower assume the seller’s loan; and
  3. refinance existing loans in some circumstances when there is a high risk of foreclosure.

The authorizations are explained in an Unnumbered Letter dated July 7, 2014. For further information, contact a USDA Rural Development office.

USDA Offers 514/516 Farmworker Housing Funds

Pre-applications are due September 2, 2014 requesting Section 514 loans and Section 516 grants for off-farm housing for farmworkers. Funds can be used for new construction or for purchase and substantial rehabilitation of a property that does not currently have USDA Section 514/516 financing. Section 521 Rental Assistance is available for new construction. Applicants may request up to $3 million (total for loan and grant).

Pre-application packets should be available on USDA’s website, or contact a USDA Rural Development state office for a packet.

40th Anniversary of the Manufactured Housing and Safety Standards Act

The National Low Income Housing Coalition marked the 40th anniversary of the passage of the Manufactured Housing and Safety Standards Act on its website. This Act drastically improved manufactured housing standards in the U.S.

Shared Equity for Rural Homebuyers

How have shared equity housing models created positive impacts on the supply of affordable housing?

by Mike Feinberg

Shared equity models are often locally (neighborhood) based. The homes financed may carry resale restrictions on value appreciation and may only be sold to an income-eligible purchaser. These models may not be conducive to rural areas with vast geographies and limited markets.

Read the complete blog post on the Bipartisan Policy Center’s site.

Congress Agrees: Collaborative, Comprehensive Care Needed For Rural Vets

by Eric Oberdorfer

DSC_0019Rural America has a strong history of protecting our country. In fact, as highlighted in a recent report on rural veterans, veterans are more prevalent in rural America, comprising 11.4 percent of the rural population compared to 9.6 percent of the nation overall. However, providing needed services to veterans in rural America can often be more challenging due to the spread out nature of rural areas. These challenges were discussed in depth at a recent symposium held at the US Capitol.

Attended by Sen. Johnny Isakson of Georgia, Sen. Bernie Sanders of Vermont, and Rep. Tammy Duckworth of Illinois, each member of Congress noted the responsibility we share to ensure the well-being of our veterans, regardless of where they may live. It was encouraging to hear elected members of Congress discuss and acknowledge the challenges that exist in providing services to veterans in rural America.

Read the complete blog post at Rooflines.

Coming Together for Rural Veterans: HAC’s Serving Veterans in Rural America Symposium

Sponsored by The Home Depot Foundationby Eric Oberdorfer

Rural America has a strong history of protecting our country. In fact, veterans are more prevalent in rural America, comprising 11.4 percent of the rural population compared to 9.6 percent of the nation overall. However, providing needed services to veterans in rural America can often be more challenging due to the spread out nature of rural areas. Aiming to draw attention to the housing needs of rural veterans, The Home Depot Foundation and the Housing Assistance Council convened Serving Veterans in Rural America: A Symposium on April 9th, 2014. Moises Loza of HAC and Heather Pritchard of The Home Depot Foundation welcomed the attendees.

HAC was honored to have Senator Johnny Isakson of Georgia, Senator Bernie Sanders of Vermont, and Representative Tammy Duckworth of Illinois as opening speakers. Each member of Congress noted the responsibility we share to ensure the well-being of our veterans, regardless of where they may live. It was encouraging to hear elected members of Congress discuss and acknowledge the challenges that exist in providing services to veterans in rural America.

Symposium Materials

From Service to Shelter

Power Point Presentations

Photos from the Symposium

#RuralVeterans Storify

Attendees also heard from Gina Capra, Director of the Office of Rural Health at the Department of Veterans Affairs (VA); Tony Hernandez, Administrator of the USDA Rural Housing Service; Keith Kelly, Assistant Secretary of Labor for the Veterans’ Employment and Training Services at the Department of Labor (DoL); and Ann Oliva, Director of HUD’s Office of Special Needs Assistance Programs. Each agreed that to best serve our veterans, federal agencies must collaborate. HUD, VA, DoL, and USDA must look for ways to work together within their respective programs that will best meet the comprehensive needs of our veterans. This includes housing, employment, and physical and mental health services.

Rep. Tammy DuckworthRep. Tammy Duckworth prepares her remarksFortunately, the elected members of Congress were united on this front as well. Representative Duckworth discussed the importance of partnerships to ensure veterans in tribal lands received supports. Senator Isakson noted the potential benefits of providing vouchers to rural veterans so that they may access local health care providers if distances to VA medical facilities are too great. He also noted the unsettling rise of suicides within the veteran population and the need to ensure that mental health services are available and accessible.

Another theme that emerged from the Symposium was the obligation to acknowledge the differences that exist between rural America and urban or suburban parts of the country. Agencies agreed that there is a need to change the way outreach and resources are provided to rural areas, especially for homeless veterans. Better data on rural veterans is critical to achieve this goal, and the uniqueness of rural America must be taken into account during data collection and service provision. The panel noted how important it is to remember that issues common to all veterans, like transportation needs, health care needs, unemployment, and housing concerns, are exacerbated in rural areas. Furthermore, the lack of internet in some rural areas can significantly complicate VA or other federal application processes.

The issue of veteran homelessness was also brought up frequently throughout the symposium. Although programs like HUD-VASH, which combine HUD housing vouchers with case-management and clinical services provided by the VA, have been credited in lowering veteran homelessness by 24 percent since 2009, there is still more work to do. This is especially true in regard to female veterans with children, who are more likely to become homeless than their male counterparts. Shockingly, caring for their children can complicate efforts to seek treatment and housing services, as many supportive housing developments are unable to house families. Representative Duckworth stated that it breaks her heart to see these individuals, who gave so much to protect our country, having to choose between a home or her family.

Heather Pritchard and Sen. Johnny IsaksonHeather Pritchard of The Home Depot Foundation and Sen. Johnny IsaksonThanks to the tireless work of housing providers in rural America, these issues are being addressed. The Symposium ended with a panel, moderated by Mark Williams of The American Legion, that showcased programs and initiatives that house veterans in rural America. Retha Patton of Eastern Eight CDC, Rita Markley of the Committee on Temporary Shelter (COTS), and Kenn Sassorossi of Housing Vermont shared inspiring success stories about providing needed housing to veterans within their rural communities in Tennessee and Vermont. These stories included family housing options with support services for homeless veterans. Heather Pritchard also discussed The Home Depot Foundation’s efforts in providing needed funding and assistance to organizations that house rural veterans. These programs and initiatives all highlight the importance of partnership and collaboration to successfully house veterans in need.

As Senator Sanders noted, the costs of war are greater than we know, and we must continue to meet the needs of our veterans when they return home. Although there is work to be done, it is always encouraging to know that elected leaders, government employees, and local organizations remain committed to this goal. Wednesday’s Symposium was a wonderful reminder of this, and an important reminder to thank our veterans whenever possible.