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HAC News: September 15, 2010

HAC News, 8/18/10). RD is first processing conditional commitments issued since May. The notice is available at https://ruralhome.org. For more information, contact an RD office.

BRYAN HOOPER BECOMES RD DEPUTY ADMINISTRATOR FOR MULTI-FAMILY HOUSING. Hooper directed the Small Business Administration’s Office of Credit Risk Management from 2006 until August 2010, and previously spent 16 years at the Government National Mortgage Association (Ginnie Mae).

HUD DESIGNATES DIFFICULT DEVELOPMENT AREAS FOR LOW INCOME HOUSING TAX CREDIT. October 2009 designations of Qualified Census Tracts remain in effect. Visit www.huduser.org/portal/datasets/qct.html. Contact Michael K. Hollar, HUD, 202-402-5878, michael.k.hollar@hud.gov.

RD NOTICE ADDRESSES LEAD-BASED PAINT REGS COMPLIANCE. Administrative Notice 4537 provides guidance for all USDA housing and community development programs regarding HUD’s and EPA’s regulations on leadbased paint. Obtain AN 4537 at www.rurdev.usda.gov/SupportDocuments/an4537.pdf or from an RD office.

GUIDANCE OFFERED ON SECTION 502 DIRECT LOAN INTEREST RATES. An Unnumbered Letter dated September 8, 2010 says some active loans have rates either higher or lower than the authorized rate. Obtain the letter at https://www.rurdev.usda.gov/SupportDocuments/ulseptember10.pdf or from an RD office. Contact Migdaliz Bernier, RD, 202-690-3833, migdaliz.bernier@wdc.usda.gov.

AFFORDABLE HOUSING GOALS FINALIZED FOR FANNIE MAE AND FREDDIE MAC. The goals refer to single-family and multifamily affordable housing. Rural housing, along with manufactured housing and rental housing preservation, will be covered in separate “duty to serve” regulations (see HAC News, 3/5/10 and 6/9/10). See Federal Register, 9/14/10, or https://www.fhfa.gov. Contact Nelson Hernandez, FHFA, 202-408-2819.

NEW MANUAL COVERS RIGHTS OF RD HOMEOWNERS AND APPLICANTS. RD Homeownership Programs: Owners’ and Purchasers’ Rights is a detailed guide to the Section 502 direct and guaranteed programs and the Section 504 loan and grant programs. Intended for advocates helping RD clients, it addresses foreclosure avoidance mechanisms, available subsidies, the RD appeals process, and more. Electronic or hard copies are available for $39 from the National Housing Law Project, https://www.nhlp.org.

HOUSING FOR REENTERING PRISONERS DESCRIBED. Reentry Housing Options: The Policymaker’s Guide, published by the Council of State Governments, offers an overview of options and provides three case studies. Visit https://reentrypolicy.org/jc_publications/reentry-housing-options.

REPORT EXAMINES TRENDS IN DATA ON ELDERLY. New Realities of an Older America: Challenges, Changes and Questions from the Stanford Center on Longevity notes, among other findings, that “In 1970, the numbers of older households in central cities, suburbs and non-metropolitan areas were roughly equal . . . Today, there are over 10 million older households in suburbs, compared to 6.5 million in non-metropolitan areas and 6 million in central cities” (page 33). The report is available at https://longevity.stanford.edu/node/1020.

STATES USE ARRA FUNDS TO RETROFIT MULTIFAMILY HOUSING. A fact sheet from the National Housing Trust and Enterprise describes how some states are using the Department of Energy’s State Energy Program for energy efficiency upgrades in multifamily housing. Visit https://www.nhtinc.org.

FORECLOSURES IMPACT HEALTH. Data from urban Alameda County, Calif. show that individual and community health can be affected. Rebuilding Neighborhoods, Restoring Health, by the Alameda County Public Health Department and Causa Justa :: Just Cause, is available at https://www.acphd.org.

WEBSITE OFFERS HMDA DATA HELP. New York Law School’s Economic Justice Project has released an online tool for analyzing data on lending in metro areas made public under the Home Mortgage Disclosure Act. The site does not generate data itself; it provides instructions for finding, extracting, and using data from other sources. Visit https://hmdanalysis.nyls.edu. Contact EJP, 212-431-2180, rmarsico@nyls.edu.

GET THE HAC NEWS SOONER – GET IT BY EMAIL. To subscribe, visit https://lists.ruralhome.org/lists/info/hac_news. To be removed from the postal mailing list, send a request to lawrence@ruralhome.org.

HAC News: September 1, 2010

https://banking.senate.gov (click Hearings).

HUD RELEASES NOFAS FOR INDIAN CDBG, SECTION 202 DEMO, AND OTHERS. For details on these and lead hazard programs, the new Choice Neighborhoods Initiative, HOPE VI, Sustainable Communities Planning Grants, and university and college programs, visit https://portal.hud.gov/portal/page/portal/HUD/program_offices/administration/grants/fundsavail or https://ruralhome.org or contact a HUD office.

RD TO PROCESS SECTION 502 GUARANTEE APPLICATIONS AFTER MID-SEPTEMBER. An August 23 letter to participating lenders explains that by then RD expects to finish temporary changes in its electronic system to accommodate the new fees (see HAC News, 8/18/10). Fee waivers for low- and very low-income borrowers will not be offered “at this time,” but funds for Section 502 direct loans remain available. For details, contact an RD office.

RD OFFERS OPTIONS TO REDUCE FORECLOSURES FOR SECTION 502 GUARANTEED HOMES. Effective September 24, lenders will be allowed to extend loans for up to 40 years and to advance funds on behalf of borrowers to bring defaulted loans current. RD will reimburse lenders for eligible advances. See Federal Register, 8/26/10 or https://www.rurdev.usda.gov/RD_NOFAs.html. Contact Stuart Walden, RD, 202-690-4507, stuart.walden@wdc.usda.gov.

RURAL VOUCHER NOFA CORRECTED. RD clarifies what documentation is required for proof of citizenship and corrects a hyperlink. See Federal Register, 8/25/10 or https://www.rurdev.usda.gov/RD_NOFAs.html. Contact Stephanie B.M. White, RD, 202-720-1615.

RD ISSUES ENERGY CONSERVATION REQUIREMENT. An Unnumbered Letter dated August 17, 2010 says that beginning January 1, 2011, management plans for Section 514 or 515 properties must include energy conservation measures. It includes tips for managers and residents, originally published by HUD, and lists potential funding sources. ULs are available at https://www.rurdev.usda.gov/RD_UnnumberedList.html or from RD offices.

ETHICAL CONDUCT RULES FOR RD EMPLOYEES AMENDED. New restrictions on financial interests and more extensive prior approval requirements are added. The changes are effective August 20, with time for employees to divest themselves of certain types of financial interests. Comments are due September 20. See Federal Register, 8/20/10 or https://www.regulations.gov. Contact Michael M. Edwards, RD, 202-720-2251.

CENSUS PROPOSES REVISED CRITERIA FOR DEFINING URBAN/RURAL AREAS. Changes would be based on the 2010 Census results. Comments are due Nov. 22. See Federal Register, 8/24/10 or https://www.regulations.gov. Contact Vincent Osier, Census, vincent.osier@census.gov, 301-763-9039.

HUD REQUESTS COMMENTS ON MAHRA ELIGIBILITY DATE. Comments are due Oct. 26 on HUD’s determination of when a multifamily property covered by the Multifamily and Assisted Housing Reform and Affordability Act is eligible for restructuring. See Federal Register, 8/27/10 or https://www.regulations.gov. Contact Theodore Toon, HUD, 202-708-0001.

NEIGHBORHOOD STABILIZATION PROGRAM RECAPTURE INFORMATION PUBLISHED. A HUD notice describes NSP recapture and reallocation processes. See Federal Register, 8/27/10 or https://hudnsphelp.info/index.cfm. Contact Stanley Gimont, HUD, 202-708-3587.

2010 DATA ON RD MULTIFAMILY TENANTS RELEASED. RD’s annual fair housing occupancy report shows little change in the characteristics of Section 515 and 514/516 tenants. Average incomes rose about 2%, to $11,364 for all tenants and $9,388 for tenants with Section 521 Rental Assistance. Obtain the report at https://www.rurdev.usda.gov/SupportDocuments/ulaugust10.pdf or from RD offices.

NCH SEEKS COMMENTS ON 2010 CENSUS HOMELESS COUNT. The National Coalition for the Homeless asks social service agencies, local governments, and others to take a brief survey at https://www.surveymonkey.com/s/NCHCensusSurvey by September 30. Results will be used to develop recommendations for the 2020 Census.

REGISTRATION NOW OPEN FOR HAC’S 2010 NATIONAL RURAL HOUSING CONFERENCE! “A Place to Live: Rural Housing in a Changing Landscape” will be held December 1-3 in Washington, DC. Brochures have been mailed to past attendees and others. Limited scholarships are available for nonprofits. Rates go up after November 1. Visit https://ruralhome.org or contact staff at HACconference2010@ruralhome.org or 202-842-8600 ext. 137.

HAC News: August 18, 2010

https://thomas.loc.gov/home/approp/app10.html.

OMB ISSUES 2010 CIRCULAR A-133 COMPLIANCE SUPPLEMENT. This publication applies to audits of nonprofits and state and local governments for fiscal years beginning after June 30, 2009. Comments are due October 31. The supplement is free at https://www.whitehouse.gov/omb/grants_circulars or $95 from the Government Printing Office (number 041-001-00677-0), https://www.gpo.gov or 866-512-1800. Contact federal funding agencies.

DAVIS-BACON GUIDANCE FOR SECTION 502 REISSUED. Administrative Notice 4526 (July 28, 2010) is a reissue of AN 4449 (June 15, 2009), explaining how Davis-Bacon wage requirements apply to properties receiving Section 502 direct or guaranteed loans under the American Recovery and Reinvestment Act. Copies are available at https://www.rurdev.usda.gov/SupportDocuments/an4526.pdf or from RD offices. Contact Bill Downs, 202-720-1499, william.downs@wdc.usda.gov.

GUIDANCE PROVIDED ON PROCESSING SECTION 514/516 AND 533 APPLICATIONS. An Unnumbered Letter dated July 9, 2010 applies to Section 514/516 and is at https://www.rurdev.usda.gov/RD_UnnumberedList .html. Contact Henry Searcy Jr., RD, 202-720-1753. For Section 533, AN 4521 is at https://www.rurdev.usda.gov/rd-an_list.html. Contact Bonnie Edwards-Jackson, RD, 202-690-0759 or an RD office.

RD CHANGES GUIDANCE FOR SECTION 515 OR 514 DESIGN/BUILD OR CONSTRUCTION MANAGEMENT. RD approval is required for these methods. Administrative Notice 4524 (July 22, 2010) replaces AN 4492, issued in January 2010 (see HAC News, 2/17/10). Copies are available from RD offices or at https://www.rurdev.usda.gov/SupportDocuments/an4524.pdf. Contact Sherry Engel, RD, 715-345-7677.

INFORMATION RELEASED ON SECTION 502 GUARANTEED REO. AN 4522 (July 12, 2010) is intended to guide RD staff dealing with real estate owned by Section 502 guaranteed lenders/servicers. Copies are available at https://www.rurdev.usda.gov/SupportDocuments/an4522.pdf or from RD offices. Contact Michelle Corridon, RD, 202-720-1452, michelle.corridon@wdc.usda.gov.

RD’S INCOME LIMITS MAY DIFFER FROM HUD’S. An Unnumbered Letter dated July 16, 2010 confirms that RD’s income limits, published in a June 2, 2010 Special Procedure Notice, continue to use a hold-harmless policy now discontinued for HUD’s Section 8 program (see HAC News, 5/12/10). Obtain the UL and SPN from RD offices or at https://www.rurdev.usda.gov/RegulationsAndGuidance.html. Contact Stephanie White, 202-720-1615.

FHFA CONSIDERS CREATING OMBUDSMAN. Comment by September 7 on a Federal Housing Finance Agency proposed rule that would establish an office to consider complaints about FHFA’s oversight of Fannie Mae, Freddie Mac, and the Federal Home Loan Banks. See Federal Register, 8/6/10 or https://www.fhfa.gov. Contact Sandy Comenetz, FHFA, 202-414-3771.

PUTTING SMART GROWTH TO WORK IN RURAL COMMUNITIESreport issued. A new publication from the International City/County Management Association, showing how smart growth principles can be applied in rural places, is free at https://icma.org/en/icma/knowledge_network/documents/kn/Document/301483/ Putting_Smart_Growth_to_Work_in_Rural_Communities.

GAO REPORTS ON RURAL HOMELESSNESS. As mandated by the 2009 HEARTH Act, GAO studied the characteristics of rural homelessness, available assistance, and barriers. Rural Homelessness: Better Collaboration by HHS and HUD Could Improve Delivery of Services in Rural Areas (GAO-10-724) is available free at https://www.gao.gov/cgi-bin/getrpt?GAO-10-724 or at cost from GAO, 866-801-7077.

ANNUAL DATA SHOW PROGRESS ON CHILDREN’S WELL-BEING STALLED. Some indicators have improved and others, including child poverty rates, have worsened, according to the Annie E. Casey Foundation’s 2010 Kids Count Data Book. Figures for states, counties, cities, and school districts are available at www.kidscount.org.

HAC SEEKS NOMINATIONS FOR RURAL HOUSING AWARDS. Nominations are due September 15 for the Cochran/Collings Award for national rural housing service, the Skip Jason Community Service Award, and the Henry B. Gonzalez Award for local or tribal elected officials. The honors will be presented at the National Rural Housing Conference in December. For details, visit https://ruralhome.org or contact Lilla Sutton, HAC, 202-842-8600, lilla@ruralhome.org.

HAC News: August 4, 2010

https://thomas.loc.gov/home/approp/app11.html.

HUD Program
(dollars in millions)

FY 2010
Approp.

FY 2011 Budget
Proposal

FY 2011
House
(H.R.5850)
FY 2011
Senate Comm.
(S. 3644)

Cmty. Devel. Block Grants

Sustainable Commun. Init.
Rural Innovation Fund (a)
Catalytic Investment Grants (b)

$4,450

(150)
(25)

4,380.1

(150)
0
(150)

4,352.1

(150)
(25)
0

4,450

(150)
(25)
0

HOME

1,825

1,650

1,825 1,825

Tenant-Based Rental Asstnce.

16,339

17,310

17,225 17,165

Project-Based Rental Asstnce.

8,551.5

9,382.3

9,382.3 9,382.3

Transforming Rental Asstnce. (b)

350 0 0

Vets. Affairs Spptve Hsg. Vouchers

75 0 75 75

Public Hsg. Capital Fund

2,500 2,044 2,500 2,510

Public Hsg. Operating Fund

4,775 4,829 4,829 4,829

Public Hsg. Revtlztn. (HOPE VI)

135 0 200 0

Choice Neighbrhd. Initiative (c)

65 250 0 250

Native Amer. Hsg. Block Grant

700 580 700 700

Homeless Assistance Grants

1,865 2,055 2,055 2,055

Hsg. Opps. for Persons w/ AIDS

335 340 350 340

202 Hsg. for Elderly

825 273 825 825

811 Hsg. for Disabled

300 90 300 200

Fair Housing

72 61 72 70.4

Rural Hsg. & Econ. Dev. (RHED)(a)

0 0 0 0

Healthy Homes & Lead Hazard Control

140 140 140 140

Self-Help Homeownshp. (SHOP)

27 0 27 27
Brownfields Redevelopmen 17.5 0 17.5 0

Housing Counseling

87.5 88 88 100

a. The new Rural Innovation Fund would replace RHED.
b. Proposed new programs.
c. Demonstration initially proposed in FY 2010 budget to replace HOPE VI.

PRESERVATION BILL PASSES COMMITTEE. The House Financial Services Committee passed three housing bills on July 28, including H.R. 4868, the Housing Preservation and Tenant Protection Act of 2010. Title VIII of this bill is the Rural Housing Preservation Act of 2010, which would provide ongoing authority for USDA’s preservation program (MPR), currently being conducted as a demonstration. The full House may consider the bill in September. No companion bill has been introduced in the Senate. The other bills approved by the committee are H.R. 5814, the Public Housing Reinvestment and Tenant Protection Act of 2010, and H.R. 476, the Veterans, Women, Families with Children, and Persons with Disabilities Housing Fairness Act of 2010. All three bills are at https://thomas.loc.gov.

HUD ISSUES HOUSING COUNSELING NOFA. Applications are due August 27. Visit https://www.hud.gov/offices/adm/grants/nofa10/grphcp.cfm or https://www.grants.gov. Contact a HUD homeownership center or call 202-708-0317. Most of HUD’s other FY 2010 NOFAs have not yet been released.

FY 2011 FAIR MARKET RENTS PROPOSED. Comments are due September 3. Visit https://www.huduser.org/portal/datasets/fmr.html or https://www.regulations.gov.

USDA CONFIRMS MANUFACTURED HOUSING ENERGY STANDARDS. New manufactured homes must comply with the HUD Code, not the 2007 Energy Independence and Security Act. Find AN 4519 at https://www.rurdev.usda.gov/rd-an_list.html or from RD offices. Contact William Downs, RD, 202-720-1499, william.downs@wdc.usda.gov.

HAC News: July 21, 2010

Access a pdf version of this HAC News. • Senate Committee supports USDA rural housing programs for 2011 • HUD FY 2011 funding bills move forward • Banking reform act becomes law with housing provisions • HUD issues guidelines for state and local agencies’ subsidy layering reviews • Revisions proposed to HUD Code for manufactured housing • Unnumbered Letters give USDA multifamily housing guidance

July 21, 2010
Vol. 39, No. 15

SENATE COMMITTEE SUPPORTS USDA RURAL HOUSING PROGRAMS FOR 2011. On July 15 the Senate Appropriations Committee approved a USDA funding bill for FY 2011, boosting Section 502 single-family loans and holding most other rural housing programs level. The Committee rejected the Obama Administration’s proposed elimination of USDA’s MPR rural rental preservation demonstration program and also kept Section 515 rental housing at $69 million. The loan level for Section 502 guaranteed loans would double to $24 billion; 3.5% origination fees and 0.5% annual servicing fees would make the program self-supporting. Section 502 direct loans received a modest increase to $1.2 billion. House appropriators passed a 2011 USDA spending bill on June 30, but its details are not yet available. The full Senate bill (S. 3606) and the Senate Committee’s report, are available at thomas.loc.gov/home/approp/app11.html.

USDA Rural Development Program
(dollars in millions)

FY09 Approp.

FY10
Approp.

FY11 Budget
Proposal

FY11 Senate Bill
(S. 3606)

Loans

502 Single Fam. Direct

$2,121.5a

$1,121

$1,200

$1,200

502 Single Family Guar.

16,699 a

12,000

12,000

24,000

504 Very Low-inc. Repair

34.4

34.4

34

34

514 Farm Labor Hsg.

20

27.3

27

27.2

515 Rental Hsg. Direct

69.5

69.5

95.2

69.5

538 Rental Hsg. Guar.

129.1

129.1

129.1

129.1

Rental Prsrv. Revlg. Loans

2.9

1.8

0

2.7

Grants & Payments

504 Very Low-inc. Repair

29.7

31.6

31

31.6

516 Farm Labor Hsg.

9.1

9.9

10

9.9

523 Self-Help TA

38.7

41.9

37

41.9

533 Hsg. Prsrv. Grants

8.9

9.4

9.4

9.4

521 Rental Assistance (1-yr. contracts)
Preservation RA
New Construction 515 RA
New Construction 514/516 RA

902.5
(6)
(2.03)
(3.4)

980
(6)
(2.03)
(3.4)

966
0
(3)
(3)

971.6
(6)
(3)
(3)

542 Rural Hsg. Vouchers

5

16.4

18

16.4

Rental Prsrv. Demo. (MPR)

20

25

0

25

a. Includes Recovery Act funds.

HUD FY 2011 FUNDING BILLS MOVE FORWARD. The House Appropriations Committee approved the Transportation-HUD bill on July 20, making no changes in the funding levels reported in the HAC News, 7/7/10. The Senate’s T-HUD Appropriations Subcommittee passed a bill on July 21 and the full Committee is expected to mark it up July 22. Details have not been made public yet but will be posted at www.ruralhome.org when available.

BANKING REFORM ACT BECOMES LAW WITH HOUSING PROVISIONS. The Wall Street Reform and Consumer Protection Act adds $1 billion to the Neighborhood Stabilization Program, extends the Protecting Tenants at Foreclosure Act, and authorizes new foreclosure-related efforts. Find H.R. 4173 at https://thomas.loc.gov.

HUD ISSUES GUIDELINES FOR STATE AND LOCAL AGENCIES’ SUBSIDY LAYERING REVIEWS. No additional HUD reviews would be needed for project-based Section 8 properties. See Federal Register, 7/9/10, https://edocket.access.gpo.gov/2010/pdf/2010-16827.pdf. Contact Michael Dennis, HUD, 202-402-3882.

REVISIONS PROPOSED TO HUD CODE FOR MANUFACTURED HOUSING. Comments are due September 13 on revisions recommended by the Manufactured Housing Consensus Committee. See Federal Register, 7/13/10 or https://www.regulations.gov. Contact HUD’s Office of Regulatory Affairs and Manufactured Housing, 202-708-6401.

UNNUMBERED LETTERS GIVE USDA MULTIFAMILY HOUSING GUIDANCE. A UL dated May 20 clarifies the closing responsibilities for Multi-Family Housing Revitalization Demonstration Program transactions. Contact multifamily@stl.usda.gov with “MPR in the subject line. A UL dated May 19 addresses completion and proper submission of multi-family housing payment documents. Both are available at www.rurdev.usda.gov/RD_unnumberedList.html or from RD offices. Contact Diane Larson, RD, 712-243-2915.

HAC News: July 7, 2010

Access a pdf version of this HAC News. • HUD, USDA spending bills for FY 2011 approved by House Subcommittees • Financial reform bill finalized • Sustainable Communities Regional Planning Grant NOFA released • 2009 American Housing Survey data available • Varying definitions of homelessness complicate services and data, GAO finds • HAC testifies at Rural Development Forum on Self Help Housing • HAC seeks nominations for rural housing awards • SAVE THE DATE FOR HAC’S NATIONAL RURAL HOUSING CONFERENCE 2010!

July 7, 2010
Vol. 39, No. 14

HUD, USDA spending bills for FY 2011 approved by House Subcommittees. Congressional appropriators on June 30 and July 1 began the first steps toward an FY 2011 budget for HUD and USDA rural housing programs. The House Appropriations Subcommittee on Agriculture passed a bill on June 30, but full details are not yet known on the rural housing programs. Rural Housing Service loans and grants are funded at $1.322 billion, $101.8 million below the 2010 level but $71.9 million above the President’s 2011 budget request. Rural housing programs will most likely stay at 2010 levels.

The Transportation-HUD Subcommittee, meeting July 1, rejected HUD’s proposals to cut or eliminate HOME, Indian housing, Sec. 202, Sec. 811, SHOP, and the Rural Innovation Fund. Those programs continue at 2010 levels. But the panel also declined to fund several new ideas proposed in the President’s budget, including Transforming Rental Assistance, Catalytic Investments, and Capacity Building. See the table below for HUD details.

Information on both bills, including lists of earmarks, is available at https://appropriations.house.gov. Complete details will be available after the full House Appropriations Committee considers the bills. Details, as available, will be posted at https://ruralhome.org.

HUD Program
(dollars in millions)

FY 2010 Approp.

President’s FY 2011 Budget Proposal

FY 2011 House
THUD
Subcomm. Bill

Cmty. Devel. Block Grants
Sustainable Commun. Initiative
Rural Innovation Fund a
Catalytic Investment Grants b

$4,450
(150)
(25)

4,380.1
(150)
0
(150)

4,352.1
(150)
(25)
0

HOME

1,825

1,650

1,825

Tenant-Based Rental Asstnce.

16,339

17,310

17,225

Project-Based Rental Asstnce.

8,551.5

9,382.3

9,382.3

Transforming Rental Asstnce. c

350

0

Vets. Affairs Spptve Hsg. Vouchers

75

0

75

Public Hsg. Capital Fund

2,500

2,044

2,500

Public Hsg. Operating Fund

4,775

4,829

4,829

Public Hsg. Revtlztn. (HOPE VI)

135

0

200

Choice Neighbrhd. Initiative d

65

250

0

Native Amer. Hsg. Block Grant

700

580

700

Homeless Assistance Grants

1,865

2,055

2,055

Hsg. Opps. for Persons w/ AIDS

335

340

350

202 Hsg. for Elderly

825

273

825

811 Hsg. for Disabled

300

90

300

Fair Housing

72

>61

72

Rural Hsg. & Econ. Dev. (RHED) e

0

0

0

Healthy Homes & Lead Haz. Contrl.

140

140

140

Self-Help Homeownshp. (SHOP)

27

0

27

Brownfields Redevelopment

17.5

0

17.5

Housing Counseling

87.5

88

88

a. New program replacing Rural Housing & Economic Development.
b. New program for economic development and gap financing for community revitalization.
c. New program for rental preservation, efficiency and resident choice.
d. Demonstration initially proposed in FY 2010 budget to replace HOPE VI.
e. Replaced by Rural Innovation Fund.

Financial reform bill finalized. The House has passed a conference committee’s version of H.R. 4173, the Dodd-Frank Wall Street Reform and Consumer Protection Act. The Senate may vote next week on the bill, which would extend the Protecting Tenants at Foreclosure Act, provide $1 billion for a third round of HUD’s Neighborhood Stabilization Program, and try to block predatory lending. Search by bill number at https://thomas.loc.gov.

Sustainable Communities RegionalPlanning Grant NOFA released. HUD has posted the FY 2010 NOFA for the Sustainable Communities Regional Planning Grant, which has approximately $98 million to support multijurisdictional planning efforts that integrate housing, land use, economic and workforce development, transportation, and infrastructure investments. At least $25 million will go to areas with populations under 500,000. Deadline to apply is August 23, 2010. For information, visit https://www.hud.gov/sustainability or contact Zuleika K. Morales-Romero, 202-402-7683 or Zuleika.K.Morales@hud.gov.

2009 American Housing Survey data available. AHS is conducted every two years by the Census Bureau and HUD. Preliminary figures from the 2009 AHS estimate there are approximately 111.9 million occupied housing units in the United States, an increase of about 1.2 million units from 2007. The survey indicates that roughly 25 million, or 22 percent of occupied homes are located outside of metropolitan areas. Data are published online at https://www.huduser.org/portal/datasets/ahs/ahsdata09.html. To order data in print or on disk, call the Customer Services Center, 301-763-INFO (4636).

Varying definitions of homelessness complicate services and data, GAO finds. Researchers report that data collected by the Departments of Education, HHS, and HUD cannot be compared, and eligibility rules may be confusing. Homelessness: A Common Vocabulary Could Help Agencies Collaborate and Collect More Consistent Data (GAO-10-702) is free at https://www.gao.gov or at cost from GAO, 866-801-7077.

HAC testifies at Rural Development Forum on Self Help Housing. Rural Development held public forums to solicit feedback on the current method of delivering the self-help program with a focus on the Technical and Management Assistance contracts under Section 523. Ten forums were held between February and June across the country. Written comments can be submitted until July 15. Visit https://www.rurdev.usda.gov/rhs/Admin/2010SelfHelpForums.htm. Contact Debra S. Arnold, RD, 202-720-1366, debra.arnold@wdc.usda.gov. HAC’s testimony can be viewed at https://ruralhome.org.

HAC seeks nominations for rural housing awards. At the National Rural Housing Conference in December, HAC will present three rural housing awards; the Cochran/Collings Award for national rural housing service, the Skip Jason Community Service Award, and the Henry B. Gonzalez Award for local or tribal elected officials. The national service award is named after Clay Cochran and Arthur M. Collings. Dr. Cochran was a mentor and pioneer in the rural housing movement whose work dates back to the 1930s and 1940s. Collings, who passed away in March 2010, combined feistiness, humor, and an extensive knowledge of rural housing programs while working for USDA and HAC. The Community Service Award is named after Robert “Skip” Jason, a long-time housing activist with considerable community experience. The Elected Official Award is named for Henry B. Gonzalez, who served in Congress from 1961 to 1998 and chaired the House Banking Committee. Nominations are due September 15. For information, visit https://ruralhome.org or contact Lilla Sutton, HAC, 202-842-8600, lilla@ruralhome.org.

SAVE THE DATE FOR HAC’S NATIONAL RURAL HOUSING CONFERENCE 2010! Plan to join rural housers from around the country in Washington, DC, December 1-3, 2010 for “A Place to Live: Rural Housing in a Changing Landscape.” Details will be posted at https://ruralhome.org as available.

HAC News: June 23, 2010

Access a pdf version of this HAC News. • HUD/DOT planning grants offered • RD extends eligibility for Section 538 continuous guarantee demo • HUD considers simplifying procedure for completing new manufactured homes on site • Rules set for new water/waste disposal program • Proposal would give CRA credit for NSP activities • Comments invited on CRA regulations • Comments sought on National Energy Rating Program for Homes • National homelessness plan released • State of the nation’s housing is mixed, says annual study • Green building symposium materials available online • Rural Voices magazine features green building • HAC seeks nominations for rural housing awards

June 23, 2010
Vol. 39, No. 13

HUD/DOT PLANNING GRANTS OFFERED. A joint NOFA offers HUD’s Community Challenge Planning Grants and Department of Transportation planning grants to state and local government entities. Visit https://www.grants.gov. Contact TIGERIIGrants@dot.gov or sustainablecommunities@hud.gov; Robert Mariner, DOT, 202-366-8914; or Zuleika K. Morales-Romero, HUD, 202-402-7683, zuleika.k.morales@hud.gov.

RD EXTENDS ELIGIBILITY FOR SECTION 538 CONTINUOUS GUARANTEE DEMO. Lenders with Section 538 guaranteed rural rental housing obligations issued after October 1, 2007 (rather than 2009) are now eligible to apply for guarantees that cover construction through permanent financing. (See HAC News, 5/12/10). See Federal Register, 5/14/10, or https://www.rurdev.usda.gov/RD_NOFAs.html. Contact Tammy Daniels, RD, 202-720-0021.

HUD CONSIDERS SIMPLIFYING PROCEDURE FOR COMPLETING NEW MANUFACTURED HOMES ON SITE. A proposed rule would establish uniform procedures for manufacturers to complete construction of homes at installation sites rather than in factories, without advance approval from HUD. Comments are due August 23. See Federal Register, 6/23/10, or https://www.regulations.gov. Contact William W. Matchneer III, HUD, 202-708-6409.

RULES SET FOR NEW WATER/WASTE DISPOSAL PROGRAM. RD will use up to 4% of its water and waste disposal funding for the new Special Evaluation Assistance for Rural Communities and Households (SEARCH) program to make predevelopment and planning grants to public agencies, nonprofits, and tribes for projects in financially distressed communities with populations under 2,500. See Federal Register, 6/24/10 or www.rurdev.usda.gov/RDU_Regulations.html. Contact Anita O’Brien, RD, 202-690-3789, anita.obrien@usda.gov.

PROPOSAL WOULD GIVE CRA CREDIT FOR NSP ACTIVITIES. Comments are due July 23 on a revised Community Reinvestment Act regulation covering loans, investments, and services that support activities eligible for Neighborhood Stabilization Program funding in target areas identified in NSP plans. Activities could be outside a financial institution’s assessment area. See Federal Register, 6/24/10 or https://www.regulations.gov. Contact Michael S. Bylsma, OCC, 202-874-5750.

COMMENTS INVITED ON CRA REGULATIONS. The agencies that regulate banks and thrifts request written or oral comments on whether and how they should revise their regulations to better serve the Community Reinvestment Act’s goals. Public hearings will be held in four cities between July 19 and August 17. Written comments may be submitted through August 31. Visit https://www.ffiec.gov/cra/hearings.htm or contact Barry Wides, OCC, Barry.Wides@occ.treas.gov, 202-874-4930.

COMMENTS SOUGHT ON NATIONAL ENERGY RATING PROGRAM FOR HOMES. Comment by July 10 on a Department of Energy proposed program to encourage consumers to invest in energy improvements in existing homes. Details are posted at https://www1.eere.energy.gov/buildings/home_rating_rfi.html. Contact Joan Glickman, buildingratingRFI@ee.doe.gov.

NATIONAL HOMELESSNESS PLAN RELEASED. Opening Doors: Federal Strategic Plan to Prevent and End Homelessness is intended to serve as a roadmap for action by federal agencies along with local and state partners in the public and private sectors, to end veterans and chronic homelessness by 2015, and to end homelessness among children, family, and youth by 2020. Visit https://www.usich.gov.

STATE OF THE NATION’S HOUSING IS MIXED, SAYS ANNUAL STUDY. Harvard’s 2010 report notes numerous improvements and challenges in the U.S. housing situation as a whole, with continuing shortages of affordable housing for owners and renters. The State of the Nation’s Housing 2010 is free at https://www.jchs.harvard.edu/ or $15 from the Joint Center for Housing Studies, 617-495-7809.

GREEN BUILDING SYMPOSIUM MATERIALS AVAILABLE ONLINE. Materials from “Building Green in Rural America: A Symposium on Policy and Practice,” hosted by HAC and the Home Depot Foundation on June 9 in Washington, DC, are posted on HAC’s website at https://ruralhome.org.

RURAL VOICES MAGAZINE FEATURES GREEN BUILDING. The spring issue of HAC’s quarterly magazine describes nonprofits building green affordable housing. Rural Voices is free at https://ruralhome.org. One print subscription per organization is free from Lawrence Adams, HAC, 202-842-8600, lawrence@ruralhome.org.

HAC SEEKS NOMINATIONS FOR RURAL HOUSING AWARDS. At the National Rural Housing Conference in December, HAC will present the Cochran/Collings Award for national rural housing service, the Skip Jason Community Service Award, and the Henry B. Gonzalez Award for local or tribal elected officials. Nominations are due September 15. Visit www.ruralhome.org or contact Lilla Sutton, HAC, 202-842-8600, lilla@ruralhome.org.

HAC News: June 9, 2010

Access a pdf version of this HAC News. • June is National Homeownership Month • Senate considering Extender/Jobs Bill with housing provisions • Additional funding for Section 502 guarantees still pending • HUD releases General Section for FY10 NOFAs • Section 514/516 application limit will be $3 million • Rule finalized on using AHP funds for refinancing • GSE goals proposed for rural housing, manufactured housing, and preservation • Housing goals to be established for FHLBs • Fair housing agreement reached for Texas disaster survivors • Tenants in foreclosed homes still being forced out, study finds • GAO reports federal reimbursement of nonprofits’ indirect costs is inconsistent

June 9, 2010
Vol. 39, No. 12

JUNE IS NATIONAL HOMEOWNERSHIP MONTH. A press release at www.rurdev.usda.gov suggests contacting local RD offices for information about events. HUD’s release is available at https://www.hud.gov.

SENATE CONSIDERING EXTENDER/JOBS BILL WITH HOUSING PROVISIONS. At press time the Senate was working on H.R. 4213, the American Jobs and Closing Tax Loopholes Act. The bill’s housing provisions, including funding for the National Housing Trust Fund, remained intact after some amendments to other provisions. For updates, visit https://www.nhtf.org.

ADDITIONAL FUNDING FOR SECTION 502 GUARANTEES STILL PENDING. On May 27 the Senate approved its version of H.R. 4899, the 2010 Supplemental Appropriations Act, which would provide funding to meet the entire FY 2010 demand for Section 502 guarantees. The cost would be covered by a 3.5% guarantee fee and 0.5% annual fee; USDA could waive the fees for low- and very low-income borrowers. The House Appropriations Committee will now consider the Senate bill to replace a version passed by the House in March. The bill text is available at https://Thomas.loc.gov/home/approp/app10.html. Meanwhile, in a notice posted at https://ruralhome.org, USDA has authorized lenders to make commitments for Section 502 guaranteed loans, subject to availability of funds.

HUD RELEASES GENERAL SECTION FOR FY10 NOFAS. The instructions, intended to help applicants prepare for program NOFAs to be released this summer, were posted June 7 at https://portal.hud.gov/portal/page/portal/HUD/program_offices/administration/grants/fundsavail. Appendix A shows when program NOFAs are expected; HUD anticipates releasing the NOFA for the Rural Innovation Fund (replacing RHED) in July or August.

SECTION 514/516 APPLICATION LIMIT WILL BE $3 MILLION. HAC is told that a notice changing the $2 million limit in the May 10 Farm Labor Housing NOFA has been approved and will appear in the Federal Register soon. Applications are due July 9. Visit https://www.rurdev.usda.gov/RD_NOFAs.html or contact an RD state office.

RULE FINALIZED ON USING AHP FUNDS FOR REFINANCING. The Federal Housing Finance Agency is adopting its interim final rule published on August 4, 2009 (see HAC News, 8/5/09), with changes giving the Federal Home Loan Banks more flexibility in implementing the housing counseling requirement and making housing counseling costs an eligible use of AHP subsidy. See Federal Register, 5/28/10 or https://www.fhfa.gov/Default.aspx?Page=89. Contact Melissa L. Allen, FHFA, 202-408-2524, Melissa.Allen@fhfa.gov.

GSE GOALS PROPOSED FOR RURAL HOUSING, MANUFACTURED HOUSING, AND PRESERVATION. Comments are due July 22 on goals for Fannie Mae and Freddie Mac’s service to these underserved markets. See Federal Register, 6/7/10 or https://www.regulations.gov. Contact Mike Price, FHFA, 202-408-2941.

HOUSING GOALS TO BE ESTABLISHED FOR FHLBS. Comments are due July 12 on a proposal to establish goals for the purchase of mortgages by the larger Federal Home Loan Banks. The notice states that the FHLBs account for a small proportion of total mortgage purchases. See Federal Register, 5/28/10 or https://www.regulations.gov. Contact Rafe R. Ellison, FHFA, 202-408-2968.

FAIR HOUSING AGREEMENT REACHED FOR TEXAS DISASTER SURVIVORS. Texas housing advocates filed complaints charging that the state’s proposed plan for spending CDBG disaster funds for Hurricanes Dolly and Ike did not adequately address low- and moderate-income needs or prevent discrimination. HUD, which had rejected the proposed plan, approved the agreement. Texas has submitted a new proposed plan that uses needs data to allocate more funds to East Texas and more to housing. The National Low Income Housing Coalition notes that cases related to Hurricane Katrina pending in Louisiana and Mississippi could be resolved similarly. HUD’s May 25 press release is at https://portal.hud.gov/portal/page/portal/HUD/press/press_releases_media_advisories and NLIHC’s June 7 statement is at https://www.nlihc.org.

TENANTS IN FORECLOSED HOMES STILL BEING FORCED OUT, STUDY FINDS. Staying Home: The Rights of Renters Living in Foreclosed Properties explains the 2009 Protecting Tenants at Foreclosure Act and problems with its implementation, as well as summarizing developments in state laws protecting tenants living in foreclosed properties. The National Law Center on Homelessness and Poverty report is free at https://www.nlchp.org.

GAO REPORTS FEDERAL REIMBURSEMENT OF NONPROFITS’ INDIRECT COSTS IS INCONSISTENT. Based on a sample of nonprofits receiving funds from HHS or Emergency Shelter Grants or HOPWA funds from HUD, research found indirect costs were treated inconsistently. Nonprofit Sector: Treatment and Reimbursement of Indirect Costs Vary Among Grants, and Depend Significantly on Federal, State, and Local Government Practices is free at https://www.gao.gov or in print at cost from GAO, 1-866-801-7077.

HAC News: May 26, 2010

Access a pdf version of this HAC News. • Bill to provide 502 guarantee funds introduced in Senate • House passes manufactured housing replacement bill • Administration to hold rural summit on June 3 • Funds available for Section 514/516 farmworker housing • RD offers Section 538 continuous guarantee demo • EPA amends lead paint rule • USDA studies guaranteed and direct lending • Developing in rural towns mitigates transportation cost impacts • Websites warn homeowners about loan scams • Delinquency and foreclosure lower in community land trusts • NLIHC publishes 2010 Advocates’ Guide • USDA RD updates website

May 12, 2010
Vol. 39, No. 10

May 26, 2010
Vol. 39, No. 11

Many housing provisions pending in supplemental appropriations and jobs bills. H.R. 4899, the Disaster Relief and Summer Jobs Act of 2010, would add FY 2010

funds to the Section 502 guarantee program, with a 5% fee. It is available at >

href=”https://thomas.loc.gov/home/approp/app10.htmlhttps://thomas.loc.gov/home/approp/app10.html”>https://thomas.loc.gov/home/approp/app10.html>. H.R. 4213, the American Jobs and Closing Tax Loopholes Act,

includes $1.065 billion for the National Housing Trust Fund, extends the Low Income Housing Tax Credit exchange program and New Markets Tax Credit for one year, and

provides settlement funds for the Cobell class action lawsuit regarding American Indians’ trust accounts and the Pigford suit concerning USDA discrimination against

African-American farmers. Its text is posted at >

href=”https://www.rules.house.gov/111/LegText/111_hr4213_txt.pdfhttps://www.rules.house.gov/111/LegText/111_hr4213_txt.pdf”>https://www.rules.house.gov/111/LegText/111_hr4213_txt.pdf>. The current versions of both bills have

not yet been approved by either the House or the Senate.

House panel hears pros and cons on HUD rental changes. Opinions varied at a May 25 House Financial Services Committee hearing on the Preservation,

Enhancement and Transformation of Rental Assistance Act, submitted to Congress by HUD. Written testimony and an archived webcast are posted at >

href=”https://www.house.gov/apps/list/hearing/financialsvcs_dem/hrfc_051910.shtmlhttps://www.house.gov/apps/list/hearing/financialsvcs_dem/hrfc_051910.shtml”>https://www.house.gov/apps/list/hearing/financialsvcs_dem/hrfc_051910.shtml>. HUD’s

proposed bill is at >

href=”https://portal.hud.gov/portal/page/portal/HUD/fy2011budget/signature_initiatives/transforming_rental_assistance.

Comments”>https://portal.hud.gov/portal/page/portal/HUD/fy2011budget/signature_initiatives/transforming_rental_assistance”>https://portal.hud.gov/portal/page/portal/HUD/fy20 due June 14 on next Farm Bill. The House Agriculture Committee invites comments through a web form at >

11budget/signature_initiatives/transforming_rental_assistance.

Comments

href=”https://agriculture.house.govhttps://agriculture.house.gov”>https://agriculture.house.gov> as it begins to develop the 2012 Farm Bill. The committee is also holding field hearings around

the country; testimony to date, posted at https://agriculture.house.gov/hearings/statements.htmlhttps://agriculture.house.gov/hearings/statements.html”>https://agriculture.house.gov/hearings/statements.html>,

has focused on agriculture issues rather than rural development.

In 2007, 1.05 million nonmetro renters had worst case housing needs. The recession’s full economic impact is not included in a new HUD report to Congress on

renters who pay more than half their income for rent, live in severely substandard housing, or both, and do not receive housing aid. Worst Case Housing Needs 2007:

A Report to Congress is free at >

href=”https://www2.huduser.org/portal/publications/affhsg/wc_HsgNeeds07.html.

Congressional”>https://www2.huduser.org/portal/publications/affhsg/wc_HsgNeeds07.html”>https://www2.huduser.org/portal/publications/affhsg/wc_HsgNeeds07.html.

Caucus on Homelessness launched. Co-founded and co-chaired by Reps. Alcee L. Hastings (D-FL), Judy Biggert (R-IL), Eddie Bernice Johnson (D-

Congressional

TX), and Geoff Davis (R-KY), the caucus hopes to coordinate work on the issue. The members’ press releases can be accessed through >

href=”https://www.house.gov.

National”>https://www.house.gov”>https://www.house.gov.

Housing Trust and Enterprise offer green preservation mini-loans. Nonprofit owners and developers can borrow up to $50,000 for up to 30 months at

National

below-market rates to pay for predevelopment activities in connection with green retrofits of older affordable rental communities. Visit >

href=”https://www.nhtinc.orghttps://www.nhtinc.org”>https://www.nhtinc.org> for a summary. Contact Keiva Dennis, NHT, 202-333-8931 ext. 126, >

href=”kdennis@nhtinc.org.

Section”>mailto:kdennis@nhtinc.org”>kdennis@nhtinc.org

.

533 HPG notice corrected. RD added the Rural Economic Area Partnership Zones set-aside to the NOFA published April 27 and corrected some state office

Section

information. See Federal Register, 5/21/10 or https://www.regulations.govhttps://www.regulations.gov”>https://www.regulations.gov>. Contact Bonnie Edwards-Jackson, 202-690-0759,

bonnie.edwards@wdc.usda.gov.

“Pre-notice”>mailto:bonnie.edwards@wdc.usda.gov”>bonnie.edwards@wdc.usda.gov.

” for Choice Neighborhoods funding issued. The document describes this new HOPE VI replacement program and tells applicants to register for

“Pre-notice

grants.gov. The NOFA will be issued this summer. Visit https://www.hud.gov/offices/pih/programs/ph/cn/.

USDA”>https://www.hud.gov/offices/pih/programs/ph/cn/”>https://www.hud.gov/offices/pih/programs/ph/cn/.

RD considers changes to Section 502 guarantee program. Comments are due July 19 on a proposed rule that would use Fannie Mae’s interest rate to

USDA

calculate interest on all program loans and would allow USDA to recoup funds it paid on a claim if the lender did not follow program rules. See Federal

Register, 5/19/10, or https://www.regulations.govhttps://www.regulations.gov”>https://www.regulations.gov>. Contact Joaquin Tremols, RD, 202-720-1465, >

href=”joaquin.tremols@wdc.usda.gov.

Census”>mailto:joaquin.tremols@wdc.usda.gov”>joaquin.tremols@wdc.usda.gov

.

requests comments on new poverty measure. The new calculation would supplement, not replace, the official poverty measurement. (See HAC News,

Census

3/5/10.) Deadline is June 25. Visit https://www.census.gov/hhes/www/poverty/poverty.htmlhttps://www.census.gov/hhes/www/poverty/poverty.html”>https://www.census.gov/hhes/www/poverty/poverty.html>. Contact

David Johnson, Census, 301-763-6443, spm@census.gov.

HUD”>mailto:spm@census.gov”>spm@census.gov.

reduces use of Section 8 income limits hold-harmless policy. Income limits for Section 8 tenants will be allowed to decrease if HUD’s formula indicates

HUD

they should. HUD will continue to publish a second set of income limits that apply the hold-harmless provisions, to be used by some HUD programs and by USDA rural

housing programs. Visit https://www2.huduser.org/portal/datasets/il.htmlhttps://www2.huduser.org/portal/datasets/il.html”>https://www2.huduser.org/portal/datasets/il.html>. Contact HUD USER, 800-245-

2691.

Black-white wealth gap quadruples from 1984 to 2007, researchers report. Brandeis University’s Institute on Assets and Social Policy found a large increase

in white households’ real wealth over the time period studied, while African Americans’ wealth rose only slightly. “The Racial Wealth Gap Increases Fourfold” is posted

at https://iasp.brandeis.edu/pdfs/Racial-Wealth-Gap-Brief.pdf.https://iasp.brandeis.edu/pdfs/Racial-Wealth-Gap-Brief.pdf”>https://iasp.brandeis.edu/pdfs/Racial-Wealth-Gap-Brief.pdf.>