Materials Posted: Part II of the Financing Farm Labor Housing Webinar Series

Materials Posted

Power Point Presentation | Recording

Join the Housing Assistance Council on February 7, 2018 for the second of three webinars focused on financing farm labor housing. Part 1 | Part 3


The Section 514/516 Farm Labor Housing (FLH) program provides loans and grants for the development of on-farm and off-farm housing. The program is operated by the U.S. Department of Agriculture’s Rural Development Housing and Community Facilities Programs office (RD).

Section 514 loans and Section 516 grants are provided to buy, build, improve, or repair housing for farm laborers. Funds can be used to purchase a site or a leasehold interest in a site; to construct or repair housing, day care facilities, or community rooms; to pay fees to purchase durable household furnishings; and to pay construction loan interest.


This webinar, the second in the three-part series, will provide information to help project sponsors complete the Final Application process required to close on the loan and/or grant with USDA Rural Housing Services. Information will be presented on finalizing development and operating budgets, securing site control, compliance with environmental review requirements, assembling the development team of architects, engineers and contractors to finalize plans and specifications, and completing the bidding process to award contracts. The process for obtaining USDA approval of construction plans, the Property Management Plan and other RD requirements will be reviewed. Information will also be provided on layering other leveraged funds in coordination with 514/516 funding, and the requirements for completing the loan closing process with USDA Rural Housing Services.

Register Now


Tierra del Sol Housing Corporation and Community Resources and Housing Development Corporation through a grant agreement with USDA Rural Housing Services

About Tierra del Sol Housing (TDS)
TDS was founded in 1973 by a group of community leaders, farm workers, rural families, and churches to help rural New Mexicans achieve “the goal of a decent home and suitable living environment”. The dream for better housing began with Alto de Las Flores, the first of many large-scale homeownership programs and grew over time to encompass the full range of housing opportunities through self-help programs, renovation of existing housing, rural and farm labor rental housing, supportive housing for the elderly and disabled, and temporary housing assistance programs to prevent homelessness. TDS has since become a leading producer of affordable housing, and has worked to empower other collaborating nonprofit providers to increase their capacity to develop, own and manage housing for low income persons. Tierra del Sol has an impressive development record, producing more than 5,000 rental and homeownership units.

TDS has owned and managed rental housing serving low income families and special populations for more than 45 years, and currently owns 1,059 rental housing units that includes 299 units for farm workers.

Today, Tierra del Sol is advancing the needs of farmworkers and rural families by sharing its technical expertise to help other organizations address their community’s housing needs through Farm Labor Housing Technical Assistance, Self-Help Homeownership Opportunities and Workforce Investment Opportunity programs offered throughout the region and nationally.

About Community Resources and Housing Development Corporation (CRHDC)
CRHDC was Incorporated in 1971 to address the intolerable living conditions and lack of adequate housing for migrant farm workers in the rural areas of Colorado. The organization was created to research and develop housing opportunities for low-income rural families through the construction of safe, sanitary, and affordable housing. The mission has expanded over the years to address community needs, both urban and rural, on a state-wide scale. This includes activities geared toward increasing the financial viability and sustainability of families and the communities in which they live and work. Through the use of innovative strategies, CRHDC has closed the gap between the price of private market housing and the ability of low income families to pay.

CRHDC has a history of developing 514/516 projects that leveraged significant other financing and services through partnerships with collaborating agencies. CRHDC has built more than 2,000 units of self-help housing and owns rental housing serving seniors and low-income persons.

As a technical assistance provider, CRHDC specializes in a wide range of services covering all aspects from board development to project development to construction and property management. Through its subsidiary, Colorado Housing Enterprises, CRHDC also serves as a certified Community Development Financial Institution (CDFI).

Both CRHDC and TDS have provided technical assistance for the development of farm labor housing since 2002 through agreements with USDA Rural Housing Services.


About the Housing Assistance Council
The Housing Assistance Council (HAC) is a national nonprofit that assists local organizations to build affordable homes in rural America. Since 1971 HAC has provided assistance in the development of both single- and multi-family homes and promotes homeownership for working low-income rural families through a self-help, “sweat equity” construction method by emphasizing local solutions, empowerment of people in poverty, reduced dependence, and self-help strategies. HAC offers services to public, nonprofit, and private organizations throughout the rural United States and maintains a special focus on high-need groups and regions, particularly: Indian country, the Mississippi Delta, farmworkers, the Southwest border colonias, and Appalachia.

HAC News: February 1, 2018

HAC News Formats. pdf

February 1, 2018
Vol. 47, No. 3

February is African American History Month • Housing not included in State of the Union address • FY19 budget to be released this month • Latest continuing resolution ends February 8 • New Opportunity Zones program created by Tax Cuts and Jobs Act • Carson pledges to increase resources to rural America • IRS urges hurricane survivors to consider EITC • HUD considers changes to manufactured housing rules • RD multifamily housing financial reporting requirements clarified • RD offers guidance on using design/build and construction management proposals • Census Bureau not updating questions on race and ethnicity • HUD invites comments on new reporting system for IHBG recipients • House passes bill to exempt more lenders from HMDA • Gil Gonzalez named RD Chief of Staff • Native American Creative Placemaking published by HAC • Native CDFIs have high demand, need more resources, says survey • HAC releases report on USDA rural housing program activity in FY17 • Webinars offered on financing Farm Labor Housing with USDA Section 514/516 funding

HAC News Formats. >

February 1, 2018
Vol. 47, No. 3

February is African American History Month.

Housing not included in State of the Union address.
In his speech on January 30, President Trump mentioned a $1.5 billion infrastructure plan, but did not list housing among items that would be covered. HUD Secretary Ben Carson has said in the past that the Administration’s infrastructure proposal will include housing (see HAC News, 4/13/17).

FY19 budget to be released this month.
The Administration will release its proposed budget for FY19 (which begins October 1, 2018) on February 12 at the earliest, but it is expected to be a “skinny” budget without much detail, like the early budget proposal released in March 2017. HAC will post information online when the budget is available.

Latest continuing resolution ends February 8.
FY17 funding levels are continued through February 8 under the most recent in this year’s series of continuing resolutions. Congress and the Administration continue to seek agreement on raising the Budget Control Act’s funding caps and on spending levels for FY18, as well as numerous other issues.

New Opportunity Zones program created by Tax Cuts and Jobs Act.
The new tax legislation offers private investors an opportunity to defer taxes on capital gains by investing those gains in Opportunity Funds, which will finance a variety of investments, potentially including housing, in Opportunity Zones. Governors will identify Opportunity Zones in their states from among census tracts that meet the New Markets Tax Credit program’s definition of low-income communities, and may include some adjacent tracts. The program will begin after the Treasury Department develops regulations, although by March 21 governors must submit their Opportunity Zone designations or request a 30-day extension.

Carson pledges to increase resources to rural America.
Wisconsin Public Radio reports that at an appearance in the state in January, HUD Secretary Ben Carson said he is creating a task force on rural poverty, as well as reviewing HUD homelessness assistance programs to increase aid to rural areas. HUD is not listed among the members of the Task Force on Agriculture and Rural Prosperity, which recently released its report. HUD also recently withdrew the proposed rule for the Rural Housing Stability program, which would have helped address rural homelessness.

IRS urges hurricane survivors to consider EITC.
Workers with incomes under $53,930 in 2017 may be eligible for the Earned Income Tax Credit. Survivors of Hurricanes Harvey, Irma, and Maria can use a special computation method.

HUD considers changes to manufactured housing rules.
As it seeks to reduce regulatory costs and burdens, HUD requests comments by February 26 on its manufactured housing regulations. Contact Ariel Pereira, HUD, 202-402-5138.

RD multifamily housing financial reporting requirements clarified.
An Unnumbered Letter dated January 24, 2018, clarifies requirements – optional for FY18 and mandatory for FY19 – for owners of Section 514/516 and Section 515 properties. For more information, contact an RD State Office.

RD offers guidance on using design/build and construction management proposals.
Administrative Notice 4851, dated January 24, 2018, advises RD staff on obtaining National Office approval of such proposals for Section 514/516 farmworker housing or Section 515 rental housing projects. For more information, contact an RD State Office.

Census Bureau not updating questions on race and ethnicity.
The Bureau has announced that the 2020 Census will continue to use two separate questions to identify race and ethnicity. This decision overrules a Census Bureau recommendation last year based on research showing that minorities, who are historically undercounted in the decennial Census, are more likely to respond to a single combined question, reports the Coalition on Human Needs.

HUD invites comments on new reporting system for IHBG recipients.
Tribal leaders and Indian housing officials are asked for input on a new online system that will be implemented May 1. For more information, contact Frederick Griefer, HUD.

House passes bill to exempt more lenders from HMDA.
Home Mortgage Disclosure Act regulations previously required all lenders with assets above a certain level to report on their lending activity; now, under new HMDA rules that took effect on January 1, 2018, reporting is required if an institution originates over 25 mortgages, regardless of its asset size. On January 18 the House passed H.R. 2954, the Home Mortgage Disclosure Adjustment Act, which would raise the exemption threshold to 500 mortgages. The Senate has not voted on S. 1310, its version of the bill.

Gil Gonzalez named RD Chief of Staff.
Gonzalez served in USDA Rural Development from 2001 to 2005.

Native American Creative Placemaking published by HAC.
The report presents some established Native American creative placemaking efforts, offers an interactive map of Native American creative placemaking projects, and lists funding sources.

Native CDFIs have high demand, need more resources, says survey.
Findings from the 2017 Native CDFI Survey: Industry Opportunities and Limitationsreports on a survey by the Federal Reserve System’s Center for Indian Country Development, designed to show NCDFIs’ resource base, scope of work and geography, and challenges. The study found NCDFIs are ready to deploy more funds but face challenges including funding availability and other resource gaps.

HAC releases report on USDA rural housing program activity in FY17.
The publication provides data for each program and for each state or territory. In FY 2017, USDA obligated 149,860 loans, loan guarantees, and grants, as well as 308,060 annual units of tenant assistance. The agency guaranteed over 137,000 Section 502 mortgages and issued over 7,100 Section 502 direct loans. About 38% of the latter went to borrowers with very low incomes. Multifamily Housing Preservation and Revitalization obligations dropped from 2016 to 2017, probably at least in part because some MPR funding was transferred to the Section 542 voucher program, which grows every year.

Webinars offered on financing Farm Labor Housing with USDA Section 514/516 funding.
Final Application Processing and Closing will be February 7, followed by Construction and Lease-up on February 24. Registration is free. Preparing the Pre-application was held January 24 and is now archived online. The sessions are sponsored by Tierra del Sol Housing and the Community Resources and Housing Development Corporation, and hosted by HAC. For more information, contact Shonterria Charleston, HAC, 404-892-4824.

HAC’s loan funds provide low interest rate loans to support single- and multifamily affordable housing projects for low-income rural residents throughout the U.S. and territories. Capital is available for all types of affordable and mixed-income housing projects, including preservation, farmworker, senior, and veteran housing. HAC loan funds can be used for pre-development, site acquisition, site development, and construction/rehabilitation. Contact HAC’s loan fund staff at, 202-842-8600.
Please note: HAC is not able to offer loans to individuals or families. Borrowers must be nonprofit or for-profit organizations or government entities (including tribes).

Kansas CDFI Forum

To have an event posted on our calendar*, please e-mail Janice Clark. Or send event description or brochure to:

Housing Assistance Council
Attn: Janice Clark
1025 Vermont Avenue, NW
Suite 606
Washington, DC 20005

Or fax to (202) 347-3441
Attn: Dan Stern

*Calendar Posting Guidelines:

HAC’s calendar posts announcements about periodic conferences, training sessions, audioconferences, and the like. Topics must be relevant to professionals in the rural housing and community development arena. HAC reserves the right to accept or decline any request to post an item. We do not include sessions provided by entities (for-profit or nonprofit) that offer numerous regularly scheduled training events; links to such entities are provided below.

Community Connections

HUD Calendar
Novogradac and Compan

Back to Trainings

Kansas CDFI Forum

Date: May 22, 2012
Time: 8:00 am – 4:30 p.m.
Cost: $0 – There is no cost to attend the forum
Jack Reardon Convention Center
500 Minnesota Avenue
Kansas City, KS 66101


You are cordially invited to attend the Kansas CDFI Forum held May 22, 2012 at the Jack Reardon Convention Center, 500 Minnesota Avenue, Kansas City, Kansas, from 8:00 a.m. to 4:30 p.m.

The Federal Deposit Insurance Corporation, Housing Assistance Council, the U.S. Department of Treasury’s Community Development Financial Institutions Fund (CDFI), and NeighborWorks are hosting the forum to encourage the formation of CDFIs in the state of Kansas, encourage partnerships with existing CDFIs in the local area, and increase CDFI investments to meet the needs of communities in Kansas.

The forum will bring together banks, credit unions, nonprofits, government agencies and others for an honest and wide-ranging discussion on the role of CDFIs within a wider community development ecosystem. This forum will be of value to organizations supporting small business development, affordable housing, consumer financial services and more. Local leaders will share opportunities for CDFIs to invest across the state while CDFIs serving nearby markets will explain products and services they can offer. Experts and practitioners will discuss ways to build CDFI capacity within Kansas.

A resource room will provide attendees an opportunity to have one-on-one discussions with federal and state agencies about how to access funding and technical assistance to support CDFI strategies. You can enjoy a lunch conversation titled “Networks of Support”. Our invited panelists will engage you in their careers spent in community development.


Download this invitation for more information about the Kansas CDFI Forum.

There is no charge to attend the forum. If you do not have access to online registration, you may contact Dorothy Brown at or 816.234.8084.