Posts

Rural Veterans and Local Nonprofits Receive Critical Housing Support

Contact: Dan Stern, dan@ruralhome.org
Shonterria Charleston, ahrv@ruralhome.org
202-842-8600

Rural Veterans and Local Nonprofits Receive Critical Housing Support

Funded by The Home Depot Foundation

Washington, D.C., July 24, 2020 – Veterans and their families in twelve rural communities will have better lives, thanks to The Home Depot Foundation and the Housing Assistance Council. The Foundation is awarding grants totaling over $305,000 to twelve local nonprofit housing agencies around the country to preserve housing for veterans in rural America.

The funds are part of The Home Depot Foundation’s Veteran Housing Grants Program, which wascreated to support the development and repair of housing for veterans. Many of our veterans and their families face major housing challenges, often worsened by issues like unemployment, age and service-related disabilities. The Home Depot Foundation is dedicated to giving back to those who have already given so much for our country.

As part of its Affordable Housing for Rural Veterans (AHRV) Initiative, the Housing Assistance Council (HAC) works with The Foundation to administer grants that bolster and support the work of rural nonprofit housing agencies to deliver critical housing support to veterans. “HAC is honored to continue its partnership with The Home Depot Foundation,” said David Lipsetz, HAC’s CEO. “Together we’ve helped strengthen the capacity of local rural organizations to build and preserve veteran housing units across rural America.”  As rural America is home to a disproportionately high number of service women and men; HAC remains deeply committed to supporting our nation’s service women and men by uplifting local nonprofits and their work to house and ensure the safe habitability of their homes and rural communities.

The grantee organizations – described below – provide a range of programs. With the grants, veterans who own homes in Arizona, Louisiana, Maryland, Minnesota, Mississippi, New Mexico, New York, North Carolina, Oregon, South Carolina, Texas and West Virginia will obtain critical repair assistance. Altogether, over 70 veterans and their families will benefit from these grants.

About The Home Depot Foundation
The Home Depot Foundation works to improve the homes and lives of U.S. veterans, train skilled tradespeople to fill the labor gap and support communities impacted by natural disasters. Since 2011, the Foundation has invested more than $335 million in veteran-related causes and improved more than 47,000 veteran homes and facilities in 4,500 cities. In 2018, the Foundation pledged an additional $250 million dollars to veteran causes, taking the total commitment to half a billion by 2025. To learn more about The Home Depot Foundation and see Team Depot in action, visit thd.co/community and follow us on Snapchat, Twitter and Instagram @teamdepot and on Facebook at facebook.com/teamdepot.

 

About the Grantees

  • BDT Housing Services Enterprise, Walls, MS will utilize $30,000 to leverage the rehabilitation of five (5) homeowner units located in the lower Mississippi Delta Region.  For additional information on BDT Housing Services Enterprise, visit their GuideStar profile at https://www.guidestar.org/profile/26-3736448.
  • Habitat for Humanity of Frederick County, Frederick, MD will utilize $17,409 to complete modifications on two (2) units for elderly veterans in Frederick County, MD.  For additional information on Habitat for Humanity of Frederick County, visit their website at www.frederickhabitat.org.
  • Habitat for Humanity of Orange County, in Chapel Hill, NC will utilize $30,000 to leverage the rehabilitation of three (3) homeowner units.  For additional information on Habitat for Humanity of Orange County, visit their website at https://www.orangehabitat.org/.
  • Habitat for Humanity of Smith County, in Tyler TX will leverage $30,000 on the rehabilitation and modification of six (6) homeowner units.  For additional information on Habitat for Humanity of Smith County, visit their website at https://smithcountyhabitat.org.
  • NeighborWorks UMPQUA, in Roseburg, OR will leverage $30,000 on the rehabilitation and modification of ten (10) homeowner units throughout rural Oregon.  For additional information on NeighborWorks UMPQUA, visit their website at https://www.nwumpqua.org/.
  • Rebuild Upstate, in Greenville, SC will utilize $30,000 to leverage the rehabilitation and accessibility modifications on four (4) homeowner units in rural South CarolinaFor additional information on Rebuild Upstate, visit their website at https://rebuildupstate.org/.
  • Rebuilding Together Dutchess County, in Poughkeepsie, NY will utilize $15,000 to leverage the rehabilitation of one (1) elderly homeowner units across rural New York.  For additional information on Rebuilding Together Dutchess County, visit their website at https://www.rebuildingtogetherdutchess.org/.
  • Rebuilding Together Twin Cities, in Minneapolis, MN will utilize $7,000 to leverage the rehabilitation of two (2) homeowner units in rural Minnesota.  For additional information on Rebuilding Together Twin Cities, visit their website at https://rebuildingtogether-twincities.org/.
  • Southern Appalachian Labor School, in Kincaid, WV will utilize $25,908 to support the rehabilitation of twenty (20) homeowner units in Appalachia.  For additional information on Southern Appalachian Labor School, visit their website at https://sals.info/.
  • Southwestern Regional Housing and CDC, in Deming, NM, will utilize $30,000 to support the rehabilitation of ten (10) homeowner units across the Southwest Border Colonias.  For additional information on Southwestern Regional Housing and CDC, visit their website at https://swnm.org/.
  • St. Mary Community Action Agency, in Franklin, LA, will utilize $30,000 to support the rehabilitation of six (6) homeowner units in the lower Mississippi Delta.  For additional information on St. Mary Community Action Agency, visit their website at https://www.stmarycaa.org/index.htm.
  • White Mountain Apache Housing Authority, in Whiteriver, AZ, will utilize $30,000 to support the rehabilitation of three (3) homeowner units on the Fort Apache Reservation.  For additional information on White Mountain Apache Housing Authority, visit their website at https://www.wmahousingauthority.org/default.asp?sec_id=180007661.

###

Register Now: Housing & Services for Rural Veterans – Symposium

Register-Now-Button

Description

Join the Housing Assistance Council (HAC) for its 5th Annual National Symposium on Veterans Housing Issues. This year’s theme centers upon addressing the critical needs around housing, homelessness and aging solutions for rural veterans, within the context of the Delta Regional Authority’s eight-state service area set forth by the Delta Regional Authority’s map. In addition to introducing HAC’s services, the symposium will feature (policy-makers, elected officials, university officials/students), rural/small-town practitioners and practical program models that are providing both rental and homeownership options, in addition to home repairs and critical housing and workforce development service to aging and other vulnerable veteran populations.

Day 1: Thursday, April 18, 2019 | 1:00 – 4:00 PM
Day 2: Friday, April 19, 2019 | 9:00 AM – 3:00 PM

There is no registration fee to attend this symposium. However, space is limited and advance registration is required. Lunch will be provided. For more information on the symposium contact Cheryl Cobbler at cheryl@ruralhome.org.

Location

Arkansas State University
Carl R. Reng Student Union -Spring River Room
101 N. Caraway
Jonesboro, Arkansas 72401

Sponsored By The Home Depot Foundation

The Home Depot Foundation works to improve the homes and lives of U.S. veterans, train skilled tradespeople to fill the labor gap and support communities impacted by natural disasters. Since 2011, the Foundation has invested a quarter of a billion dollars in veteran-related causes and improved more than 40,000 veteran homes and facilities in 2,500 cities. In 2018, the Foundation committed an additional $50 million dollars to train 20,000 skilled tradespeople over the next 10 years starting with separating military members and veterans, at-risk youth and members of the Atlanta Westside community. To learn more about The Home Depot Foundation and see Team Depot in action, visit thd.co/community and follow us on Snapchat, Twitter and Instagram @teamdepot and on Facebook at facebook.com/teamdepot.

Materials Posted – Part 1 – Housing and Urban Development-Veterans Affairs Supportive Housing (HUD-VASH): An Overview

Materials Posted

PowerPoint Presentation | Webinar Recording

Permanent supportive housing has been identified in both the Federal Strategic Plan to Prevent and End Homelessness and the Ending Veteran Homelessness Initiative as a critical resource for ending homelessness. Within VA, HUD-VASH is the primary service that provides permanent supportive housing. Through collaboration with HUD, HUD-VASH provides Housing Choice Vouchers designated to participating Public Housing Authorities (PHA) to assist with rent payment. VA provides clinical case management and services to assist Veterans obtain and sustain permanent housing while also assisting Veterans with access to treatment and other supportive services that promote their quality of life and full reintegration back into their communities.

HUD-VASH operates on the Housing First principles and is intended to target and care for the chronic and most vulnerable homeless Veterans. Housing First is an evidence-based approach based on the premise that housing is a basic human right and does not have prerequisites such as sobriety or clean time. It prioritizes housing, then assists individuals with access to health care and other supports that promote stable housing and improved quality of life.

The primary goal of HUD-VASH is to move Veterans and their families out of homelessness into permanent supportive housing while promoting maximum Veteran recovery and independence in the community. A key component of the program is VA’s case management services. These services are designed to assist Veterans in obtaining and sustaining permanent housing and engage in needed treatment and other supportive services that improve the Veteran’s quality of life and end their homelessness. Because Veterans experience homelessness for a variety of reasons, case management is individually tailored to meet the needs of each HUD-VASH Veteran.

This webinar, the first in a two part series that will provide information to community providers on housing services available to Veterans who are homeless or at risk of becoming homeless. The webinar will provide an overview of the HUD-VASH program including who is eligible for services and how to make a referral for a Veteran to be assessed for admission. There will also be information on how HUD-VASH vouchers are allocated and the difference between tenant-based and project-based HUD-VASH vouchers.

HAC Seeks Proposals for Housing Projects Serving Rural Veterans

January 2017

homedepotfoundationlogoSupported by The Home Depot Foundation, grants will go to nonprofits, tribally designated housing entities, and housing authorities serving veterans at or below 80% of area median income in rural areas. Projects may be new construction or rehab, temporary or permanent housing, in progress or beginning within 12 months. Letters of Interest are due Feb. 3, 2017.

ELIGIBILITY. The applicant must be a 501(c)(3) nonprofit organization, tribally designated housing entity (TDHE), or housing authority acting as a nonprofit, that serves veterans at or below 80% of area median income. RURAL SERVICE AREA. The applicant must apply to support programs working in nonmetropolitan areas or in counties that meet the USDA definition of rural for housing (Sec. 520 of the Housing Act of 1949). Please check the USDA Property Eligibility Site, https://eligibility.sc.egov.usda.gov, to determine rural eligibility.

Contact Shonterria Charleston, Program Manager, 404-892-4824.


Oregon Veterans receives assistance from The Home Depot Foundation and HAC

The News-Review, the daily newspaper for Douglas County, OR, highlighted the story of Daniel Winder, a disabled veteran who would receive assistance from the program. The grant funding will be used to replace his back door and heating system and make other needed repairs.

I can’t express how thankful I am that this program exists to help us

The grant program, administered by HAC and funded by The Home Depot Foundation, is designed to provide elderly or disabled veterans repair their homes. This funding allows veterans to age in place in the communities they know and love while living in safe, quality housing.

“I can’t express how thankful I am that this program exists to help us, because most of these repairs cost thousands of dollars,” he said. “These improvements have made my life a lot more comfortable and I’m proud to live here now. With all these replacements, I don’t see me leaving this place anytime soon.”

HAC Joins Summit on Addressing the Needs of Aging Veterans

On Friday, October 20, 2017, the Housing Assistance Council joined The Home Depot Foundation and the National League of Cities to support Purple Heart Homes in their 1st Annual Veterans Aging Summit. Held at the University of North Carolina, the summit convened nonprofit practitioners, Veterans’ service organizations, researchers, educators, public policy makers, community leaders, government representatives, and other interested stakeholders to collaborate on identifying and meeting the needs of aging Veterans and their caregivers.

HAC's Shonterria Charleston, Karen Boyce (The Veteran's Place) and Retha Patton (Eastern Eight CDC) discuss housing rural veteransHAC’s Shonterria Charleston, Karen Boyce (The Veteran’s Place) and Retha Patton (Eastern Eight CDC) discuss housing rural veterans.

HAC coordinated the Aging Veterans and Housing Panel, which featured two of its Home Depot Foundation-funded grantee organizations, The Veteran’s Place (Karen Boyce) and Eastern Eight Community Development Corporation (Retha Patton). Moderated by HAC’s Shonterria Charleston, the panel focused on housing (single and multifamily) and service provisions to aging veterans and provided context to rural challenges, best practices and opportunities for successful projects.

Funding support provided by The Home Depot Foundation

HAC's Joe Belden speaking at the Aging Veterans SummitHAC’s Joe Belden speaking at the Aging Veterans Summit.

Rural Veterans and Local Nonprofits Receive Housing Aid

homedepotfoundlogoReturn to Press Releases

Contact: Dan Stern, dan@ruralhome.org, 202-842-8600 ext. 137
Janice Clark, janice@ruralhome.org, 202-842-8600 ext. 131

Rural Veterans and Local Nonprofits Receive Housing Aid

Awards Funded by the Housing Assistance Council and The Home Depot Foundation

Washington, D.C., May 9, 2013 – Life will improve for 100 veterans and their families in nine rural communities around the country, thanks to awards given by the Housing Assistance Council with the support of The Home Depot Foundation. HAC is awarding grants totaling $265,000 to nine local nonprofit housing associations to build or preserve housing for veterans in rural America.

“A disproportionately high number of rural Americans have served in the armed forces” said Moises Loza, HAC’s executive director, “and they deserve to have decent, affordable homes. HAC is proud to partner with The Home Depot Foundation and local nonprofit groups to ensure that they do.”

As part of its Affordable Housing for Rural Veterans Initiative, HAC will provide not only grants, but also training, research, and other assistance to rural nonprofits that serve veterans. HAC builds the capacity of local housing nonprofits to help more veterans and others in their communities.

The grantee organizations – described below – provide a range of programs. With the HAC grants, veterans who own homes in Maine, Washington, and Tennessee will receive home repair funds. Veterans in Texas will be able to help build their own new homes. New apartments will be constructed for homeless veterans in Florida. Altogether, nearly 100 veterans and their families will benefit from these grants.

“The Home Depot Foundation is committed to ensuring that every veteran has a safe place to call home,” said Kelly Caffarelli, President of The Home Depot Foundation. “We recognize the great need that exists in rural areas and are proud to partner with the Housing Assistance Council in our efforts to give back to those men and women who have so bravely served our country.”

About the Housing Assistance Council
Founded in 1971 and headquartered in Washington, D.C., the Housing Assistance Council is a national nonprofit corporation dedicated to helping local organizations build affordable homes in rural America by providing below-market financing, technical assistance, research, training, and information services. HAC’s programs focus on local solutions, empowerment, reduced dependency, and self-help strategies. HAC is an equal opportunity lender. To learn more, see https://ruralhome.org/veterans.

2013 Affordable Housing for Rural Veterans
About the Grantees

  • Ability Housing of Northeast Florida in Jacksonville, Florida, will use $28,000 to support the development of eight units of permanent supportive housing for homeless veterans that live in Duval and Nassau Counties. More information about Ability Housing is available at www.abilityhousing.org.
  • Western Maine Community Action (WMCA) in East Wilton, Maine, will use $28,000 to support a home repair program for rural veterans in Franklin County. Up to ten veterans and their families will have their homes made safe and affordable through WMCA’s repair program. More information about WMCA can be found at https://wmca.org.
  • Northwest Michigan Community Action Agency (NMCAA) in Traverse City, Michigan, will use $28,000 to assist five veterans and their families in Northwest Lower Michigan with home repairs. NMCAA’s home repair loan fund offers a zero interest deferred loan for veteran homeowners. More information about NMCAA can be found at www.nmcaa.net.
  • Community Action Network (CAN) in Paris, Tennessee, will use $24,000 to support ten veterans and their families in Henry, Benton, and Carroll counties. CAN will provide home repair, accessibility modification, and energy conservation upgrade support using its volunteer-based home repair program. For more information about CAN visit www.canhomes.org.
  • Proyecto Azteca in San Juan, Texas, will use $28,000 to support a sweat equity homeownership program for five veteran families in Hidalgo County. Each family is required to contribute their own labor to help build their home. This labor significantly reduces the cost of the units, making them affordable to the low-income veteran participants. For more information about this program visit https://www.proyectoazteca.com/.
  • Rebuilding Together Roanoke in Roanoke, Virginia, will use $28,000 to support a home repair program for rural veterans in five Appalachian Virginia counties. Up to six veterans’ households will be provided targeted safety and energy improvements of their homes. More information about Rebuilding Together can be found at www.rebuildingtogetherroanoke.com.
  • Kitsap Community Resources in Bremerton, Washington, will use $28,000 to support a home repair program for rural veterans in Kitsap County. Up to seven veterans’ households will be provided with domestic home repairs, accessibility, and energy conservation measures. More information about Kitsap Community Resources can be found at www.kcr.org.
  • Couleecap in Westby, Wisconsin, will use $20,000 to support the development of rental housing for rural veterans in Monroe, Vernon, La Crosse, and Crawford Counties. At least four units of supportive housing will be developed for homeless veterans and up to three units of affordable housing will be developed for veteran families. More information about Couleecap can be found at www.couleecap.org.
  • Southern Appalachian Labor School (SALS) in Kincaid, West Virginia, will use $28,000 to support multiple repair and development projects in Fayette County. Up to 28 veterans and their families will benefit from their programs. For more information about SALS visit www.sals.info.

###

A Message for Veterans Day

HAC recognizes and honors the sacrifices of all those men and women who have served the nation in the armed forces. We can never forget their service. Many of those veterans – in fact a disproportionately large share of the veteran population – come from and still live in America’s rural areas and small towns. This was true historically, when we were a much more agrarian nation, but it continues to be true today. Thank you to all our veterans!

Learn more about HAC’s work with Veterans.

Visit Veterans Data Central.

MATERIALS POSTED: An Overview on the VA Specially Adapted Housing Grant Program

Materials Posted

Welcome | Presentation | Recording | Application

If you are not a Veteran or Veteran service provider, you may not be aware of all the great features of VA loans, or the specific assistance VA can provide to Veterans. Join the Housing Assistance Council (HAC) and the Department of Veteran Affairs (VA) for the “Housing Resources for Heroes Part II: Overview on the Specially Adapted Housing (SAH) grant program.

This webinar, the second in the “2016 Veterans Resources Summer Series”, will provide general information of the SAH grant program, eligibility, uses along with the necessary actions Veterans need take to obtain a SAH grant. The webinar will also feature a discuss on the specific options of assistance available to Veterans with service-connected disabilities to assist with building, remodeling or purchasing an adapted home. Participants will have ample opportunity following presentations to ask questions of the subject matter experts.

The SAH grant is designed to assist Veterans with certain service-connected disabilities live independently in a barrier-free environment by providing help constructing or modifying a home to meet their adaptive needs. Specifically, SAH grants can be used in one of the following ways:

  • Construct a specially adapted home on land to be acquired;
  • Build a home on land already owned if it is suitable for specially adapted housing;
  • Remodel an existing home if it can be made suitable for specially adapted housing; or
  • Apply the grant against the unpaid principal mortgage balance of an adapted home already acquired without the assistance of a VA grant

HAC News: October 14, 2015

HAC News Formats. pdf

October 14, 2015
Vol. 44, No. 21

• Deadline approaches for rural veteran housing projects • Celebration of Service supports rural veterans through November 11 • Hensarling request for suggestions includes USDA housing programs • FY15 USDA housing spending went mostly to guarantees, rental assistance • USDA implements integrated mortgage disclosure for direct Section 502 and 504 loans • Bill would authorize preservation program, allow some lenders to approve Section 502 guarantees • Section 8 OCAFs set • HUD issues guidance on determining homeless status of youth • Child poverty fell in 2014 but remains higher than in 2009 • Profiles show housing affordability for renters by state and locality

HAC News Formats. pdf

October 14, 2015
Vol. 44, No. 21

Deadline approaches for rural veteran housing projects. The Home Depot Foundation will make grants to nonprofits, tribally designated housing entities, and housing authorities serving veterans at or below 80% of area median income in rural areas. Projects may be new construction or rehab, temporary or permanent housing, in progress or beginning within 12 months. Concept papers are due October 30. Contact Shonterria Charleston, HAC, 404-892-4824.

Celebration of Service supports rural veterans through November 11. Each Monday until November 11, the Home Depot Foundation’s Team Depot Facebook page will highlight one of its nonprofit partners (HAC was featured September 21). For each like, comment, and share of these spotlight posts the foundation will donate $1 (up to $1 million total), which will be split between HAC and eight other nonprofits serving veterans. Dollars will also be donated for #ServiceSelfie posts on Twitter or Instagram.

Hensarling request for suggestions includes USDA housing programs. The September 30, 2015 HAC News reported that House Financial Services Committee Chair Jeb Hensarling (R-TX) seeks proposals for improvements to HUD and its programs. HAC has learned that the committee is also interested in ideas on USDA rural housing. The request includes specific topics for comment. Contact transformhousing@mail.house.gov.

FY15 USDA housing spending went mostly to guarantees, rental assistance. HAC’s analysis of USDA data shows that as of the end of September – the end of FY15 – USDA obligated 149,108 loans, loan guarantees, and grants totaling about $19.9 billion. This is $312 million less and 4,743 fewer (in number) obligations than at the same time last year. About 94% of the total loan and grant dollars obligated represent Section 502 guaranteed loans. USDA also obligated 249,468 units of tenant assistance representing over $1.1 billion through the Section 521 Rental Assistance and Section 542 Rural Housing Voucher programs. This represents about $19.96 million or 7,051 fewer units than this time last year. Watch the HAC News and ruralhome.org for a more detailed analysis of FY15 spending. Contact Michael Feinberg, HAC, 202-842-8600.

USDA implements integrated mortgage disclosure for direct Section 502 and 504 loans. A Section 502 or 504 loan is now subject to the Consumer Financial Protection Bureau’s new Truth in Lending Act and Real Estate Settlement Procedures Act Integrated Mortgage Disclosures (TRID) rule if a security interest will be taken on the property. In an email to stakeholders, USDA RD explains this regulation is expected to impact almost every aspect of mortgage transactions. RD has developed training materials and conducted webinars for its staff, and will issue an Unnumbered Letter. Sign up online to receive emails with information about RD’s single-family housing programs.

Bill would authorize preservation program, allow some lenders to approve Section 502 guarantees. The Housing Opportunity through Modernization Act, H.R. 3700, was recently introduced by Rep. Blaine Luetkemeyer (R-MO). It includes two provisions for USDA rural housing programs: it would authorize the Multifamily Preservation and Revitalization demonstration that has been funded for several years, and would allow USDA to delegate its Section 502 loan guarantee authority to preferred lenders. It would make a number of changes to HUD programs, some relating to income calculations and limits; it would also allow public housing agencies to create replacement reserves, extend the Family Unification Program, create inspection policies for PHAs’ units, and change utility reimbursements.

Section 8 OCAFs set. HUD’s new operating cost adjustment factors will apply to Section 8 project-based assistance contracts with anniversary dates on or after February 11, 2016. Contact Stan Houle, HUD, 202-402-2572.

HUD issues guidance on determining homeless status of youth. The document uses hypothetical scenarios to help providers understand how youth meet HUD’s definition of homelessness to receive Continuum of Care or Emergency Solutions Grants housing and services. An October 28 webinar will review the guidance and provide over-views of resources available to serve youth who meet and do not meet HUD’s definition of homeless.

Child poverty fell in 2014 but remains higher than in 2009. Research from the Carsey School of Public Policy at the University of New Hampshire analyzing American Community Survey data found that child poverty declined in rural places, suburbs, and cities, with the largest declines in rural America. Overall poverty rates are 38.4% for African-American children, 13.0% for non-Hispanic white children, and 32.1% for Hispanic children. Half (51.1%) of all rural African-American children live in poverty.

Profiles show housing affordability for renters by state and locality. The National Low Income Housing Coalition’s Housing Profiles, updated with Out of Reach 2015 data (see HAC News, 5/27/15), give one-page snapshots of affordable rental housing stock and affordability in each state and congressional district.

Reports

Aging Veterans in the United States Cover

Aging Veterans in the United States

A snapshot of older veterans and their social, economic, and housing characteristics.

To better understand and inform strategies and policies for America’s aging veterans, the Housing Assistance Council has published Aging Veterans in the United States an analysis of data describing the older veteran population.

The United States is on the cusp of an extensive and far-reaching demographic transformation as the senior population is expected to nearly double by 2050. This is similarly the case for the veteran segment of the population who make up about 9 percent of the U.S. population. A large and growing proportion of this veteran population is composed of those age 55 and over, “older” Americans. As this group grows older, it is important to consider their unique characteristics and issues, which include health problems and physical limitations associated with aging. A rapidly aging population will significantly impact nearly all aspects of the nation’s social, economic, and housing systems.

From Service to Shelter: Housing Veterans in Rural America

No veteran who has risked his or her life to protect our homes should return to find that they are not able have their own. For their sacrifice, it is imperative that we ensure our veterans have access to safe, affordable, and secure housing. This can be particularly challenging in rural America due to vast geographies, limited resources, and less social service infrastructure. The overall demographic picture of veterans will undergo major shifts in the coming years. As two wars overseas wind down, more veterans will be coming home. Returning to all corners of our nation, they will have housing needs to be addressed. The demographic changes associated with the baby boom generation and the overall graying of America will also shape veterans housing needs. The aging veteran population will have its own unique challenges. Ensuring that their housing needs are met is the least we can do to thank them for their service to this country.