Tag Archive for: farmworkers

HAC Advises Housing Protections and Education for H-2A Farmworkers

HAC responded on October 24, 2022, to a request for information from the U.S. Department of Agriculture’s Farm Service Agency (FSA), which is developing a Farm Labor Stabilization and Protection Pilot Program.  FSA says this “grant program will use up to $65 million in American Rescue Plan Act funding to provide support for agricultural employers in implementing robust labor standards to promote a safe, healthy work environment for both U.S. workers and workers hired from Northern Central American countries under the seasonal H-2A visa program.”

HAC’s comments noted that currently, the H-2A program requires employers to provide free housing to visa holders that complies with a set of guidelines. While the law requires these living quarters to be inspected before occupancy, Department of Labor (DOL) data shows that neither federal nor state governments have allocated sufficient resources to conduct these inspections. In 38 states, there is no regulation of farmworker housing or dedicated agency to perform the required inspections. States that do have housing inspection systems in place are often under resourced.

Key takeaways:

  • Affordable, Decent Housing

    The pilot program should incentivize accessible, affordable, and decent housing for farmworkers

  • Wellness Checks

    This pilot program should fund farmworker organizations and partner organizations who are on the ground and familiar with farmworker communities to perform regular wellness checks

  • Survey of Conditions

    The pilot program should fund a detailed, comprehensive survey on farmworker housing conditions

  • Appropriate Communication

    Services and information should be provided in appropriate languages and using appropriate communication techniques

  • Training in Rights

    Trainings and informational resources should be made available that cover workers’ rights (including housing) and how to report exploitative practices

HAC News: December 20, 2019

News Formats. pdf

November 20, 2019
Vol. 48, No. 25

Agreement reached on FY20 government fundingRegulators release Community Reinvestment Act proposalFair housing funds available from HUDFunding offered for housing aid to victims of human traffickingAfrican American Cultural Heritage grants availableHAC seeks Senior Portfolio ManagerFinal Opportunity Zones regulations postedHouse passes farmworker and rental preservation billGAO review of ERS/NIFA relocation requestedEmployees’ morale holds steady at USDA RD, plummets at ERS and NIFAUSDA RD launches new websiteApplications invited for Rural Youth Summit scheduled in April 2020 Low Income Housing Tax Credits and Affordable Rentals in Indian Country Why Millennials are Moving Away from Large Urban CentersHappy Holidays! SAVE THE DATE FOR HAC’S 2020 RURAL HOUSING CONFERENCE!HAC offers Section 512 packaging training for nonprofits, March 10-12 in Virginia • Need capital for your affordable housing project?

HAC News Formats. pdf

December 20, 2019
Vol. 48, No. 25

Agreement reached on FY20 government funding.

Two lengthy spending bills to fund the entire federal government for the rest of fiscal year 2020 were passed by the House on December 17 and the Senate on December 19. President Trump is expected to sign them into law before the most recent continuing resolution expires on December 20. H.R. 1865, which includes both USDA and HUD, keeps most USDA rural housing programs at FY19 levels. It increases funding for preserving rural rental housing and includes other pro-preservation provisions as well. It also contains a provision inserted on the Senate floor that allows USDA to renew Section 521 Rental Assistance agreements for 20 years, when requested by property owners, and subject to annual appropriations. Many HUD programs, including HOME and CDBG, receive funding increases in the final measure. It also directs more than $1 billion in Low Income Housing Tax Credits to fire-damaged parts of California and pressures HUD to release disaster funding for Puerto Rico. H.R. 1158, the second of the two final bills, includes the full funding needed to undertake the 2020 Census. It also renews the National Flood Insurance Program.

Regulators release Community Reinvestment Act proposal.

A long-awaited proposal to revise Community Reinvestment Act regulations has been announced by the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency. The changes are intended to quantify the CRA scoring system that rates banks’ service to their communities, and to broaden their responsibilities to include locations where they receive deposits, rather than only where their branches are located. Public comments will be due in mid-February, 60 days after the proposal is officially published in the Federal Register.

Fair housing funds available from HUD.

HUD is offering funds from three components of the Fair Housing Initiative Program. The application deadline for all three programs is February 6.

  • The Education and Outreach Initiative will fund fair housing organizations, nonprofits, state or local governments and Fair Housing Assistance Program agencies to conduct education and outreach informing people of their fair housing rights and responsibilities.
  • The Private Enforcement Initiative will fund experienced Qualified Fair Housing Enforcement Organizations and Fair Housing Enforcement Organizations to take complaints, conduct investigations, offer education and other activities.
  • The Fair Housing Organization Initiative will fund nonprofits or fair housing groups to build the capacity of other organizations to undertake fair housing enforcement activities.

Funding offered for housing aid to victims of human trafficking.

Nonprofits, tribes, units of local government, and states and territories are eligible for grants to provide transitional or short-term housing assistance and support services to victims of human trafficking. The deadline is February 3. For more information, contact the National Criminal Justice Reference Service, 800-851-3420, grants@ncjrs.gov. (This funding announcement, released by the Department of Justice’s Office for Victims of Crime, replaces one that was announced by HUD earlier in 2019, then postponed.)

African American Cultural Heritage grants available.

The National Trust for Historic Preservation will make grants to public agencies and nonprofits for planning, capital projects and capacity building that will advance ongoing preservation activities for historic places representing African American heritage. Letters of intent are due January 15. For more information, contact the Trust, grants@savingplaces.org.

HAC seeks Senior Portfolio Manager.

The Senior Portfolio Manager provides leadership and oversight to a team that performs a range of lending activities – closing, disbursement, monitoring, servicing and asset management of single-family and multifamily housing development loans – in HAC’s Loan Fund Division, based in Washington, DC. Email a resume and brief cover letter to jobs@ruralhome.org with “Senior Portfolio Manager” in the subject line. Applications will be considered as received.

Final Opportunity Zones regulations posted.

A final rule governing the Opportunity Zones program was issued December 19 by the Treasury Department and IRS. It will take effect 60 days after it is published in the Federal Register.

House passes farmworker and rental preservation bill.

On December 11 the full House approved the Farm Workforce Modernization Act (H.R. 5038), which includes provisions relating to farmworkers and rural rental housing preservation. It is not clear whether the Senate will take any action on the measure.

GAO review of ERS/NIFA relocation requested.

Five Democratic members of the House Science, Space and Technology Committee have asked the Government Accountability Office to review the Administration’s decision to move the Economic Research Service and the National Institute of Food and Agriculture to Kansas City. As the letter to GAO notes, hundreds of employees declined to move, and USDA’s latest figures show 64% of ERS positions and 75% of NIFA positions are empty. The House appropriations bill for FY20 would have blocked the relocation but, since the shift has now been completed, this week’s final funding bill does not.

Employees’ morale holds steady at USDA RD, plummets at ERS and NIFA.

The annual “Best Places to Work Agency Ratings,” based on surveys of federal workers, show Rural Development is number 364 among 420 sub-agencies, scoring 52.7 out of 100, essentially the same as its 52.8 score in 2018. After the Administration relocated their offices, the Economic Research Service’s score fell 30 points from 2018 to 2019, putting it at number 415, and the National Institute of Food and Agriculture dropped 24 points to number 419. RD’s highest score since 2013 – the earliest year shown with this year’s data – was 67.7 in 2017, when ERS scored 74.6 and NIFA 53.4.

USDA RD launches new website.

The new version of rd.usda.gov reorganizes the former “Regulations and Guidelines” section into a “Resources” category. Resources are divided between “Regulations” and “Directives,” with the latter category including Administrative Notices, Unnumbered Letters, Handbooks and more. Some URLs have changed and some remain the same.

Applications invited for Rural Youth Summit scheduled in April 2020.

The Rural Assembly will select 50 people aged 16-24 from rural communities and Native Nations to attend the Rural Youth Summit, to be held April 2-5 in McAllen, TX. The summit’s goals are “to further explore the unique challenges facing rural youth, identify creative solutions, and provide a context for how these issues fit into national rural policy.” Local organizations and schools can serve as sponsoring organizations. Applications are due January 31. For more information, contact Mary Sketch, 919-402-7241.

Recent publications and media of interest

  • Low Income Housing Tax Credits and Affordable Rentals in Indian Country discusses “how the complex relationship between economic incentives and policy objectives creates a unique challenge for LIHTC development in tribal areas.”

Happy holidays!

SAVE THE DATE FOR HAC’S 2020 RURAL HOUSING CONFERENCE!

The conference will be held in Washington, DC on December 2-4, 2020 with pre-conference meetings on December 1. The HAC News will announce more details, including registration, as they become available.

HAC’s board and staff wish peace, happiness and affordable housing to all!

HAC offers Section 502 packaging training for nonprofits, March 10-12 in Virginia.

This three-day advanced course trains experienced participants to assist potential borrowers and work with RD staff, other nonprofits and regional intermediaries to deliver successful Section 502 loan packages. The training will be held in Glen Allen, VA on March 10-12. For more information, contact HAC staff, 404-892-4824.

Need capital for your affordable housing project?

HAC’s loan funds provide low interest rate loans to support single- and multifamily affordable housing projects for low-income rural residents throughout the U.S. and territories. Capital is available for all types of affordable and mixed-income housing projects, including preservation, farmworker, senior and veteran housing. HAC loan funds can be used for pre-development, site acquisition, site development and construction/rehabilitation. Contact HAC’s loan fund staff at hacloanfund@ruralhome.org, 202-842-8600.

Please note: HAC is not able to offer loans to individuals or families. Borrowers must be nonprofit or for-profit organizations or government entities (including tribes).

HAC News: December 11, 2019

News Formats. pdf

November 11, 2019
Vol. 48, No. 24

Federal funding extended to December 20Community Development Block Grant offered for Indian Tribes and Alaska Native VillagesUSDA proposes changes for direct homeownership loans and grantsCRA reform proposal expected this weekProposed new director of homelessness council has criticized “housing first” and food programsHouse advances bill to help tribes combat homelessnessDisaster recovery bill passes HouseHouse committee approves farmworker and rental preservation billHUD requrests comments on regulatory barriersFCC to establish fund for 5G service in rural areasPop Quiz with David LipsetzBroadband USDA FundingFood Security Starts with Affordable Housing for farmworkersIncreasing Access to Affordable Housing for FarmworkersIncreasing access to Affordable Housing in Indian CountryPerspectives from Main Street: Bank Branch Access in Rural CommunitiesSAVE THE DATE FOR HAC’S 2020 RURAL HOUSING CONFERENCE!HAC offers Section 502 packaging training for nonprofits, March 10-12 in Virginia • Need capital for your affordable housing project?

HAC News Formats. pdf

December 11, 2019
Vol. 48, No. 24

Federal funding extended to December 20.
The second short-term continuing resolution for fiscal year 2020 keeps the federal government open with FY19 funding levels through December 20. Congress may pass the 12 appropriations measures for FY20 by then. If members cannot agree, however, another CR is likely.

Community Development Block Grants offered for Indian Tribes and Alaska Native Villages.
Tribes, Alaska Native villages and tribal organizations are eligible to apply by February 3 for the Indian CDBG program. Funds from fiscal years 2019 and 2020 will be awarded in this grant cycle. For more information, contact ONAP-ICDBG@hud.gov.

USDA proposes changes for direct homeownership loans and grants.
Comments are due January 24 on a proposed rule intended to increase the flexibility of the Section 502 direct and Section 504 programs and improve borrower access. The proposal would remove various program restrictions and increase alignment with provisions in the Section 502 guaranteed loan program. Some of the more significant changes remove limitations in the Section 504 program, increasing the program loan and grant limits. For more information, contact Andrea Birmingham, RD, 202-720-1489.

CRA reform proposal expected this week.
The Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency are expected to release possible changes to their Community Reinvestment Act rules on December 12 and 13. The third federal bank regulator, the Federal Reserve Board, will make a separate proposal in the future. The regulators are likely to suggest ways to make banks’ CRA tests more quantifiable and to provide CRA credit for activities beyond the physical locations of their branches. Public comments on the FDIC/OCC proposed rule will probably be due in mid-February.

Proposed new director of homelessness council has criticized “housing first” and food programs.
News outlets including Politico are reporting that Robert Marbut will become executive director of the U.S. Interagency Council on Homelessness if confirmed by the council at a December 10 meeting. Obama appointee Matthew Doherty left the position in November. Marbut has not supported provision of housing as the first step in addressing homelessness and has recommended “24/7 programming” rather than feeding homeless people.

House advances bill to help tribes combat homelessness.
Legislation recently passed by the House of Representatives would make tribes and tribally designated housing authorities eligible to access homeless assistance grants through state or local Continuums of Care. The Tribal Access to Homeless Assistance Act (H.R. 4029) must next advance through the Senate.

Disaster recovery bill passes House.
H.R. 3702, the Reforming Disaster Recovery Act, was approved by the House on November 18. The bill’s provisions would help target Community Development Block Grant-Disaster Recovery grants to survivors with the greatest needs, ensure greater data transparency and oversight, protect civil rights and fair housing, and encourage mitigation and resiliency. A companion measure, S. 2301, has been introduced in the Senate.

House committee approves farmworker and rental preservation bill.
On November 21 the House Judiciary Committee passed the Farm Workforce Modernization Act (H.R. 5038), which includes provisions relating to farmworkers and rural rental housing preservation. The bill is scheduled for consideration by the full House of Representatives on December 11 or 12.

HUD requests comments on regulatory barriers.
As required by President Trump’s June Executive Order establishing a White House Council on Eliminating Regulatory Barriers to Affordable Housing, HUD seeks public comment by January 21 on federal, state, local and tribal laws, regulations, land use requirements and administrative practices that artificially raise the costs of affordable housing development and contribute to shortages in housing supply. For more information, contact Pamela Blumenthal, HUD, 202-402-7012.

FCC to establish fund for 5G service in rural areas.
The Federal Communications Commission will create a 5G Fund to make up to $9 billion available to carriers to deploy advanced 5G mobile wireless services in rural America, targeting hard-to-serve areas with sparse populations or rugged terrain. The FCC’s announcement did not say when the funds will be available.

Recent publications and media of interest

  • Pop Quiz with David Lipsetz, an interview with Affordable Housing Finance, features HAC’s CEO discussing his career in affordable housing and what he wishes people knew about rural people and places. “It’s inspiring to me that people are finally recognizing the truth that many of us having been telling for years,” said Lipsetz. “Addressing affordable housing solves many of the root causes of inequality and poverty.”
  • Broadband USDA Funding is a searchable database for federal funding related to broadband provision, posted by the Commerce Department but covering all federal agencies. The search can be tailored in several ways, including to identify rural-specific programs.
  • Food Security Starts with Affordable Housing for Farmworkers describes housing as “a critical tool for recruitment and retention of both domestic and immigrant [farm]workers.” This Urban Land Institute article describes several examples of successful farmworker housing developments.
  • Increasing Access to Affordable Housing in Indian Country, an article for Shelterforce by Patrice Kunesh at the Center for Indian Country Development at the Federal Reserve Bank of Minneapolis, highlights the unique challenges of homeownership on Native lands and offers some solutions.
  • Perspectives from Main Street: Bank Branch Access in Rural Communities reports that when bank branches close, rural consumers and small businesses are left with generally more costly and less convenient alternatives. Published by the Federal Reserve Board, the study includes information gathered at listening sessions across the country.
  • Rural Development Hubs: Strengthening Rural America’s Innovation Infrastructure, a new report released November 18 by the Aspen Institute Community Strategies Group, examines intermediaries’ role in building wealth, increasing capacity and creating opportunity in regions. The research describes what sets rural development hubs apart, obstacles that regional developers may face and strategies of effective prosperity-building.

SAVE THE DATE FOR HAC’S 2020 RURAL HOUSING CONFERENCE!

The conference will be held in Washington, DC on December 2-4, 2020 with pre-conference meetings on December 1. The HAC News will announce more details, including registration, as they become available.

HAC offers Section 502 packaging training for nonprofits, March 10-12 in Virginia.
This three-day advanced coursetrains experienced participants to assist potential borrowers and work with RD staff, other nonprofits and regional intermediaries to deliver successful Section 502 loan packages. The training will be held in Glen Allen, VA on March 10-12, 2020.For more information, contactHAC staff, 404-892-4824.

Need capital for your affordable housing project?
HAC’s loan funds provide low interest rate loans to support single- and multifamily affordable housing projects for low-income rural residents throughout the U.S. and territories. Capital is available for all types of affordable and mixed-income housing projects, including preservation, farmworker, senior and veteran housing. HAC loan funds can be used for pre-development, site acquisition, site development and construction/rehabilitation. Contact HAC’s loan fund staff at hacloanfund@ruralhome.org, 202-842-8600.

Please note: HAC is not able to offer loans to individuals or families. Borrowers must be nonprofit or for-profit organizations or government entities (including tribes).

HAC News: October 31, 2019

News Formats. pdf

October 31, 2019
Vol. 48, No. 22

Senate passes USDA and HUD funding bill for FY20Comments sought on changes to Fannie Mae and Freddie Mac’s Duty to Serve plans, and new documents releasedCIRD hosts 2019 learning cohort summit in Thomas, WVSenate’s USDA funding bill includes money to address black land lossBill to legalize farmworkers and revise H-2A program would also raise rural housing fundingFamily Unification Program vouchers availableImproving CRA for Rural AmericaThe Older Population in Rural America: 2012-2016Adversity and Assets: Identifying Rural OpportunitiesEvaluation of HUD’s Rental Assistance Demonstration (RAD): Final ReportLenders: To Preserve Affordable Housing, Manage Climate RiskRural Minnesota’s Lack of Shelters Make Homeless an “Invisible” PopulationUrban and Rural Homeless ComparisonsApply by Nov. 15 for HAC grants to support housing to rural veteransREGISTER BY NOV. 1 FOR 502 OR HOUSING COUNSELOR TRAINING! • Need capital for your affordable housing project?

HAC News Formats. pdf

October 31, 2019
Vol. 48, No. 22

November is Native American Heritage Month.

Senate passes USDA and HUD funding bill for FY20.

The Senate’s first FY20 appropriations bill passed on October 31, a “minibus” package that includes funding for HUD and USDA, along with other agencies. Amendments adopted on the Senate floor included two rural housing provisions. One, sponsored by Sens. Tina Smith (D-MN) and Mike Rounds (R-ND), would allow owners of USDA-financed rental properties to request Rental Assistance agreements with terms of 20 years rather than one year; the funding for longer contracts would still be subject to annual appropriations. The other, from Sens. Smith and Marco Rubio (R-FL), tells USDA to prioritize rental properties’ maintenance needs. Differences between the Senate and House bills will need to be resolved, so these agencies may still be included in a second continuing resolution that is expected to fund the government after the current CR ends on November 21.

Comments sought on changes to Fannie Mae and Freddie Mac’s Duty to Serve plans, and new documents released.

The Federal Housing Finance Agency, which regulates Fannie Mae and Freddie Mac, requests input by November 15 on modifications to the enterprises’ plans for achieving their Duty to Serve obligations for manufactured housing, affordable housing preservation and rural housing. FHFA also released a strategic plan that sets out a framework for preparing to end the entities’ conservatorships, a 2020 scorecard explaining how their activities will be assessed, and a report covering their 2018 affordable housing activities. The report concludes that in 2018 both exceeded the benchmarks for all their housing goals and complied with their Duty to Serve requirements.

CIRD hosts 2019 learning cohort summit in Thomas, WV.

Working with local host partners and regional community lenders, Woodlands Development Group welcomed 34 participants from 17 states to the Citizens’ Institute on Rural Design Cohort Learning Summit. CIRD is a collaboration among HAC, the National Endowment for the Arts and buildingcommunityWORKSHOP. The two-and-a-half-day event included workshops on different design and creative placemaking concepts, site visits to ongoing economic development projects in the town of Thomas, WV, and peer exchange activities that provided participants an opportunity to advance their own rural design challenges.

Senate’s USDA funding bill includes money to address black land loss.

The Senate’s FY20 USDA appropriations bill includes $5 million to launch a program authorized in the 2018 Farm Bill that will make loans to intermediaries to help resolve ownership issues for farmers with “heirs property” – land that has multiple legal owners after ownership passed through several generations without wills or clear titles. African-American farmers in the South have been deemed ineligible for USDA loans when they could not prove title to their land, and in some cases have lost the land. The issue, along with other causes of black land loss, has been covered in recent articles by the Atlantic, the New Yorker, the Washington Post, the New Food Economy, the Pew Trusts and others.

Bill to legalize farmworkers and revise H-2A program would also raise rural housing funding.

The Farm Workforce Modernization Act, introduced on October 30 by Reps. Zoe Lofgren (D-CA) and Dan Newhouse (R-WA), would create a process for farmworkers and their families to obtain legal status in the U.S., tweak the H-2A visa program for temporary farmworkers, increase the number of green cards available for farmworkers and establish a mandatory E-Verify system for farm employers to check their workers’ legal status. Its housing provisions include the text of the Strategy and Investment in Rural Housing Preservation Act, H.R. 3620, which passed the House on September 10, with some additions including the 20-year Rental Assistance contract provision that is also in the Senate’s FY20 USDA appropriations bill. The Farm Workforce Modernization Act would also allow Rental Assistance to cover up to half the operating costs of Section 514/516 housing that is occupied by H-2A workers if the units were previously unoccupied or underutilized by other workers. Finally, it would authorize up to $200 million for Section 514 loans and $30 million for Section 516 grants, as well as $2.7 billion for Section 521 Rental Assistance, each year through fiscal year 2029.

Family Unification Program vouchers available.

HUD will award new FUP vouchers to PHAs that partner with public child welfare agencies and Continuums of Care to administer assistance on behalf of families for whom the lack of adequate housing is a primary factor in a potential loss of custody or on behalf of young people between 18 and 24 at risk of homelessness upon discharge from foster care. Applications are due December 17. For more information, contact HUD staff.

Recent publications and media of interest

  • Improving CRA for Rural America, written by HAC researcher Keith Wiley for Shelterforce, argues that Community Reinvestment Act regulations should be recrafted to incentivize investments in underserved and economically distressed communities, many of which are rural.
  • The Older Population in Rural America: 2012–2016, a recent Census Bureau report, discusses “new and important ways” that aging populations could impact rural America including housing and public transportation options. Research shows that while seniors want to remain in their own homes, those in rural areas frequently face challenges related to having few housing options and the limited availability of nearby social services.
  • Adversity and Assets: Identifying Rural Opportunities, part of a series by the Center for American Progress, examines economic trends and indicators in counties across the rural-urban continuum.
  • Evaluation of HUD’s Rental Assistance Demonstration (RAD): Final Report concludes that initial implementation of HUD’s RAD program for conversion of public housing to project-based Section 8 housing accomplished its principal goals of leveraging capital, preserving affordable housing and mitigating relocation effects on tenants.
  • Lenders: To Preserve Affordable Housing, Manage Climate Risk, a National Resources Defense Council blog post, argues that disaster recovery funding favors financially better-off homeowners and needs to change to equally prioritize recovery funding for renters and homeowners.

Apply by Nov. 15 for HAC grants to support housing aid to rural veterans.

HAC’s Affordable Housing for Rural Veterans initiative supports local nonprofit housing development organizations that meet or help meet the affordable housing needs of veterans in rural areas. Grants typically range up to $30,000 per organization and must support bricks-and-mortar projects that assist low-income, elderly and/or disabled veterans with home repair and rehab needs, support homeless veterans, help veterans become homeowners and/or secure affordable rental housing. This initiative is funded through the generous support of the Home Depot Foundation. Applications are due November 15 by 5:00 pm Eastern time. For more information, contact HAC staff, ahrv@ruralhome.org.

*REGISTER BY NOV. 1 FOR 502 PACKAGING OR HOUSING COUNSELOR TRAINING!*

Only a few spaces remain. Both courses will be held in Tampa, FL on November 12-14.The Section 502 packaging advanced coursetrains experienced participants to assist potential borrowers and work with RD staff, other nonprofits and regional intermediaries to deliver successful Section 502 loan packages. The housing counseling course sets you up for success in meeting HUD’s new certification requirements for housing counselors. For more information, contactHAC staff, 404-892-4824.

Need capital for your affordable housing project?

HAC’s loan funds provide low interest rate loans to support single- and multifamily affordable housing projects for low-income rural residents throughout the U.S. and territories. Capital is available for all types of affordable and mixed-income housing projects, including preservation, farmworker, senior and veteran housing. HAC loan funds can be used for pre-development, site acquisition, site development and construction/rehabilitation. Contact HAC’s loan fund staff at hacloanfund@ruralhome.org, 202-842-8600.

Please note: HAC is not able to offer loans to individuals or families. Borrowers must be nonprofit or for-profit organizations or government entities (including tribes).

Materials Posted: Part II of the Financing Farm Labor Housing Webinar Series

Materials Posted

Power Point Presentation | Recording

Join the Housing Assistance Council on February 7, 2018 for the second of three webinars focused on financing farm labor housing. Part 1 | Part 3

Summary

The Section 514/516 Farm Labor Housing (FLH) program provides loans and grants for the development of on-farm and off-farm housing. The program is operated by the U.S. Department of Agriculture’s Rural Development Housing and Community Facilities Programs office (RD).

Section 514 loans and Section 516 grants are provided to buy, build, improve, or repair housing for farm laborers. Funds can be used to purchase a site or a leasehold interest in a site; to construct or repair housing, day care facilities, or community rooms; to pay fees to purchase durable household furnishings; and to pay construction loan interest.

Description

This webinar, the second in the three-part series, will provide information to help project sponsors complete the Final Application process required to close on the loan and/or grant with USDA Rural Housing Services. Information will be presented on finalizing development and operating budgets, securing site control, compliance with environmental review requirements, assembling the development team of architects, engineers and contractors to finalize plans and specifications, and completing the bidding process to award contracts. The process for obtaining USDA approval of construction plans, the Property Management Plan and other RD requirements will be reviewed. Information will also be provided on layering other leveraged funds in coordination with 514/516 funding, and the requirements for completing the loan closing process with USDA Rural Housing Services.

Register Now

SPONSORED BY

Tierra del Sol Housing Corporation and Community Resources and Housing Development Corporation through a grant agreement with USDA Rural Housing Services

About Tierra del Sol Housing (TDS)
TDS was founded in 1973 by a group of community leaders, farm workers, rural families, and churches to help rural New Mexicans achieve “the goal of a decent home and suitable living environment”. The dream for better housing began with Alto de Las Flores, the first of many large-scale homeownership programs and grew over time to encompass the full range of housing opportunities through self-help programs, renovation of existing housing, rural and farm labor rental housing, supportive housing for the elderly and disabled, and temporary housing assistance programs to prevent homelessness. TDS has since become a leading producer of affordable housing, and has worked to empower other collaborating nonprofit providers to increase their capacity to develop, own and manage housing for low income persons. Tierra del Sol has an impressive development record, producing more than 5,000 rental and homeownership units.

TDS has owned and managed rental housing serving low income families and special populations for more than 45 years, and currently owns 1,059 rental housing units that includes 299 units for farm workers.

Today, Tierra del Sol is advancing the needs of farmworkers and rural families by sharing its technical expertise to help other organizations address their community’s housing needs through Farm Labor Housing Technical Assistance, Self-Help Homeownership Opportunities and Workforce Investment Opportunity programs offered throughout the region and nationally.

About Community Resources and Housing Development Corporation (CRHDC)
CRHDC was Incorporated in 1971 to address the intolerable living conditions and lack of adequate housing for migrant farm workers in the rural areas of Colorado. The organization was created to research and develop housing opportunities for low-income rural families through the construction of safe, sanitary, and affordable housing. The mission has expanded over the years to address community needs, both urban and rural, on a state-wide scale. This includes activities geared toward increasing the financial viability and sustainability of families and the communities in which they live and work. Through the use of innovative strategies, CRHDC has closed the gap between the price of private market housing and the ability of low income families to pay.

CRHDC has a history of developing 514/516 projects that leveraged significant other financing and services through partnerships with collaborating agencies. CRHDC has built more than 2,000 units of self-help housing and owns rental housing serving seniors and low-income persons.

As a technical assistance provider, CRHDC specializes in a wide range of services covering all aspects from board development to project development to construction and property management. Through its subsidiary, Colorado Housing Enterprises, CRHDC also serves as a certified Community Development Financial Institution (CDFI).

Both CRHDC and TDS have provided technical assistance for the development of farm labor housing since 2002 through agreements with USDA Rural Housing Services.

HOSTED BY HAC

About the Housing Assistance Council
The Housing Assistance Council (HAC) is a national nonprofit that assists local organizations to build affordable homes in rural America. Since 1971 HAC has provided assistance in the development of both single- and multi-family homes and promotes homeownership for working low-income rural families through a self-help, “sweat equity” construction method by emphasizing local solutions, empowerment of people in poverty, reduced dependence, and self-help strategies. HAC offers services to public, nonprofit, and private organizations throughout the rural United States and maintains a special focus on high-need groups and regions, particularly: Indian country, the Mississippi Delta, farmworkers, the Southwest border colonias, and Appalachia.

New Webinar Series on Financing Farm Labor Housing with USDA Section 514/516 Funding

HAC will be hosting a three-part series of webinars focused on financing farm labor housing using Section 514/516 funding. Register now for all three!

The Silent (And Invisible) Farmworker Housing Crisis

by Lance George and Leslie Strauss

“Rural America’s Silent Housing Crisis,” an article in The Atlantic magazine’s February edition, describes the overlooked plight of rural families who struggle to obtain quality housing they can afford. The article does not look specifically at the housing problems of farmworkers – a crisis that deserves attention because it is not only silent, but often invisible.

Because of the nature of their employment and working conditions, farmworkers’ housing options are often substantially different from the overall market in terms of cost and quality. Most farmworkers find housing through the private market. But rental housing is not as plentiful in rural places as it is in most cities. Additionally, landlords typically ask for a security deposit, a credit check, and a long-term commitment, requirements that often conflict with the unique conditions of the farm labor industry…

Read the full post on Harvesting Justice

"Our Home, Our Community"

by Lucero Cortez and Erika Parkinson, Catholic Charities of Yakima

Rural Voices - Fall 2014This story appears in the Fall 2014 issue of Rural VoicesZaida Elena Lopez and Ivan Chavez moved to Washington State from Chicago four years ago in search of work. They moved into a one bedroom house that they rented in an orchard that was very far from the community. This is where they had been raising their four year-old son, Brandon. Zaida explained that this was a very lonely, solitary house to live in as there were no other children for her son to play with. She also explained that besides being very isolated and lonely the house had very poor living conditions. It was poorly insulated and the family was often cold in the winter as the house did not retain heat and their heater rarely worked properly. Furthermore, the bills they paid were very expensive. Zaida told us that her monthly electric bill totaled approximately $400 a month!

screenshot from video jpgZaida Elena Lopez and Ivan Chavez in their new home

Since their move from Chicago to Washington, Zaida is a stay at home mom and Ivan works as a Forklift Driver for an agricultural warehouse. Ivan works nights at the warehouse leaving his wife and son alone. He wanted a more secure living environment for his family, and a better house for them to live in as they think about expanding their family. These many factors made the family want to have their own home that would be safer, larger, and more integrated into the community.

Zaida’s aunt told her about Catholic Charities Housing Services (CCHS) and their Single-Family Home Ownership Program. Her aunt was filling out an application with CCHS, and this motivated Zaida to apply as well. Ivan and Zaida were surprised at how easy the process was, from the moment Lucero Cortez, Program Assistant with CCHS, helped them fill out the application.

“That is where everything started,” Zaida said. “At some point we thought that we were not going to qualify because of my husband’s income, but thank God that CCHS was able to help us and we were able to qualify for a home in the coommunity of Tieton.”

CCHS requires qualified homeowners to put 250 hours in “sweat equity,” which means they help with work on their house while it is being built. This may seem like a deterrent to some families, but Zaida said, “When you are interested in something it doesn’t matter what you have to do to accomplish your goal.” Zaida would come to the house with her son, Brandon, to clean, pick up garbage and debris the contractors left behind, and to weed. The family would often come once or even twice a week to help, and Ivan would sometimes leave work early to spend time helping his wife and son. “My son helped out a lot,” said Zaida. “He would come here and be very happy to clean the house. I told him from day one that this was going to be our house that this would be where we would move.” Brandon can often be heard at the house telling his mom proudly, “This is our little house.”

“We are very thankful to Catholic Charities Housing Services for their support. They made us feel calm through the entire process because whenever we had a problem they would be there,” Zaida said. This home will be a place for Zaida, Ivan, and Brandon to have a community with neighbors and children for Brandon to play with, and will be a great place for them to continue their family in a safer, friendlier environment.

Catholic Charities of the Diocese of Yakima provides help and creates hope for thousands of people each year regardless of religious, social or econimic backgrounds. Catholic Charities provides a myriad of vital services in communities through it’s network of agencies: Catholic Family & Child Service, Catholic Charities Housing Services and the St. Vincent Centers.

 

USDA Offers 514/516 Farmworker Housing Funds

Pre-applications are due September 2, 2014 requesting Section 514 loans and Section 516 grants for off-farm housing for farmworkers. Funds can be used for new construction or for purchase and substantial rehabilitation of a property that does not currently have USDA Section 514/516 financing. Section 521 Rental Assistance is available for new construction. Applicants may request up to $3 million (total for loan and grant).

Pre-application packets should be available on USDA’s website, or contact a USDA Rural Development state office for a packet.

Migrant Workers Struggle for Housing - Vol. 1, Issue 1

Rural Voices: Migrant Workers Struggle for Housing

The first issue of Rural Voices highlights the struggles of farmworkers to find decent, affordbale housing in rural America. The magazine also features stories about empowering people through self-help housing and the Government’s direct lending programs.