HUD Rolls Out 29 Waivers to Accelerate Hurricane Idalia Recovery Efforts in Florida

The U.S. Department of Housing and Urban Development (HUD)  announced today a package of 29 regulatory and administrative waivers aimed at helping communities in Florida accelerate their recovery from Hurricane Idalia.

The regulatory and administrative relief announced covers the following HUD programs: Community Development Block Grant (CDBG), HOME Investment Partnerships (HOME), Housing Trust Fund (HTF), Housing Opportunities for Persons with AIDS (HOPWA), Emergency Solutions Grant (ESG), Continuum of Care (CoC), and Youth Homelessness Demonstration Program (YHDP).

To expedite the use of these funds, HUD’s state and local partners can now access a waiver through a new simplified notification process. Through this waiver package, HUD is providing flexibility by:

  • Allowing new housing construction with CDBG funding in declared disaster areas.
  • Suspending the CDBG public services cap to provide additional support services related to the effects of the disaster on individuals and families.
  • Waiving the HOME matching contribution requirements and CHDO set aside to expeditiously provide housing to displaced persons and repair properties damaged by the disaster.
  • Providing flexibility in HOME tenant-based rental assistance requirements to reduce the burden for those seeking assistance.
  • Extending term limits for certain types of assistance, including CDBG emergency grant payments and ESG rental assistance.

This waiver follows HUD flexibilities announced on September 6 following the natural disaster declaration. Below are examples of what CPD funding can be used for in the wake of a disaster:

  • housing rehabilitation
  • housing reconstruction,
  • homebuyer programs replacing disaster damaged residences,
  • acquisition and relocation programs to help people move out of floodplains,
  • infrastructure improvements,
  • demolition of buildings,
  • reconstruction or replacement of public facilities,
  • small business grants and loans,
  • and assistance to people experiencing or at risk of homelessness after a disaster.

 

HAC News: September 18, 2023

Vol. 52, No. 19

TOP STORIES

Funding disagreements continue, government shutdown possible

Given the ongoing differences between factions on Capitol Hill, there may be no continuing resolution to keep the federal government open on October 1. Moody’s Analytics predicts a two-week shutdown and expects it to have little impact on the U.S. economy as a whole. A longer closure could harm recipients of housing assistance, however. A record 35-day shutdown from December 22, 2018 to January 25, 2019 led some owners of USDA-financed rental properties, unaware that the agency had enough Section 521 Rental Assistance funding to last through January, to threaten to evict tenants who could not pay full rent on their own. USDA RD’s shutdown contingency plan, dated September 2021, indicates that during a shutdown no new loans or grants would be committed and no new loan guarantees issued. Section 521 RA would continue “if funding is available.” If the agency used up all its RA funds, “additional servicing options” could be provided to rental properties. HUD’s contingency plan, from August 2023, says that programs operating with HUD funding that was obligated before a shutdown would continue. Monthly subsidy programs, however – including public housing operating subsidies, housing choice vouchers, and multifamily assistance contracts – would operate only while funding remained available. It is not clear what funding either department expects to have on hand after October 1.

Income fell and poverty rose from 2021 to 2022, Census Bureau reports

The expiration of temporary expansions to the Child Tax Credit and the Earned Income Tax Credit, as well as the end of pandemic-era stimulus payments, led to increases in poverty and drops in median income from 2021 to 2022, the Census Bureau reports. The Bureau’s annual reports on income, poverty, and health insurance highlight differences between the official poverty measure and the Supplemental Poverty Measure. The official poverty rate did not change significantly from 2021 to 2022, but the SPM, which accounts for government assistance and some other factors, increased by 4.6 percentage points to 12.4%. Even more dramatically, the SPM child poverty rate more than doubled, from 5.2% in 2021 to 12.4% in 2022. Geographically, SPM increases were greater for cities (from 9.8% in 2021 to 15.2% in 2022) and for places outside metro areas (7.1% to 12.2%) than for suburbs (6.8% to 10.8%).

Rural housing reform bill introduced in Senate

S. 2790, the Rural Housing Service Reform Act of 2023, was introduced on September 13 by Senators Tina Smith (D-Minn.) and Mike Rounds (R-N.D.) with several cosponsors. The bill would improve USDA’s rental preservation process in several ways, including decoupling Rental Assistance from USDA mortgages and permanently authorizing the MPR program. It would also establish the Native CDFI relending pilot as a permanent part of the Section 502 direct program, authorize the Rural Community Development Initiative, expand eligibility for Section 542 vouchers, adjust the mortgage requirement for Section 504 loans, and require USDA to release housing data.

Gooden nominated to head USDA Rural Development

President Biden has nominated Basil Gooden to become Under Secretary for Rural Development. Gooden, who has been USDA RD’s Director of State Operations since 2021, has also served in the Virginia state government’s agriculture and housing offices and as RD’s State Director for Virginia. The Senate will need to confirm his nomination.

September is National Preparedness Month

FEMA’s website for this year’s observance focuses on preparing older adults for disasters.

September is National Recovery Month

The Substance Abuse and Mental Health Services Administration released a toolkit for National Recovery Month. SAMHSA has also published updated Recovery Housing Guidelines outlining best practices for recovery housing. The guide is intended for elected officials and practitioners seeking to support long-term recovery.

September 15-October 15 is Hispanic Heritage Month

Online resources include President Biden’s proclamation and a website prepared by several federal agencies.

RuralSTAT

Real median household income for the U.S. fell by 2.3% from $76,330 in 2021 to $74,580 in 2022. Outside metro areas, median income dropped by 3.5% from $57,960 to $55,960. Source: U.S. Census Bureau, Income in the United States: 2022.

OPPORTUNITIES

HUD offers funds for seniors’ home modifications, barrier removal, lead and healthy homes, Choice Neighborhoods, and HIV housing

  • The Older Adults Home Modification Grant Program deadline is October 16. At least one third of the funds will go to communities with substantial rural populations. Eligible applicants are nonprofit organizations, state and local governments, and PHAs/IHAs with at least three years of experience in providing services to elderly adults. Funding is for low-cost, high impact home modifications, repairs, and renovations to enable low-income seniors – both homeowners and renters – to age in place. Contact Dr. Taneka Blue, HUD, 202-402-6846.
  • The Pathways to Removing Obstacles to Housing (PRO Housing) deadline is October 30. Using the CDBG statutory and regulatory framework, HUD will make PRO Housing grants to identify and remove barriers to affordable housing production and preservation. Local and state governments, metropolitan planning organizations, and multijurisdictional entities are eligible. Contact Jessie Handforth Kome, HUD, 202-708-3587.
  • The Lead and Healthy Homes Technical Studies Grant Program will fund studies to improve knowledge of housing-related health and safety hazards and to improve or develop new hazard assessment and control methods. Applications are due October 30 from nonprofits, for-profits, state and local governments, institutions of higher education, PHAs/IHAs, and Tribal governments and organizations. Contact Brenda M. Reyes, HUD, 202-402-6745.
  • Healthy Homes Production Grant Program applications are due November 7. Nonprofits, state, local, and Tribal governments, and consortia are eligible. The program aims to identify and remediate housing-related health and safety hazards in privately owned, low-income rental and/or owner-occupied housing. Contact Sacsheen Scott, HUD, 202-402-4370.
  • Choice Neighborhoods Implementation Grants carry out comprehensive neighborhood revitalization plans to revitalize distressed HUD housing and address challenges in the surrounding neighborhood. Local governments, PHAs, Tribal entities, and owners of HUD-assisted housing are eligible. Applications for new grants are due on December 11, and for supplemental grants on March 4, 2024. Contact HUD staff, ChoiceNeighborhoods@hud.gov.
  • Housing Opportunities for Persons With AIDS Competitive Grant: Housing Interventions to End the HIV Epidemic applications are due January 31, 2024. Nonprofits, states, and units of general local government are eligible for these grants to create and implement new projects that align with initiatives aimed at ending the HIV epidemic and elevate housing as an effective structural intervention. Contact HUD staff, HOPWA@hud.gov.

USDA corrects Section 504 disaster repair notice

A correction expands the geographic coverage of a pilot program intended to make it easier for Section 504 loans and grants to be used to repair homes damaged by disasters. The pilot will apply to all areas hit by presidentially declared disasters between July 18, 2022 and July 18, 2025. For more information, contact Anthony Williams, USDA, 202-720-9649.

REGULATIONS AND FEDERAL AGENCIES

FEMA identifies Community Disaster Resilience Zones

The Community Disaster Resilience Zone designation applies to 483 census tracts in all 50 states and D.C., making them eligible for increased federal support for resilience and mitigation projects. FEMA will announce more Resilience Zone designations, including Tribal lands and territories, later this year.

NSPIRE compliance date extended for several HUD programs

HUD’s National Standards for the Physical Inspection of Real Estate (NSPIRE) final rule will take effect on October 1, 2024 rather than October 1, 2023 for the HOME, Housing Trust Fund, Housing Opportunities for Persons With AIDS, Emergency Solution Grants, and Continuum of Care programs. For more information, contact Caitlin Renner, HUD, 202-708-2684.

FEMA seeks comments on preparedness programs

FEMA requests public input by November 7 on ways to improve the management and administration of its preparedness grant programs. These 14 programs assist state, local, Tribal, and territorial governments, as well as transportation authorities, nonprofits, and others. The agency is also conducting listening sessions. For more information, contact Pamela Williams, FEMA, 202-212-8007.

Homeland Security and Labor propose stronger protections for H2-A farmworkers

The Department of Homeland Security and the Department of Labor have separate proposals to strengthen regulatory protections for temporary agricultural workers with H2-A visas and make other changes. Comments to DOL are due November 14. Comments to HHS are due November 20.

Comments requested on proposed federal homelessness research agenda

The U.S. Interagency Council on Homelessness asks for comments by September 22 on a draft research agenda. The draft does not include research questions related to geographic differences.

State Department to start over on amending public charge rules

The State Department has decided not to finalize an interim final public charge rule issued in 2019 under the previous administration. It will revert to its pre-2019 regulation and will begin a new rulemaking process. State’s notice says its new proposal will be consistent with the Department of Homeland Security’s 2022 final rule, which excludes housing aid from the determination whether a noncitizen is likely to become a public charge. Both departments are involved in public charge determinations. For more information, contact Andrea Lage, State, 202-485-7586.

USDA to amend Section 514/516 rules

Comments are due November 13 on a proposal to add a provision specifying that the period of performance for a Section 516 grant is five years. The five-year period is already stated in the applicable handbook, though not in the regulations. For more information, contact Christa Lindsey, USDA, 352-538-5747, mfh.programsupport@usda.gov.

EVENTS

Register for the National Rural Housing Conference

Register now to join stakeholders in the field of rural affordable housing, community development, and placemaking at the 2023 National Rural Housing Conference October 24-27 in Washington, DC. The 2023 conference theme is Build Rural – both a literal and figurative appeal to explore and provoke action to build and renew rural communities by addressing housing affordability and preservation, community infrastructure and essential facilities creation and revitalization, resident led placemaking, capacity building, and community inclusion and justice efforts.

PUBLICATIONS AND MEDIA

New HAC disaster guide published for Hurricane Idalia survivors

To assist those affected by Hurricane Idalia, HAC offers an online resource guide with information for individuals and families in the disaster area. Other disaster resources from HAC include Rural Resilience in the Face of Disaster and a Disaster Response for Rural Communities Guide.

Farmworker housing inspections collected

Investigate Midwest is obtaining housing inspection records for farmworker housing in multiple states and posting the information, including violations identified by inspectors. Their site also provides links to their reporting on housing and other issues for farmworkers.

HAC

HAC is hiring

  • The Rental Housing Development and Preservation – Housing Specialist will provide technical assistance support to nonprofit organizations involved in multifamily housing programs, with a specific focus on USDA 515 and HUD rural housing programs. This position is remote work eligible.
  • The Rental Housing Development and Preservation Housing Specialist – Senior Level Position is a senior-level role that combines expertise in multifamily housing programs, specifically focusing on USDA 515 and HUD rural housing programs, with the responsibility of providing technical assistance, with a particular focus on transfers of USDA 515 properties. This position is remote work eligible.
  • The Senior Accountant is responsible for applying technical and leadership skills to guide accounting practices and recording of transactions. This position is hybrid, based in Washington, DC.
  • The Financial Controller is responsible for day-to-day management of HAC’s finance and accounting processes. This position is eligible for a hybrid schedule.
  • The Senior Human Resources and Payroll Administrator oversees all aspects of human resources and payroll practices and processes. This position is eligible for a hybrid schedule.
  • The Executive Assistant supports the work of HAC’s Chief Executive Officer, senior leadership, and board of directors. The position is a blend of administrative work and project assignments. This position is based in Washington, DC.

Need capital for your affordable housing project?

HAC’s loan fund provides low interest rate loans to support single- and multifamily affordable housing projects for low-income rural residents throughout the U.S. and territories. Capital is available for all types of affordable and mixed-income housing projects, including preservation, new development, farmworker, senior and veteran housing. HAC loan funds can be used for pre-development, site acquisition, site development, construction/rehabilitation and permanent financing. Contact HAC’s loan fund staff at hacloanfund@ruralhome.org, 202-842-8600.

Please note: HAC is not able to offer loans to individuals or families. Borrowers must be nonprofit or for-profit organizations or government entities (including tribes).

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Corrected Notice: Section 504 Home Repair Loans and Grants in Presidentially Declared Disaster Areas Pilot Program

The notice regarding the Single Family Housing Section 504 Home Repair Loans and Grants in Presidentially Declared Disaster Areas Pilot Program, which was published in the Federal Register on Tuesday, July 18, 2023, and shared via a GovDelivery message on the same day, has been corrected. The corrected notice was published in the Federal Register today (September 6, 2023) and expands the pilot to any presidentially declared disaster areas that occurred on or after July 18, 2022 (i.e., is not limited to the pilot states outlined in the original notice), until the conclusion of the pilot on July 18, 2025.

 

Hurricane Idalia Disaster Guide

Hurricane Idalia hit Florida’s Big Bend coast as a Category 3 storm on Wednesday, August 31, 2023, downgraded to a tropical storm when reaching the Carolinas, and went out to the Atlantic Ocean. Currently, over 210,000 households and businesses are without power. Many areas are experiencing flooding, downed trees, and major destruction to homes and buildings. At this time, only one death is confirmed as caused by a fallen tree.

HAC offers the following resources with information for nonprofits and communities dealing with loss and damage from Hurricane Idalia: Rural Resilience in the Face of Disaster site and Disaster Response for Rural Communities Guide.

If you are in need of emergency, transient housing, you can text SHELTER and your Zip Code to 43362 (4FEMA) to find where the shelter closest to you is located.

TIPS

Please keep in mind the following safety protocols for hurricanes and flooding:

  • Only call 911 if you have an immediate need for medical attention or evacuation assistance.
  • If you can’t get through to 911 on first try, keep calling.
  • DO NOT DRIVE through high water and DO NOT DRIVE AROUND BARRICADES! Just 2 feet of water can sweep your vehicle away.
  • DO NOT WALK through flood waters. Just 6 inches of moving water can knock you down.
  • If your home floods, STAY THERE. You are safer at home than trying to navigate flooded streets on foot.
  • If floodwaters rise around your car but the water is NOT MOVING, abandon the car and move to higher ground. Do not leave the car and enter MOVING water.
  • STAY AWAY from streams, rivers, and creeks during heavy rainfall. These areas can flood quickly and with little warning.
  • MOVE important items – especially important documents like insurance policies – to the highest possible floor. This will help protect them from flood damage.
  • DISCONNECT electrical appliances and do not touch electrical equipment if you are wet or standing in water. You could be electrocuted.

This flooding event is a reminder that all residents in this area should carry flood insurance. Contact your insurance agent for more information about purchasing flood insurance or visit the National Flood Insurance Program at www.fema.gov/national-flood-insurance-program or call 1-888-379-9531. Please keep in mind that new insurance policies take 30 days to go into effect.

If your home has experienced damage, remember to check the outside of your home before you enter. Look for loose power lines, broken or damaged gas lines, foundation cracks, missing support beams, or other damage. It may be safest to ask a building inspector or contractor to check the structure before you enter. Do not force jammed doors open, as they may be providing needed support to the rest of the home. Sniff for gas to ensure there are no natural or propane gas leaks. If you do have a propane tank system, make sure to turn off all valves and contact a propane supplier to check the system before you use it again. Check floors and ceilings to ensure they are not sagging from water damage. This can be especially hazardous. Take photographs of any damage as you may need them for insurance claims or FEMA claims later on.

RESOURCES

Apply for FEMA Assistance by registering online at www.DisasterAssistance.gov. FEMA Disaster Assistance Helpline answers questions about the help offered by FEMA, how to apply for assistance, or the information in your account.
Toll-free helpline: 1-800-621-FEMA (3362)
For hearing impaired callers only:
1-800-462-7585 (TTY)
1-800-621-3362 (Video Relay Service)
Operators are multilingual and calls are answered seven days a week from 7 a.m. to 11 p.m. ET

American Red Cross Disaster Service: For referrals and updates on Red Cross shelter services in your area, locate a local Red Cross office through: https://www.redcross.org/find-help or by calling 1-800-RED CROSS (1-800-733-2767).
The Red Cross helps disaster victims by providing safe shelter, hot meals, essential relief supplies, emotional support and health services like first aid. Trained Red Cross workers often meet one-on-one with families to develop individual plans and identify available resources to help aid recovery.

STATE EMERGENCY MANAGEMENT AGENCIES

Florida

Florida Division of Emergency Management

2555 Shumard Oak Blvd.

Tallahassee, Florida 32399-2100

Phone: (850) 815-4000

https://www.floridadisaster.org/

 

Georgia

Georgia Emergency Management and Homeland Security Agency

935 United Ave. SE

Atlanta, GA 30316-0055

Phone: (404) 635-7200

https://gema.georgia.gov/locations

 

North Carolina

North Carolina Emergency Management

Phone: 919-825-2500

https://www.ncdps.gov/our-organization/emergency-management

 

South Carolina

South Carolina Emergency Management Division

Phone: (803) 737-8500

https://www.scemd.org/

 

STATE HOUSING AGENCIES

Florida

Florida Housing Finance Corporation

227 N Bronough Street, Suite 5000

Tallahassee, FL 32301-1367

Phone: (850) 488-4197

http://www.floridahousing.org

 

Georgia

Georgia Department of Community Affairs / Georgia Housing and Finance Authority

60 Executive Park South NE

Atlanta, GA 30329-2231

Phone: (404) 679-4940

http://www.dca.ga.gov

 

North Carolina

North Carolina Housing Finance Agency

3508 Bush Street

Raleigh, NC 27609-7509

Phone: (919) 877-5700

https://www.nchfa.com/

 

South Carolina

South Carolina State Housing Finance and Development Authority

300 Outlet Pointe Boulevard, Suite C

Columbia, SC 29210

Phone: (803) 896-9001

Fax: (803) 551-4876

http://www.schousing.com

 

DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT STATE FIELD OFFICES

Florida

Jacksonville Field Office

Charles E. Bennett Federal Building

400 W. Bay Street, Suite 1015

Jacksonville, FL 32202

Phone: (904) 232-2627

Director: Alesia Scott-Ford

https://www.hud.gov/states/florida/offices

 

Miami Field Office

Brickell Plaza Federal Building

909 SE First Avenue, Room 500

Miami, FL 33131-3028

Phone: (305) 536-4456
Director: Luis M. Rolle

 

Georgia

Atlanta Regional Office

Five Points Plaza Building

40 Marietta Street

Atlanta, GA 30303

Phone: (404) 331-5136

Regional Administrator: José Alvarez, Regional Administrator

Phone: (678) 732-2200

https://www.hud.gov/states/georgia/offices

 

North Carolina

Greensboro Field Office

Asheville Building

1500 Pinecroft Road, Suite 401

Greensboro, NC 27407

Phone: (336) 547-4000

Director- Lorenzo Claxton

https://www.hud.gov/states/north_carolina

 

South Carolina

Columbia Field Office

Dept. of Housing and Urban Development Strom Thurmond Federal Building

1835 Assembly Street, 13th Floor

Columbia, SC 29201

Phone: (803) 765-5592

Director- Kristine Foye

https://www.hud.gov/states/south_carolina

 

USDA RURAL DEVELOPMENT STATE OFFICES

Florida

4500 NW 27th Avenue

Suite D-2

Gainesville, FL 32606
Phone: (352) 338-3400

Director: Lakeisha Hood

https://www.rd.usda.gov/fl-vi

 

Georgia

Stephens Federal Building

355 E. Hancock Avenue, Stop 300

Athens, GA 30601-2768

Phone: (706) 546-2162

Director: Reggie Taylor

https://www.rd.usda.gov/ga

 

North Carolina

4405 Bland Road, Suite 260

Raleigh, NC 27609

Phone: (919) 873-2000

Director: Reginal Speight

https://www.rd.usda.gov/nc

 

South Carolina

Strom Thurmond Federal Building

1835 Assembly Street, Room 1007

Columbia, SC 29201

Phone: (803) 765-5163

Director: Dr. Saundra Glover

https://www.rd.usda.gov/sc

 

HAC News: August 31, 2023

Vol. 52, No. 18

TOP STORIES

Federal funding and other issues unresolved as Congress returns

It is still unclear whether the federal government will be funded through a continuing resolution or will shut down when fiscal year 2024 begins on October 1. The Senate returns from recess on September 5, with all of its appropriations bills having passed the Appropriations Committee, though none have been considered by the full Senate yet. The House reconvenes on September 12; its Appropriations Committee has passed most of its annual spending bills, including those covering both USDA and HUD, and the full House has passed only one of them. HAC has posted more details online on the appropriations bills for USDA and HUD. Other urgent issues awaiting action include a White House request for supplemental funding for FEMA disaster recovery, Ukraine, and more. A Farm Bill must also be passed to maintain authorization for various food and agriculture programs. HAC and others hope the Farm Bill will include rural rental housing preservation measures as well.

Worst case housing needs reach record high

HUD released the executive summary of its 2023 Worst Case Housing Needs report, revealing that from 2019 to 2021 worst case housing needs increased across demographic groups, household types, and regions throughout the United States. The number of very low-income families without housing assistance who paid more than half their income for housing or lived in severely substandard housing in 2021 exceeded previous record levels resulting from the Great Recession of 2007-2009. Even so, HUD researchers write, the data “suggest that a rise in homelessness was averted during the height of the COVID-19 pandemic, when low-income families faced growing housing instability risks and cost burdens, and the federal government deployed historic funding and resources to keep people stably housed.” The full report, which is not yet available, should have more details about differences among geographies.

RuralSTAT

In rural places, 5.13% of American Indian or Alaska Native adults live with incomplete plumbing facilities, compared to 1.29% in urban areas. Source: University of Minnesota Rural Health Center analysis of 2015-2019 American Community Survey data.

OPPORTUNITIES

Grants offered for affordable housing innovations

The TD Bank Group’s 2023 TD Ready Challenge is seeking innovative solutions to help address systemic barriers to affordable housing across the continuum from transitional to permanent homes, and to help increase access to affordable and stable housing for those that need it most. Applications are due September 13. The challenge offers ten $1 million grants for nonprofits that have designed innovative, scalable and/or replicable solutions addressing affordable housing issues. For more information, email tdreadycommitment@td.com.

Disasters and community development to become eligible uses of state and local coronavirus funds

The Treasury Department has posted an interim final rule and an overview to broaden possible uses for Coronavirus State and Local Fiscal Recovery Funds (SLFRF). The program provided monies to over 30,000 state, territorial, local, and Tribal governments, originally to respond to the coronavirus pandemic. Effective when the interim final rule is published in the Federal Register, eligible activities will broaden to encompass natural disaster response (including providing emergency housing and repairing permanent housing), infrastructure, and CDBG activities. Comments on the rule will be due 60 days after publication. For more information, contact Jessica Milano, Treasury, 844- 529-9527.

Bootcamps offer infrastructure help to small cities and towns

The National League of Cities and the Local Infrastructure Hub are accepting registrations on a first come, first served basis from local governments with 150,000 or fewer residents for fall 2023 bootcamps. The programs are intended to help governments prepare competitive applications for federal infrastructure funds. Topics include climate action, internet access, transportation, and more. For more information, email LocalInfrastructureHub@nlc.org.

REGULATIONS AND FEDERAL AGENCIES

OMB finalizes Buy America guidance

The Office of Management and Budget has published a final rule and guidance on the Build America, Buy America (BABA) preference for federally funded infrastructure projects, addressing products covered, cost determinations, and waiver requests. OMB declined to clarify its earlier language about what housing-related construction is subject to these requirements. It repeated its previous statement that “projects consisting solely of the purchase, construction, or improvement of a private home for personal use … would not constitute an infrastructure project,” leaving details to USDA and HUD. USDA has stated that it will apply BABA to multifamily housing, site preparation for single-family housing, and community facilities. HUD has staggered implementation of the requirements, so some of its interpretations are not clear yet. More BABA information is posted on OMB’s website, USDA’s, and HUD’s.

Guidance issued on multifamily solar energy savings

HUD published updated guidance for its multifamily housing programs and public housing regarding the treatment of financial benefits received from off-site or on-site solar energy, and USDA issued similar guidance for its rental housing programs. The updates clarify how the financial savings from solar energy impact utility allowances and income calculations.

FY24 Fair Market Rents published

The new FMRs were calculated using the methodology changes HUD proposed in June. They will become effective on October 1, 2023 (not 2024, as stated in one place in HUD’s notice). Comments are due October 2.

FCC and HUD to help tenants access internet service, final rule set for discount program

The Federal Communications Commission and HUD are partnering to promote awareness of the Affordable Connectivity Program and reduce the time it takes for some tenants to sign up. HUD’s press release indicates all recipients of HUD assistance are eligible to receive free or reduced cost internet through the ACP, and ACP benefits will not impact their rent. The program provides monthly discounts toward internet service. Eligible households can also receive a one-time discount to purchase a laptop, desktop computer, or tablet. FCC’s final regulation for the program will be published on September 1.

EVENTS

Register for the National Rural Housing Conference

Register now to join stakeholders in the field of rural affordable housing, community development, and placemaking at the 2023 National Rural Housing Conference October 24-27 in Washington, DC. The 2023 conference theme is Build Rural – both a literal and figurative appeal to explore and provoke action to build and renew rural communities by addressing housing affordability and preservation, community infrastructure and essential facilities creation and revitalization, resident led placemaking, capacity building, and community inclusion and justice efforts.

PUBLICATIONS AND MEDIA

Special reporting project considers Indian Country’s housing crisis

A series of articles in Tribal Business News, accessible without a subscription, examines several topics related to federal housing assistance for Indian Country. Experts featured in the articles include Dave Castillo, CEO of Native Community Capital and HAC board member, and Louie Sheridan, Jr., HAC’s Housing Specialist-Native American Communities.

Resilience guides aim to help prepare homes for hazards

HUD released a set of five guides intended to provide practical, actionable guidelines for designing and constructing residential buildings, neighborhoods, and accessory structures to improve resilience to natural hazards. Each volume focuses on a major category of hazard: wind, water, fire, earth (seismic, earthslides, sinkholes), and auxiliary (other hazards such as volcanoes, hail, and temperature extremes).

Resources added for Maui recovery

In addition to assistance it announced earlier this month for survivors of the Maui wildfire, HUD is providing Rapid Unsheltered Survivor Housing funds to Hawaii to aid those experiencing or at risk of homelessness. A joint reminder about available mortgage assistance was issued by Ginnie Mae, FHA, FHFA, USDA, and VA. HAC has compiled a response guide with links and contact information from many sources.

Housing quality problems remain more common for rural residents

A higher proportion of rural residents than urban dwellers have incomplete kitchen or incomplete plumbing facilities, the University of Minnesota Rural Health Center reports in Housing Quality by Disability, Race, Ethnicity, and Rural-Urban Location: Findings from the American Community Survey. Incomplete plumbing is a problem for a higher proportion of rural people with a disability than of rural residents without a disability or urban residents with or without a disability. Among racial and ethnic groups, rural American Indians and Alaska Natives have the highest rates of incomplete kitchen facilities and incomplete plumbing.

The “new” face of the opioid epidemic is rural Black residents

A TIME article, The Face of Rural Addiction Is Not What You Think, discusses the rising overdose rates among Black rural residents. It highlights how rural areas influence drug use patterns, including limited socialization and recreation possibilities, a prevalence of physically intensive jobs that are often associated with workplace discrimination and high social isolation, and deteriorating infrastructure and low-quality housing.

HAC

HAC is hiring

  • The Rental Housing Development and Preservation Housing Specialist is a senior-level role that combines expertise in multifamily housing programs, specifically focusing on USDA 515 and HUD rural housing programs, with the responsibility of providing technical assistance, with a particular focus on transfers of USDA 515 properties. This position is remote work eligible.
  • The Senior Accountant is responsible for applying technical and leadership skills to guide accounting practices and recording of transactions. This position is hybrid, based in Washington, DC.
  • The Financial Controller is responsible for day-to-day management of HAC’s finance and accounting processes, applying technical and leadership skills to determine proper application of accounting policies, practices, activities, and recording of transactions in accordance with GAAP and applicable industry standards. This position is eligible for a hybrid schedule.
  • The Senior Human Resources and Payroll Administrator oversees all aspects of human resources and payroll practices and processes. People are HAC’s most important asset and this individual will be an impactful contributor to ensure we have a happy and productive workplace where everyone is inspired to bring their best work, realize their professional growth aspirations, and participate in helping HAC accomplish its mission. This position is eligible for a hybrid schedule.
  • The Executive Assistant supports the work of HAC’s Chief Executive Officer, senior leadership, and board of directors. The position is a blend of administrative work and project assignments. Duties and responsibilities include maintaining an effective and well-organized Executive Office, serving as the primary point of contact for the CEO, and managing the meetings, materials, and other needs of HAC’s board of directors. This position is based in Washington, DC.

Need capital for your affordable housing project?

HAC’s loan fund provides low interest rate loans to support single- and multifamily affordable housing projects for low-income rural residents throughout the U.S. and territories. Capital is available for all types of affordable and mixed-income housing projects, including preservation, new development, farmworker, senior and veteran housing. HAC loan funds can be used for pre-development, site acquisition, site development, construction/rehabilitation and permanent financing. Contact HAC’s loan fund staff at hacloanfund@ruralhome.org, 202-842-8600.

Please note: HAC is not able to offer loans to individuals or families. Borrowers must be nonprofit or for-profit organizations or government entities (including tribes).

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Please credit the HAC News and provide a link to HAC’s website. Thank you!

August 2023 Maui Fire Rural Response Guide

Dry grasses and strong winds contributed to one of the country’s deadliest wildfires breaking out in Lāhainā, Hawaii on August 8th. Almost 2000 people are without electricity and over 10,000 are without phone and internet. The administration issued a major disaster declaration on August 10th to release more than $8.5 million in aid to the affected families. As of August 22nd, 115 people have been confirmed dead and over 800 are missing. Response teams are on the ground and the disaster area is still being searched.

RESOURCES

HAC offers the following resources with information for organizations and communities dealing with loss and damage resulting from wildfires: Rural Resilience in the Face of Disaster site and Disaster Response for Rural Communities Guide.

County of Maui, Hawaii Wildfire Resources

Disaster Assistance Improvement Program (DAIP)

Individuals and business owners who sustained losses in the designated area can begin applying for assistance by registering online at http://www.DisasterAssistance.gov or by calling 1-800-621- 3362 or 1-800- 462-7585 TTY. The toll-free telephone numbers will operate from 7:00 a.m. to 10:00 p.m. seven days a week until further notice.

Federal Emergency Management Agency (FEMA)

If federal assistance becomes available for residents affected by the fires, to apply you must complete a multi-purpose application online at https://www.disasterassistance.gov.

Toll-free helpline: 1-800-621-FEMA (3362)

For hearing impaired callers only:  1-800-462-7585 (TTY)

1-800-621-3362 (Video Relay Service)

For information and resources specific to Hawaii, visit https://www.fema.gov/locations/hawaii.

If you are in need of emergency, transient housing, you can text SHELTER and your Zip Code to 43362 (4FEMA) to find where the shelter closest to you is located.

American Red Cross Disaster Service

For referrals and updates on Red Cross shelter services in your area, locate a local Red Cross office through: https://www.redcross.org/find-help or by calling 1-800-RED CROSS (1-800-733-2767).

The Red Cross helps disaster victims by providing safe shelter, hot meals, essential relief supplies, emotional support and health services like first aid. Trained Red Cross workers often meet one-on-one with families to develop individual plans and identify available resources to help aid recovery.

Hawaii Emergency Management Agency

200 S High St

Kalana O Maui Bldg, 1st Fl

Wailuku, HI 96793

Phone: (808) 270-7285

Fax: (808) 270-7275

https://dod.hawaii.gov/hiema/

U.S. Department of Housing and Urban Development (HUD)

HUD offers a Disaster Recovery Toolkit and makes other related resources available: https://www.hud.gov/info/disasterresources.

HUD State Office

Honolulu Field Office

1003 Bishop Street

Suite 2100

Honolulu, HI 96813-6463

(808) 457-4662

Fax: (808) 457-4694

Field Office Director: Ryan T. Okahara

USDA-Rural Development

To determine whether USDA has specific assistance available for fire survivors who had USDA Rural Development assistance before the fires, check for information online at https://www.rd.usda.gov/programs-services/services/rural-development-disaster-assistance.

Hawaii and Western Pacific USDA RD State Office

Phone: (808) 933-8380

  • State Director’s Office: (808) 291-2058
  • Business Programs: (808) 933-8323
  • Community Programs: (808) 933-8308
  • Housing Programs: (808) 933-8300

State Housing Agency

Each state has at least one agency that administers state and federal programs to promote decent affordable housing for low-income individuals. Typically, these agencies and authorities administer some aspects of state or federal programs.

Maui County Housing Division

Section 8 Rental Assistance Program

Phone: 808-270-7751

Fax: 808-270-7829

https://www.mauicounty.gov/251/Housing-Division

TIPS

Evacuating and Returning Home

The Red Cross website provides suggestions on actions to prepare for evacuation and returning home after a fire.

IF A FIRE OCCURS Listen to your local media for updates on the fire and be ready to leave quickly. Back your car into the garage or park it in an open space facing your direction of escape. You should also:

  • Keep your pets in one room so you can find them quickly if you have to evacuate.
  • Arrange for a temporary place to stay outside the threatened area.
  • Keep your indoor air clean – close windows and doors to prevent the smoke outside from getting in your home.
  • Use the recycle mode on the air conditioner in your home or car. If you don’t have air conditioning and it’s too hot to be inside, seek shelter somewhere else.
  • If smoke levels are high, don’t use anything that burns and adds to air pollution inside such as candles, fireplaces and gas stoves.

AFTER THE FIRE Don’t go home until fire officials say it is safe. Be cautious entering a burned area – hazards could still exist. Avoid damaged or downed power lines, poles and wires. Other things to do include:

  • Keep your animals under your direct control. Hidden embers and hot spots could burn them.
  • Wet down debris to minimize breathing dust particles.
  • Wear leather gloves and shoes with heavy soles.
  • Throw out any food that has been exposed to heat, smoke or soot.
  • Recheck for smoke or sparks throughout your home for several hours after the fire, including in your attic. Wildfire winds can blow burning embers anywhere so check for embers that could cause a fire.

If your home has experienced damage, remember to check the outside of your home before you enter. Look for loose power lines, broken or damaged gas lines, foundations cracks, missing support beams, or other damage. It may be safest to ask a building inspector of contractor to check the structure before you enter. Do not force jammed doors open, as they may be providing needed support to the rest of the home. Sniff for gas to ensure there are no natural or propane gas leaks. If you do have a propane tank system, make sure to turn off all valves and contact a propane supplier to check the system before you use it again. Check floors and ceilings to ensure they are not sagging from water damage; this can be especially hazardous. Take photographs of any damage as you may need them for insurance claims or FEMA claims later on.

HAC News: August 17, 2023

Vol. 52, No. 17

TOP STORIES

Federal agencies offer assistance after Hawaii fires

President Biden’s major disaster declaration for Maui County makes federal aid available. FEMA’s site provides information about resources available from FEMA and other sources. HUD announced disaster relief and waivers available from many of its programs.

Information can help people keep Medicaid and CHIP health insurance

USDA’s multifamily housing office encourages stakeholders to help tenants keep Medicaid and Children’s Health Insurance Coverage Program health coverage as states are required to review eligibility of all enrollees, a process called “unwinding.” Many people who remain eligible have lost coverage for administrative reasons. USDA’s bulletin suggests actions to take and provides links for information. Links to resources are also included in the March 2 HAC News.

USDA proposes rule based on manufactured housing pilot

Comments are due October 16 on a proposed regulation that would expand use of the Section 502 direct and guaranteed programs for manufactured housing. Among other changes, the rule would remove current limits on what existing manufactured homes could be purchased with both direct and guaranteed loans. Both types of loans could also be used for new energy-efficient homes sited on leased land in communities operating on a nonprofit basis or on Tribal land. For more information on direct loans, contact Sonya Evans, USDA, 423-268-4333; on guaranteed loans, contact the Guaranteed Loan Division, 833-314-0168.

Rural Voices magazine shows how housing helps address the rural substance use disorder crisis

A new issue of Rural Voices, HAC’s magazine, highlights innovative approaches to providing housing for residents in recovery with a cross-sector analysis of successful collaborative approaches to addressing the issues associated with substance use disorders.

RuralSTAT

The Recovery Ecosystem Index analyzes the community-level factors that are in place to support individuals in recovery from substance use disorder. This map is based on a tool that allows creation of county-level maps to understand these factors and where additional resources are most needed to provide support to individuals in recovery. Source: The Fletcher Group, Inc., East Tennessee State University, and ETSU/NORC Rural Health Equity Research Center, Recovery Ecosystem Index.

REGULATIONS AND FEDERAL AGENCIES

Final Davis-Bacon regulation released

The Department of Labor has issued an extensive update of its Davis-Bacon regulation. The rule’s changes are intended to strengthen and streamline the process for setting and enforcing wage rates on federally funded construction projects. DOL also posted information about the revisions, including FAQs and a chart comparing the old and new rules. For more information, contact Amy DeBisschop, DOL, 202-693-0406.

Abatement could be required for lower levels of lead in buildings

EPA proposes to make stricter two standards related to dust-lead hazards in buildings constructed before 1978, and to adopt other changes as well. Comments are due October 2. For more information, contact the Toxic Substances Control Act Hotline, 202-554-1404, TSCA-Hotline@epa.gov.

HUD seeks input on application burden

The deadline has been extended to September 13 for commenting on the burden people face when applying for or maintaining eligibility for HUD’s housing programs. For more information, contact Todd Richardson, HUD, 202-402-5706.

Comments invited on allocation of Tribal home electrification and appliance rebates funds

The U.S. Department of Energy requests comments on the allocation formula for the Tribal Home Electrification and Appliance Rebates program, which will fund energy efficiency and electrification home upgrades. DOE’s notice also describes how consortia of Tribes may apply for funds. Comments are due September 15. For more information, contact Adam Hasz, DOE, 202-617-9081.

HUD proposes Buy America waiver for Pacific islands

HUD proposes an 18-month waiver of the Build America, Buy America requirement for construction materials that would apply to the Commonwealth of Northern Mariana Islands, Guam, and American Samoa. Materials must be shipped to these islands, which are thousands of miles from the U.S. mainland. Comments are due September 1. Send questions to BuildAmericaBuyAmerica@hud.gov or contact Faith Rogers, HUD, 202-402-7082.

Appraisal bias to be addressed by new partnership

HUD and the National Association of Real Estate Brokers announced a collaboration that will launch in October to increase efforts to combat racial appraisal bias in home property valuation. The partnership will include online training for counselors, roundtable discussions on bias and discrimination, educational material distribution, and appraisal-related training.

Regulations hope to promote trust in federal statistics

The Office of Management and Budget has proposed regulations that are intended to promote public trust in the federal agencies that produce federal statistics. The provisions cover topics such as statistical agencies’ relationships with, and autonomy from, their parent agencies; oversight by OMB; communication with the public and obtaining feedback; accuracy; objectivity; and confidentiality. Comments are due October 2. For more information, contact Kerrie Leslie, OMB, 202-395-5898.

USDA RD multifamily housing income limits posted

The July 20 HAC News provided the link to RD’s 2023 single-family income limits but left out the multifamily limits. For more information, contact Tammy Daniels, USDA.

Comments urge HUD and USDA to adopt new energy efficiency standards

HAC submitted a comment letter to HUD and USDA on August 7, signed by over 80 organizations from around the country and supporting adoption of updated energy efficiency standards for some newly constructed housing.  The letter asks the agencies to protect residents against any increased upfront costs, to provide technical assistance for those who implement the new standards, and expand strong energy efficiency requirements to additional programs.

HAC comments support decoupling USDA rental housing and Rental Assistance

Responding to a directive from Congress, USDA held stakeholder meetings and collected comments on decoupling USDA Section 521 Rental Assistance from Section 515 rental housing loans to facilitate the rehabilitation and preservation of the multifamily portfolio. HAC recently submitted comments in support of decoupling, emphasizing the need for long-term affordability, support for the entire suite of preservation programs, establishing a plan for prepayments, and more.

EVENTS

National Rural Housing Conference registration is open

Register now to join stakeholders in the field of rural affordable housing, community development, and placemaking at the 2023 National Rural Housing Conference October 24-27 in Washington, DC. The 2023 conference theme is Build Rural – both a literal and figurative appeal to explore and provoke action to build and renew rural communities by addressing housing affordability and preservation, community infrastructure and essential facilities creation and revitalization, resident led placemaking, capacity building, and community inclusion and justice efforts.

Webinar will cover rural creative placemaking

A webinar on August 30, hosted by USDA RD and the University of Kentucky, will help rural leaders learn about creative placemaking approaches to help improve the lives of people in their areas. Creative placemaking integrates arts, culture, and design activities into efforts that strengthen communities. Attendees will learn how rural leaders started their projects and how completed projects are impacting their communities.

PUBLICATIONS AND MEDIA

New persistent poverty approach could be detrimental for rural areas

Switching from counties to census tracts as the basis for defining persistent poverty may hurt rural communities and their chances when competing for federal dollars, HAC researcher Keith Wiley and former HAC deputy director Joe Belden explain in a Daily Yonder article. A recent report from the Economic Innovation Group suggests this change, which would shift the categorization from largely rural to primarily urban places. In Analysis: A New Approach to Defining Persistent Poverty, Wiley and Belden agree that these urban communities need investment and focused policies, but caution that such a change should lead to expanding investment rather than shifting where it occurs.

Rural poverty described in new book

In an article titled What the Best Places in America Have in Common: And What they Reveal about Alleviating Poverty Across the Country, the authors of a new book explain that, as urban researchers, they were surprised to discover that many of the most disadvantaged places in the U.S. are rural counties and that most have majority BIPOC populations. The book, The Injustice of Place: Uncovering the Legacy of Poverty in America, describes these areas. Many of their counties of greatest advantage are also rural, in the historically agricultural Upper Midwest states. When their Multidimensional Index of Deep Disadvantage was released in 2020, the HAC News noted the index’s map was strikingly similar to HAC’s map of persistent poverty counties.

Housing influences rural health

The University of Minnesota Rural Health Research Center’s Housing as a Social Determinant of Rural Health Project evaluates the well-understood concept of housing as a social determinant of health from a rural perspective. The most recent of three publications, Differences in Residential Stability by Rural/Urban Location and Socio-Demographic Characteristics, reports that rural residents are more likely to live in their homes for more than 20 years and highlights the need for support for home repairs for rural residents. The earlier papers are Housing Quality by Disability, Race, Ethnicity, and Rural-Urban Location: Findings from the American Community Survey and Crowded Housing and Housing Cost Burden by Disability, Race, Ethnicity, and Rural-Urban Location.

Briefs discuss upgrades for manufactured homes

Topic Briefs: Upgrading Manufactured Homes, a set of three briefs published by the American Council for an Energy-Efficient Economy, provides information on how states and utilities can help improve manufactured homes. The series includes an overview of manufactured housing and its residents, lessons learned from model state and utility retrofit and replacement programs, and key federal funding opportunities for upgrading manufactured homes.

HAC

Support HAC through the Combined Federal Campaign

We are excited to share that HAC is participating in the 2023 Combined Federal Campaign, the workplace giving campaign for federal employees.  Support raised through this year’s CFC will help ensure that families across rural America have a safe, healthy, affordable place to call home. If you are a current or retired federal government employee, we hope you will consider supporting HAC as part of your participation in the CFC (CFC#27823)!

HAC is hiring for several positions

  • The Senior Accountant is responsible for applying technical and leadership skills to guide accounting practices and recording of transactions. The successful candidate will have experience in a complex organization and demonstrate a balanced communication style and strong critical thinking skills. This position is hybrid, based in Washington, DC.
  • The Senior Housing Specialist – Multifamily is a senior-level role that combines expertise in multifamily housing programs, specifically focusing on USDA 515 and HUD rural housing programs, with the responsibility of providing technical assistance, with a particular focus on transfers of USDA 515 properties. This position plays a leadership role in offering specialized knowledge on USDA 515 transfers and affordable housing preservation, supporting the success of affordable housing initiatives, and ensuring program compliance. This position is eligible for telecommuting.
  • The Financial Controller is responsible for day-to-day management of HAC’s finance and accounting processes, applying technical and leadership skills to determine proper application of accounting policies, practices, activities, and recording of transactions in accordance with GAAP and applicable industry standards. The successful candidate will have experience in a complex organization and will demonstrate a strong customer service orientation, balanced communication style, and robust critical and strategic thinking skills. This position is eligible for a hybrid schedule.
  • The Senior Human Resources and Payroll Administrator oversees all aspects of human resources and payroll practices and processes. People are HAC’s most important asset and this individual will be an impactful contributor to ensure we have a happy and productive workplace where everyone is inspired to bring their best work, realize their professional growth aspirations, and participate in helping HAC accomplish its mission. This position is eligible for a hybrid schedule.
  • The Executive Assistant supports the work of HAC’s Chief Executive Officer, senior leadership, and board of directors. The position is a blend of administrative work and project assignments. Duties and responsibilities include maintaining an effective and well-organized Executive Office, serving as the primary point of contact for the CEO, and managing the meetings, materials, and other needs of HAC’s board of directors. This position is based in Washington, DC.

Need capital for your affordable housing project?

HAC’s loan fund provides low interest rate loans to support single- and multifamily affordable housing projects for low-income rural residents throughout the U.S. and territories. Capital is available for all types of affordable and mixed-income housing projects, including preservation, new development, farmworker, senior and veteran housing. HAC loan funds can be used for pre-development, site acquisition, site development, construction/rehabilitation and permanent financing. Contact HAC’s loan fund staff at hacloanfund@ruralhome.org, 202-842-8600.

Please note: HAC is not able to offer loans to individuals or families. Borrowers must be nonprofit or for-profit organizations or government entities (including tribes).

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Please credit the HAC News and provide a link to HAC’s website. Thank you!

HAC in the News

Groups Urge HUD and USDA to Finalize Efficiency Requirements for U.S.-Backed Homes

ACEEE, HAC, and Sierra Club logos

A federal proposal to ensure new homes supported by U.S.-backed mortgages and federal housing programs meet updated energy efficiency criteria garnered widespread support from stakeholders today. Groups advocating for affordable housingenergy efficiency, and climate mitigation united in urging the administration to finalize the action promptly.

The groups were joined by more than 6,000 individuals across the country who supported the proposal in public comments gathered by Sierra Club and submitted to regulators today.

The U.S. Department of Housing and Urban Development (HUD) and Department of Agriculture (USDA) proposed updating their efficiency requirements in May by issuing a preliminary determination. If the action is finalized, future residents of the homes at issue compared to homes under the current criteria will save an estimated $14,500 for single-family homes and $6,000 per multifamily unit overall, net of costs, over the lifetime of the homes thanks to lower energy bills, HUD and USDA calculated. It would avert 2 million metric tons of carbon dioxide emissions for each year of new homes, the agencies said.

Jonathan Harwitz, director of public policy at the Housing Assistance Council, said: “Keeping housing affordable includes making utility costs affordable. We encourage HUD and USDA to move forward with this determination, and also to find ways to help cover upfront costs and to educate those who finance and build affordable housing.”

Lowell Ungar, federal policy director at the American Council for an Energy-Efficient Economy, said: “The longer we build brand-new inefficient homes, the more needless energy costs and climate pollution we’ll see for decades ahead. Just by meeting their legal mandate, the agencies will help ensure tens of thousands of new homes have lower energy bills and less risk of spiking costs. The analysis is clear; now they need to act promptly to get the job done.”

Jessica Tritsch, building electrification campaign director at the Sierra Club, said: “Too often renters and folks in low-income housing are left behind from programs that offer energy efficient housing and lower utility bills. This move by HUD will help ensure better access to climate-friendly appliances and healthier, more affordable homes. Adopting these new energy efficiency building codes is long overdue. We are committed to holding HUD, and other federal and state agencies, accountable to help low-income homeowners and renters access clean, safe, energy efficient housing.”

Background:

In bipartisan laws in 1992 and 2007, Congress directed HUD and USDA to periodically strengthen efficiency criteria for new homes purchased with federally backed loans such as Federal Housing Administration (FHA) and USDA mortgages, along with new homes with funding from other HUD programs, like the HOME Investment Partnerships grants for affordable housing. These homes—about 200,000 new ones each year—are primarily for low- and moderate-income homeowners and renters.

These criteria follow a model building energy code known as the International Energy Conservation Code (IECC) for single family houses and smaller multifamily buildings, and ASHRAE Standard 90.1 for high-rise multifamily buildings. The law requires HUD and USDA to update the criteria when the codes are updated every three years as long as the agencies determine that doing so would not negatively affect the availability or affordability of covered housing. But the regulators have not updated the criteria since 2015.

The agencies finally issued a preliminary determination for public comment in May for the 2021 IECC and Standard 90.1-2019 (the current requirements are the 2009 IECC and 90.1-2007). A provision in the omnibus spending bill enacted at the end of 2022 also requires the Department of Veterans Affairs to update its loan requirements based on the HUD-USDA criteria.

Houses and multifamily buildings meeting these criteria generally have more insulation in the walls and roofs, better air sealing and windows, and more energy-efficient systems, including better-sealed ducts. The homes waste less heat and allow more efficient heating and cooling with smaller HVAC systems.

Today is the final day for stakeholders to comment on the preliminary determination. When the agencies issue a final determination, they will implement the updated efficiency criteria in each covered program over a few months.

Media contacts:

ACEEE – Ben Somberg, 202-658-8129, bsomberg@aceee.org

HAC – Dan Stern, 202-516-6882, dan@ruralhome.org

Sierra Club – Shannon Van Hoesen, 202-604-2464, shannon.vanhoesen@sierraclub.org

The American Council for an Energy-Efficient Economy (ACEEE), a nonprofit research organization, develops policies to reduce energy waste and combat climate change. Its independent analysis advances investments, programs, and behaviors that use energy more effectively and help build an equitable clean energy future.

The Housing Assistance Council (HAC) is a national nonprofit that supports affordable housing efforts throughout rural America. Since 1971, HAC has provided below-market financing for affordable housing and community development, technical assistance and training, research and information, and policy formulation to enable solutions for rural communities.

The Sierra Club is America’s largest and most influential grassroots environmental organization, with millions of members and supporters. In addition to protecting every person’s right to get outdoors and access the healing power of nature, the Sierra Club works to promote clean energy, safeguard the health of our communities, protect wildlife, and preserve our remaining wild places through grassroots activism, public education, lobbying, and legal action.

HAC News: August 3, 2023

HAC News: August 3, 2023

Vol. 52, No. 16

TOP STORIES

Congress recesses without agreement on spending

The House and Senate Appropriations Committees have approved versions of most of the 12 appropriations bills needed to fund the government for fiscal year 2024. But their drafts differ, the full House has passed only one bill, the Senate has not passed any of them, and Congress has recessed for the month of August. It is not clear whether it will be possible for legislators to agree on even a continuing resolution to keep the government open after September 30. The Senate plans to reconvene on September 5, the House on September 12. The new fiscal year begins on October 1.

Senate proposes to increase HUD’s funding

On July 20 the Senate Appropriations Committee unanimously approved S. 2437, a bill to fund HUD for fiscal year 2024. Like the House bill, H.R. 4820, the Senate’s version maintains aid for tenants. It holds many other programs at their FY23 funding levels, rejecting the House’s proposed cuts to HOME, Section 202 elderly housing, Section 811 housing for people with disabilities, and the Self-Help Homeownership Opportunity Program (SHOP). It includes no funding, however, for the new Preservation and Reinvestment Initiative for Community Enhancement (PRICE) program for manufactured housing. More details are available on HAC’s site for both the HUD and USDA bills.

USDA close to finalizing eligible areas changes

After a review process that began in March, USDA RD has posted a map showing proposed changes in area eligibility for its housing programs (click on a housing program name and then click on “Proposed Eligibility Areas”). The revised boundaries will be effective October 1. For a complete review of comments received or to ask questions regarding rural area boundaries, contact a USDA RD State Office. The agency’s announcement explains that for areas whose designation will change from rural to non-rural (places that were previously eligible and are becoming ineligible), a one-time notice will be published 30 days prior to implementation date confirming the updated boundaries.

Senate approves Tribal Trust Land Homeownership Act

S. 70, the Tribal Trust Land Homeownership Act of 2023, was unanimously approved by the Senate on July 18. The bill sets specific timelines for the Bureau of Indian Affairs processing of mortgages on Tribal trust land, requiring a decision within 30 days after BIA receives all documentation. The House has not voted on the bill, H.R. 3597, but it was included in a July 12 hearing held by the House Committee on Natural Resources Subcommittee on Indian and Insular Affairs.

RuralSTAT

Revised determinations classify 1,186 (38%) of the 3,144 counties in the United States in the country’s 387 Metropolitan Statistical Areas and 1,958 (62%) outside metro areas. Source: OMB, Revised Delineations of Metropolitan Statistical Areas, Micropolitan Statistical Areas, and Combined Statistical Areas, and Guidance on Uses of the Delineations of These Areas.

OPPORTUNITIES

New program aims to build HUD tenants’ capacity for preservation

The Tenant Education and Outreach program will make grants to nonprofits, for-profits, or HUD-approved housing counseling agencies with experience providing support and technical assistance to low-income tenants or community-based tenant organizations. These intermediaries will make and oversee administration of sub-awards to help local tenant organizations serving project-based Section 8 properties to work with property management, improve management, and advocate for the preservation of affordability. Apply by October 23. For more information, contact HUD staff, TEO@hud.gov.

Pathways to Removing Obstacles to Housing preview available

HUD has posted a preview of the funding notice for its new Pathways to Removing Obstacles to Housing (PRO Housing) program. The final version will be posted on grants.gov in September, with an application deadline of October 30. This competition will use the CDBG statutory and regulatory framework to award $85 million that was included in HUD’s FY23 appropriation for the identification and removal of barriers to affordable housing production and preservation. Local and state governments, metropolitan planning organizations, and multijurisdictional entities are eligible. Public participation is required. HUD will offer several webinars in August. For more information, contact Jessie Handforth Kome, HUD, 202-708-3587 ext. 5539 (phone) or 202-708-0033 (fax), or send questions to CDBG-PROHousing@hud.gov.

Preview for homeownership initiative posted

HUD published a preview of the funding notice for its FY23 Homeownership Initiative. It intends to publish the final notice in FY24 with a 30-day application period. This initiative will make grants to HUD-approved intermediaries, multistate organizations, and state HFAs to provide culturally sensitive, linguistically appropriate housing counseling that results in home purchase, mortgage origination, and preservation of ownership among underserved communities. For more information or to submit questions, email housing.counseling@hud.gov using the email subject line: FY 2023 Homeownership Initiative NOFO, or call Melissa Noe, HUD, 312-913-8648.

CAPITOL HILL

NAHASDA reauthorization passes Senate

The Senate approved a measure to reauthorize and revise the Native American Housing Assistance and Self-Determination Act on July 27, attached as an amendment to the National Defense Authorization Act. NAHASDA, which governs HUD’s housing programs for American Indian, Alaska Native, and Native Hawaiian communities, has not been authorized since 2013. The House passed a different version of the NDAA on July 14, without the NAHASDA amendment. A conference committee will need to resolve the differences between the bills when Congress reconvenes in September.

Senate measure would streamline disaster assistance

The Senate unanimously passed the Disaster Assistance Simplification Act, S. 1528, on July 28. The bill would establish a unified intake system, managed by FEMA, for all federal disaster aid programs.

REGULATIONS AND FEDERAL AGENCIES

Agencies remind landlords to share information with applicants

USDA, HUD, the CFPB, FHFA, and the Federal Trade Commission are distributing information to landlords, operators, and stakeholders on their responsibilities to alert rental applicants about information that is collected in tenant screening reports. USDA says owners of USDA-financed rental properties should post a memorandum in common areas easily visible to all residents and visitors, outlining the legal requirements for property owners and/or landlords.

USDA plans to host a listening session in fall 2023 for rural tenants to discuss ways to advance renter protections.

HUD also announced it intends to issue a proposed rule to affirm a provision of the 2020 Coronavirus Aid, Relief, and Economic Security Act that is already in effect. It will require housing providers to give written notification at least 30 days before evicting tenants in public housing and properties with project-based rental assistance for nonpayment of rent.

USDA launches Tribal pilots for Section 502 guarantee program

Two pilot programs are intended to increase affordable homeownership opportunities for people on Tribal lands – the Tribal Property Valuation Pilot Program, which provides a flexible appraisal option, and the Tribal Rehabilitation Pilot Program, which permits rehabilitation loans for homeowners. Both are effective from July 26, 2023 to July 28, 2025. For more information, contact Laurie Mohr, USDA, 314-679-6917.

Section 184 program area expanded

HUD Dear Lender Letter 2023-06 expands the Section 184 Native American home loan guarantee program into 23 counties in Tennessee and 14 counties in Texas and provides the 2023 maximum loan limits for the newly added counties.

New federal guidance allows Medicaid to cover housing expenses

States have increased flexibility to support housing, and other health-related social needs that impact a person’s health, using Medicaid funding. A Shelterforce article, How States Can Use Medicaid to Address Housing Costs, explains ways states have deployed these funds to cover housing costs and related expenses.

Proposal would address appraisal reconsiderations

The Federal Reserve Board, CFPB, FDIC, National Credit Union Administration, and Office of the Comptroller of the Currency request comments on proposed interagency guidance to address reconsiderations of appraisals. Their notice explains that there is uncertainty about how financial institutions’ requests for re-assessments intersect with appraisal independence requirements and compliance with federal consumer protection laws, including those related to nondiscrimination. Comments are due September 19. For more information, contact Siddarth Rao, OCC, 732-635-2070.

Metro area determinations revised

A July 21 Office of Management and Budget bulletin titled Revised Delineations of Metropolitan Statistical Areas, Micropolitan Statistical Areas, and Combined Statistical Areas, and Guidance on Uses of the Delineations of These Areas provides lists for these types of Core-Based Statistical Areas, applying standards OMB published in 2021. The revisions do not have any immediate impact on housing programs.

USDA posts equity plans

The department has developed equity plans for each of its mission areas, including Rural Development. RD’s plan lists accomplishments including creation of the Rural Partners Network and new actions such as participation in the Property Appraisal and Valuation Equity (PAVE) interagency task force.

HUD issues supplemental RAD notice

Rental Assistance Demonstration Supplemental Notice 4B (Notice H-2023-08/PIH 2023-19, Rev 4B) provides additional flexibilities for PHAs and multifamily housing owners participating in RAD. It also promotes water- and energy-efficiency investments and includes new requirements that address climate resilience and adopt stronger energy efficiency standards. Additionally, the notice provides $12 million to support preservation transactions of eligible housing for the elderly. HUD will offer an overview of the notice in an August 9 webinar.

PUBLICATIONS AND MEDIA

HUD releases national estimates of homelessness for 2021

The 2021 Annual Homeless Assessment Report (AHAR): Part 2 presents the most recent national estimates of homelessness for the year, supplementing Part 1, which reported data gathered on a single night at the national, state, and Continuum of Care levels. Because of the pandemic, data for 2021 were reliable only for sheltered people. The report points out that rural areas have fewer shelter options, so people experiencing homelessness there may be more likely to be unsheltered or doubled-up and therefore would not be included in these figures. The data show that 78% of households experiencing sheltered homelessness were in urban areas, 15% in suburbs, and 7% in rural areas in 2021. The rural share in 2019 was 9%.

GAO recommends better use of SHOP data

A new report from the Government Accountability Office, Affordable Housing: HUD Could Improve Use of Data for the Self-Help Homeownership Opportunity Program, concludes that, while HUD collects some data from SHOP grantees, it has not used that data to inform key program decisions, such as setting the cap on the amount of SHOP funds grantees can spend on each housing unit or evaluating the geographic diversity of units produced. GAO recommends that HUD use project-level and market data to make better-informed program decisions for SHOP. HUD’s response, which is appended to GAO’s report, indicates it will increase its analyses.

Heat has notable impact on colonias and farmworkers

Two recent reports consider the effect of the summer’s extreme heat on vulnerable populations. A July 29 New York Times article titled In Border Towns, a “Dangerous Combination” of Heat and Water Cutoffs describes the difficulties of keeping cool in the Texas colonias, where running water is not reliable. Farmworkers and Heat Stress in the United States, a report released August 2 by the Environmental Defense Fund and La Isla Network, notes that farmworkers are at exceptionally high risk for heat-related illness due to the strenuous nature of their work, which primarily takes place outdoors, and the risk is growing as heat increases because of climate change. The study cites poor housing conditions as a complicating factor.

HAC

HAC is hiring for several positions

  • The Senior Housing Specialist – Multifamily is a senior-level role that combines expertise in multifamily housing programs, specifically focusing on USDA 515 and HUD rural housing programs, with the responsibility of providing technical assistance, with a particular focus on transfers of USDA 515 properties. This position plays a leadership role in offering specialized knowledge on USDA 515 transfers and affordable housing preservation, supporting the success of affordable housing initiatives, and ensuring program compliance. This position is eligible for telecommuting.
  • The Financial Controller is responsible for day-to-day management of HAC’s finance and accounting processes, applying technical and leadership skills to determine proper application of accounting policies, practices, activities, and recording of transactions in accordance with GAAP and applicable industry standards. The successful candidate will have experience in a complex organization and will demonstrate a strong customer service orientation, balanced communication style, and robust critical and strategic thinking skills. This position is eligible for a hybrid schedule.
  • The Senior Human Resources and Payroll Administrator oversees all aspects of human resources and payroll practices and processes. People are HAC’s most important asset and this individual will be an impactful contributor to ensure we have a happy and productive workplace where everyone is inspired to bring their best work, realize their professional growth aspirations, and participate in helping HAC accomplish its mission. This position is eligible for a hybrid schedule.
  • The Executive Assistant supports the work of HAC’s Chief Executive Officer, senior leadership, and board of directors. The position is a blend of administrative work and project assignments. Duties and responsibilities include maintaining an effective and well-organized Executive Office, serving as the primary point of contact for the CEO, and managing the meetings, materials, and other needs of HAC’s board of directors. This position is based in Washington, DC.

National Rural Housing Conference registration is open

Register by August 11 for early bird rates at the 2023 National Rural Housing Conference! Stakeholders in the field of rural affordable housing, community development, and placemaking will come together October 24-27 in Washington, DC. The 2023 conference theme is Build Rural – both a literal and figurative appeal to explore and provoke action to build and renew rural communities by addressing housing affordability and preservation, community infrastructure and essential facilities creation and revitalization, resident led placemaking, capacity building, and community inclusion and justice efforts.

Need capital for your affordable housing project?

HAC’s loan fund provides low interest rate loans to support single- and multifamily affordable housing projects for low-income rural residents throughout the U.S. and territories. Capital is available for all types of affordable and mixed-income housing projects, including preservation, new development, farmworker, senior and veteran housing. HAC loan funds can be used for pre-development, site acquisition, site development, construction/rehabilitation and permanent financing. Contact HAC’s loan fund staff at hacloanfund@ruralhome.org, 202-842-8600.

Please note: HAC is not able to offer loans to individuals or families. Borrowers must be nonprofit or for-profit organizations or government entities (including tribes).

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Policy News from the Administration

HAC’s Comments on Rental Assistance Decoupling – August 2023

The Fiscal Year 2023 President’s Budget included a request to decouple USDA Section 521 Rental Assistance from Section 515 Multifamily Loans to facilitate the rehabilitation and preservation of the multifamily portfolio. To explore the potential impacts, Congress directed USDA to conduct a series of stakeholder meetings and provide a report on how decoupling would be implemented. HAC submitted comments in support of decoupling, with a focus on the topics below.

  • Making Long Term Affordability Parameters the Top Priority
  • Considering A Pilot Concept When Implementing Decoupling
  • Clarifying the Annual Rent Increase Process for Decoupled RA Units
  • Establishing A Plan for Units Without Rental Assistance in Decoupled Properties
  • Maintaining Support for the Entire Suite of Preservation Programs, Even If Decoupling Becomes an Option
  • Establishing A Plan for Prepayments, Since the Bulk of Units Are Lost to Prepayments
  • Improving Data Transparency At RHS

Read HAC’s full comments.

HAC Decoupling Comments 2023