HAC’s full length research reports provide detailed information and analysis on a wide array of social, economic, and housing issues that impact affordable housing needs and provision in rural America.

Designing and Implementing Rural Individual Development Account Programs

Designing and Implementing Rural Individual Development Account Programs
Print copy: $4.00
Uses surveys, a location analysis, and case studies to examine rural implementation of Individual Development Accounts, which are matched savings accounts that help low-income families accumulate money to achieve specific asset-building goals such as home purchases or repairs. Identifies characteristics of successful rural IDA programs and policy changes that could further increase their usefulness.
2006, 43 pages, ISBN 1-58064-143-1

Easing the Transition: Housing Assistance for TANF Recipients

Easing the Transition: Housing Assistance for TANF Recipients
Print copy: $5.00
Identifies specific obstacles rural welfare leavers face when they search for affordable housing and describes how states have addressed these obstacles.
2005, 32 pages, ISBN 1-58064-138-5

Creating the Village: How Mutual Self-Help Housing Builds Community

Creating the Village: How Mutual Self-Help Housing Builds Community
Print copy: $5.00
Describes how mutual self-help construction does more than simply build affordable homes: it builds neighborhoods, strengthens families, and creates wealth.
2005, 40 pages, ISBN 1-58064-139-3

They Paved Paradise . . . Gentrification in Rural Communities

They Paved Paradise . . . Gentrification in Rural Communities
Print copy: $5.00
Examines the dynamics of gentrification and its impact on housing affordability in rural communities, using case studies illustrating urban sprawl, in-migration of people attracted by natural amenities, and in-migration of retirees.
2005, 57 pages, ISBN 1-58064-136-9

Moving Home: Manufactured Housing in Rural America

Moving Home: Manufactured Housing in Rural America
Print copy: $3.00
Illuminates some of the pros and cons of using manufactured homes to provide affordable, sustainable homeownership. Includes a data analysis and short pieces written by local rural housing providers, national organizations, and a representative of the manufactured housing industry.
2005, 52 pages, ISBN 1-58064-141-5

Run While You Still Can: Subprime Demand and Predatory Lending in Rural Areas

Run While You Still Can: Subprime Demand and Predatory Lending in Rural Areas
Print copy: $10.00
Examines the growth of subprime mortgage lending and predatory lending in metro and nonmetro counties through data analysis and a case study. Recommends ways to increase access to mainstream credit to protect rural communities from predatory lending.
2004, 80 pages, ISBN 1-58064-131-8

Lost in the Translation: Smart Growth, Local Planning, and Rural Affordable Housing

Lost in the Translation: Smart Growth, Local Planning, and Rural Affordable Housing
Print copy: $4.00
Reports on the growth management initiatives of 13 states and the findings from a roundtable of rural housing experts and smart growth activists about the effect of smart growth on rural housing affordability.
2004, 41 pages, ISBN 1-58064-129-6

Race, Place, and Housing: Housing Conditions in Rural Minority Counties

Race, Place, and Housing: Housing Conditions in Rural Minority Counties (report, 2004)

Rural Seniors and Their Homes – 2004

Rural Seniors and Their Homes
Print copy: $10.00
Describes the demographic characteristics and housing conditions of elderly rural residents. Provides examples of successful assistance to low-income rural seniors, using both public and private funding, and examines reductions in federal funding.
2004, 40 pages, ISBN 1-58064-128-8

Best Practices in Revolving Loan Funds for Rural Affordable Housing

Best Practices in Revolving Loan Funds for Rural Affordable Housing
Print copy: $5.00
Analyzes four case studies of rural revolving loan funds, identifies similarities and differences, and provides specific advice for those seeking to establish such funds.
2003, 71 pages, ISBN 1-58064-127-X

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