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Taking Stock 2010

November 15, 2012/in

TAKING STOCK: RURAL PEOPLE, POVERTY AND HOUSING IN THE 21ST CENTURY

Nearly 30 years ago the Housing Assistance Council (HAC) published Taking Stock, one of the first comprehensive assessments of rural poverty and housing conditions in the United States. Since the 1980s, HAC has prepared an updated Taking Stock every ten years following the release of decennial Census data. Now HAC presents the newest edition of Taking Stock, using data from the 2010 Census and American Community Survey (ACS) to describe the social, economic, and housing characteristics of rural Americans.

Executive Summary

Download Taking Stock (PDF):

Introductory Documents

I. SOCIAL, ECONOMIC, AND HOUSING CONDITIONS IN RURAL AMERICA

Rural People and Places: The Demographics of Rural and Small Town America

The Rural Economy

Housing In Rural America

II. HIGH POVERTY REGIONS AND POPULATIONS IN RURAL AMERICA

Overview

Border Colonias

Zavala County, Texas

Central Appalachia

Hancock County, Tennessee

Farmworkers

Kern County, California

Lower Mississippi Delta

West Feliciana Parish, Louisiana

Native American Lands

Shannon County, South Dakota

Endnotes

Appendices

Appendix A. About the Data

Appendix B. Tables

Download Complete Publication (30MB)

More on Taking Stock information on Twitter #RuralFacts

To purchase a physical copy of Taking Stock for $26, click on the Amazon link.

Press Conference: On December 6, 2012, HAC hosted a press conferenceto announce the publication ofTaking Stock, HAC’s detailed report on Rural People, Poverty, and Housing in the 21st Century. Access an archived recording of the webcast here.

All Files are in PDF format and require Adobe Acrobat Reader.

Questions? Contact Dan Stern at HAC, dan@ruralhome.org, 202-842-8600.

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HAC News: November 7, 2012

November 7, 2012/in HAC News

HAC News Formats. pdf

November 7, 2012
Vol. 41, No. 22

• November is National Native American Heritage Month • November 10-18 is National Hunger and Homelessness Awareness Week • Rural housing on Senate Majority Leader’s list • Disaster recovery information available from USDA and HAC • VA offers funds to help families’ housing stability • LIHTC can serve extremely low-income tenants, research finds • Some income exclusions apply to USDA RD multifamily occupants • USDA RD offers guidance on using Section 538 loans for Section 515 properties • Treatment of farmworkers and others by large food companies varies, research finds • CBO reports on income tax’s effect on owning and renting • Child poverty increased in rural areas and nationwide from 2010 to 2011 • National Rural Housing Conference early bird registration deadline is November 9!

November 7, 2012
Vol. 41, No. 22

NOVEMBER IS NATIONAL NATIVE AMERICAN HERITAGE MONTH. President Obama’s proclamation also names November 23 (the day after Thanksgiving) Native American Heritage Day.

NOVEMBER 10-18 IS NATIONAL HUNGER AND HOMELESSNESS AWARENESS WEEK. Information about this annual event, sponsored by the National Coalition for the Homeless and the National Student Campaign Against Hunger and Homelessness, is posted online.

RURAL HOUSING ON SENATE MAJORITY LEADER’S LIST. The National Journal published a list of unfinished legislative items compiled by the staff of Majority Leader Harry Reid (D-NV) and noted there are too many to complete during Congress’s lame duck session, which will begin soon. “Rural housing” appears on the list without further explanation, probably referring to the effort to preserve eligibility for housing programs in places with growing populations. See HAC News, 9/26/12.

DISASTER RECOVERY INFORMATION AVAILABLE FROM USDA AND HAC. HAC has updated Picking up the Pieces, its guide to resources for rural housing in disaster areas, and published a Hurricane Sandy supplement. USDA is sending letters to Section 502 direct and guaranteed borrowers in and around the Hurricane Sandy disaster areas summarizing available loan servicing assistance, including possible payment moratoria for direct borrowers. Owners and renters in USDA assisted properties should contact USDA RD offices. Vacant houses and apartments with USDA financing may be available for hurricane survivors through FEMA, 800-621-FEMA. Additional federal disaster information is posted at https://www.disasterassistance.gov.

VA OFFERS FUNDS TO HELP FAMILIES’ HOUSING STABILITY. The Supportive Services for Veteran Families program makes grants to nonprofits, consumer coops, and Tribally Designated Housing Entities to provide or coordinate supportive services to very low-income veteran families to remain in or transition into permanent housing. Deadline is February 1, 2013. Contact John Kuhn, VA, 877-737-0111, SSVF@va.gov.

SOME INCOME EXCLUSIONS APPLY TO USDA RD MULTIFAMILY OCCUPANTS. An Unnumbered Letter (October 9, 2012) provides a copy of a July 24 HUD Federal Register notice (see HAC News, 7/25/12) listing exclusions to income for numerous programs, and announces that RD Handbook changes will be published soon. Contact Laura Horn, RD, 202-720-5443.

USDA RD OFFERS GUIDANCE ON USING SECTION 538 LOANS FOR SECTION 515 PROPERTIES. Section 538 guaranteed loans can finance revitalization of existing properties with Section 515 direct loans. An Unnumbered Letter (October 9, 2012) instructs USDA staff on reconciling procedural differences between the programs. Contact Tammy Daniels, RD, 202-720-0021.

TREATMENT OF FARMWORKERS AND OTHERS BY LARGE FOOD COMPANIES VARIES, RESEARCH FINDS. Worker Equity in Food and Agriculture, published by the Tellus Institute and Sustainalytics, examines wages and working conditions (not housing) at the 100 largest U.S. companies in food and agriculture. “Worker equity” is evaluated at the farm, factory, retail, and restaurant stages.

CBO REPORTS ON INCOME TAX’S EFFECT ON OWNING AND RENTING. A Congressional Budget Office working paper, “Taxation of Owner-Occupied and Rental Housing,” concludes that federal income tax advantages tend to make owning more advantageous than renting for higher-income households, but lower-income households can find renting cheaper than owning. The paper also examines how four different possible changes to the tax code (including repealing the mortgage interest deduction) would affect these calculations. Contact Larry Ozanne, CBO, larry.ozanne@cbo.gov.

CHILD POVERTY INCREASED IN RURAL AREAS AND NATIONWIDE FROM 2010 TO 2011. The Carsey Institute at the University of New Hampshire reports that American Community Survey data show 45% of U.S. children live below 200% of the poverty level, and 10.1% live below 50% of poverty. “Over Sixteen Million Children in Poverty in 2011” includes data for urban/rural/suburban geographies, regions, and states.

NATIONAL RURAL HOUSING CONFERENCE EARLY BIRD REGISTRATION DEADLINE IS NOVEMBER 9! The 2012 conference, “Promises to Keep in Challenging Times,” will be December 6-7, with pre-conference activities on December 5, at the Hyatt Regency Washington on Capitol Hill in Washington, DC. Register now to take advantage of the special early bird discount! Start networking in advance – join the conference LinkedIn group. Questions? Contact Dan Stern, HAC, dan@ruralhome.org or 202-842-8600.

HAC News: October 24, 2012

October 24, 2012/in HAC News

HAC News Formats. pdf

October 24, 2012
Vol. 41, No. 21

• October 21-27 is National Childhood Lead Poisoning Prevention Week • HAC invites applications for rural veterans assistance • Section 8 OCAFs announced • Federal homelessness plan amended • Toolkit offered for Independent Foreclosure Review outreach • LIHTC can serve extremely low-income tenants, research finds • Census reports on sheltered population • HUD launches app for FMRs and Income Limits • LIHEAP assistance to older manufactured homes higher per square foot • GAO raises concerns about air exchange standards in HUD Code • National Rural Housing Conference early bird registration deadline is November 9!

October 24, 2012
Vol. 41, No. 21

OCTOBER 21-27 IS NATIONAL CHILDHOOD LEAD POISONING PREVENTION WEEK. Details and resources are available from the federal Centers for Disease Control and Prevention, leadinfo@cdc.gov.

HAC INVITES APPLICATIONS FOR RURAL VETERANS ASSISTANCE. A new HAC initiative will provide grants of up to $30,000 to support bricks-and-mortar projects that help rural low-income, elderly, and disabled veterans and active military personnel with housing needs. Send a letter of intent by 5:00 p.m. Eastern time on October 31. Application guidelines are posted on HAC’s website. Contact Janice Clark, HAC.

SECTION 8 OCAFS ANNOUNCED. HUD’s new Operating Cost Adjustment Factors apply to project-based assistance contracts with an anniversary date on or after February 11, 2013. See Federal Register, 10/16/12. Contact Stan Houle, HUD, 202-402-2572.

FEDERAL HOMELESSNESS PLAN AMENDED. In September the U.S. Interagency Council on Homelessness amended Opening Doors: Federal Strategic Plan to Prevent and End Homelessness, its plan to end homelessness among families, children, and youth by 2020. The amendment offers strategies and supports to improve educational outcomes for children and youth and steps to assist unaccompanied youth experiencing homelessness. Contact USICH, 202-708-4663.

TOOLKIT OFFERED FOR INDEPENDENT FORECLOSURE REVIEW OUTREACH. The Federal Reserve Board has made materials available to help local nonprofits reach residents whose homes were foreclosed in 2009-2010 by any of 14 mortgage servicers and who are eligible for an independent review. Call 888-952-9105.

LIHTC CAN SERVE EXTREMELY LOW-INCOME TENANTS, RESEARCH FINDS. The Furman Center and Moelis Institute at New York University examined data from urban, suburban, and rural Low-Income Housing Tax Credit properties in 16 states and found that 40% of the units are occupied by extremely low-income tenants (with incomes below 30% of area median). Because almost 70% of those ELI tenants receive some form of rental assistance, researchers concluded that “rental assistance is currently an indispensable part of the equation to serve those households.” The results are reported in “What Can We Learn about the Low Income Housing Tax Credit Program by Looking at the Tenants?”

CENSUS REPORTS ON SHELTERED POPULATION. The Emergency and Transitional Shelter Population: 2010 summarizes data on age, sex, and race/ethnicity for the 209,000 people counted in such shelters nationwide by the 2010 Census (not the entire homeless population). Data are aggregated by state and a map shows the number of people in shelters in every county. Over 60% of counties have no sheltered population.

HUD LAUNCHES APP FOR FMRS AND INCOME LIMITS. The map-based app for Android and iPhone allows users to search Fair Market Rents and Income Limits.

LIHEAP ASSISTANCE TO OLDER MANUFACTURED HOMES HIGHER PER SQUARE FOOT. A Government Accountability Office study found that the Low Income Home Energy Assistance Program provided about 33¢ per square foot of assistance to pre-1976 manufactured homes compared to about 20¢ per square foot for site-built homes. About 3% of total LIHEAP funds went to older manufactured homes. The study used data for 2005, the most recent available. Worker and Family Assistance: Home Energy Assistance for Low-Income Occupants of Manufactured Homes (GAO-12-848R) is available online or from GAO, 866-801-7077. Contact Frank Rusco, GAO, 202-512-3841.

GAO RAISES CONCERNS ABOUT AIR EXCHANGE STANDARDS IN HUD CODE. Standards for placement of air intake and exhaust vents are outdated and ventilation systems are not tested, GAO reports, in manufactured homes built after 1976 under HUD’s Manufactured Home Construction and Safety Standards. Manufactured Housing Standards: Testing and Performance Evaluation Could Better Ensure Safe Indoor Air Quality (GAO-13-52) is available online or from GAO, 866-801-7077. Contact Mathew J. Scirè, GAO, 202-512-8678.

USDA Rural Development Obligations FY 12 – September

October 17, 2012/in USDA RD Annual Obligations

Back to USDA RD Obligations

USDA Rural Development Obligations – Fiscal Year 2012

(Through September FY 2012)

Single Family Housing Program Obligations

Multi-Family Housing Program Obligations

Unallocated Program Obligations

Download Complete File of all Data

About the Data

The USDA Rural Development (RD) Year-End Report presents fiscal year utilization and activity of most USDA housing programs at the state and national level. These figures derive from HAC tabulations of USDA-RD 205c,d, and f report data. Additional data and information for the year end report were also provided by USDA’s Single Family and Multifamily Housing Divisions in the National Office.

Contact Information

The USDA Rural Development Year-End Report is produced by the Housing Assistance Council (HAC), 1025 Vermont Ave., NW, Suite 606, Washington, DC 20005. For questions or comments about the report, please contact Michael Feinberg at 202-842-8600 or michael@ruralhome.org. For additional information about USDA Rural Housing programs, contact the Rural Development National Office USDA Rural Development, Room 5014-S Mail Stop 0701, 1400 Independence Avenue SW, Washington, DC 20250-0701, Phone: 1-800-670-6553 or (202) 690-1533, TTY: (800) 877-8339 (Federal Information Relay Service), Fax: (202) 690-0500. or https://www.rurdev.usda.gov/.

HAC News: October 10, 2012

October 10, 2012/in HAC News

HAC News Formats. pdf

October 10, 2012
Vol. 41, No. 20

• Presidential candidates’ and parties’ positions limited on rural and housing • USDA and BIA commit to work together for Indian Country housing improvement • Continuum of Care comment deadline extended • HUD requests comment on smoke-free policies • FY12 Fair Market Rents finalized • Difficult Development Areas announced • Additional instructions provided on RAD • Poll Finds Support for Modifying Mortgage Interest Deduction

October 10, 2012
Vol. 41, No. 20

PRESIDENTIAL CANDIDATES’ AND PARTIES’ POSITIONS LIMITED ON RURAL AND HOUSING. The candidates on rural issues: On October 9 the Romney campaign released “Agricultural Prosperity: Mitt Romney’s Vision for a Vibrant Rural America,” which addresses taxes, trade, regulation, and energy as they relate to farmers and ranchers. The Obama campaign’s web page entitled “Rural America” mentions agriculture, rural businesses, rural veterans, and energy and another post responds to Romney’s rural paper. The parties on rural issues: The Republican platform discusses agriculture but does not include other rural issues. The Democratic platform mentions rural small business, education, and infrastructure – though not housing – in addition to agriculture and energy. The candidates on housing: Romney’s white paper on housing, “Securing the American Dream and the Future of Housing Policy,” covers the housing finance crisis and the Romney-Ryan plan to “revitalize the private sector’s role in the housing market.” The issues section of Obama’s campaign website does not include housing, although a site search retrieved information about Administration initiatives on foreclosure and housing finance. The parties on housing and poverty: The Republican Party platform supports homeownership and mortgage finance reform, and acknowledges a role for government in “enforcing non-discrimination laws and assisting low-income families and the elderly with safe and adequate shelter, especially through the use of housing vouchers.” Its anti-poverty plank calls for “the federal government’s entire system of public assistance [to] be reformed to ensure that it promotes work.” The Democratic Party platform sup-ports homeownership and foreclosure relief, but does not mention rental housing. It states, “We must make ending poverty a national priority” through jobs, safety net programs, lending, an increased minimum wage, a strong labor movement, education, and attention to inequality. The parties on Native peoples: Both parties acknowledge the federal government’s special relationship with American Indians, Alaska Natives, and Native Hawaiians. Both support tribal self-governance and respect Native culture.

USDA AND BIA COMMIT TO WORK TOGETHER FOR INDIAN COUNTRY HOUSING IMPROVEMENT. Two Memoranda of Understanding, effective for five years, apply to housing as well as other rural development programs, farm programs, and conservation. They pledge better understanding and coordinated processes related to housing. Contact Tedd Buelow, RD, 720-544-2911.

CONTINUUM OF CARE COMMENT DEADLINE EXTENDED. Interim CoC regulations were published July 31 with comments due October 1. The deadline is now November 16. See Federal Register, 9/28/12, or regulations.gov. Contact Ann Marie Oliva, HUD, 202-708-4300.

HUD REQUESTS COMMENT ON SMOKE-FREE POLICIES. The department requests best practices and practical strategies from housing providers who have implemented smoke-free policies and input from housing providers that have decided not to implement such a policy and from those impacted by that decision. Comments are due November 5. See Federal Register, 10/4/12 or regulations.gov. Contact Shauna Sorrells, HUD, 202-402-2769.

FY12 FAIR MARKET RENTS FINALIZED. See Federal Register, 10/5/12, or HUDUser.org. Contact local HUD program staff.

DIFFICULT DEVELOPMENT AREAS ANNOUNCED. HUD designates DDAs for purposes of the Low-Income Housing Tax Credit. Adoption of small area DDAs (see HAC News, 11/1/11) has been delayed. Qualified Census Tracts for 2013 were designated in April 2012 (see HAC News, 5/2/12). See Federal Register, 9/28/12 or HUDUser.org. Contact Michael K. Hollar, HUD, 202-402-5878.

ADDITIONAL INSTRUCTIONS PROVIDED ON RAD. HUD’s information is for PHAs and owners applying under the Rental Assistance Demonstration to convert public and assisted housing to long-term, project-based Section 8 rental assistance. See Federal Register, 9/28/12, or HUD’s website. Contact HUD RAD staff.

POLL FINDS SUPPORT FOR MODIFYING MORTGAGE INTEREST DEDUCTION. A poll conducted in August for the National Low Income Housing Coalition found that 56% of Americans favor replacing the mortgage interest deduction with a tax credit that would provide the same percentage benefit for all households regardless of income. Nearly two-thirds (63%) support capping the size of mortgage for which one can get a tax break at $500,000. In addition, 68% believe that not being able to find affordable housing is a large or very large national problem. Strong majorities support federal programs to build or rehabilitate affordable rental housing (69%) and federal programs to help low-income families pay their rent (59%). When asked how to use the savings the federal government would gain from the proposed modifications to the mortgage interest deduction, 63% of those polled would make ending homelessness a top or high priority use. Contact Amy Clark, NLIHC, 202-662-1530, ext. 227.

HAC News: September 26, 2012

September 26, 2012/in HAC News

HAC News Formats. pdf

September 26, 2012
Vol. 41, No. 19

• September 15-October 15 is National Hispanic Heritage Month • Continuing resolution to fund government for six months • USDA delays changes to rural definition for housing programs • Sequester remains in place • Farm Labor Housing applications now due October 31 • “Dynamic servicing strategies” notice for USDA multifamily properties reissued • New Capital Needs Assessment guidance issued for USDA multifamily properties • RESPA and TILA input requested • HUD seeks nominations for NAHASDA committee • USDA discontinues Rural Energy Plus for 502 direct • GAO report emphasizes similarities between USDA, FHA, and VA guarantee programs • Slightly fewer USDA tenants are cost burdened • Rural veterans’ housing covered in new Rural Voices

September 26,2012
Vol. 41, No. 19

SEPTEMBER 15-OCTOBER 15 IS NATIONAL HISPANIC HERITAGE MONTH, proclaimed by President Obama.

CONTINUING RESOLUTION TO FUND GOVERNMENT FOR SIX MONTHS. Both the House and Senate passed H.J. Res. 117, keeping housing programs and almost all others at FY12 funding levels through March 27, 2013. President Obama is expected to sign it.

USDA DELAYS CHANGES TO RURAL DEFINITION FOR HOUSING PROGRAMS. Administrative Notice 4679 (September 25, 2012) announces that current area eligibility will remain unchanged until March 27, 2013, when the continuing resolution ends. After that date, USDA will use 2010 Census data to determine what places fit the definition of rural, unless Congress extends grandfathering of housing program eligibility for growing rural communities. Before Congress adjourned two new bills were introduced: S. 3541 would grandfather currently eligible places for ten years, H.R. 6416 for one year. New HAC research found that in 2011 as many as one-third of Section 502 direct loans and 40% of Section 502 guaranteed loans were made in these areas.

SEQUESTER REMAINS IN PLACE. Before adjourning Congress did not change the “sequestration” – cuts in federal funds – required in January, although a variety of bills have been introduced. The Administration’s sequestration report to Congress indicates how each agency will implement the requirement to cut 8.2% of nondefense discretionary funding, including housing programs. USDA and HUD will cut each housing program account by 8.2%. (Some program accounts encompass one program while others include several.)

FARM LABOR HOUSING APPLICATIONS NOW DUE OCTOBER 31. A notice in the Federal Register, 9/23/12, also makes other changes to the NOFA. (See HAC News, 7/25/12.) Contact an RD state office.

“DYNAMIC SERVICING STRATEGIES” NOTICE FOR USDA MULTIFAMILY PROPERTIES REISSUED. An Unnumbered Letter dated August 31, 2012 repeats instructions to RD field staff regarding prompt action on troubled multifamily properties. Contact Stephanie White, USDA, 202-720-1615.

NEW CAPITAL NEEDS ASSESSMENT GUIDANCE ISSUED FOR USDA MULTIFAMILY PROPERTIES. See Unnumbered Letter dated August 7, 2012. Contact Carlton Jarratt, USDA, 804-287-1524.

RESPA AND TILA INPUT REQUESTED. Comment by October 9 on changes the Consumer Financial Protection Bureau proposes in Real Estate Settlement Procedures Act and Truth in Lending Act regulations on mortgage loan servicing and disclosures. See CFPB’s web site or regulations.gov. Contact Jane Gao, CFPB, 202-435-7700.

USDA PROVIDES RESPA GUIDANCE FOR SECTION 502 DIRECT. Administrative Notice 4676 (August 27, 2012) instructs RD staff on implementation of RESPA disclosure and accuracy requirements, and on good faith estimates and the HUD-1 “Settlement Statement.” Contact Migdaliz Bernier, USDA, 202-690-3833.

HUD SEEKS NOMINATIONS FOR NAHASDA COMMITTEE. The negotiated rulemaking committee will review the Indian Housing Block Grant funding formula. Nominations are due November 19. See Federal Register, 9/18/12 or regulations.gov. Contact Rodger Boyd, HUD, 202-401-7914.

USDA DISCONTINUES RURAL ENERGY PLUS FOR 502 DIRECT. The program, which makes it easier for homebuyers to qualify for loans for energy-efficient homes, remains in effect for Section 502 guarantee borrowers. See Unnumbered Letter dated September 10, 2012. Contact Christopher Ketner, USDA, 202-690-1530. HAC has learned from RD that a replacement program will be implemented in 2013.

GAO REPORT EMPHASIZES SIMILARITIES BETWEEN USDA, FHA, AND VA GUARANTEE PROGRAMS. Housing Assistance: Opportunities Exist to Increase Collaboration and Consider Consolidation (GAO-12-554) reiterates previous findings (for example, see HAC News, 3/7/12) and adds new data. In 2009, FHA guaranteed more single-family and multifamily loans, even for low-income residents of remote rural areas, than USDA. Detailed data on income levels and other characteristics are not included in the report. GAO suggests improving an Administration task force evaluating coordination or consolidation of single-family programs and recommends the agencies identify specific programs for consolidation. Contact Mathew Sciré, GAO, 202-512-8678.

SLIGHTLY FEWER USDA TENANTS ARE COST BURDENED. USDA’s annual occupancy survey shows 2,135 fewer units and 1,254 fewer occupied units (households) in Section 515 and 514/516 properties in 2012 than 2011, as well as 1,243 more households receiving Section 521 RA, 931 fewer with rental aid from other sources, and 1,562 fewer experiencing cost burdens. Contact Janet Stouder, USDA, 202-720-9728.

RURAL VETERANS’ HOUSING COVERED IN NEW RURAL VOICES. Stories of successful local efforts are highlighted in HAC’s quarterly magazine. Contact Dan Stern, HAC, 202-842-8600.

Communities impacted by Eligibility Cover

Communities Possibly Impacted by USDA Eligibility Changes

September 21, 2012/in Rural Research Briefs U.S. Department of Agriculture

Rural Research Brief: USDA Eligibility Impact

In June 2012, the U.S. Department of Agriculture (USDA) released a list of more than 900 communities that may no longer be eligible for Rural Development (RD) housing assistance based on population increase and changes in rural composition and character. The proposed communities that may become ineligible are located in 420 counties across 49 states and territories.

The Housing Assistance Council (HAC) investigated recent USDA-RD loan and program activity in areas that are slated for change in their eligibility status. It is important to note that RD obligation data are not available for the specific communities that may become ineligible. This brief provides a general indication of possible impacts to communities that may lose their USDA eligibility status.

September 2012: America’s Rural Heroes

September 19, 2012/in Rural Voices

The September 2012 of Rural Voices, America’s Rural Heroes.

HAC News: September 12, 2012

September 12, 2012/in HAC News

HAC News Formats. pdf

September 12, 2012
Vol. 41, No. 18

• Congress back in session, CR introduced • Administration’s sequestration report delayed, CBO predicts recession • Poverty remains high in rural America • HAC to make grants for planning and capacity • HUD will offer vouchers for at-risk households in low-vacancy areas • USDA announces Farm Labor Housing technical assistance funds • Continuum of Care registration open • USDA announces loan-to-cost ratio for Section 538 continuous guarantee • FAQs clarify Section 202 prepayment and refi • CFBP proposes changing loan originator compensation • CFPB extends deadlines for comments on HOEPA and mortgage disclosures • HUD reports on affordable housing in energy boom areas • Deadline looms for rural housing award nominations!

September 12,2012
Vol. 41, No. 18

CONGRESS BACK IN SESSION, CR INTRODUCED. A continuing resolution to fund federal programs for the first six months of FY13, starting October 1, is scheduled for votes in the House September 13 and in the Senate next week. H. J. Res. 117 would give most programs, including housing, increases in subsidy (budget authority) needed to remain at FY12 program levels. It does not address grandfathering of housing program eligibility in growing rural communities; the National Rural Housing Coalition continues to work for an extension of current language.

ADMINISTRATION’S SEQUESTRATION REPORT DELAYED, CBO PREDICTS RECESSION. White House Press Secretary Jay Carney told reporters the Administration needed more time to prepare the report to Congress required by the Sequestration Transparency Act, due on September 6, so the estimates on the impact of Budget Control Act funding cuts will be released later this week. Separately, An Update to the Budget and Economic Outlook: Fiscal Years 2012 to 2022, by the Congressional Budget Office, projects that policy changes scheduled for January 2013, including sequestration, “will lead to economic conditions in 2013 that will probably be considered a recession.”

POVERTY REMAINS HIGH IN RURAL AMERICA. An annual Census Bureau report released September 12 shows the overall number of Americans living in poverty is at its highest level in decades, with the official national poverty rate of 15% statistically unchanged from 2010. In nonmetro areas 8 million people (17%) are poor. Median household income declined from 2010 to $50,054 nationwide and is now $40,527 in nonmetro areas, compared to $41,440 in 2010. More information on rural poverty and housing is available on HAC’s website.

HAC TO MAKE GRANTS FOR PLANNING AND CAPACITY. The Rural Housing Project Planning and Capacity Building Initiative will make grants of approximately $20,000 to 10 experienced affordable housing organizations to plan housing activities or build staff capacity. Deadline is October 2. Contact Jeff Mosley, HAC, 202-842-8600.

HUD WILL OFFER VOUCHERS FOR AT-RISK HOUSEHOLDS IN LOW-VACANCY AREAS. Notice PIH-2012-39 has details, including a list of low-vacancy areas. Comments are invited, due on October 10. Then a final notice will be published, providing an application deadline. Contact HUD’s voucher management office, 202-708-0477.

USDA ANNOUNCES FARM LABOR HOUSING TECHNICAL ASSISTANCE FUNDS. USDA will fund three regional contractors to provide technical assistance to those seeking to develop Section 514/516 Farm Labor Housing. Deadline is November 5. See Federal Register, 9/6/12 or grants.gov. Contact Mirna Reyes-Bible, 202-720-1753.

CONTINUUM OF CARE REGISTRATION OPEN. CoCs (not project applicants) must register on e-snaps by October 1. HUD expects to issue the FY12 CoC NOFA in mid- to late October. See HUD’s Homelessness Resource Exchange. Submit questions through the HUD HRE Virtual Help Desk.

USDA ANNOUNCES LOAN-TO-COST RATIO FOR SECTION 538 CONTINUOUS GUARANTEE. To be eligible for a single continuous Section 538 rental housing guarantee for construction and permanent loans, the property’s loan-to-cost ratio must be under 50%. See Federal Register, 9/6/12. Contact Monica Cole, USDA.

FAQS CLARIFY SECTION 202 PREPAYMENT AND REFI. A new Frequently Asked Questions document from HUD supplements Notice 12-08, “Updated Requirements for Prepayment and Refinance of Section 202 Direct Loans.”

CFBP PROPOSES CHANGING LOAN ORIGINATOR COMPENSATION. Comment by October 16 on a Consumer Financial Protection Bureau proposal to implement Dodd-Frank Act provisions on compensation and restrictions on fees. See Federal Register, 9/7/12 or CFBP’s website. Contact CFBP’s Office of Regulations, 202-435-7700.

CFPB EXTENDS DEADLINES FOR COMMENTS ON HOEPA AND MORTGAGE DISCLOSURES. Comments are now due November 6 instead of September 7 on two specific parts of two broader requests for input: the impact of a more inclusive finance charge on Home Ownership and Equity Protection Act coverage, and the proposed definition of a finance charge in combined mortgage disclosures (see HAC News, 8/22/12). See CFBP’s website.

HUD REPORTS ON AFFORDABLE HOUSING IN ENERGY BOOM AREAS. In some rural places increased oil and gas drilling has led to significantly higher rents, and some companies are housing employees in camps or lodges, HUD research found. “New Oil and Gas Drilling Technologies Bring Significant Changes and Challenges to Housing Markets,” an article in U.S. Housing Market Conditions (2nd quarter 2012), includes photos and is available online or from HUD User, 800-245-2691.

DEADLINE LOOMS FOR RURAL HOUSING AWARD NOMINATIONS! Nominations are due September 28 for the Cochran/Collings Award for national rural housing service and the Skip Jason Community Service Award. Use the online nomination form or request a paper form from Lilla Sutton, HAC, 202-842-8600, lilla@ruralhome.org

USDA RD's Administrative Notices – Archive

August 23, 2012/in Documents & Notices

USDA Rural Development’s Administrative Notices (ANs) and Unnumbered Letters (ULs) provide very useful information for rural developers and advocates. However, USDA does not maintain an archive of notices after they are removed from the RD website. HAC maintains this archive as a reference.

AN 4859 (1942-A, 1942-C, 3570-B, 3575-A) Eligible Loan Purposes under the Community Facilities Programs, April 17, 2018
AN 4858 (1942-A, 1942-C, 3570-B, 3575-A) Business Incubators, March 8, 2018
AN 4857 (4280-B) Rural Energy for America Program Clarification on Leases, March 13, 2018
AN 4856 (4288-B) Advanced Biofuel Payment Program Calculation of Days of NonProduction, February 12, 2018
AN 4855 (4288-B) Clarification of Final Product, February 12, 2018
AN 4854 (4288-B) Advanced Biofuel Payment Program Eligibility of Biofuels Derived from Corn Kernel Starch, February 12, 2018
AN 4853 (4280-B and 4279-B) Loan Terms for Renewable Energy Systems, February 12, 2018
AN 4852 (4280-B) Retrofitting of a Renewable Energy System, February 12, 2018
AN 4851 (1924-A) Design/Build and Construction Management Proposals for 514/515 Housing Projects, January 24, 2018
AN 4850 (1924-A) Rural Development Compliance with Lead-Based Paint Rule, November 26, 2017
AN 4849 (1944-N) Processing and Servicing Issues within the Housing Preservation Grant Program, December 20, 2017
AN 4848 (4274-D) Intermediary Relending Program Loan Program Priorities, December 11, 2017
AN 4847 (4274-D) Poverty Line Guidelines for Business Programs, December 11, 2017
AN 4846 (1942-A) Design/Build and Construction Management Proposals for Community Facilities Projects, July 19, 2017
AN 4845 (1944-I) Self-Help Technical Assistance Grant Servicing, September 26, 2017
AN 4844 (1944-I) Section 523 Indirect Cost Negotiations, June 28, 2017
AN 4843 (4284-J) Value-Added Producer Grant Program Scoring Criterion 3: Matching Contributions and Multiple Producers, June 15, 2017
AN 4842 (1944-I) Self-Help Technical Assistance Grants High Risk Determination, June 1, 2017
AN 4841 (4284-J) Value Added Producer Grant Program Multiple Applications for the Same Project, June 5, 2017
AN 4840 (1944-I) Supervised and Bank Accounts and Custodial Accounts Used in Conjunction with Self-Help Technical Assistance Grants, April 27, 2017
AN 4839 (4280-B and 4279-B) New Markets Tax Credits and Rural Energy for America Program Guaranteed Loans, May 1, 2017
AN 4838 (1942-A and 3575-A) Direct and Guaranteed Loan Parity Lien Requirements, April 12, 2017
AN 4837 (3570-B) Community Facilities 15 Percent Grant Eligibility Provision, April 27, 2017
AN 4836 (1942-A and 3575-A) Guidance on Financing Short-Term Debt and Refinancing LongTerm Debt with Community Facilities Direct and Guaranteed Loans, April 12, 2017
AN 4835 (1942-A, 3570-B and 3575-A) Eligibility of Private Nonprofit Organizations, April 27, 2017
AN 4834 (1942-A, 3570-B, and 3575-A) Definition of “Rural” and “Rural Area” for Community Facilities Loans and Grants, April 12, 2017
AN 4833 (3570-B) Community Facilities Grant Program, Maximum Eligible Federal Grant Assistance, April 12, 2017
AN 4832 (1942-A, 1942-C, 3570-B and 3575-A) Definition of an Essential Community Facility, April 27, 2017
AN 4831 (1944-I) Section 523 Self-Help Rehabilitation Program Guidance Acquisition and Owner-Occupied Rehabilitation Projects, March 2, 2017
AN 4830 (4279-B) Business and Industry Guaranteed Loan Program Loan Terms for Cell Towers, May 9, 2017
AN 4829 (1942-A, 3570-B, and 3575-A) Financing Thrift Store Projects Using Community Facilities Funds, April 12, 2017
AN 4828 (1944-I) Self-Help Technical Assistance Grant Application Processing, March 27, 2017
AN 4827 (1944-I) Self-Help Technical Assistance Grant Extensions and Final Evaluation, March 29, 2017
AN 4826 (1942-A, 3570-B, 3575-A)
Use of Community Facilities Funds for Buildings with Leased Space, March 9, 2017
AN 4825 (1942-A, 1942-C, 3570-B, 3575-A) Service Area for Certain Community Facilities Projects, March 9, 2017
AN 4824 (1942-A, 3570-B, 3575-A) Eligibility of YMCA, YWCA, Boys and Girls Scouts for Community Facilities Loans and Grants, March 9, 2017
AN 4823 (1942-A, 1942-C, 3570-B, 3575-A) Business Incubators, March 9, 2017
AN 4822 (1901-E) Evaluating Compliance Reviews under Value Added Producer Grant (VAPG), March 7, 2017
AN 4821 (1942-A and 3570-B) OMB Circular A-133
Audit Reporting Requirements Community Facilities Direct and Guaranteed Loan Borrowers and Grant Recipients, January 12, 2017
AN 4820 (1942-A, 3570-B, 3575-A) Financing Veterans of Foreign Wars Projects Using Community Facilities Funds, February 28, 2017
AN 4819 (1942-A, 3570-B, 3575-A) Guidance for Determining Eligibility of Faith-Based and Neighborhood Partnerships Project Eligibility and Requirements, February 28, 2017
AN 4818 (1942-A, 3570-B, 3575-A) Evidence of Significant Community Support for Essential Community Facilities Projects, February 27, 2017
AN 4817 (1942-A, 3575-A, 3570-B) Funding for Renewable Energy Sources for Essential Community Facilities, March 1, 2017
AN 4808 (4288-B) Retrofitting of a Renewable Energy System, July 18, 2016
AN 4807 (4280-B) Rural Energy for America Program (REAP) REAP rule compliance with 7 C.F.R. Part 4279, Subparts A, and B; and 7 C.F.R. Part 4287, Subpart B, July 8, 2016
AN 4806 (1944-I) Self-Help Technical Assistance Grants- High Risk Determination, June 22, 2016
AN 4805 (1944-I) Self-Help Technical Assistance Grants Servicing, June 1, 2016
AN 4804 (1942-A,1942-C, 3570-B, 3575-A) Definition of an Essential Community Facility
AN 4801 (1942-A and 3570-B) Eliminating Incarcerated Prison Populations When Determining Community Facilities (CF) Programs Eligibility or Level of Program Assistance, May 17, 2016
AN 4800 (1924-A) Rural Development Compliance with Lead-Based Paint Rule, March 14, 2016
AN 4797(1944-I)
Self-Help Technical Assistance Grant Extensions and Final Evaluation, December 30, 2015
AN 4796 (1910-C) Procedure for Ordering Comprehensive and Individual Consumer Credit Reports for Fiscal Year 2016 in Single Family Housing and Multi-Family Housing, December 15, 2015
AN 4795 (1924-A) Design/Build and Construction Management Proposals for 514/515 Housing Projects, November 2, 2015
AN 4794 (1942-A), Design/Build and Construction Management Proposals for Community Facilities Projects, September 28, 2015
AN 4793 (1924-A), Response to SFH 504 findings from the 2015 MCR, September 10, 2015
AN 4792 (1924-A), Response to findings from the 2015 Section 538 Guaranteed Rural Rental Housing Program (GRRHP) Management Control Review (MCR), September 28, 2015
AN 4791 (4274-D), Intermediary Relending Program, Loan Program Priorities, September 10, 2015
AN 4789 (1944-I), Fiscal Year 2014 Management Control Review, Section 523 Mutual Self-Help Technical Assistance Grant Program, August 13, 2015
AN 4788 (1924-A), The affect of the Energy Independence and Security Act of 2007 on RHS Projects, July 2, 2015
AN 4787 (1944-N), Processing Section 533 Housing Preservation Grant Program Requests for Fiscal Year 2015, July 1, 2015
AN 4783 (1910-C), Procedure for Ordering Comprehensive and Individual Consumer Credit Reports for Single Family Housing and Multi-Family Housing, February 2, 2015
AN 4782 (1901-E), Conducting Compliance Reviews under Rural Energy for America Program (REAP), January 12, 2015
AN 4781 (1942-A, 3570-B, 3575-A), Definition of “Rural” and “Rural Area” for Community Facilities Loans and Grants, November 19, 2014
AN 4780 (1924-A), Rural Development Compliance with Lead-Based Paint Rule, November 12, 2014
AN 4779(1924-A), Architectural Barriers Act Accessibility Standards Adoption, November 17, 2014
AN 4778 (1944-N) Implementation of 42 U.S.C. 14043e-11 of the Violence Against Women Reauthorization Act in Rural Development’s Multi-Family Housing Programs, January 5, 2015
AN 4766 (1942-A, 3570-B and 3575-A) Affirmative Fair Housing Marketing Plans for, Community Facilities Projects, April 10, 2014
AN 4747 (1944-N) Implementation of 42 U.S.C. 14043e-11 of the Violence Against Women, Reauthorization Act in Rural Development’s Multi-Family, Housing Programs, February 10, 2014
AN 4743 (4274-D and 1951-R) Intermediary Relending Program, Funding Deobligation and Reamortization, October 30, 2013
AN 4741 (4274-D, 4280-D, 4280-A, 1942-G and 1951-R, 1951-E) Revolving Loan Fund Programs, Ultimate Recipient Conflict of Interest, November 4, 2013
AN 4740 (1980-D) Single Family Housing Guaranteed Loan Program, Increasing/Decreasing Loan Amount, Current and Prior Fiscal Years by Type of Assistance, November 20, 2013 < /span>
AN 4739 (1942-G and 4284-G) Institutions of Higher Education Eligibility, Rural Business Enterprise Grant and Rural Business Opportunity Grant Programs, October 27, 2013
AN 4738 (1980-D) Single Family Housing Guaranteed Loan Program, Refinancing Single Family Housing Loans, Section 502 Direct and Guaranteed, October 24, 2013
AN 4737 (1940-G) Role of the State Environmental Coordinator (SEC), September 19, 2013
AN 4736 (1940-I) Estimate of Settlement Costs and Real Estate Settlement Procedures for Direct Single Family Housing Programs, September 26, 2013
AN 4735 (4274-D) Intermediary Relending Program Citizenship Requirement, September 17, 2013
AN 4734 (1942-G) Rural Business Enterprise Grant Program Clarification of Private Business, August 30, 2013
AN 4733 (4288-B) Advanced Biofuel Payment Program Calculation of Days of Non-Production, August 15, 2013
AN 4732 (4288-B) Advanced Biofuel Payment Program Eligibility of Biofuels Derived from Corn Kernel Starch, August 15, 2013
AN 4731 (1980-D) Single Family Housing Guaranteed Loan Program Lender Eligibility Review, August 20, 2013
AN 4730 (1942-G) Rural Business Enterprise Grant Program Clarification of Eligibility with Respect to Credit Union, August 15, 2013
AN 4729 (1980-D) Single Family Housing Guaranteed Loan Program Debt Ratio Waivers and Compensating Factors, August 20, 2013
AN 4728 (4280-A) Rural Economic Development Loan and Grant Program Rural Economic Development Energy Efficiency Program Recovery Through Retrofit, August 15, 2013
AN 4727 (4280-A) Rural Economic Development Loans Clarification of Administrative Policies and Procedures), August 15, 2013
AN 4726 (1902-A, 2942-G, 1951-R, 4274-D, 4280-A, 4280-D) Collateralization of Revolving Fund Bank Accounts, August 13, 2013
AN 4725 (4274-D) Poverty Line Guidelines for Business Programs, July 31, 2013
AN 4724 (1944-N) Processing Section 533 Housing Preservation Grant Program Requests for Fiscal Year 2013, June 24, 2013
AN 4723 (1980-D) Eligibility of Non-U.S. Citizens for Single Family Housing Guaranteed Loan Program Assistance and the Systematic Alient Verification for Entitlements Program, July 24, 3013
AN 4722 (4274-D) Intermediary Relending Program Loan Program Priorities, June 13, 2013
AN 4721 (1924-A) Rural Development Compliancer with Lead-Based Pain Rule, July 16, 2013
AN 4720 (1980-D) Single Family Housing Guaranteed Loan Program Rural Refinance Pilot, July 16, 2013
AN 4719 (1940-G) Environmental Compliance when Construction has been Initiated, May 2, 2013
AN 4718 (1940-G) Safety in and Around Illegal Methamphetamine Laboratories and Associated Environmental Cleanup, May 2, 2013
AN 4717 (2033-A) Separate Files for Prepayment Requests, May 21, 2013
AN 4716 (4279-B) Single Family Housing Guaranteed Loan Program Standardized Income, Origination and Closing Templates Lender and Agency Documentation, April 14, 2013
AN 4715 (4288-B) Advanced Biofuel Payment Program Calculation of Final Product, March 13, 2013
AN 4714 (1980-D) Single Family Housing Guaranteed Loan Program Standardized Income, Origination and Closing Templates Lender and Agency Documentation, March 20, 2013
AN 4713 (1944-N) Clarification of Servicing Issues within the Housing Preservation Grant Program, March 5, 2013
AN 4712 (1924-A, 1942-A, 1942-C, 1942-G, & 1780) Application of Buy American Requirements to Projects Funded with American Recovery and Reinvestment Act Funds, March 13, 2013
AN 4711 (1940-L) RUS Staff INS 1780-2 & 1980-5) Implementation of 2010 Census Data for Rural Development Programs, March 27, 2013
AN 4710 (1980-D), Single Family Housing Guaranteed Loan Program Debt Ratio Waivers and Compensating Factors, February 28, 3013
AN 4709 (1942-A) Business Incubators, February 15, 2013
AN 4708 (1942-A & 3575-A) Financing Assisted Living/Nursing Home Facilities Using Community Facilities Funds, February 15, 2013
AN 4707 (1980-D) Single Family Housing Guaranteed Loan Program Expansion of Rural Refinance Pilot, January 24, 2013
AN 4706 (1942-A, 3570-B & 3575-A) Financing Thrift Store Projects Using Community Facilities Funds, January 18, 2013
AN 4705 (4280-B & 4297-B) Business and Industry Guaranteed and Direct Loan, Biorefinery Assistance Program, and Rural Energy for America Program Form RD 1980-44, Guaranteed Loan Borrower Default Status, January 17, 2013
AN 4704 (1942-A) Design/Build and Construction Management Proposals, October 15, 2012
AN 4703 (1942-G) Rural Business Enterprise Grant Program Clarification of Items in RD Instruction 1942-G, December 13, 2012
AN 4702 (1980-D)Single Family Housing Guaranteed Loan Program RD Instruction 1980-D, Section 1980.324 Lender Charges and Fees, January 7, 2013
AN 4701 (1980-D) Single Family Housing Guaranteed Loan Program In-Ground Swimming Pools, December 28, 2012
AN 4700 (1940-G) NEPA Compliance for Flexible Fuel Pump Proposals, December 14, 2012
AN 4699 (1980-D) Single Family Housing Guaranteed Loan Program Underwriting and Loan Closing Document Matrix, December 14, 2012
AN 4698 (1942-A, 3570-B & 3570-A) Definition of an Essential Community Facility, October 18, 2012
AN 4697 (4288-B) Advanced Biofuel Payment Program Calculation of Days of Non-Production, November 28, 2012
AN 4696 (1951-E) Rural Business Enterprise Grant Program Servicing Clarifications, December 6, 2012
AN 4695 (4280-B & 4287-B) Business and Industry Guaranteed Loan, Biorefinery Assistance, Section 9007 Rural Energy for America Programs, and Section 9006 Renewable Energy Systems and Energy Efficiency Improvement Guaranteed Loan Programs Transfer and Assumption, November 30, 2012
AN 4694 (4274-D & 1951-R) Intermediary Relending Program Processing and Servicing Clarifications, December 3, 2012
AN 4693 (4284-F) Rural Cooperative Development Grant Program Servicing Requirements, October 6, 2012
AN 4692 (1910-C) Procedure for Ordering Comprehensive and Individual Consumer Credit Reports for Single Family and Multi-Family Housing, November 8, 2012
AN 4691 (1924-A) Acceptance of Termite Forms, November 14, 2012
AN 4690 (4274-D, 4280-D, 4280-A, 1942-G, 1951-R and 1951-E) Revolving Loan Fund Programs Ultimate Recipient Conflict of Interest, September 16, 2012
AN 4689 (1924-A) Design/Build and Construction Management Proposals for 514/515 Housing Projects, October 4, 2012
AN 4688 (1980-D) Single Family Housing Guaranteed Loan Program Outbuildings and Property Eligibility, October 18, 2012
AN 4687 (1980-D) Single Family Housing Guaranteed Loan Program Definition of Conventional Credit, October 2, 2012
AN 4686 (1942-A & 3575-A) Business and Industry Guaranteed Loan Program Clarification of a New vs. Existing Business
AN 4685 (1951-R & 4274-D) Intermediary Relending Program Funding Deobligation and Reamortization, August 1, 2012
AN 4684 (1942-A, 3570-B & 3575-A) Guidance for Determining Eligibility of Faith-Based and Neighborhood Partnerships Project Eligibility and Requirements, October 4, 2012
AN 4683 (1942-G & 4284-G) Specialty Programs Division and Cooperative Programs Institutions of Higher Education Eligibility Rural Business Enterprise Grant and Rural Business Opportunity Grant Programs, October 13, 2012
AN 4682 (1942-A & 3575-A) Prohibition on Financing Short-Term Debt on Community Facilities Direct and Guaranteed Loans, August 16, 2012
AN 4681 (1942-A, 3570-B & 3575-A) Affirmative Fair Housing Marketing Plans for Community Facilities Projects, September 28, 2012
AN 4680 (1942-A, 3575-A & 3575-B) OMB Circular A-133 Audit Reporting Requirements Community Facilities Direct and Guaranteed Loan Borrowers and Grant Recipients, September 28, 2012
AN 4679 (1940-L and RUS Staff Instruction 1780-2 and 1780-5) Implementation of 2010 Census Data for Rural Development Programs, September 27, 2012
AN 4678 (1980-E, 4280-B, and 4287-B) Business and Industry Guaranteed and Direct Loans, Section 9003 Bio-refinery Assistance Loan, Section 9006 Renewable Energy Systems and Energy Efficiency Improvement Guaranteed Loan Program and Section 9007 Rural Energy for America Program Submitting Servicing Action Requests to Rural Development (National Office), September 13, 2012
AN 4677 (1980-D) Single Family Housing Guaranteed Loan Program Implementation of New Fee Structure Effective October 1, 2012, August 7, 2012
AN 4676 (1940-I) Changes to Estimate of Settlement Costs and Real Estate Settlement Procedures for Direct Single Family Housing Programs, September 10, 2012
AN 4675 (1942-A & 3575-A) Evidence of Significant Community Support for Essential Community Facilities Projects, September 10, 2012
AN 4674 (1942-A & 3575-A) Direct and Guaranteed Loan Parity Lien Requirements, September 10, 2012
AN 4673 (4279-A, 4279-B, 4279-C, 4280-
B, and 4287-B) Business and Industry Guaranteed Loan, Biorefinery Assistance, and Rural Energy for America Programs Transaction Screen Questionnaire and Phase I Environmental Site Assessments
AN 4672 (4280-B and 4287-B) Business and Industry Guaranteed Loan, Biorefinery Assistance, and Rural Energy for America Programs Lender Repurchase from the Secondary Market, August 23, 2012
AN 4671 (4280-B and 4287-B) Business and Industry Guaranteed and Direct Loan, Biorefinery Assistance Program, and Rural Energy for America Program Form RD 1980-41, Guaranteed Loan Status Report, August 30, 2012
AN 4670 (4284-J) Value-Added Producer Grant Program Clarification of Tribal Entity Eligibility, August 16, 2012
AN 4669 (4279-B) Business and Industry Guaranteed Loan Program Loan Processing Issues, June 30, 2012
AN 4668 (1951-C, 4279-B, 4280-B & 4287-B) Business and Industry Guaranteed Loan, Biorefinery Assistance, and Rural Energy for America Program Debt Collection Improvement Act, June 30, 2012
AN 4667 (4288-B) Advanced Biofuel Payment Program Eligibility of Biofuels Derived from Corn Kernel Starch, May 14, 2012
AN 4666 (4279-B, 4280-B & 4287-B) Business and Industry Guaranteed and Section 9007 Rural Energy for America Programs Annual Renewal Fee, June 29, 2012
AN 4665 (4274-D) Poverty Line Guidelines for Business Programs, June 18, 2012
AN 4664 (1942-A, 3570-B & 3575-A) Eligibility of YMCA, YWCA, Boys and Girls Scouts for Community Facilities Loans and Grants, June 21, 2012
AN 4663 (1942-A & 3570-B) Poverty Line Guidelines for Community Facilities, June 19, 2012
AN 4662 (1942-A, 3570-B & 3575-A) Definition of Rural and Rural Area” for Community Facilities Loans and Grants, June 21, 2012
AN 4661 (1942-A, 3570-B & 3575-A) Financing Veterans of Foreign Wars Projects Using Community Facilities Funds, June 21, 2012
AN 4660 (1942-A, 1942-C, 3570-B & 3575-A) Service Area for Certain Community Facilities Projects, June 19, 2012
AN 4659 (3570-B) Community Facilities 15 percent Grant Eligibility Provision, June 21, 2012
AN 4658 (1942-A) Unacceptable Bidders, May 31, 2012
AN 4657 (1980-E, 4280-B, 4287-B) Business and Industry Guaranteed and Direct Loan, Biorefinery Assistance Program, and Rural Energy for America Program Adequate Consideration, June 4, 2012
AN 4656 (4280-A) Rural Economic Development Loan and Grant Program Rural Economic Development Energy Efficiency Program Recovery Through Retrofit, May 7, 2012
AN 4655 (1980-D) Single Family Housing Guaranteed Loan Program Guaranteed Underwriting System, June 11, 2012
AN 4654 (1944-N) Processing Section 533 Housing Preservation Grant Program Requests for Fiscal Year 2012, June 19, 2012
AN 4653 (1942-A, 3570-B, 3575-A) Use of Community Facilities Funds for Buildings with Leased Space, May 29, 2012
AN 4652 (3570-B) Community Facilities Grant Program Maximum Eligible Federal Grant Assistance, May 29, 2012
AN 4651 (1942-A, 3575-A, 3570-B) Eligibility of Private Nonprofit Organization, May 29, 2012
AN 4650 (1942-A, 3575-A, 3570-B) Funding for Renewable Energy Sources for Essential Community Facilities, May 29, 2012
AN 4649 (1910-C) Procedure for Ordering Dun and Bradstreet Comprehensive Credit Reports for Single Family Housing and Multi Family Housing and Ordering Individual Consumer Credit Reports from CBSInnovis, May 30, 2012
AN 4648 (4280-D) Rural Microentrepreneur Assistance Program Guidance on Reactivation of Activities, May 30, 2012
AN 4647 (4274-D) Intermediary Relending Program Loan Program Priorities, May 14, 2012
AN 4646 (1980-D) Single Family Housing Guaranteed Loan Program -Liquidation Value Appraisals – Definition of Value Type and Procedure, April 18, 2012
AN 4645 (1924-A & 1940-G) Response to the 2011 MFH 514/515/516 Management Control Review (MCR) Weakness, April 18, 2012
AN 4644 (1940-C) Application of Davis-Bacon Wage Rate Requirements to Projects Funded with American Recovery and Reinvestment Act Funds May 17, 2012
AN 4643 (4280-B) Rural Energy for America Program Scoring Clarification, April 18, 2012
AN 4642 (1942-G) Rural Business Enterprise Grant Program Clarification of Eligibility with Respect to Credit Unions<, April 9, 2012
AN 4641 (1942-G) Rural Business Enterprise Grant Program Clarification of Private Business, April 9, 2012
AN 4640 (4280-A) Rural Economic Development Loans Clarification of Administrative Policies and Procedures, March 30, 2012
AN 4639 (4274-D) Intermediary Relending Program Intermediary Eligibility, March 21, 2012
AN 4638 (2033-A) Separate File for Prepayment/Transfers, April 2, 2012
AN 4637 (1980-D) Single Family Housing Guaranteed Loan Program Increasing/Decreasing Loan Amount Current and Prior Fiscal Years by Type of Assistance Code, March 20, 2012
AN 4636 (1980-D) Single Family Housing Guaranteed Loan Program Checklist for Guaranteed Loans – For Use by Agency, March 20, 2012
AN 4635 (1980-D) Single Family Housing Guaranteed Loan Program Refinancing Single Family Housing Loans Section 502 Direct and Guaranteed, April 2, 2012
AN 4634 (1980-D) Single Family Housing Guaranteed Loan Program Rural Refinance Pilot, April 2, 2012
AN 4633 (4279-B) Business and Industry Guaranteed Loan Program Business Plans, Feasibility Studies, and Project Feasibility, March 9, 2012
AN 4632 (1940-G) NEPA Compliance for Rural Development Single Family Housing Loan Programs, March 22, 2012
AN 4631 (4279-B) Business and Industry Guaranteed Loan Program Debt Refinancing, February 29, 2012
AN 4630 (1942-A & 1940-G) Response to CF MCR findings from the 2011 MCR, March 1, 2012
AN 4629 (1940-G) Safety In and Around Illegal Methamphetamine Laboratories and Associated Environmental Cleanup, November 29, 2011
AN 4628 (4279-A, 4279-B, 4280-B, and 4287-B) Business and Industry Guaranteed and Direct Loan, Section 9007 Rural Energy for America and Biorefinery Assistance Programs Collateral Reconciliation, February 23, 2012
AN 4627 (4279-A and 4279-B) Business and Industry Guaranteed Loan Program Due Diligence, February 27, 2012
AN 4626 (4279-A) Business and Industry Guaranteed Loan Program Sale or Reassignment of Business and Industry Guaranteed Loans, February 24, 2012
AN 4625 (4279-A, 4279-B, 4279-C, and 4280-B) Business and Industry Guaranteed Loan, Rural Energy for America and Biorefinery Assistance Programs, and New Market Tax Credit Program, February 23, 2012
AN 4624 (1972, 1951-E) Transfer Fees for Ineligible Applicants, February 27, 2012
AN 4623 (1910-C) Procedure for Ordering Dun and Bradstreet Commercial Credit Reports for Single Family Housing and Multi Family Housing, March 1, 2012
AN 4622 (1924-A, 1942-A, 1942-C, 1942-G,1780) Application of Buy American Requirements to Projects Funded with American Recovery and Reinvestment Act Funds, February 17, 2012
AN 4621 (1940-G) Environmental Due Diligence, February 9, 2012
AN 4620 (4279-B & 4280-B) Business and Industry, Biorefinery Assistance, and Rural Energy for America Guaranteed Loan Programs Collateral Discounting , January 3, 2012
AN 4619 (4279-B, 4280-B & 4287-B) Business and Industry Guaranteed and Direct Loan and Section 9007 Rural Energy for America Programs Program Information, January 20, 2012
AN 4618 (1940-G) Role of the State Environmental Coordinator, January 9, 2012
AN 4617 (1940-G) Environmental Compliance When Construction Has Been Initiated, January 5, 2012
AN 4616 (4280-B & 4287-B) Business and Industry Guaranteed Loan, Biorefinery Assistance, and Rural Energy for America Programs Full Faith and Credit, January 13, 2012
AN 4615 (1980-D) Single Family Housing Guaranteed Loan Program Rural Refinance Pilot, February 1, 2012
AN 4614 (4287-B) Business and Industry Guaranteed Loan Program Liquidation of Guaranteed Loans/Sale of the Promissory Note without Recourse on Business and Industry Loans, January 26, 2012
AN 4613 (1942-G, 4279-B & 4284-G) Business Program Farm Bill Rural Area Definition Rural in Character Provision, December 28, 2011
AN 4612 (1942-G, 4279-B & 4284-G) Business and Industry Guaranteed Loan Program Farm Bill Rural Area Definition, December 28, 2011
AN 4611 (1942-G, 4279-B & 4284-G) Business and Industry Guaranteed Loan Program Farm Bill Rural Area Definition, December 28, 2011
AN 4610 (1951-E) Rural Business Enterprise Grant Program Servicing Clarifications, December 16, 2011
AN 4609 (426.2) Clarification of AMERIND Risk Management Corporation as an Eligible Insurer for Single Family Housing Programs , November 25, 2011
AN 4608 (1980-D) In-Ground Swimming Pools Single Family Housing Guaranteed Loan Program, November 14, 2011
AN 4607 (1980-D) Single Family Housing Guaranteed Loan Program Loss Mitigation Comprehensive Policy Clarification , August 8, 2011
AN 4606 (4279-A & 4287-B) Business and Industry Guaranteed Loan Program Financing with Bonds, October 21, 2011
AN 4605 (4280-B & 4287-B) Business and Industry Guaranteed Loan, Biorefinery Assistance, and Rural Energy for America Programs Transfer and Assumption, October 25, 2011
AN 4604 (1942-G & 4284-G) Specialty Programs Division and Cooperative Programs Institutions of Higher Education Eligibility Rural Business Enterprise Grant and Rural Business Opportunity Grant Programs, October 21, 2011
AN 4603 (1924-A) The affect of the Energy Independence and Security Act of 2007 on RHS Projects, October 28, 2011
AN 4602 (1924-A) Rural Development Compliance with Lead-Based Paint Rule, October 28, 2011
AN 4601 (1980-D) Single Family Housing Guaranteed and Direct Loan Programs Adoption of the new Uniform Appraisal Dataset, October 17, 2011
AN 4600 (1924-A) Acceptance of Termite Fees, October 12, 2011
AN 4599 (1924-A) Rescinded by Program Area on October 26, 2011
AN 4598 (1942-G) Rural Business Enterprise Grant Program Clarification of Items in RD Instruction 1942-G, September 1, 2011
AN 4597 (1942-A, 3575-A & 3570-B) OMB Circular A-133 Audit Reporting Requirements Community Facilities Direct and Guaranteed Loan Borrowers and Grant Recipients, August 18, 2011
AN 4596 (1942-A & 3575-A) Direct and Guaranteed Loan Parity Lien Requirements, June 30, 2011
AN 4595 (1942-A, 3570-B & 3575-A) Compliance with the Central Contractor Registration (CCR) Federal Funding Accountability and Transparency Act of
2006, June 22, 2011
AN 4594 (1980-D) Single Family Housing Guaranteed Loan Program Definition of Conventional Credit, July 26, 2011
AN 4593 (4280-B & 4287-B) Business and Industry Guaranteed and Direct Loan and Section 9007 Rural Energy for America Programs (formerly Section 9006 Renewable Energy Systems and Energy Efficiency Improvement Guaranteed Loan Program) Form RD 1980-44, “Guaranteed Loan Borrower Default Status, August 5, 2011
AN 4592 (4280-B & 4287-B) Business and Industry Guaranteed and Direct Loan and Section 9007 Rural Energy for America Programs (formerly Section 9006 Renewable Energy Systems and Energy Efficiency Improvement Guaranteed Loan Program) Form RD 1980-41, “Guaranteed Loan Status Report, August 5, 2011
AN 4591 (4279-B) Business and Industry Guaranteed Loan Program Priority Point Scoring Issues, July 15, 2011
AN 4590 (1980-D) Single Family Housing Guaranteed Loan Program Outbuildings, July 22, 2011
AN 4589 (1944-N) Processing Section 533 Housing Preservation Grant Program Requests for Fiscal Year 2011, July 21, 2011
AN 4588 (1942-A, 3570-B & 3575-A) Definition of an Essential Community Facility, May 23, 2011
AN 4587 (1942-A, 3570-B & 3575-A) Financing Thrift Stores Projects Using Community Facilities Funds, May 23, 2011
AN 4586 (1942-A, 3570-B & 3575-A) Affirmative Fair Housing Marketing Plans for Community Facilities Projects, May 23, 2011
AN 4585 (1980-D) Single Family Housing Guaranteed Loan Program RD Instruction 1980-D, Section 1980.324 Lender Charges and Fees, July 11, 2011
AN 4584 (4274-D & 1951-R) Intermediary Relending Program Funding Deobligation and Reamortization, June 13, 2011
AN 4583 (1944-N) Clarification of Issues within the Housing Preservation Grant Program, June 16, 2011
AN 4582 (4279-B) Business and Industry Guaranteed Loan Program Loan Processing Issues, June 13, 2011
AN 4581 (1940-G) NEPA Compliance for Flexible Fuel Pump Proposals, June 17, 2011
AN 4580 (1944-I) Appraisals of Properties Developed Under the Mutual Self-Help Housing Program, June 16, 2011
AN 4575 (1980-D) Single Family Housing Guaranteed Loan Program Origination and Closing – Lender’s Documentation, May 23, 2011
AN 4574 (1944-I) Technical Assistance Grant Calculations and Grant Extensions Requests, May 12, 2011
AN 4571 (1924-A) Response to SFH 504 findings from the 2010 MCR, May 9, 2011
AN 4569 (1980-D) Single Family Housing Guaranteed Loan Program Increasing/Decreasing Loan Amount Current and Prior Fiscal Years by Type of Assistance Code, March 15, 2011
AN 4568 (1940-I) Changes to Estimate of Settlement Cost and Real Estate Settlement Procedures for Direct Single Family Housing Programs, April 28, 2011
AN 4565 (1924-A) Design-Build and Construction Management Proposals for 514/515 Housing Projects, April 12, 2011
AN 4562 (426.2/1806-B) Rural Development Use of Federal Emergency Management Agency Form 81-93, “Standard Flood Hazard Determination” and Form 81-31, “Elevation Certificate,” March 22, 2011
AN 4560 (1980-D) Single Family Housing Guaranteed Loan Program Acceptable Liquidation Fees and Costs, March 29, 2011
AN 4559 (1980-D) Single Family Housing Guaranteed Loan Program Foreclosure Sale Bids, March 29, 2011
AN 4558 (1980-D) Single Family Guaranteed Rural Housing Loan Program Acceptable Foreclosure Time Frames, March 29, 2011
AN 4557 (1980-D) Single Family Housing Guaranteed Loan Program Guaranteed Underwriting System, March 2, 2011
AN 4556 (1980-D) Eligibility of Non-U.S. Citizens for Single Family Housing Guaranteed Loan Program Assistance and the Systematic Alien Verification for Entitlements Program, March 2, 2011
AN 4554 (1910-C) Procedure for Ordering Dun and Bradstreet Commercial Credit Reports for Single Family Housing and Multi-Family Housing, March 3, 2011
AN 4553 (1944-I) Self-Help Technical Assistance Grants Administration, March 3, 2011
AN 4552 (1944-I) Technical Assistance Grant Calculations and Grant Extension Requests, March 3, 2011
AN 4551 (1980-D) Single Family Housing Guaranteed Loan Program Implementation of Annual Fee and Decreased Upfront Fee Effective October 1, 2011, February 2, 2011
AN 4550 (1980-D) Single Family Housing Guaranteed Loan Program Checklist for Guaranteed Loans – For Use by Agency, January 19, 2011
AN 4549 (1980-D) Single Family Housing Guaranteed Loan Program Refinancing Single Family Housing Loans Section 502 Direct and Guaranteed, January 19, 2011
AN 4548 (1980-D) Single Family Housing Guaranteed Loan Program – Liquidation Value Appraisals, – Definition of Value Type and Procedure, February 3, 2011
AN 4547 (1924-A, 1942-A, 1942-C, 1942-G, 1780) Application of Buy American Requirements to Projects Funded with American Recovery and Reinvestment Act Funds, January 24, 2011
AN 4546 (1980-D) Single Family Housing Guaranteed Loan Program Lender Eligibility Review, January 3, 2011
AN 4543 (1980-D) Single Family Housing Guaranteed Loan Program Underwriting and Loan Closing Documentation Matrix, October 14, 2010
AN 4542 (1940-G) Environmental Compliance When Construction Has Been Initiated, August 16, 2010
AN 4541 (1940-G) Role of the State Environmental Coordinator, September 30, 2010

Taking Stock 2010

TAKING STOCK: RURAL PEOPLE, POVERTY AND HOUSING IN THE 21ST CENTURY

HAC News: November 7, 2012

HAC News: October 24, 2012

USDA Rural Development Obligations FY 12 – September

USDA Rural Development Obligations – Fiscal Year 2012

(Through September FY 2012)

HAC News: October 10, 2012

HAC News: September 26, 2012

Communities Possibly Impacted by USDA Eligibility Changes

September 2012: America’s Rural Heroes

HAC News: September 12, 2012

USDA RD's Administrative Notices – Archive

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50 Years for Rural America