Updated August 31, 2020 – Earlier this year, as Americans suffering from the economic impacts of the coronavirus pandemic began to have trouble making their mortgage payments, several federal agencies took steps to protect the homeowners who use their programs. Their moratoriums on foreclosure were due to expire on August 31 but have now been extended through December 31. The following list provides links to announcements from the relevant agencies.

• USDA Rural Development
  • Section 502 direct program and Section 504 loans (borrowers with questions should call USDA’s Customer Service Center at 800-414-1226)
  • Section 502 guarantee program (borrowers with questions should contact the bank that services their mortgage)
• Fannie Mae and Freddie Mac
• Federal Housing Administration
• ADDED HERE ON 8/31: HUD Section 184 and 184A mortgage guarantee programs

There was also a moratorium on eviction of tenants receiving federal assistance, which was imposed by the CARES Act in March. That expired on July 24 and has not been renewed. Some state and local eviction moratoriums remain in effect, though many have ended. Tenants renting single-family homes whose owners’ mortgages are supported by Fannie Mae or Freddie Mac are protected from eviction through December 31.