Rural Housing Archives

Solutions to rural poverty the focus of HAC Rural Housing Conference

December 17, 2018/in Year 2018

Contact: Dan Stern
(202) 842-8600
dan@ruralhome.org

Over 600 rural builders and advocates gather in Washington, DC

Washington, DC, December 17, 2018 – Over 600 stakeholders from 48 state who work in the field of rural community development came together recently for two-and-a-half days at the Housing Assistance Council‘s (HAC) 2018 National Rural Housing Conference. Attendees from local nonprofits, federal agencies, Congress, state and local governments, and other industry leaders met to learn, discuss, and network in support of affordable housing and building rural prosperity.

The Conference featured over 40 workshops where participants learned best practices for rural housing development, organizational management, and resource development, as well as innovative approaches to housing and community development. The event included a pre-Conference day packed with gatherings for coalitions, associations, and working groups.

Participants heard from Federal Reserve Board of Governors chairman Jerome Powell, who revealed the central bank’s growing focus on communities that have been left out of the overall economic expansion. Senator Catherine Cortez-Masto (D-NV) also addressed the conference and called for her colleagues to work alongside her and community developers from across the country who want to improve rural areas.

“We love hosting the Rural Housing Conference every two years,”” said HAC CEO David Lipsetz. “It brings over 600 local leaders and practitioners together to learn from each other and share our passion for building better rural communities. We hope everyone goes home with new ideas for their work, and that they are excited to work with HAC to make them a reality!”

For more information on the HAC Conference, download the HAC Trainings App, access photos from the event here, visit HAC’s YouTube channel where content from the Conference will be posted, and check back with www.ruralhome.org for any additional updates about HAC and the Rural Housing Conference.

About the Housing Assistance Council
The Housing Assistance Council helps build homes and communities across rural America. Founded in 1971 and headquartered in Washington, D.C., HAC is a national nonprofit and a certified community development financial institution dedicated to helping local rural organizations build affordable homes by providing below-market financing, technical assistance, training, research, and information services. To learn more, visit www.ruralhome.org.

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HAC research explores the possibilities for improved mortgage finance on reservations

May 22, 2018/in Year 2018

Contact: Christina Davila, christinad@ruralhome.org, 202-842-8600
Dan Stern, dan@ruralhome.org, 202-842-8600

Washington, D.C., May 22, 2018- HAC’s recently released rural research report, Exploring the Challenges and Opportunities for Mortgage Finance in Indian Country, confirms mortgage lending activity is limited on many reservations and explores possible solutions to addressing the issues. The current lending conditions on many reservation lands include low origination rates, high denial rates, and involve a high proportion of loans for manufactured homes.

The report provides a sweeping picture of the mortgage market on reservations, where:

Fewer than 1,000 mortgage loans are made annually
Nearly half of mortgage loan applications are denied annually
Almost one-fifth of homes are manufactured homes
Two of the 20 largest-volume lenders are Native-owned institutions

Considering the findings in this report, HAC recommends that efforts to address the challenges of mortgage lending on reservations include improvements in education of lenders and borrowers, expanding the capacity of tribes, small lenders, and federal regulators, better targeted financial policies, and increased access to data.

“HAC is proud to present this report said David Lipsetz, HAC’s Executive Director. “This report improves our understanding of mortgage lending on tribal reservations and for Native American people, and we look forward to expanding our efforts to better serve organizations providing housing on tribal lands. HAC would like to thank the Wells Fargo Housing Foundation for their support of this research.”

“This report is a great resource for anyone working in housing on reservations,’ said Marvin Ginn, Executive Director of Native Community Finance based in Laguna, New Mexico. “It illustrates the challenges we face as housers for Native American populations, and provides recommendations that can help ease those challenges. This sort of research can help us better target our efforts and improve our work on reservations.”

HAC will present a more detailed analysis of the findings, and how they impact real-world practitioners in a webinar training on Wednesday, May 23, 2018 at 2 PM Eastern.

About the Housing Assistance Council
The Housing Assistance Council helps build homes and communities across rural America. Founded in 1971 and headquartered in Washington, D.C., HAC is a national nonprofit dedicated to helping local rural organizations build affordable homes by providing below-market financing, technical assistance, training, research, and information services. To learn more, visit www.ruralhome.org.
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HUD Awards $1 Million to the Housing Assistance Council

May 18, 2018/in Year 2018

The Department of Housing and Urban Development (HUD) just announced a $1 million Rural Capacity Building award to the Housing Assistance Council. HAC will leverage its $1 million award with private investments to assist nearly 20 rural communities create, preserve, repair or rehabilitate a projected 750 units of housing and support 600 jobs.

FY18 Spending Agreement Increases Funds for Some Housing Programs

March 22, 2018/in Policy

Congressional negotiatiors agreed March 21, 2018 on an omnibus appropriations package for FY18, the fiscal year that began October 1, 2017. The bill is expected to pass both the House and Senate, and to be signed into law by President Trump, before midnight on March 23. The bill maintains or increases funding levels for both USDA and HUD housing programs. In fact, because the cap on FY18 spending levels was raised, funding levels for several programs were increased above the amounts in both the House and Senate FY18 bills. These include Section 502 direct homeownership loans, Section 515 direct rental loans, Section 542 vouchers, and others at USDA. At HUD, there are increases for HOME, CDBG, Section 202, Section 811, the Public Housing Capital Fund, tenant-based and project-based vouchers, and others.

The final bill does not include the Rural Economic Infrastructure Grants proposed in the Administration’s FY18 budget.

Congress has recently taken the first steps towards FY19 funding decisions, beginning to hold hearings on the Administration’s budget requests. HAC will continue to report on this process as it moves forward.

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USDA Rural Dev. Prog. (dollars in millions)	FY16 Approp.	FY17 Approp.	FY18 House Bill (H.R. 3268)	FY18 Senate Bill (S. 1603)	FY18 Final Approp.
502 Single Fam. Direct Self-Help setaside	$900 5	$1,000 5	$900 5	$1,000 5	$1,100 5
502 Single Family Guar.	24,000	24,000	24,000	24,000	24,000
504 VLI Repair Loans	26.3	26.3	24	26.3	28
504 VLI Repair Grants	28.7	28.7	a	28.7	30
515 Rental Hsg. Direct Lns.	28.4	35	28.4	35	40
514 Farm Labor Hsg. Lns.	23.9	23.9	15	23.8	23
516 Farm Labor Hsg. Grts.	8.3	8.3	6	8.3	8.4
521 Rental Assistance	1,390	1,405	1,345	1,345	1,345
523 Self-Help TA	27.5	30	25	30	30
533 Hsg. Prsrv. Grants	3.5	5	a	5	10
538 Rental Hsg. Guar.	150	230	230	230	230
Rental Prsrv. Demo. (MPR)	22	22	15	22	22
542 Rural Hsg. Vouchers	15	19.4	20	19.4	25
Rural Cmnty. Dev’t Init.	4	4	0	4	4

a. Section 504 grants and Section 533 grants would have been rolled into a new Rural Economic Infrastructure Grant program. This change is not included in the final bill.

HUD Program (dollars in millions)	FY16 Approp.	FY17 Approp.	FY18 House Bill (H.R. 3353)	FY18 Senate Bill (S. 1655)	FY18 Final Approp.
CDBG	$3,000	$3,000	$2,900	3,000	3,300
HOME	950	950	850	950	1,362
Self-Help Homeownshp. (SHOP)	10	10	10	10	10
Veterans Home Rehab	5.7	4	0	4	4
Tenant-Based RA VASH setaside Tribal VASH	19,628 60 0	20,292 40 7	20,487 577b 7	21,365 40 5	22,015 40 5
Project-Based Rental Asstnce.	10,622	10,816	11,082	11,507	11,515
Public Hsg. Capital Fund	1,900	1,942	1,850	1,945	2,750
Public Hsg. Operating Fund	4,500	4,400	4,400	4,500	4,550
Choice Neighbrhd. Initiative	125	137.5	20	50	150
Native Amer. Hsg. Block Grant	650	654	654	655	655
Homeless Assistance Grants	2,250	2,383	2,383	2,456	2,513
Hsg. Opps. for Persons w/ AIDS	335	356	356	330	375
202 Hsg. for Elderly	432.7	502.4	573	573	678
811 Hsg. for Disabled	150.6	146.2	147	147	230
Fair Housing	65.3	65.3	65.3	65.3	65
Healthy Homes & Lead Haz. Cntl.	110	145	130	160	230
Housing Counseling	47	55	50	47	55

FY19 Budget Proposes to Eliminate Most Rural Housing Programs

February 12, 2018/in Policy

Guarantees for bank loans would remain at current levels and basic rent aid for tenants would continue, but other rural housing assistance would be wiped out under the Trump Administration’s budget proposal for fiscal year 2019 released on February 12, 2018. Although tenants would continue receiving assistance, they would face a new requirement to pay at least $50 per month in rent unless they are deemed to experience economic hardship.

This budget is much the same as last year’s proposal for rural housing. Last year the Section 504 grant program – which offers small grants to elderly homeowners with very low incomes to repair health and safety hazards in their homes – would have been rolled into a new pool of money called the Rural Economic Infrastructure Grant program. This year’s budget does not include that infrastructure grant proposal, and would simply eliminate Section 504 grants. The House incorporated the infrastructure grant idea into its FY18 appropriations bill, but both the House and the Senate rejected most of the program eliminations proposed by the Administration last year.

The guarantee programs that would remain – Section 502 guarantees for homebuyers and Section 538 guarantees for builders of rental housing in rural places – cover their own costs through fees, so the government pays only the costs of administering them.

USDA’s Section 521 Rental Assistance and Section 542 voucher programs, which assist tenants in two different sets of circumstances, would be funded at levels similar to current amounts. The $20 million proposed for vouchers, however, is too low to help all eligible tenants who want vouchers. HAC believes at least $27 million will be needed for these renters whose landlords pay off their USDA mortgages, either early or at maturity.

In addition to the new $50 rent requirement, the budget proposes to allow USDA to recapture Rental Assistance funds from past years’ agreements if the department determines a property no longer needs RA, and to use those funds for other properties. It would also let USDA transfer unneeded RA or voucher funds to any other rural housing programs. [tdborder][/tdborder]

USDA Rural Dev. Prog. (dollars in millions)	FY16 Approp.	FY17 Approp.	FY18 House Bill (H.R. 3268)a	FY18 Senate Bill (S. 1603)a	FY19 Admin Budget Proposal
502 Single Fam. Direct Self-Help setaside	$900 5	$1,000 5	$900 5	$1,000 5	0 0
502 Single Family Guar.	24,000	24,000	24,000	24,000	24,000
504 VLI Repair Loans	26.3	26.3	24	26.3	0
504 VLI Repair Grants	28.7	28.7	c	28.7	0
515 Rental Hsg. Direct Lns.	28.4	35	28.4	35	0
514 Farm Labor Hsg. Lns.	23.9	23.9	15	23.8	0
516 Farm Labor Hsg. Grts.	8.3	8.3	6	8.3	0
521 Rental Assistance	1,390	1,405b	1,345	1,345	1,331.4b
523 Self-Help TA	27.5	30	25	30	0
533 Hsg. Prsrv. Grants	3.5	5	a	5	0
538 Rental Hsg. Guar.	150	230	230	230	250
Rental Prsrv. Demo. (MPR)	22	22	15	22	0
542 Rural Hsg. Vouchers	15	19.4	20	19.4	20
Rural Cmnty. Dev’t Init.	4	4	0	4	0

a. FY18 appropriation is not yet final.
b. Includes $40 million in advance funding for FY18, so total available in FY17 was $1.365 billion and total available in FY18 would be $1.385 billion. The FY19 budget assumes that this “forward funding” continues, so more than $1.331 billion would be available in FY19.
c. Section 504 loans and other non-housing loans would have been rolled into a new Rural Economic Infrastructure Grant program.

FHFA Publishes Fannie Mae’s and Freddie Mac’s Duty to Serve Underserved Market Plans

December 18, 2017/in Policy Duty to Serve

Updated: December 18, 2017

FHFA Publishes Fannie Mae’s and Freddie Mac’s Duty to Serve Underserved Market Plans

The Federal Housing Finance Agency (FHFA) has published Fannie Mae’s and Freddie Mac’s Underserved Markets Plans for 2018-2020 under the Duty to Serve program. The Plans become effective January 1, 2018.

Fannie Mae’s Underserved Markets Plan

Freddie Mac’s Underserved Markets Plan

HAC Comments on Duty to Serve Underserved Market Plans – July 10, 2017

The Housing Assistance Council (HAC) appreciates the opportunity to comment on Fannie Mae’s and Freddie Mac’s Duty to Serve Underserved Markets Plans for Rural Markets. As a strong advocate for the Duty to Serve provisions of the Housing and Economic Recovery Act of 2008, HAC appreciates the time, effort, and resources FHFA, Fannie Mae, and Freddie Mac have undertaken to develop these underserved market plans. The core of HAC’s work for over four decades has been rural and underserved communities. HAC understands the complexities and difficulties of working in these communities. HAC also understands the promise and possibility of Duty to Serve to affect real and measurable change in these long overlooked and largely forgotten communities and people. We appreciate that FHFA and the Enterprises have not forgotten them, and we look forward to assisting you and the Duty to Serve effort generally to achieve its mandate to improve liquidity and access to affordable housing in underserved markets.

Given its organizational focus on rural housing, HAC focused largely on the Rural Markets component of the plans. HAC presents comments on each Enterprise’s plan separately. After the Enterprise-specific comments, HAC presents general comments and suggestions to the Enterprises and FHFA on issues of rural multifamily housing and preservation.

Read HAC’s full comments.

Fannie Mae Rural Purchase Activity, 2013-2015

Freddie Mac Rural Purchase Activity, 2013-2015

The Federal Housing Finance Agency issued a final rule to implement the Duty to Serve provisions which require Fannie Mae and Freddie Mac to serve three specified underserved markets – manufactured housing, affordable housing preservation and rural housing – by improving the distribution and availability of mortgage financing in a safe and sound manner for residential properties that serve very low-, low- and moderate-income families.

Visit FHFA.gov/DTS for the press release, final rule, fact sheet, public listening session details, timeline and more.

HAC Will provide a summary of the Duty to Serve Rule soon.

Stakeholder Webinar

FHFA will provide a high-level overview of the final rule and answer stakeholder questions via webinar on Monday, Dec. 19 at 2 p.m. ET.

You may submit questions in advance by emailing DutyToServeStakeholders@FHFA.gov with “webinar question” in the subject line. Please submit your questions by COB Thursday, Dec. 15.

The Housing and Economic Recovery Act of 2008 mandates that Fannie Mae and Freddie Mac have a ‘Duty to Serve’ three traditionally underserved markets of:

Rural Housing
Manufactured Housing
Affordable Housing Preservation

The GSEs are tasked with increasing liquidity and investment capital in these markets.

The Federal Housing Finance Agency (FHFA) issued a Proposed Rule on Duty to Serve on December 15, 2015. Comments to the Rule were due on March 17, 2016.

Link to Proposed Rule sent to Federal Register

HAC Resources on Duty to Serve

HAC Comments on Proposed Duty to Serve Rule – March, 17 2016

HAC Comments on Proposed Duty to Serve Rule – July 22, 2010

HAC Comments on Duty to Serve Advanced Notice of Rule Making – September 18, 2009

HAC Webinar on Duty to Serve

The Housing Assistance Council (HAC) convened an interactive e-learning experience to assist housing providers and policymakers better understand the Duty to Serve Rule, and what it may mean for Rural America. The session was also intended to help inform comments to the Duty to Serve Rule.

Introduction | Power Point Presentation (22 MB) |Webinar Recording

Additional Resources on Duty to Serve

Interactive Map of Proposed Duty to Serve Rural Area

HAC’s Rural and Small Town Typology Database – Technical Documentation

Map of HAC’s Recommended Changes to FHFA Proposed Rural Area

Map of GSE Loan Activity in Rural Areas

Map of FHFA Proposed Rural High-Need Areas and Persistent Poverty Counties

List of Suburban Tracts in FHFA Proposed Duty to Serve ‘Rural Areas’

List of Rural and Small Town Tracts Omitted From FHFA Proposed Duty to Serve ‘Rural Areas’

HAC Weighs in on House Ag Appropriations Bill

July 7, 2017/in Policy

HAC Executive Director Applauds Improvements over Administration’s Budget proposal, but calls for bringing back the Rural Community Development Initiative Program

The Housing Assistance Council’s (HAC) Executive Director Moises Loza recently wrote to Robert Aderholt and Sandford Bishop, the Chairman and Ranking Member, respectively, of the House Agriculture Appropriations Subcommittee, weighing in on the Subcommittee’s fiscal year 2018 appropriations bill, which it marked up on June 17. Loza was one of many rural leaders bringing attention to the Administration’s budget proposal, which he said, “strikes particularly hard at rural and tribal communities.”

“The bill is a substantial improvement over the Administration’s budget request for rural development programs. And I appreciated members of the Subcommittee pledging to work toward an even better bill. A better bill starts with funding the Rural Community Development Initiative (RCDI),” Loza said. The competitive RCDI program allows experienced rural-focused organizations to bring capacity building to grassroots entities that take on affordable housing and economic development.

Loza’s letter noted that “without exception” HAC’s rural partners say that capacity building is “vital” to their work, and hard to access with limited philanthropic support in rural communities. Loza added that increased capacity of grassroots housing and community development organizations via RCDI makes federal investment go further.

Loza’s letter encouraged “sufficient” funding for the Section 521 Rental Assistance and Section 542 vouchers “while funding other rural housing and community development programs at no less than the fiscal year 2017 level.” Loza offered that the USDA Section 504 and Section 533 grants should remain stand-alone programs. The bill grouped both programs along with several others, into an infrastructure program. Loza noted that Section 504 and 533 grants “provide some of the poorest rural Americans with the opportunity to remain in their homes via the removal of health and safety hazards and other upgrades such as handicap accessibility.” Loza believes that grouping both programs with infrastructure needs will “divert” resources from the rural poor, who have “no other options.”

The text of Loza’s letter is here.

HAC’s Moises Loza: Administration’s Housing Budget “Strikes Particularly Hard at Rural and Tribal Communities”

May 23, 2017/in Policy

by Moises Loza, HAC’s Executive Director

I have worked in rural housing since 1973 and I have never seen a budget proposal that is indifferent to the needs of the most vulnerable rural people. Until now.

Vast proposed cuts to federal housing programs couple with a wholesale ripping of the social safety net for the most vulnerable. The budget strikes particularly at tribal and rural communities. Many of these communities, in decline for decades, are now awash in a national opioid crisis and are far-removed from Wall Street’s economic recovery. The budget falls hardest on those whom HAC’s partners serve: the elderly and/or disabled, often with incomes of $15,000 per year or less. Eliminating housing, food, and related assistance for vulnerable rural people destabilizes communities and upends families.

Today’s budget proposal sends a message to the nation: Rural America is not worthy of investment.

The United States Department of Agriculture’s (USDA) Rural Housing Service—a linchpin of rural affordable housing built on public-private partnerships—would become a shell of its former self under the budget proposal. Doing away with rural housing, water, sewer, and other rural development mainstays would derail decades of infrastructure investment, particularly in rural counties mired in persistent poverty. Though much work remains, investments in rural America have improved the quality of life for millions.

Today’s budget proposal sends a message to the nation: Rural America is not worthy of investment.

How do we respond to this? HAC and our partners will continue to do what we have always done: Innovate with already meager resources to bring safe, decent, and affordable housing to those who most need it. In carrying out such efforts, I encourage HAC’s partners to make sure that members of Congress and the Administration are aware of this indispensable work. We invite USDA Secretary Perdue and HUD Secretary Carson to meet with HAC and our rural partners to hear this message.
I am heartened that Republicans and Democrats alike are speaking up to defend rural investments that make us all stronger.

Time and time again, leaders across the political spectrum have stepped forward to champion investment in rural housing and communities upon seeing the impact of such work in their communities. We need champions for rural America now more than ever.

Trump Administration Proposes to Eliminate Most Rural Housing Programs

May 23, 2017/in Policy

Register for HAC’s webinar overview of Trump Administration’s BudgetThe Administration’s first full budget request, released on May 23, would eliminate all USDA rural housing programs except tenant aid, loan guarantees, and grants for home repairs. It would create a new Rural Economic Infrastructure Grant program, comprised of four existing programs – no new infrastructure efforts are provided, at least for areas covered by USDA Rural Development. It does not mention, and does not provide funding for, USDA’s recently proposed reorganization that would eliminate the Under Secretary for Rural Development.

Section 521 Rental Assistance (RA) would get $1.345 billion, and Section 542 vouchers would receive $20 million. All RA funds would be used to renew existing contracts. All rural housing direct loan programs would be defunded, as would farmworker housing grants, housing preservation grants, the MPR rental preservation program, and the Rural Community Development Initiative.

Section 502 guarantees for homeownership and Section 538 guarantees for rental housing production would remain at, or slightly above, FY17 levels. Because these programs cover their own costs through fees, the government pays only the costs of administering them.

The Rural Economic Infrastructure Grant program would receive $162 million to replace Section 504 grants (Section 504 loans would be eliminated), community facilities grants, telemedicine distance learning grants, and broadband grants. There are no guidelines for dividing the funds among those four purposes, so some of these programs could receive no funding at all. Also, almost half – “not more than $80,000,000” – of this pool of funding can be used in Appalachia, while no other regions are mentioned.

Congress will now take over the FY18 appropriations process. House Republican leaders are expected to release their own budget in June. [tdborder][/tdborder]

USDA Rural Dev. Prog. (dollars in millions)	FY16 Approp.	FY17 Approp.	FY18 Trump Budget Proposal
502 Single Fam. Direct Self-Help setaside	$900 5	$1,000 5	0 0
502 Single Family Guar.	24,000	24,000	24,000
504 VLI Repair Loans	26.3	26.3	0
504 VLI Repair Grants	28.7	28.7	a
515 Rental Hsg. Direct Lns.	28.4	35	0
514 Farm Labor Hsg. Lns.	23.9	23.9	0b
516 Farm Labor Hsg. Grts.	8.3	8.3	0
521 Rental Assistance	1,390	1,405c	1,345d
523 Self-Help TA	27.5	30	0e
533 Hsg. Prsrv. Grants	3.5	5	0
538 Rental Hsg. Guar.	150	230	250
Rental Prsrv. Demo. (MPR)	22	22	0
542 Rural Hsg. Vouchers	15	19.4	20f
Rural Cmnty. Dev’t Init.	4	4	0
a. Combined into a new Rural Economic Infrastructure Grants pool along with community facilities grants, telemedicine distance learning grants, and broadband grants. b. Also proposes to rescind $4 million in unobligated 514/516 funds. c. Includes $40 million in advance funding for FY18. d. Only for renewals of existing RA contracts. e. Also proposes to rescind $11 million in currently unobligated self-help funds. f. Also proposes to rescind $4 million in unobligated MPR funds.

Rural Voices: Action for a Rapidly Changing Rural America

May 3, 2017/in Rural Voices Capacity Building, Housing Problems

This issue of Rural Voices reports on some of the learning and brainstorming that occurred at the Housing Assistance Council’s 2016 Rural Housing Conference: Building Rural Communities. The magazine presents some of the conference highlights. Several articles are adapted from speeches given there. A set of maps taken from a conference presentation by Lance George, HAC’s Research Director, provides a dramatic view of some current “ruralities” – the ways rural America’s demographics and housing are changing. A series of five articles addresses action for a rapidly changing rural America on topics ranging from persistent poverty to creative placemaking. These pieces are based on white papers developed for the conference and in-depth participant discussions at the event. Their recommendations are timely and important as rural housing faces changes in policy and funding.

VIEW FROM WASHINGTON

Inequality Harms Us All
by Congressman Keith Ellison

Investing in rural America will not only improve the lives of people who live there, but will also help create a thriving country where everyone can succeed.

FEATURES

Ruralities: The Changing Face of Rural America

A set of maps demonstrate the ways rural America’s demographics and housing are changing.

Rural Community Development Can Address Inequality
by John Henneberger

A model demonstration Rural America Community Building program in each state would help overcome racial and economic inequality.

Action on Housing Programs and Infrastructure
by Hope F. Cupit and Julie Bornstein

Rural advocates can act on housing programs and infrastructure needs by improving messaging and advocacy efforts.

Action on Persistent Poverty and Rural Inequality
by R. Scott McReynolds and Ann Williams Cass

Rural advocates can act on persistent poverty and rural inequality by building the capacity of nonprofits and local government agencies in persistent poverty areas.

Action on the Opioid Epidemic and Rural Affordable Housing
by Alan Morgan

Rural advocates can act on the opioid epidemic and connected housing needs by making resources available, educating relevant parties, and working with partners to coordinate services.

Action on Creative Placemaking
by Bob Reeder and Lisa Neergaard

Rural advocates can use creative placemaking to help act on community needs.

Action to Nurture Rural Leaders
by Gisela Salgado and Janet Topolsky

Rural advocates can act on the need for future leadership by improving staff recruitment and retention, as well as educating and involving policymakers and community leaders.

Rural Voices would like to hear what you have to say about one, or all, of these issues. Please feel free to comment on this story by sending a tweet to #RuralVoicesMag, discuss on the Rural Affordable Housing Group on LinkedIn, or on our Facebook page.

Tag Archive for: Rural Housing

Solutions to rural poverty the focus of HAC Rural Housing Conference

Over 600 rural builders and advocates gather in Washington, DC

HAC research explores the possibilities for improved mortgage finance on reservations

HUD Awards $1 Million to the Housing Assistance Council

FY18 Spending Agreement Increases Funds for Some Housing Programs

FY19 Budget Proposes to Eliminate Most Rural Housing Programs

FHFA Publishes Fannie Mae’s and Freddie Mac’s Duty to Serve Underserved Market Plans

FHFA Publishes Fannie Mae’s and Freddie Mac’s Duty to Serve Underserved Market Plans

HAC Comments on Duty to Serve Underserved Market Plans – July 10, 2017

Stakeholder Webinar

HAC Resources on Duty to Serve

HAC Webinar on Duty to Serve

Additional Resources on Duty to Serve

HAC Weighs in on House Ag Appropriations Bill

HAC’s Moises Loza: Administration’s Housing Budget “Strikes Particularly Hard at Rural and Tribal Communities”

Trump Administration Proposes to Eliminate Most Rural Housing Programs

Rural Voices: Action for a Rapidly Changing Rural America

VIEW FROM WASHINGTON

FEATURES

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