Tag Archive for: housing first

HAC Awards Over $1 Million for Local Self-Help Homeownership Programs


Contact: Dan Stern
202-842-8600, ext. 137

HAC Awards Over $1 Million for Local Self-Help Homeownership Programs

Washington, DC, June 2, 2017 – The Housing Assistance Council (HAC) is partnering with six organizations to build 67 self-help homes for low and moderate-income families. HAC provides financing for these projects using $962,325 in funds from the federal Self-Help Homeownership Opportunity Program (SHOP), which is administered by the Department of Housing and Urban Development.

Through the SHOP program, families develop sweat-equity in the construction of their homes and create a sense of community by assisting their neighbors with the construction of their homes as well. “Since its inception, HAC has been a supporter of the SHOP program as a means for creating safe, affordable housing and stable communities for low-income rural Americans,” said Moises Loza, HAC’s Executive Director. “HAC is proud to work with local organizations across the nation and help families reach their dreams of homeownership.”

Local affiliates leverage resources from a variety of private and public sources to provide this affordable housing opportunity to low- and moderate-income homebuyers. Many of the families participating in HAC-funded SHOP projects obtain low-interest mortgage loans from the U.S. Department of Agriculture’s homeownership program. By leveraging critical resources, including use of volunteer labor when possible, self-help housing producers are able to create affordable, sustainable homeownership opportunities for low-income homebuyers.

SHOP funds cover costs associated with land acquisition and infrastructure improvements. Community-based organizations will supervise homebuying families who work together in groups to construct their own homes and their neighbors’. HAC’s local SHOP affiliates can use up to $15,000 per unit for eligible development. They are responsible for all construction activities, including securing additional funding, preparing sites, training families, and managing the self-help process.

Since the inception of the SHOP program, HAC has been awarded funding to produce 9,827 units of affordable housing for families. To date, HAC’s local partners have completed 9,124 homes.

About the Housing Assistance Council
HAC, founded in 1971, is a nonprofit corporation that supports the development of rural low-income housing nationwide. HAC provides technical housing services, loans from a revolving fund, housing program and policy assistance, research and demonstration projects, and training and information services. HAC is an equal opportunity lender. [tdborder][/tdborder]





Creative Compassion, Inc.



Housing Development Alliance



Northwest Regional Housing Authority



Self-Help Enterprises



Kentucky Highlands Community Development Corporation



Rural Alaska Community Action Program, Inc.



Grand Total


Rural Homelessness

Download a pdf version of Rural Voices

This edition of Rural Voices makes clear the complexity of rural homelessness. Defining, much less quantifying, rural homelessness is a formidable task. While the challenges are sobering, HAC is inspired by those addressing rural homelessness across sectors ranging from education to domestic violence to veterans’ services. National experts and local providers come together to share their perspectives on this issue.

View from Washington

On the Brink of Change
by Congressman Blaine Luetkemeyer

Innovative housing solutions are possible if everyone can work together.


An Overview of Rural Homelessness
by Nan Roman and Steve Berg

Homelessness has some different causes, features, and resources in rural places than in cities, and recognizing the distinctions can help in crafting solutions.

From Storage Shed to Stable Home
by Ashley Gooch

What does rural homelessness look like? A Tennessee man shares his story of hardship and perseverance.

Farmworker Homelessness in Imperial County, California
by Ilene J. Jacobs and Patrick Saldaña

Factors related to the seasonal nature of their work, their low wages, and discrimination may lead to homelessness among farmworkers.

Moving into Housing…First
by Patricia Mullahy Fugere

The Housing First approach provides housing without preconditions or requirements relating to behavior or treatment. With a stable home base, residents then address the challenges that caused, or kept them in, homelessness.

Expanding Healthcare Services for Supportive Housing Residents in Rural Areas
by Eva Wingren and Brian Byrd

The Affordable Care Act can help fund services that assist people in remaining stably housed.

What the Schools Know: Children and Youth Experiencing Homelessness
by Patricia A. Popp

A national system of state and local homeless education coordinators works to ensure the growing numbers of homeless students have access to the resources they need.


The Complicated (& largely unknown) Picture of Rural Homelessness (Infographic) The Complicated Picture of Rural Homelessness

Rural Voices would like to hear what you have to say about one, or all, of these issues. Please feel free to comment on this story by sending a tweet to #RuralVoicesMag discuss on the Rural Affordable Housing Group on LinkedIn, or on our Facebook page.