Posts

Rental Housing in Rural America Research Brief

Rental Housing in Rural America

In this Rural Research Note, HAC gives an overview of rental housing and renters in rural America. There are more than 17 million people living in approximately 7.1 million renter-occupied homes in rural communities. Nearly 43 percent of rural renters occupy single-family homes – twice the rate of urban renters. Slightly fewer rural renters (41 percent) live in structures of two or more apartments. Housing affordability problems are especially problematic for rural renters. A full 47 percent of rural renters are cost burdened, and nearly half of them are paying more than 50 percent of their monthly incomes for housing. With demographic transformations, the need for adequate and affordable rental housing looms large for many rural communities. Affordable rental options are vitally necessary, yet in short supply in rural America.

Rural Research Note: Rental Housing in Rural America

HAC News: July 25, 2012

HAC News Formats. pdf

July 25, 2012
Vol. 41, No. 15

• Congress enacts bill giving Native American tribes more control over land use • Section 514/516 Farm Labor Housing funds offered • Reserve account regulation revised for new USDA multifamily developments • Preservation Revolving Loan Fund monies available • USDA emphasizes colonias for Section 306C water and waste disposal funds • HUD implements full Rental Assistance Demonstration • List of exclusions from income published by HUD • Senate hearing highlights housing development partnerships in native and rural regions • White House hosts session on tribal housing • Uniform Manufactured Housing Act approved by commission • HAC releases “Rural Economies and Industry” research brief • “Why Keep Rural Housing Programs at USDA?” • HAC seeks nominations for rural housing awards


July 25, 2012
Vol. 41, No. 15

CONGRESS ENACTS BILL GIVING NATIVE AMERICAN TRIBES MORE CONTROL OVER LAND USE. The Senate passed H.R. 205, the Helping Expedite and Advance Responsible Tribal Home Ownership (HEARTH) Act of 2012 (not related to the Homeless Emergency Assistance and Rapid Transition to Housing Act of 2009), on July 17. The House passed the bill in May, and President Obama will sign it into law. The act allows tribes to lease restricted lands for housing or economic development without Bureau of Indian Affairs approval.

SECTION 514/516 FARM LABOR HOUSING FUNDS OFFERED. Preapplications for off-farm loans and grants are due to USDA RD state offices on September 17. Rental Assistance and operating assistance are also available. Contact an RD state office for an application package.

PRESERVATION REVOLVING LOAN FUND MONIES AVAILABLE. Intermediaries can apply by August 17 for PRLF funds to relend for Section 514/516 or 515 preservation. Contact Sherry Engel, RD, 715-345-7677.

USDA EMPHASIZES COLONIAS FOR SECTION 306C WATER AND WASTE DISPOSAL FUNDS. Colonias that lack access to water or waste disposal systems and face significant health problems will receive additional priority points in the program’s funding competition. Contact Jacqueline M. Ponti-Lazaruk, Rural Utilities Service, 202-720-2670.

HUD IMPLEMENTS FULL RENTAL ASSISTANCE DEMONSTRATION. RAD will test conversion of public housing and other HUD-assisted properties to project-based Section 8. Partial implementation was announced in March (see HAC News, 3/7/12). Contact rad@hud.gov.

LIST OF EXCLUSIONS FROM INCOME PUBLISHED BY HUD. A July 24 Federal Register noticelists amounts specifically excluded by any federal statute from consideration as income for purposes of determining eligibility or benefits, and lists federal statutes that require certain income sources to be disregarded for specific HUD programs. Contacts vary by program and are listed in the notice.

SENATE HEARING HIGHLIGHTS HOUSING DEVELOPMENT PARTNERSHIPS IN NATIVE AND RURAL REGIONS. On July 24, witnesses before the Senate Committee on Banking, Housing & Urban Affairs described successful housing development projects on tribal lands and stressed the importance of flexibility and coordination in federal programs to promote additional development. A recording and written testimony are available at the Banking Committee website.

WHITE HOUSE HOSTS SESSION ON TRIBAL HOUSING. A White House Forum on Tribal Housing on July 26 discussed Administration initiatives and federal resources available from HUD, USDA, the Interior Department and others to tribal entities for housing creation. A draft of discussion topics is available from the National American Indian Housing Council. Contact April Hale, NAIHC, 202-454-0946, ahale@naihc.net.

UNIFORM MANUFACTURED HOUSING ACT APPROVED BY COMMISSION. The Uniform Law Commission approved the UMHA earlier this month. The commission’s press release says UMHA “provides an efficient and effective method” for an owner to choose to have a manufactured home classified as real property (rather than personal property) at the time of the first retail sale. State legislatures may consider adopting the UMHA. Contact ULC, 312-450-6600.

HAC RELEASES “RURAL ECONOMIES AND INDUSTRY” RESEARCH BRIEF. Employment data analyzed by HAC show that, while rural economies are often perceived as relying heavily on farming and other natural resource industries, these industries employ only 5.5% of rural and small town workers. Overall, the sector-by-sector employment profile of rural America is surprisingly similar to that of suburban and urban America, according to this new Rural Research Note.

“WHY KEEP RURAL HOUSING PROGRAMS AT USDA?” HAC’s most recent contribution to Shelterforce’s Rooflines blog explains why rural housing professionals believe USDA’s rural housing programs should not be moved to HUD. (See HAC News, 5/25/11 and 9/14/11).

HAC SEEKS NOMINATIONS FOR RURAL HOUSING AWARDS.
Nominations are due September 28 for the Cochran/Collings Award for national rural housing service and the Skip Jason Community Service Award. The honors will be presented at the National Rural Housing Conference in December. Details will be available soon at www.ruralhome.org or from Lilla Sutton, HAC, 202-842-8600, lilla@ruralhome.org.

Events

Colonias Investment Area – Texas

Materials Posted

Recording

The Housing Assistance Council, in partnership with Fannie Mae, present data and research on Colonias Investment Areas, with a special focus on the state of Texas.

The geographic concept of Colonias Investment Areas was developed to more efficiently target strategies and opportunities for mortgage finance and resource investment in Colonia communities along the Southwest Border. The discussion will elaborate on Texas communities that contain Colonia settlements and describe their demographic characteristics and mortgage lending activity. We invite you to participate in a discussion of the data, research, and geography behind Colonia Investment Areas, and seek your input and advice on the topic.

Sponsored by Fannie Mae
Fannie Mae is a leader in providing housing finance for homebuyers and renters in the United States. Fannie Mae serves the people who house America. Together with their partners, they make sure that homeowners, homebuyers, and renters across the country have access to affordable financing opportunities.

Colonias Investment Area – New Mexico

Materials Posted

Recording

The Housing Assistance Council, in partnership with Fannie Mae, present data and research on Colonias Investment Areas, with a special focus on the state of New Mexico.

The geographic concept of Colonias Investment Areas was developed to more efficiently target strategies and opportunities for mortgage finance and resource investment in Colonia communities along the Southwest Border. The discussion will elaborate New Mexico communities that contain Colonia settlements and describe their demographic characteristics and mortgage lending activity. We invite you to participate in a discussion of the data, research, and geography behind Colonia Investment Areas, and seek your input and advice on the topic.

Sponsored by Fannie Mae
Fannie Mae is a leader in providing housing finance for homebuyers and renters in the United States. Fannie Mae serves the people who house America. Together with their partners, they make sure that homeowners, homebuyers, and renters across the country have access to affordable financing opportunities.

Colonias Investment Area – Arizona

Materials Posted

Recording

The Housing Assistance Council, in partnership with Fannie Mae, present data and research on Colonias Investment Areas, with a special focus on the state of Arizona.

The geographic concept of Colonias Investment Areas was developed to more efficiently target strategies and opportunities for mortgage finance and resource investment in Colonia communities along the Southwest Border. The discussion will elaborate on Arizona communities that contain Colonia settlements and describe their demographic characteristics and mortgage lending activity. We invite you to participate in a discussion of the data, research, and geography behind Colonia Investment Areas, and seek your input and advice on the topic.

Sponsored by Fannie Mae
Fannie Mae is a leader in providing housing finance for homebuyers and renters in the United States. Fannie Mae serves the people who house America. Together with their partners, they make sure that homeowners, homebuyers, and renters across the country have access to affordable financing opportunities.