Moises Loza Announces His Retirement from HAC

Moises addresses the audience at a HAC ConferenceIt has been my honor and privilege to guide the Housing Assistance Council’s efforts to improve the lives of low-income rural Americans. After almost three decades as HAC’s Executive Director, I am now retiring.

HAC has overcome many challenges over its 45-year history, and will face more challenges in the future. This is a good time for fresh leadership with new approaches. HAC will face the future as the strong organization it has always been, with a board and staff devoted to its mission.

Change can be difficult, but it is often a positive force. I am confident that this change is the right thing for HAC, as well as for me and my family. I am also confident that HAC’s board of directors will choose a new executive director wisely. I will remain at HAC until my successor is selected, and I am committed to making the transition a smooth one.

I wish to express sincere thanks for years of hard work and support to HAC’s board, staff, funders, and especially the organizations working on the ground in rural America. HAC’s partners in the field are the ones who truly build rural communities.

-Moises Loza

Read the statement from HAC’s Board Chairman Andrew Bias on Moises’ retirement

Statement from the HAC Board of Directors on the Retirement of Moises Loza

I write with both sadness and optimism to announce that Moises Loza has decided to retire as Executive Director of the Housing Assistance Council. Moises worked at HAC from 1973 to 1978, and from 1981 to the present. Since becoming HAC’s Executive Director in March 1989, Moises has served as one of the nation’s strongest voices on behalf of affordable housing in rural America. His skilled leadership has enabled HAC to better the lives of many thousands of rural residents. As he departs for his well-earned retirement, he leaves the organization strong and ready for the future.

HAC’s board of directors has established a search committee. More information on the search for a successor will be distributed in the coming weeks. Moises has committed to remain at HAC during this process and to ensure a smooth transition.

On behalf of the entire board, I thank Moises for his dedication, strength, intelligence, and hard work throughout his tenure at HAC. He will be greatly missed.

Andrew Bias
Board Chairman, Housing Assistance Council

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Housing as Infrastructure

by Stephen Sugg,Housing Assistance Council (HAC)

We know that decent and affordable housing does great (and cost-effective) things like prevent lead poisoning, improve health outcomes, and boost student achievement in school. Rural affordable housing is an economic driver. And a lack of rural affordable housing is thwarting economic growth and job creation. Thus, HAC and our rural partners in 50 states are among the growing number of voices viewing housing as infrastructure. One rural small business developer said it best, calling intertwined issues of workforce recruitment and housing stock availability the “two biggest challenges that rural areas tend to be worried about”.

Those working in the metro DC area and other relatively affluent enclaves are accustomed to construction cranes hovering, young professionals sipping lattes that are the price of a burger and fries in a rural diner, and paying outrageous rents.

It is different in rural America. Available housing is often dilapidated, not energy-efficient, and though comparatively cheap, still unaffordable for the working poor, or most vulnerable. Grandma might have a $800 heating bill for her Jimmy Carter era manufactured home. Rural incomes are 25% less on average than non-rural, and this statistic is worse for rural areas mired in persistent poverty. But bottom line focused rural leaders know that affordable housing creates jobs—short and long term, while offering “immediate fiscal benefits” for states and localities.

Rural businesses too often struggle, with lumber catching dust at the lumber yard; building supplies hardly moving at the hardware store. Immediate economic impact would come from investment that is guaranteed to stay local, help local people, and that is “shovel ready” (and then some). It might even help stem the onslaught of rural hospital closures.

I’d challenge folks from the Trump Administration, starting with HUD Secretary Ben Carson, to join a bipartisan group of Congressional leaders and my colleagues and me on a journey—perhaps over the next Congressional recess. Start in Appalachia, say rural eastern Kentucky, and ask the folks there if federal infrastructure investment in housing would be wise. Imagine out-of-work miners constructing “self-help” homes, their sweat equity again paying a dividend, along with de facto job training.

Then go north, to Pine Ridge in South Dakota, where 18 people crowding into a house is still too common, a place that Nicholas Kristof called “Poverty’s Poster Child”. Ask them about the immediate impact of improved housing conditions.

Traditional log home - between Oglala and Pine Ridge villageTraditional log home – between Oglala and Pine Ridge village

Next fly south, to the Colonias on the U.S.-Mexico border, where housing is in short supply, and modern sewage systems are too rare. In the Colonias, even modest investment does much good, as creative nonprofits are doing cutting-edge work. Going westward (or any direction, really), one could visit the homes of farmworkers, and see the substandard housing conditions of those responsible for making sure that we eat.

For those wanting some recreation with their fact finding mission, they would need not go to counties mired in persistent poverty—85% of which are rural. Rural resort towns (e.g., “tourist areas”) are filled with housing need. Those in the service industry are often part of rural America’s hidden homelessness epidemic. And make no mistake: investment in affordable rural housing plays a critical role in addressing rural America’s opioid crisis. Citylab called the opioid epidemic an “infrastructure issue”, citing the need for rural transitional housing.

In rural America, where costs are lower for construction and land, infrastructure spending targeted toward housing—preservation or new—can boost the outlook for Main Street while providing an anchor for our most vulnerable families to achieve stability, and a shot at the middle class.

Last year, over 7 million households in rural America experienced at least one major housing problem. We can do better, and political will is all that it takes.

This post is part of a series from members of the Campaign for Housing and Community Development Funding tying housing to infrastructure. Read the first post in the series from the National Housing Conference.

Housing is infrastructure

by Kaitlyn Snyder & Rebekah King, National Housing Conference

Housing provides infrastructure our neighborhoods and cities need to thrive; it provides a home to the workers who are keeping local businesses running. Having affordable housing near jobs helps connect people to economic activity, just in a slightly different way than roads, bridges and airports do. At the National Housing Conference, we’re concerned that our country’s affordable housing infrastructure is not meeting our nation’s needs, and we hope to see affordable housing included in any major infrastructure legislation.

Read the complete blog post on NHC’s Open House Blog

This post is part of a series from members of the Campaign for Housing and Community Development Funding tying housing to infrastructure.

Skip Jason Awardee Earl Pfieffer Honored by County Commissioners

The Hillsborough County Commissioners recognizes Earl Pfieffer, Executive Director of Florida Home Partnership, Inc. for receiving the Housing Assistance Council’s Skip Jason Award on Thursday, Jan 26 at 1:30 pm as part of its quarterly awards ceremony recognizing individual county residents for their achievements. The award, named for Robert M. “Skip” Jason, recognizes individuals whose efforts have improved the housing conditions of the rural poor in their communities.

Earl accepted the award the HAC 2016 Rural Housing Conference in Washington, D.C. During his acceptance speech, Earl took a moment to recognize every member of his organization that attended the event, stressing “I didn’t do this alone.” Watch Earl accept his award during the 2016 Rural Housing Awards banquet.

The ceremony takes place at the Hillsborough County Center, 601 E. Kennedy Blvd., Tampa, FL 33602.

HUD Releases Native American Housing Studies

American Indian tribes are building more housing units after enactment of the Native American Housing Assistance and Self-Determination Act of 1996 (NAHASDA) but housing conditions are substantially worse among American Indian households than other U.S. households. These are some of the findings of three new comprehensive reports of tribal housing needs just released by the U.S. Department of Housing and Urban Development (HUD) and the Urban Institute.

Special circumstances on tribal areas — remoteness, lack of infrastructure, complex legal issues and other constraints related to land ownership — make it extremely difficult to improve housing conditions in some areas, according to the reports. Based on the assessments of doubled up households and the number of severely distressed housing units in tribal areas, it is estimated that 68,000 more units are needed to replace severely inadequate units and to eliminate overcrowding in tribal areas. While tribes have been able to use NAHASDA funds effectively, their purchasing power has been eroded by inflation.

Key findings from the Housing Needs of American Indians and Alaska Natives in Tribal Areas report:

  • Housing conditions vary by region but are substantially worse overall among American Indian and Alaska Native households in tribal areas than among all U.S. households, with overcrowding being especially severe.
  • Physical deficiencies in plumbing, kitchen, heating, electrical, and maintenance issues were found in 23 percent of households in tribal areas, compared to 5 percent of all U.S. households.
  • Overcrowding coupled with another physical condition problem was found in 34 percent of households in tribal areas, compared to 7 percent of all U.S. households.
  • The percentage of households with at least one “doubled-up” person staying in the household because they have nowhere else to go was 17 percent, estimated to be up to 84,700 people.

Key findings from the Mortgage Lending on Tribal Land report:

  • While Native Americans value homeownership as much as other Americans, mortgage lending is limited in Indian Country because reservation land is held in trust and cannot be used to secure a mortgage loan.
  • Since 1994, nearly half of mortgage loans originated on tribal lands were in Oklahoma (45 percent by number and 37 percent by dollar value). The entire state of Oklahoma is considered an ‘eligible area,’ the state has no tribal trust areas, there are several participating lenders in the state, and many Native Americans live in Oklahoma.

Key findings from the Housing Needs of American Indians and Alaska Natives in Urban Areas report:

  • Native Americans are becoming more urban but are still less likely to live in a city than other Americans. Even within urban areas, these households often live in census tracts within or near a village or reservation.
  • American Indian and Alaska Native households are more likely to occupy worse housing than the rest of the population and more likely to be overcrowded.
  • American Indian or Alaska Native individuals leave their village or reservation due to lack of opportunities and some people cycle back and forth between their tribal home and a nearby primary city.
  • For Native Americans who struggle to transition from a village or reservation to an urban area, there are a specific set of challenges, including lack of familiarity with urban life and urban housing markets, lack of employment, limited social networks, insufficient rental or credit history, and race-based discrimination.

Tornadoes Leave 19 Dead Across Southern US

A series of tornadoes tore through parts of the Deep South from January 21-22, 2017. At least 19 deaths are being blamed on 41 reported tornadoes in five southern states from Louisiana to South Carolina.

Per NBC News, the Governor declared a state of emergency for more than 15 counties in south central Georgia after storms left 12 dead and 23 injured. CNN reported that the Governor of Mississippi also declared a state of emergency following a Tornado that left four dead in Hattiesberg.

As of January 23, FEMA had not yet issued a disaster declaration for these storms, but the official FEMA Twitter account announced that it had “deployed liaison officers to AL, MS, GA, and FL to support response activities” with additional teams on alert.

For post crisis assistance in rebuilding housing and communities affected by the tornadoes, see the Housing Assistance Council’s report Picking Up the Pieces: Restoring Rural Housing and Communities After a Disaster.

State Disaster Recovery Resources

CityLab looks at the link between housing and the opioid crisis

CityLab discussed the the link between the need for access to affordable housing and how it exacerbates the growing opioid crisis in rural America with Dr. Alan Morgan, Director of the National Rural Health Association. Dr. Morgan was a Keynote Speaker at the HAC 2016 Rural Housing Conference, where he stressed the importance of working together across industry silos to combat the opioid epidemic.

Community Development Marketplace (CDM) Project Intake Survey

The U.S. Department of Housing and Urban Development (HUD) has requested feedback from organizations engaged in community development and affordable housing projects in the development of a survey tool. The Community Development Marketplace (CDM) Project Intake Survey is intended to provide HUD with a database of projects which will help them target relevant information and technical assistance to organizations actively working on different types of projects. It is also intended to allow respondents to find other organizations across the country working on similar issues and solutions, by joining peer groups through the survey process. Respondents will not have to be actively applying for federal assistance at the time they respond, or be part of larger consortia using or applying for federal assistance.

On November 28, 2016, Federal Register Notice FR-5909-N-81 was published, announcing a 30-day Public Notice of Proposed Information Collection. Specifically we are asking the public to review the questions in the survey, and the list of the Peer Cohorts attached to the survey, and answer questions listed below and on the survey’s web page.

Submit any comments and/or your answers to Anna.P.Guido@hud.gov and copy CDM@hud.gov by December 28, 2016. Also feel free to submit user questions or information on any technical issues via CDM@hud.gov.

A Message for Veterans Day

HAC recognizes and honors the sacrifices of all those men and women who have served the nation in the armed forces. We can never forget their service. Many of those veterans – in fact a disproportionately large share of the veteran population – come from and still live in America’s rural areas and small towns. This was true historically, when we were a much more agrarian nation, but it continues to be true today. Thank you to all our veterans!

Learn more about HAC’s work with Veterans.

Visit Veterans Data Central.

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