Run While You Still Can: Subprime Demand and Predatory Lending in Rural Areas

Run While You Still Can: Subprime Demand and Predatory Lending in Rural Areas
Print copy: $10.00
Examines the growth of subprime mortgage lending and predatory lending in metro and nonmetro counties through data analysis and a case study. Recommends ways to increase access to mainstream credit to protect rural communities from predatory lending.
2004, 80 pages, ISBN 1-58064-131-8

Winter 2003 – 04: Tax Credits and Rural Housing

Access a pdf version of Rural Voices.

  • Overview: Tax Credits and Affordable Rural Housing
  • Building Credit in Washington State
  • Making Housing Credits Work in Kentucky
  • CROWN: Providing Homeownership Opportunities in Utah
  • Low Income Housing Tax Credits for Rent-to-Own Projects in Maryland
  • Historic Tax Credits: Making Adaptive Reuse Work
  • View from Washington: A Homeownership Tax Credit: An Opportunity

Lost in the Translation: Smart Growth, Local Planning, and Rural Affordable Housing

Lost in the Translation: Smart Growth, Local Planning, and Rural Affordable Housing
Print copy: $4.00
Reports on the growth management initiatives of 13 states and the findings from a roundtable of rural housing experts and smart growth activists about the effect of smart growth on rural housing affordability.
2004, 41 pages, ISBN 1-58064-129-6

Race, Place, and Housing: Housing Conditions in Rural Minority Counties

Race, Place, and Housing: Housing Conditions in Rural Minority Counties (report, 2004)

Fall 2003: Self-Help Housing

Access a pdf version of Rural Voices.

  • View From Washington: USDA’s Self-Help Program, Past and Present
  • The California Beginnings of USDA Self-Help Housing
  • USDA Self-Help Expands in New Jersey
  • Regional Contractors Provide Essential Assistance for USDA Self-Help Housing
  • Fulfilling Goals in Arkansas
  • People Are Counting on Us in Washington
  • Changing Lives in Ohio
  • From Challenges to Opportunities in Florida
  • Beyond Self-Help: A New Beginning for Colonias Residents
  • The Appalachian Approach to Self-Help
  • Building Dreams on the Pine Ridge Indian Reservation
  • Serving Rural Communities: Habitat for Humanity’s Rural Housing Initiative

Rural Seniors and Their Homes – 2004

Rural Seniors and Their Homes
Print copy: $10.00
Describes the demographic characteristics and housing conditions of elderly rural residents. Provides examples of successful assistance to low-income rural seniors, using both public and private funding, and examines reductions in federal funding.
2004, 40 pages, ISBN 1-58064-128-8

Summer 2003: Manufactured Housing in Rural America

Access a pdf version of Rural Voices.

  • Rural America’s housing of Choice? Exploring Manufactured Housing’s Growing role
  • Manufacturing Affordability
  • Planners Help to Integrate Manufactured Housing
  • Research Identifies Problems in Manufactured HOme Financing System
  • Manufactured Housing Can Serve Older Persons
  • No Longer a Secret: The Manufactured Housing Sector Can Create Long-Term Value fo Homeowners
  • Appalachian Manufactured Housing Experience Raises Concerns
  • Coachella Valley Mobile Home Parks Transformed
  • VIEW FROM WASHINGTON: New Resources for Rural Housing

Spring 2003: Homeownership Education and Counseling

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  • Whither Homeownership Education and Counseling? An Overview
  • Partnerships and Technology Expand Homeownership Counseling Opportunities
  • Keeping a Grip on the American Dream: Counseling Before and After Purchase Helps Homebuyers
  • USDA Rural Development teams with Others to Offer Homebuyer Education in Virginia
  • NCALL Combines Counseling with Financial Assistance for First-Time Buyers in Delaware
  • Homebuyer Education Benefits Ripple Throughout Appalachian Counties
  • Counseling Helps ROI Address Critical Farmworker Housing Needs
  • Understanding: The Key to Meeting Financial Education Needs in the Colonias
  • VIEW FROM WASHINGTON: Rural Housing Funding Decided for 2003, Proposed for 2004

Fall/Winter 2002: Rural Housing and Health

Access a pdf version of Rural Voices.

  • Coordinated Health and Housing Services Work in Rural Kentucky
  • Promotoras and Environmental Health Awareness in the Colonias
  • Health and Housing: Danger Lurks at Home in Indian Country
  • Improving the Lives of Agricultural Workers
  • Hard to Reach: Rural Homelessness and Health Care
  • Coming to Grips with Lead-based Paint
  • Creating Affordable Allergen-Free Housing: What Rural Developers Need to Know
  • VIEW FROM WASHINGTON: Appropriations and Authorizations Stalled in Congress

Best Practices in Revolving Loan Funds for Rural Affordable Housing

Best Practices in Revolving Loan Funds for Rural Affordable Housing
Print copy: $5.00
Analyzes four case studies of rural revolving loan funds, identifies similarities and differences, and provides specific advice for those seeking to establish such funds.
2003, 71 pages, ISBN 1-58064-127-X