Tag Archive for: Rural Housing

10 Things That Did Not Happen in Rural Housing in 2012

10 Things That Did Not Happen in Rural Housing in 2012

10thingRLblogYear-end reviews generally cover events, but in 2012 the things that did not happen may have been more notable. That certainly seems to be the case regarding affordable housing for the lowest income residents of rural America. A couple of the non-events listed below are positive, but unfortunately most are not. Read More…

Basic Challenges Outlast Housing Crisis in Rural America

Basic Challenges Outlast Housing Crisis in Rural America

By Lance George
December 20, 2012

The United States is emerging from one of the most extensive and painful economic crises in memory. It is well established that housing markets were at the heart of this crisis, and millions of American households lost, or continue to lose, their homes to foreclosure. While the recent housing crisis is not to be overlooked, far too many rural residents have struggled with housing problems and inadequacies for years, if not decades, before the national crisis hit. Read the full blog post…

National Rural Housing Conference 2012

AC_banner-02

Materials from the 2012 HAC Conference
Promises to Keep in Challenging Times

Thank You to everyone who attended the 2012 National Rural Housing Conference. Look forward to seeing you all again in 2014!

Join the National
Rural Housing Conference group
on LinkedIn and network with your fellow attendees before you even attend!

LinkedIn

HAC’s National Rural Housing Conference is an expression of our continuing commitment to provide local organizations with the resources needed to build affordable housing in rural America. The Conference will bring together more than 700 community-based housing advocates for a celebration of our collective efforts to develop and sustain affordable housing in rural communities. Based on the theme, “Promises to keep in Challenging Times” the Conference will focus on the promise America made through the Housing Act of 1949 and how those promises still apply even in the face of America’s new fiscal reality. Scheduled events will include numerous workshops, networking sessions, peer-learning opportunities, our awards program and entertainment.

The theme brings to mind the vision and promises America has made through the Housing Act of 1949 and all subsequent housing legislation and policy. While these promises, that include the opportunity for quality affordable housing, still remain the country continues to face a difficult fiscal situation with many questions or concerns about what can be done to protect affordable housing as an industry in the future, particularly in rural areas. Keeping the vision and promises is important, not just to increase the quality of life for low-income Americans, but also to build stronger and more sustainable communities as a whole.

Where:

The Hyatt Regency Washington on Capitol Hill
400 New Jersey Avenue, N.W.
Washington, DC 20001

When:

December 6-7, 2012

Pre-Conference Activities December 5

Stay Informed:

Sign up for the HAC News [vresponse][/vresponse]

Donate to the Conference:

Help HAC keep registration fees low for our participants.
Please donate to HAC’s conference.

Join the Conversation:

Join the National Rural Housing Conference Group on LinkedIn and tweet your thoughts, expectations and ideas for the Conference using hashtags #nrhc12 and #rural2012.

Don’t forget to Follow HAC for more on the Conference and all things rural housing.

[addthis2][/addthis2]

HAC News: November 7, 2012

HAC News Formats. pdf

November 7, 2012
Vol. 41, No. 22

• November is National Native American Heritage Month • November 10-18 is National Hunger and Homelessness Awareness Week • Rural housing on Senate Majority Leader’s list • Disaster recovery information available from USDA and HAC • VA offers funds to help families’ housing stability • LIHTC can serve extremely low-income tenants, research finds • Some income exclusions apply to USDA RD multifamily occupants • USDA RD offers guidance on using Section 538 loans for Section 515 properties • Treatment of farmworkers and others by large food companies varies, research finds • CBO reports on income tax’s effect on owning and renting • Child poverty increased in rural areas and nationwide from 2010 to 2011 • National Rural Housing Conference early bird registration deadline is November 9!


November 7, 2012
Vol. 41, No. 22

NOVEMBER IS NATIONAL NATIVE AMERICAN HERITAGE MONTH. President Obama’s proclamation also names November 23 (the day after Thanksgiving) Native American Heritage Day.

NOVEMBER 10-18 IS NATIONAL HUNGER AND HOMELESSNESS AWARENESS WEEK. Information about this annual event, sponsored by the National Coalition for the Homeless and the National Student Campaign Against Hunger and Homelessness, is posted online.

RURAL HOUSING ON SENATE MAJORITY LEADER’S LIST. The National Journal published a list of unfinished legislative items compiled by the staff of Majority Leader Harry Reid (D-NV) and noted there are too many to complete during Congress’s lame duck session, which will begin soon. “Rural housing” appears on the list without further explanation, probably referring to the effort to preserve eligibility for housing programs in places with growing populations. See HAC News, 9/26/12.

DISASTER RECOVERY INFORMATION AVAILABLE FROM USDA AND HAC. HAC has updated Picking up the Pieces, its guide to resources for rural housing in disaster areas, and published a Hurricane Sandy supplement. USDA is sending letters to Section 502 direct and guaranteed borrowers in and around the Hurricane Sandy disaster areas summarizing available loan servicing assistance, including possible payment moratoria for direct borrowers. Owners and renters in USDA assisted properties should contact USDA RD offices. Vacant houses and apartments with USDA financing may be available for hurricane survivors through FEMA, 800-621-FEMA. Additional federal disaster information is posted at https://www.disasterassistance.gov.

VA OFFERS FUNDS TO HELP FAMILIES’ HOUSING STABILITY. The Supportive Services for Veteran Families program makes grants to nonprofits, consumer coops, and Tribally Designated Housing Entities to provide or coordinate supportive services to very low-income veteran families to remain in or transition into permanent housing. Deadline is February 1, 2013. Contact John Kuhn, VA, 877-737-0111, SSVF@va.gov.

SOME INCOME EXCLUSIONS APPLY TO USDA RD MULTIFAMILY OCCUPANTS. An Unnumbered Letter (October 9, 2012) provides a copy of a July 24 HUD Federal Register notice (see HAC News, 7/25/12) listing exclusions to income for numerous programs, and announces that RD Handbook changes will be published soon. Contact Laura Horn, RD, 202-720-5443.

USDA RD OFFERS GUIDANCE ON USING SECTION 538 LOANS FOR SECTION 515 PROPERTIES. Section 538 guaranteed loans can finance revitalization of existing properties with Section 515 direct loans. An Unnumbered Letter (October 9, 2012) instructs USDA staff on reconciling procedural differences between the programs. Contact Tammy Daniels, RD, 202-720-0021.

TREATMENT OF FARMWORKERS AND OTHERS BY LARGE FOOD COMPANIES VARIES, RESEARCH FINDS. Worker Equity in Food and Agriculture, published by the Tellus Institute and Sustainalytics, examines wages and working conditions (not housing) at the 100 largest U.S. companies in food and agriculture. “Worker equity” is evaluated at the farm, factory, retail, and restaurant stages.

CBO REPORTS ON INCOME TAX’S EFFECT ON OWNING AND RENTING. A Congressional Budget Office working paper, “Taxation of Owner-Occupied and Rental Housing,” concludes that federal income tax advantages tend to make owning more advantageous than renting for higher-income households, but lower-income households can find renting cheaper than owning. The paper also examines how four different possible changes to the tax code (including repealing the mortgage interest deduction) would affect these calculations. Contact Larry Ozanne, CBO, larry.ozanne@cbo.gov.

CHILD POVERTY INCREASED IN RURAL AREAS AND NATIONWIDE FROM 2010 TO 2011. The Carsey Institute at the University of New Hampshire reports that American Community Survey data show 45% of U.S. children live below 200% of the poverty level, and 10.1% live below 50% of poverty. “Over Sixteen Million Children in Poverty in 2011” includes data for urban/rural/suburban geographies, regions, and states.

NATIONAL RURAL HOUSING CONFERENCE EARLY BIRD REGISTRATION DEADLINE IS NOVEMBER 9! The 2012 conference, “Promises to Keep in Challenging Times,” will be December 6-7, with pre-conference activities on December 5, at the Hyatt Regency Washington on Capitol Hill in Washington, DC. Register now to take advantage of the special early bird discount! Start networking in advance – join the conference LinkedIn group. Questions? Contact Dan Stern, HAC, dan@ruralhome.org or 202-842-8600.

HAC News: October 24, 2012

HAC News Formats. pdf

October 24, 2012
Vol. 41, No. 21

• October 21-27 is National Childhood Lead Poisoning Prevention Week • HAC invites applications for rural veterans assistance • Section 8 OCAFs announced • Federal homelessness plan amended • Toolkit offered for Independent Foreclosure Review outreach • LIHTC can serve extremely low-income tenants, research finds • Census reports on sheltered population • HUD launches app for FMRs and Income Limits • LIHEAP assistance to older manufactured homes higher per square foot • GAO raises concerns about air exchange standards in HUD Code • National Rural Housing Conference early bird registration deadline is November 9!


October 24, 2012
Vol. 41, No. 21

OCTOBER 21-27 IS NATIONAL CHILDHOOD LEAD POISONING PREVENTION WEEK. Details and resources are available from the federal Centers for Disease Control and Prevention, leadinfo@cdc.gov.

HAC INVITES APPLICATIONS FOR RURAL VETERANS ASSISTANCE. A new HAC initiative will provide grants of up to $30,000 to support bricks-and-mortar projects that help rural low-income, elderly, and disabled veterans and active military personnel with housing needs. Send a letter of intent by 5:00 p.m. Eastern time on October 31. Application guidelines are posted on HAC’s website. Contact Janice Clark, HAC.

SECTION 8 OCAFS ANNOUNCED. HUD’s new Operating Cost Adjustment Factors apply to project-based assistance contracts with an anniversary date on or after February 11, 2013. See Federal Register, 10/16/12. Contact Stan Houle, HUD, 202-402-2572.

FEDERAL HOMELESSNESS PLAN AMENDED. In September the U.S. Interagency Council on Homelessness amended Opening Doors: Federal Strategic Plan to Prevent and End Homelessness, its plan to end homelessness among families, children, and youth by 2020. The amendment offers strategies and supports to improve educational outcomes for children and youth and steps to assist unaccompanied youth experiencing homelessness. Contact USICH, 202-708-4663.

TOOLKIT OFFERED FOR INDEPENDENT FORECLOSURE REVIEW OUTREACH. The Federal Reserve Board has made materials available to help local nonprofits reach residents whose homes were foreclosed in 2009-2010 by any of 14 mortgage servicers and who are eligible for an independent review. Call 888-952-9105.

LIHTC CAN SERVE EXTREMELY LOW-INCOME TENANTS, RESEARCH FINDS. The Furman Center and Moelis Institute at New York University examined data from urban, suburban, and rural Low-Income Housing Tax Credit properties in 16 states and found that 40% of the units are occupied by extremely low-income tenants (with incomes below 30% of area median). Because almost 70% of those ELI tenants receive some form of rental assistance, researchers concluded that “rental assistance is currently an indispensable part of the equation to serve those households.” The results are reported in “What Can We Learn about the Low Income Housing Tax Credit Program by Looking at the Tenants?”

CENSUS REPORTS ON SHELTERED POPULATION. The Emergency and Transitional Shelter Population: 2010 summarizes data on age, sex, and race/ethnicity for the 209,000 people counted in such shelters nationwide by the 2010 Census (not the entire homeless population). Data are aggregated by state and a map shows the number of people in shelters in every county. Over 60% of counties have no sheltered population.

HUD LAUNCHES APP FOR FMRS AND INCOME LIMITS. The map-based app for Android and iPhone allows users to search Fair Market Rents and Income Limits.

LIHEAP ASSISTANCE TO OLDER MANUFACTURED HOMES HIGHER PER SQUARE FOOT. A Government Accountability Office study found that the Low Income Home Energy Assistance Program provided about 33¢ per square foot of assistance to pre-1976 manufactured homes compared to about 20¢ per square foot for site-built homes. About 3% of total LIHEAP funds went to older manufactured homes. The study used data for 2005, the most recent available. Worker and Family Assistance: Home Energy Assistance for Low-Income Occupants of Manufactured Homes (GAO-12-848R) is available online or from GAO, 866-801-7077. Contact Frank Rusco, GAO, 202-512-3841.

GAO RAISES CONCERNS ABOUT AIR EXCHANGE STANDARDS IN HUD CODE. Standards for placement of air intake and exhaust vents are outdated and ventilation systems are not tested, GAO reports, in manufactured homes built after 1976 under HUD’s Manufactured Home Construction and Safety Standards. Manufactured Housing Standards: Testing and Performance Evaluation Could Better Ensure Safe Indoor Air Quality (GAO-13-52) is available online or from GAO, 866-801-7077. Contact Mathew J. Scirè, GAO, 202-512-8678.

NATIONAL RURAL HOUSING CONFERENCE EARLY BIRD REGISTRATION DEADLINE IS NOVEMBER 9! The 2012 conference, “Promises to Keep in Challenging Times,” will be December 6-7, with pre-conference activities on December 5, at the Hyatt Regency Washington on Capitol Hill in Washington, DC. Register now to take advantage of the special early bird discount! Start networking in advance – join the conference LinkedIn group. Questions? Contact Dan Stern, HAC, dan@ruralhome.org or 202-842-8600.

HAC News: October 10, 2012

HAC News Formats. pdf

October 10, 2012
Vol. 41, No. 20

• Presidential candidates’ and parties’ positions limited on rural and housing • USDA and BIA commit to work together for Indian Country housing improvement • Continuum of Care comment deadline extended • HUD requests comment on smoke-free policies • FY12 Fair Market Rents finalized • Difficult Development Areas announced • Additional instructions provided on RAD • Poll Finds Support for Modifying Mortgage Interest Deduction


October 10, 2012
Vol. 41, No. 20

PRESIDENTIAL CANDIDATES’ AND PARTIES’ POSITIONS LIMITED ON RURAL AND HOUSING. The candidates on rural issues: On October 9 the Romney campaign released “Agricultural Prosperity: Mitt Romney’s Vision for a Vibrant Rural America,” which addresses taxes, trade, regulation, and energy as they relate to farmers and ranchers. The Obama campaign’s web page entitled “Rural America” mentions agriculture, rural businesses, rural veterans, and energy and another post responds to Romney’s rural paper. The parties on rural issues: The Republican platform discusses agriculture but does not include other rural issues. The Democratic platform mentions rural small business, education, and infrastructure – though not housing – in addition to agriculture and energy. The candidates on housing: Romney’s white paper on housing, “Securing the American Dream and the Future of Housing Policy,” covers the housing finance crisis and the Romney-Ryan plan to “revitalize the private sector’s role in the housing market.” The issues section of Obama’s campaign website does not include housing, although a site search retrieved information about Administration initiatives on foreclosure and housing finance. The parties on housing and poverty: The Republican Party platform supports homeownership and mortgage finance reform, and acknowledges a role for government in “enforcing non-discrimination laws and assisting low-income families and the elderly with safe and adequate shelter, especially through the use of housing vouchers.” Its anti-poverty plank calls for “the federal government’s entire system of public assistance [to] be reformed to ensure that it promotes work.” The Democratic Party platform sup-ports homeownership and foreclosure relief, but does not mention rental housing. It states, “We must make ending poverty a national priority” through jobs, safety net programs, lending, an increased minimum wage, a strong labor movement, education, and attention to inequality. The parties on Native peoples: Both parties acknowledge the federal government’s special relationship with American Indians, Alaska Natives, and Native Hawaiians. Both support tribal self-governance and respect Native culture.

USDA AND BIA COMMIT TO WORK TOGETHER FOR INDIAN COUNTRY HOUSING IMPROVEMENT. Two Memoranda of Understanding, effective for five years, apply to housing as well as other rural development programs, farm programs, and conservation. They pledge better understanding and coordinated processes related to housing. Contact Tedd Buelow, RD, 720-544-2911.

CONTINUUM OF CARE COMMENT DEADLINE EXTENDED. Interim CoC regulations were published July 31 with comments due October 1. The deadline is now November 16. See Federal Register, 9/28/12, or regulations.gov. Contact Ann Marie Oliva, HUD, 202-708-4300.

HUD REQUESTS COMMENT ON SMOKE-FREE POLICIES. The department requests best practices and practical strategies from housing providers who have implemented smoke-free policies and input from housing providers that have decided not to implement such a policy and from those impacted by that decision. Comments are due November 5. See Federal Register, 10/4/12 or regulations.gov. Contact Shauna Sorrells, HUD, 202-402-2769.

FY12 FAIR MARKET RENTS FINALIZED. See Federal Register, 10/5/12, or HUDUser.org. Contact local HUD program staff.

DIFFICULT DEVELOPMENT AREAS ANNOUNCED. HUD designates DDAs for purposes of the Low-Income Housing Tax Credit. Adoption of small area DDAs (see HAC News, 11/1/11) has been delayed. Qualified Census Tracts for 2013 were designated in April 2012 (see HAC News, 5/2/12). See Federal Register, 9/28/12 or HUDUser.org. Contact Michael K. Hollar, HUD, 202-402-5878.

ADDITIONAL INSTRUCTIONS PROVIDED ON RAD. HUD’s information is for PHAs and owners applying under the Rental Assistance Demonstration to convert public and assisted housing to long-term, project-based Section 8 rental assistance. See Federal Register, 9/28/12, or HUD’s website. Contact HUD RAD staff.

POLL FINDS SUPPORT FOR MODIFYING MORTGAGE INTEREST DEDUCTION. A poll conducted in August for the National Low Income Housing Coalition found that 56% of Americans favor replacing the mortgage interest deduction with a tax credit that would provide the same percentage benefit for all households regardless of income. Nearly two-thirds (63%) support capping the size of mortgage for which one can get a tax break at $500,000. In addition, 68% believe that not being able to find affordable housing is a large or very large national problem. Strong majorities support federal programs to build or rehabilitate affordable rental housing (69%) and federal programs to help low-income families pay their rent (59%). When asked how to use the savings the federal government would gain from the proposed modifications to the mortgage interest deduction, 63% of those polled would make ending homelessness a top or high priority use. Contact Amy Clark, NLIHC, 202-662-1530, ext. 227.

2012 National Rural Housing Conference – Marketing Materials

Thank you for your interest in assisting HAC with marketing the 2012 National Rural Housing Conference. Please use any of the materials and templates on this page as a starting point, but feel free to customize as you see fit.

About the Conference:

When: December 6-7, 2012 with pre-conference activities on December 5
Where: Hyatt Regency Washington on Capitol Hill
400 New Jersey Ave NW
Washington, DC 20001

Conference Brochure

brochure_2012_cover

Share

twitter

facebookbutton

linkedin

Marketing Email (Copy the Contents of the Email Below – html source)

NRHC 2012 Conference Banner
Register Now for the National Rural Housing Conference

Interested in learning more about rural housing and networking with innovative organizations from across the U.S.? Join the Housing Assistance Council (HAC) at the 2012 National Rural Housing ConferencePromises to Keep in Challenging Times on December 6-7 in Washington, DC.

The Conference is a gathering of housing and community development organizations that serve rural areas, national housing and rural related associations and groups, federal agency and hill staff, and stakeholders interested in affordable housing in rural America.

Register before November 9 to take advantage of early-bird discount rates.

For more information, download the registration brochure.

Questions? Contact Dan Stern at HAC, (202) 842-8600.

Conference Banner (Right Click and choose “Save Target As”)

AC_banner-02

Conference Footer (Right Click and choose “Save Target As”)

hac_conf12_footer

Affordable Housing for Rural Veterans – Information and Resources

Building knowledge around affordable housing for rural veterans is critical to meeting the needs of that population. Assistance providers have very little in the way of models or information on program development or effective use of resources. To facilitate networking between rural organizations and to assist in the development of effective programs, HAC’s Affordable Housing for Rural Veterans Initiative provides the following information resources:

Veterans Data Central

An extensive data utility that provides detailed information on the situation of veterans down to the level of every U.S. county. Included are demographic and economic indicators, housing characteristics, VA housing and mortgage finance information, and veteran homelessness. The site provides approximately 420 veteran-specific data indicators and over 650,000 data points dedicated solely to information on veterans.

Supporting Veterans in Your State

A set of fact sheets — one for each state, the District of Columbia, and the US — provides details on the veterans’ population including proportion, prevalence by county, median income, poverty levels, unemployment rate, disability, median home value, housing problems, homelessness, and other factors.

HAC Publications

HAC Lists

Sign up to be a stakeholder in the veterans’ program to get periodic announcements about grants, events, and resources for rural veterans’ housing programs. Contact Shonterria Charleston at shonterria@ruralhome.org or call 202.842.8600 x 131.

Sign up for HAC News for current updates on other housing issues as well as government programs

Additional Resources

FEDERAL PROGRAMS AND RESOURCES
The U.S. Department of Veterans Affairs (VA)
The VA provides benefits, services, information and support to veterans of the U.S. Military services, including the veterans Home Loan Program.

HUD Veterans Affairs Supportive Housing (HUD-VASH)
HUD-VASH combines the Housing Choice Voucher rental assistance program with case management and clinical services from the VA.

USDA Rural Development Community Facilities Program

NATIONAL ORGANIZATIONS

The Home Depot Foundation: https://www.homedepotfoundation.org/

Volunteers of America: https://www.voa.org/Get-Help/National-Network-of-Services/Veterans

National Alliance to End Homelessness: https://www.endhomelessness.org/pages/veterans

National Coalition for Homeless Veterans: https://www.nchv.org/

Is there a resource that we have not listed here that you would like to see? Email HAC to share your ideas.

Affordable Housing for Rural Veterans – Grantees

Veterans of the United States military services put their lives in danger to protect their country and its residents. However, when they return home they are not always able to find housing and access to services in their communities. The Housing Assistance Council (HAC), in partnership with The Home Depot Foundation, has created the Affordable Housing for Rural Veterans (AHRV) grant program to provide rural organizations with the financial resources to support their ability to meet or help meet the affordable housing needs of veterans in rural areas.

Highlights of 2017 Grant Activities included small grants for rural nonprofit organizations. HAC made the awards in summer 2017. AHRV grants support bricks-and-mortar projects that help veterans with home repair and rehab needs, support homeless veterans, or help veterans become homeowners, tap into available housing programs and secure affordable rental housing. Grantees are listed below.

2017 Affordable Housing for Rural Veterans – About the Grantees

  • Greenhouse Ministries, in Murfreesboro, Tennessee will use $30,000 to support rehabilitation of six veterans’ homes in rural Rutherford, Tennessee. For additional information about Greenhouse Ministries visit https://www.greenhousemin.org/.
  • NeighborWorks Umpqua, in Roseburg, Oregon will use $30,000 to perform critical repairs on three veteran-owned homes in Roseburg. For additional information about NeighborWorks Umpqua, visit https://www.nwumpqua.org.
  • North East Community Action Corporaton (NECAC), in Bowling Green, Missouri, will utilize $30,000 to support repair and rehabilitation of 8 to 10 veteran homes throughout its 12-county service area. For additonal information about NECAC, visit https://www.necac.org/.
  • Northwest Regional Housing Authority, Harrison, Arkansas, will utilize $30,000 to perform homeowner repairs on 5 to 10 veteran homes throughout its three-county service area. For additional information about Northwest Regional Housing Authority, visit https://www.nwregionalhousing.org/.
  • O.C.E.A.N., Inc. in Toms River, New Jersey, will utilize $30,000 to support the developent of 10 single-family housing units for veterns in Tuckertown, New Jersey. For additional information about O.C.E.A.N., Inc., visit https://www.oceaninc.org/.
  • Open Hands Outreach in Coolidge, Arizona, will utilize $14,225 to support the rehabilitation and expansion of a multi-tenant single-room occupancy (SRO) facility. For additional information about Open Hands Outreach, visit https://www.ohopcharity.org.
  • The Vets Place, in Northfield, Vermont, will utilize $30,000 to complete whole facility window replacement and weatherization on a 26-unit SRO transitional facility for veterans. For additional information on The Vets Place, visit https://www.vermontveteransplace.org/.
  • Western Maine Community Action (WMCA) in East Wilton, Maine, will use $30,000 to support home reconstruction for one rural veteran in Franklin County. More information about WMCA can be found at https://wmca.org.
  • White Mountain Apache Housing Authority, in Whiteriver, Arizona, will use $30,000 to repair three veteran homes on the Fort Apache Indian Reservation. For more information about White Mountain Apache Housing Authority visit https://www.wmahousingauthority.org/.

September 2012: America’s Rural Heroes


The September 2012 of Rural Voices, America’s Rural Heroes.

Read more

Tag Archive for: Rural Housing

10 Things That Did Not Happen in Rural Housing in 2012

10 Things That Did Not Happen in Rural Housing in 2012

10thingRLblogYear-end reviews generally cover events, but in 2012 the things that did not happen may have been more notable. That certainly seems to be the case regarding affordable housing for the lowest income residents of rural America. A couple of the non-events listed below are positive, but unfortunately most are not. Read More…

Basic Challenges Outlast Housing Crisis in Rural America

Basic Challenges Outlast Housing Crisis in Rural America

By Lance George
December 20, 2012

The United States is emerging from one of the most extensive and painful economic crises in memory. It is well established that housing markets were at the heart of this crisis, and millions of American households lost, or continue to lose, their homes to foreclosure. While the recent housing crisis is not to be overlooked, far too many rural residents have struggled with housing problems and inadequacies for years, if not decades, before the national crisis hit. Read the full blog post…

National Rural Housing Conference 2012

AC_banner-02

Materials from the 2012 HAC Conference
Promises to Keep in Challenging Times

Thank You to everyone who attended the 2012 National Rural Housing Conference. Look forward to seeing you all again in 2014!

Join the National
Rural Housing Conference group
on LinkedIn and network with your fellow attendees before you even attend!

LinkedIn

HAC’s National Rural Housing Conference is an expression of our continuing commitment to provide local organizations with the resources needed to build affordable housing in rural America. The Conference will bring together more than 700 community-based housing advocates for a celebration of our collective efforts to develop and sustain affordable housing in rural communities. Based on the theme, “Promises to keep in Challenging Times” the Conference will focus on the promise America made through the Housing Act of 1949 and how those promises still apply even in the face of America’s new fiscal reality. Scheduled events will include numerous workshops, networking sessions, peer-learning opportunities, our awards program and entertainment.

The theme brings to mind the vision and promises America has made through the Housing Act of 1949 and all subsequent housing legislation and policy. While these promises, that include the opportunity for quality affordable housing, still remain the country continues to face a difficult fiscal situation with many questions or concerns about what can be done to protect affordable housing as an industry in the future, particularly in rural areas. Keeping the vision and promises is important, not just to increase the quality of life for low-income Americans, but also to build stronger and more sustainable communities as a whole.

Where:

The Hyatt Regency Washington on Capitol Hill
400 New Jersey Avenue, N.W.
Washington, DC 20001

When:

December 6-7, 2012

Pre-Conference Activities December 5

Stay Informed:

Sign up for the HAC News [vresponse][/vresponse]

Donate to the Conference:

Help HAC keep registration fees low for our participants.
Please donate to HAC’s conference.

Join the Conversation:

Join the National Rural Housing Conference Group on LinkedIn and tweet your thoughts, expectations and ideas for the Conference using hashtags #nrhc12 and #rural2012.

Don’t forget to Follow HAC for more on the Conference and all things rural housing.

[addthis2][/addthis2]

HAC News: November 7, 2012

HAC News Formats. pdf

November 7, 2012
Vol. 41, No. 22

• November is National Native American Heritage Month • November 10-18 is National Hunger and Homelessness Awareness Week • Rural housing on Senate Majority Leader’s list • Disaster recovery information available from USDA and HAC • VA offers funds to help families’ housing stability • LIHTC can serve extremely low-income tenants, research finds • Some income exclusions apply to USDA RD multifamily occupants • USDA RD offers guidance on using Section 538 loans for Section 515 properties • Treatment of farmworkers and others by large food companies varies, research finds • CBO reports on income tax’s effect on owning and renting • Child poverty increased in rural areas and nationwide from 2010 to 2011 • National Rural Housing Conference early bird registration deadline is November 9!


November 7, 2012
Vol. 41, No. 22

NOVEMBER IS NATIONAL NATIVE AMERICAN HERITAGE MONTH. President Obama’s proclamation also names November 23 (the day after Thanksgiving) Native American Heritage Day.

NOVEMBER 10-18 IS NATIONAL HUNGER AND HOMELESSNESS AWARENESS WEEK. Information about this annual event, sponsored by the National Coalition for the Homeless and the National Student Campaign Against Hunger and Homelessness, is posted online.

RURAL HOUSING ON SENATE MAJORITY LEADER’S LIST. The National Journal published a list of unfinished legislative items compiled by the staff of Majority Leader Harry Reid (D-NV) and noted there are too many to complete during Congress’s lame duck session, which will begin soon. “Rural housing” appears on the list without further explanation, probably referring to the effort to preserve eligibility for housing programs in places with growing populations. See HAC News, 9/26/12.

DISASTER RECOVERY INFORMATION AVAILABLE FROM USDA AND HAC. HAC has updated Picking up the Pieces, its guide to resources for rural housing in disaster areas, and published a Hurricane Sandy supplement. USDA is sending letters to Section 502 direct and guaranteed borrowers in and around the Hurricane Sandy disaster areas summarizing available loan servicing assistance, including possible payment moratoria for direct borrowers. Owners and renters in USDA assisted properties should contact USDA RD offices. Vacant houses and apartments with USDA financing may be available for hurricane survivors through FEMA, 800-621-FEMA. Additional federal disaster information is posted at https://www.disasterassistance.gov.

VA OFFERS FUNDS TO HELP FAMILIES’ HOUSING STABILITY. The Supportive Services for Veteran Families program makes grants to nonprofits, consumer coops, and Tribally Designated Housing Entities to provide or coordinate supportive services to very low-income veteran families to remain in or transition into permanent housing. Deadline is February 1, 2013. Contact John Kuhn, VA, 877-737-0111, SSVF@va.gov.

SOME INCOME EXCLUSIONS APPLY TO USDA RD MULTIFAMILY OCCUPANTS. An Unnumbered Letter (October 9, 2012) provides a copy of a July 24 HUD Federal Register notice (see HAC News, 7/25/12) listing exclusions to income for numerous programs, and announces that RD Handbook changes will be published soon. Contact Laura Horn, RD, 202-720-5443.

USDA RD OFFERS GUIDANCE ON USING SECTION 538 LOANS FOR SECTION 515 PROPERTIES. Section 538 guaranteed loans can finance revitalization of existing properties with Section 515 direct loans. An Unnumbered Letter (October 9, 2012) instructs USDA staff on reconciling procedural differences between the programs. Contact Tammy Daniels, RD, 202-720-0021.

TREATMENT OF FARMWORKERS AND OTHERS BY LARGE FOOD COMPANIES VARIES, RESEARCH FINDS. Worker Equity in Food and Agriculture, published by the Tellus Institute and Sustainalytics, examines wages and working conditions (not housing) at the 100 largest U.S. companies in food and agriculture. “Worker equity” is evaluated at the farm, factory, retail, and restaurant stages.

CBO REPORTS ON INCOME TAX’S EFFECT ON OWNING AND RENTING. A Congressional Budget Office working paper, “Taxation of Owner-Occupied and Rental Housing,” concludes that federal income tax advantages tend to make owning more advantageous than renting for higher-income households, but lower-income households can find renting cheaper than owning. The paper also examines how four different possible changes to the tax code (including repealing the mortgage interest deduction) would affect these calculations. Contact Larry Ozanne, CBO, larry.ozanne@cbo.gov.

CHILD POVERTY INCREASED IN RURAL AREAS AND NATIONWIDE FROM 2010 TO 2011. The Carsey Institute at the University of New Hampshire reports that American Community Survey data show 45% of U.S. children live below 200% of the poverty level, and 10.1% live below 50% of poverty. “Over Sixteen Million Children in Poverty in 2011” includes data for urban/rural/suburban geographies, regions, and states.

NATIONAL RURAL HOUSING CONFERENCE EARLY BIRD REGISTRATION DEADLINE IS NOVEMBER 9! The 2012 conference, “Promises to Keep in Challenging Times,” will be December 6-7, with pre-conference activities on December 5, at the Hyatt Regency Washington on Capitol Hill in Washington, DC. Register now to take advantage of the special early bird discount! Start networking in advance – join the conference LinkedIn group. Questions? Contact Dan Stern, HAC, dan@ruralhome.org or 202-842-8600.

HAC News: October 24, 2012

HAC News Formats. pdf

October 24, 2012
Vol. 41, No. 21

• October 21-27 is National Childhood Lead Poisoning Prevention Week • HAC invites applications for rural veterans assistance • Section 8 OCAFs announced • Federal homelessness plan amended • Toolkit offered for Independent Foreclosure Review outreach • LIHTC can serve extremely low-income tenants, research finds • Census reports on sheltered population • HUD launches app for FMRs and Income Limits • LIHEAP assistance to older manufactured homes higher per square foot • GAO raises concerns about air exchange standards in HUD Code • National Rural Housing Conference early bird registration deadline is November 9!


October 24, 2012
Vol. 41, No. 21

OCTOBER 21-27 IS NATIONAL CHILDHOOD LEAD POISONING PREVENTION WEEK. Details and resources are available from the federal Centers for Disease Control and Prevention, leadinfo@cdc.gov.

HAC INVITES APPLICATIONS FOR RURAL VETERANS ASSISTANCE. A new HAC initiative will provide grants of up to $30,000 to support bricks-and-mortar projects that help rural low-income, elderly, and disabled veterans and active military personnel with housing needs. Send a letter of intent by 5:00 p.m. Eastern time on October 31. Application guidelines are posted on HAC’s website. Contact Janice Clark, HAC.

SECTION 8 OCAFS ANNOUNCED. HUD’s new Operating Cost Adjustment Factors apply to project-based assistance contracts with an anniversary date on or after February 11, 2013. See Federal Register, 10/16/12. Contact Stan Houle, HUD, 202-402-2572.

FEDERAL HOMELESSNESS PLAN AMENDED. In September the U.S. Interagency Council on Homelessness amended Opening Doors: Federal Strategic Plan to Prevent and End Homelessness, its plan to end homelessness among families, children, and youth by 2020. The amendment offers strategies and supports to improve educational outcomes for children and youth and steps to assist unaccompanied youth experiencing homelessness. Contact USICH, 202-708-4663.

TOOLKIT OFFERED FOR INDEPENDENT FORECLOSURE REVIEW OUTREACH. The Federal Reserve Board has made materials available to help local nonprofits reach residents whose homes were foreclosed in 2009-2010 by any of 14 mortgage servicers and who are eligible for an independent review. Call 888-952-9105.

LIHTC CAN SERVE EXTREMELY LOW-INCOME TENANTS, RESEARCH FINDS. The Furman Center and Moelis Institute at New York University examined data from urban, suburban, and rural Low-Income Housing Tax Credit properties in 16 states and found that 40% of the units are occupied by extremely low-income tenants (with incomes below 30% of area median). Because almost 70% of those ELI tenants receive some form of rental assistance, researchers concluded that “rental assistance is currently an indispensable part of the equation to serve those households.” The results are reported in “What Can We Learn about the Low Income Housing Tax Credit Program by Looking at the Tenants?”

CENSUS REPORTS ON SHELTERED POPULATION. The Emergency and Transitional Shelter Population: 2010 summarizes data on age, sex, and race/ethnicity for the 209,000 people counted in such shelters nationwide by the 2010 Census (not the entire homeless population). Data are aggregated by state and a map shows the number of people in shelters in every county. Over 60% of counties have no sheltered population.

HUD LAUNCHES APP FOR FMRS AND INCOME LIMITS. The map-based app for Android and iPhone allows users to search Fair Market Rents and Income Limits.

LIHEAP ASSISTANCE TO OLDER MANUFACTURED HOMES HIGHER PER SQUARE FOOT. A Government Accountability Office study found that the Low Income Home Energy Assistance Program provided about 33¢ per square foot of assistance to pre-1976 manufactured homes compared to about 20¢ per square foot for site-built homes. About 3% of total LIHEAP funds went to older manufactured homes. The study used data for 2005, the most recent available. Worker and Family Assistance: Home Energy Assistance for Low-Income Occupants of Manufactured Homes (GAO-12-848R) is available online or from GAO, 866-801-7077. Contact Frank Rusco, GAO, 202-512-3841.

GAO RAISES CONCERNS ABOUT AIR EXCHANGE STANDARDS IN HUD CODE. Standards for placement of air intake and exhaust vents are outdated and ventilation systems are not tested, GAO reports, in manufactured homes built after 1976 under HUD’s Manufactured Home Construction and Safety Standards. Manufactured Housing Standards: Testing and Performance Evaluation Could Better Ensure Safe Indoor Air Quality (GAO-13-52) is available online or from GAO, 866-801-7077. Contact Mathew J. Scirè, GAO, 202-512-8678.

NATIONAL RURAL HOUSING CONFERENCE EARLY BIRD REGISTRATION DEADLINE IS NOVEMBER 9! The 2012 conference, “Promises to Keep in Challenging Times,” will be December 6-7, with pre-conference activities on December 5, at the Hyatt Regency Washington on Capitol Hill in Washington, DC. Register now to take advantage of the special early bird discount! Start networking in advance – join the conference LinkedIn group. Questions? Contact Dan Stern, HAC, dan@ruralhome.org or 202-842-8600.

HAC News: October 10, 2012

HAC News Formats. pdf

October 10, 2012
Vol. 41, No. 20

• Presidential candidates’ and parties’ positions limited on rural and housing • USDA and BIA commit to work together for Indian Country housing improvement • Continuum of Care comment deadline extended • HUD requests comment on smoke-free policies • FY12 Fair Market Rents finalized • Difficult Development Areas announced • Additional instructions provided on RAD • Poll Finds Support for Modifying Mortgage Interest Deduction


October 10, 2012
Vol. 41, No. 20

PRESIDENTIAL CANDIDATES’ AND PARTIES’ POSITIONS LIMITED ON RURAL AND HOUSING. The candidates on rural issues: On October 9 the Romney campaign released “Agricultural Prosperity: Mitt Romney’s Vision for a Vibrant Rural America,” which addresses taxes, trade, regulation, and energy as they relate to farmers and ranchers. The Obama campaign’s web page entitled “Rural America” mentions agriculture, rural businesses, rural veterans, and energy and another post responds to Romney’s rural paper. The parties on rural issues: The Republican platform discusses agriculture but does not include other rural issues. The Democratic platform mentions rural small business, education, and infrastructure – though not housing – in addition to agriculture and energy. The candidates on housing: Romney’s white paper on housing, “Securing the American Dream and the Future of Housing Policy,” covers the housing finance crisis and the Romney-Ryan plan to “revitalize the private sector’s role in the housing market.” The issues section of Obama’s campaign website does not include housing, although a site search retrieved information about Administration initiatives on foreclosure and housing finance. The parties on housing and poverty: The Republican Party platform supports homeownership and mortgage finance reform, and acknowledges a role for government in “enforcing non-discrimination laws and assisting low-income families and the elderly with safe and adequate shelter, especially through the use of housing vouchers.” Its anti-poverty plank calls for “the federal government’s entire system of public assistance [to] be reformed to ensure that it promotes work.” The Democratic Party platform sup-ports homeownership and foreclosure relief, but does not mention rental housing. It states, “We must make ending poverty a national priority” through jobs, safety net programs, lending, an increased minimum wage, a strong labor movement, education, and attention to inequality. The parties on Native peoples: Both parties acknowledge the federal government’s special relationship with American Indians, Alaska Natives, and Native Hawaiians. Both support tribal self-governance and respect Native culture.

USDA AND BIA COMMIT TO WORK TOGETHER FOR INDIAN COUNTRY HOUSING IMPROVEMENT. Two Memoranda of Understanding, effective for five years, apply to housing as well as other rural development programs, farm programs, and conservation. They pledge better understanding and coordinated processes related to housing. Contact Tedd Buelow, RD, 720-544-2911.

CONTINUUM OF CARE COMMENT DEADLINE EXTENDED. Interim CoC regulations were published July 31 with comments due October 1. The deadline is now November 16. See Federal Register, 9/28/12, or regulations.gov. Contact Ann Marie Oliva, HUD, 202-708-4300.

HUD REQUESTS COMMENT ON SMOKE-FREE POLICIES. The department requests best practices and practical strategies from housing providers who have implemented smoke-free policies and input from housing providers that have decided not to implement such a policy and from those impacted by that decision. Comments are due November 5. See Federal Register, 10/4/12 or regulations.gov. Contact Shauna Sorrells, HUD, 202-402-2769.

FY12 FAIR MARKET RENTS FINALIZED. See Federal Register, 10/5/12, or HUDUser.org. Contact local HUD program staff.

DIFFICULT DEVELOPMENT AREAS ANNOUNCED. HUD designates DDAs for purposes of the Low-Income Housing Tax Credit. Adoption of small area DDAs (see HAC News, 11/1/11) has been delayed. Qualified Census Tracts for 2013 were designated in April 2012 (see HAC News, 5/2/12). See Federal Register, 9/28/12 or HUDUser.org. Contact Michael K. Hollar, HUD, 202-402-5878.

ADDITIONAL INSTRUCTIONS PROVIDED ON RAD. HUD’s information is for PHAs and owners applying under the Rental Assistance Demonstration to convert public and assisted housing to long-term, project-based Section 8 rental assistance. See Federal Register, 9/28/12, or HUD’s website. Contact HUD RAD staff.

POLL FINDS SUPPORT FOR MODIFYING MORTGAGE INTEREST DEDUCTION. A poll conducted in August for the National Low Income Housing Coalition found that 56% of Americans favor replacing the mortgage interest deduction with a tax credit that would provide the same percentage benefit for all households regardless of income. Nearly two-thirds (63%) support capping the size of mortgage for which one can get a tax break at $500,000. In addition, 68% believe that not being able to find affordable housing is a large or very large national problem. Strong majorities support federal programs to build or rehabilitate affordable rental housing (69%) and federal programs to help low-income families pay their rent (59%). When asked how to use the savings the federal government would gain from the proposed modifications to the mortgage interest deduction, 63% of those polled would make ending homelessness a top or high priority use. Contact Amy Clark, NLIHC, 202-662-1530, ext. 227.

2012 National Rural Housing Conference – Marketing Materials

Thank you for your interest in assisting HAC with marketing the 2012 National Rural Housing Conference. Please use any of the materials and templates on this page as a starting point, but feel free to customize as you see fit.

About the Conference:

When: December 6-7, 2012 with pre-conference activities on December 5
Where: Hyatt Regency Washington on Capitol Hill
400 New Jersey Ave NW
Washington, DC 20001

Conference Brochure

brochure_2012_cover

Share

twitter

facebookbutton

linkedin

Marketing Email (Copy the Contents of the Email Below – html source)

NRHC 2012 Conference Banner
Register Now for the National Rural Housing Conference

Interested in learning more about rural housing and networking with innovative organizations from across the U.S.? Join the Housing Assistance Council (HAC) at the 2012 National Rural Housing ConferencePromises to Keep in Challenging Times on December 6-7 in Washington, DC.

The Conference is a gathering of housing and community development organizations that serve rural areas, national housing and rural related associations and groups, federal agency and hill staff, and stakeholders interested in affordable housing in rural America.

Register before November 9 to take advantage of early-bird discount rates.

For more information, download the registration brochure.

Questions? Contact Dan Stern at HAC, (202) 842-8600.

Conference Banner (Right Click and choose “Save Target As”)

AC_banner-02

Conference Footer (Right Click and choose “Save Target As”)

hac_conf12_footer

Affordable Housing for Rural Veterans – Information and Resources

Building knowledge around affordable housing for rural veterans is critical to meeting the needs of that population. Assistance providers have very little in the way of models or information on program development or effective use of resources. To facilitate networking between rural organizations and to assist in the development of effective programs, HAC’s Affordable Housing for Rural Veterans Initiative provides the following information resources:

Veterans Data Central

An extensive data utility that provides detailed information on the situation of veterans down to the level of every U.S. county. Included are demographic and economic indicators, housing characteristics, VA housing and mortgage finance information, and veteran homelessness. The site provides approximately 420 veteran-specific data indicators and over 650,000 data points dedicated solely to information on veterans.

Supporting Veterans in Your State

A set of fact sheets — one for each state, the District of Columbia, and the US — provides details on the veterans’ population including proportion, prevalence by county, median income, poverty levels, unemployment rate, disability, median home value, housing problems, homelessness, and other factors.

HAC Publications

HAC Lists

Sign up to be a stakeholder in the veterans’ program to get periodic announcements about grants, events, and resources for rural veterans’ housing programs. Contact Shonterria Charleston at shonterria@ruralhome.org or call 202.842.8600 x 131.

Sign up for HAC News for current updates on other housing issues as well as government programs

Additional Resources

FEDERAL PROGRAMS AND RESOURCES
The U.S. Department of Veterans Affairs (VA)
The VA provides benefits, services, information and support to veterans of the U.S. Military services, including the veterans Home Loan Program.

HUD Veterans Affairs Supportive Housing (HUD-VASH)
HUD-VASH combines the Housing Choice Voucher rental assistance program with case management and clinical services from the VA.

USDA Rural Development Community Facilities Program

NATIONAL ORGANIZATIONS

The Home Depot Foundation: https://www.homedepotfoundation.org/

Volunteers of America: https://www.voa.org/Get-Help/National-Network-of-Services/Veterans

National Alliance to End Homelessness: https://www.endhomelessness.org/pages/veterans

National Coalition for Homeless Veterans: https://www.nchv.org/

Is there a resource that we have not listed here that you would like to see? Email HAC to share your ideas.

Affordable Housing for Rural Veterans – Grantees

Veterans of the United States military services put their lives in danger to protect their country and its residents. However, when they return home they are not always able to find housing and access to services in their communities. The Housing Assistance Council (HAC), in partnership with The Home Depot Foundation, has created the Affordable Housing for Rural Veterans (AHRV) grant program to provide rural organizations with the financial resources to support their ability to meet or help meet the affordable housing needs of veterans in rural areas.

Highlights of 2017 Grant Activities included small grants for rural nonprofit organizations. HAC made the awards in summer 2017. AHRV grants support bricks-and-mortar projects that help veterans with home repair and rehab needs, support homeless veterans, or help veterans become homeowners, tap into available housing programs and secure affordable rental housing. Grantees are listed below.

2017 Affordable Housing for Rural Veterans – About the Grantees

  • Greenhouse Ministries, in Murfreesboro, Tennessee will use $30,000 to support rehabilitation of six veterans’ homes in rural Rutherford, Tennessee. For additional information about Greenhouse Ministries visit https://www.greenhousemin.org/.
  • NeighborWorks Umpqua, in Roseburg, Oregon will use $30,000 to perform critical repairs on three veteran-owned homes in Roseburg. For additional information about NeighborWorks Umpqua, visit https://www.nwumpqua.org.
  • North East Community Action Corporaton (NECAC), in Bowling Green, Missouri, will utilize $30,000 to support repair and rehabilitation of 8 to 10 veteran homes throughout its 12-county service area. For additonal information about NECAC, visit https://www.necac.org/.
  • Northwest Regional Housing Authority, Harrison, Arkansas, will utilize $30,000 to perform homeowner repairs on 5 to 10 veteran homes throughout its three-county service area. For additional information about Northwest Regional Housing Authority, visit https://www.nwregionalhousing.org/.
  • O.C.E.A.N., Inc. in Toms River, New Jersey, will utilize $30,000 to support the developent of 10 single-family housing units for veterns in Tuckertown, New Jersey. For additional information about O.C.E.A.N., Inc., visit https://www.oceaninc.org/.
  • Open Hands Outreach in Coolidge, Arizona, will utilize $14,225 to support the rehabilitation and expansion of a multi-tenant single-room occupancy (SRO) facility. For additional information about Open Hands Outreach, visit https://www.ohopcharity.org.
  • The Vets Place, in Northfield, Vermont, will utilize $30,000 to complete whole facility window replacement and weatherization on a 26-unit SRO transitional facility for veterans. For additional information on The Vets Place, visit https://www.vermontveteransplace.org/.
  • Western Maine Community Action (WMCA) in East Wilton, Maine, will use $30,000 to support home reconstruction for one rural veteran in Franklin County. More information about WMCA can be found at https://wmca.org.
  • White Mountain Apache Housing Authority, in Whiteriver, Arizona, will use $30,000 to repair three veteran homes on the Fort Apache Indian Reservation. For more information about White Mountain Apache Housing Authority visit https://www.wmahousingauthority.org/.

September 2012: America’s Rural Heroes


The September 2012 of Rural Voices, America’s Rural Heroes.

Read more