Research and Information

Designing and Implementing Rural Individual Development Account Programs

Designing and Implementing Rural Individual Development Account Programs
Print copy: $4.00
Uses surveys, a location analysis, and case studies to examine rural implementation of Individual Development Accounts, which are matched savings accounts that help low-income families accumulate money to achieve specific asset-building goals such as home purchases or repairs. Identifies characteristics of successful rural IDA programs and policy changes that could further increase their usefulness.
2006, 43 pages, ISBN 1-58064-143-1

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The full research report provides broader insights into the colonias region – as well as proposes a definition for industry use. With greater high-cost lending and a poverty rate (27%) nearly twice the national average (15%), colonias communities are worthy of focus and support. Eager to learn more?

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