A Resource for Programs Serving Rural Veterans

HAC would like to share the following announcement from USDA Rural Development about its community facilities. For more information, consult the link below for RD State Offices:

https://www.rurdev.usda.gov/recd_map.html

A RESOURCE FOR PROGRAMS SERVING RURAL VETERANS

USDA Rural Development’s Community Facilities (CF) Program provides financing through direct and guaranteed loans and grants to units of local government, nonprofit organizations and Federally-recognized Indian Tribes for the development of essential community facilities is rural areas. These loans and grants may be used to support the construction, purchase, development or renovation of essential community facilities for public use in rural communities with populations of 20,000 or less.

These facilities include schools, libraries, adult and child care centers, homeless shelters, hospitals, medical clinics, assisted living facilities, fire and rescue stations, police stations, community centers, public buildings and transportation. All facilities funded with CF funding must be open to the entire community and cannot be limited to a particular group, such as veterans. So, as long as the services, which are described below, are provided to meet rural needs, including veterans, the funding can be made available.

Specifically, CF can provide funding for critical facilities and services to support homeless veterans (and others). For example, CF funding can be used to support local and regional food system projects, such as the construction of a food bank. This funding can also be used to renovate, purchase and install equipment to maintain a kitchen to prepare food and food services and to purchase vehicles for food delivery. Additionally, funding can be used to purchase a commercial van to deliver food to disabled veterans or to pick up veterans and other rural citizens and deliver them to a center where food is provided to them. The funding can also be used to construct a wheelchair ramp access for existing food banks which provide service to veterans and other rural citizens. CF funding can be used to develop or improve a rural community health center to improve access to critical health care services for veterans (and others).

For more information, consult RD State Offices.

Battling Metropollyanna

rflns_metropollyannaBattling Metropollyanna

Can’t find affordable housing where you live? Just move to wherever the housing is. Rural Americans have long been told to “move to town” to improve their housing situations.

The late Clay Cochran, one of the founders of the modern rural housing movement, called this Metropollyanna: the belief that eventually everyone will move to the city and live happily ever after.

It is not uncommon to hear politicians, pundits, and policymakers question the value of social services and public spending in rural parts of the United States where populations are small and resources are limited. This idea came up a couple of months ago in a LinkedIn discussionabout a Rooflines post titled “What Does the Push for Transit Oriented Development Mean for Rural Areas?” One commenter responded: “It means people will have to live in more population-concentrated, urban-proximate areas.”

Needless to say, rural housing supporters disagree.

Read the complete Blog post at Rooflines

Are We Prepared for a Senior Population Boom in Rural America – Webinar Training

To have an event posted on our calendar*, please e-mail Dan Stern. Or send event description or brochure to:

Housing Assistance Council
Attn: Dan Stern
1025 Vermont Avenue, NW
Suite 606
Washington, DC 20005

Or fax to (202) 347-3441
Attn: Dan Stern

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*Calendar Posting Guidelines:

HAC’s calendar posts announcements about periodic conferences, training sessions, audioconferences, and the like. Topics must be relevant to professionals in the rural housing and community development arena. HAC reserves the right to accept or decline any request to post an item. We do not include sessions provided by entities (for-profit or nonprofit) that offer numerous regularly scheduled training events; links to such entities are provided below.

Community Connections
IPED

HUD Calendar
NeighborWorks
Novogradac and Compan

Back to Trainings

The Silver Tsunami: Are We Prepared for a Senior Population Boom in Rural America

Start: May 1, 2013
Time: 2:00 – 3:00 pm EDT
Materials: Power Point Presenation, Recording
Registration: https://cc.readytalk.com/r/ry97n2uvhl6c

The Housing Assistance Council (HAC) is pleased to invite you to participate in a webinar on demographic change and its impact to the rural population and rural housing. The senior population will experience significant increases in the coming years, as the Baby Boom generation turns 65. The Census Bureau projects the senior population will grow from 13 percent of U.S. residents to 20 percent by 2050. An added 30 million individuals will become seniors over the next 20 years. Currently there are more than 18 million rural baby boomers, comprising nearly 28 percent of the rural population. With increasing life expectancies, one of the more dramatic growth trends will likely be substantial growth of the oldest population (age 85 and over). Is there enough safe and affordable housing for this expanding population?
Using data from U.S. Census and the American Community Survey, HAC will provide insights on changes and trends in aging and the potential impact of these changes on people, communities, and housing markets in rural areas of the United States.
This webinar is supported by The Atlantic Philanthropies. For more information, please email Janice Clark at Janice@ruralhome.org.

Rural Housing Budget Disappointing, But Not Surprising

Rural Housing Budget Disappointing, But Not Surprising

by Leslie Strauss, HAC

budget-screen-shotUnfortunately, but not unexpectedly, the Obama administration’s rural housing budget continues trends that were evident in the last several budget requests.

The guiding principle seems to be, as it is for “safety net” programs generally, reducing spending rather than meeting needs.

The USDA’s flagship rural housing efforts have long been direct loan programs: Section 502 for homebuyers and Section 515 for those who provide rental housing. Like past Obama administration budgets, the FY14 request emphasizes USDA’s loan guarantees rather than direct lending. The guarantee programs—Section 502 guaranteed for homebuyers and Section 538 for rental housing—are “budget neutral” because participants pay fees that cover the programs’ costs. They carry higher interest rates, however, and therefore serve residents with somewhat higher income levels than those using the direct loan programs.

Read more…

The Color of Elsewhere: Identity and Wealth in Rural America

Stefani Cox, former HAC Research Associate, posted an article about rural planning and development in the Berkely Planning Journal.

Most of us have heard of the growing racial wealth gap and the statistics that show how white America continues to diverge from households of color when it comes to building assets, particularly in the form of quality homeownership. While we may tend to think about this disparity in the context of urban and suburban environments, it is crucial to also relate the issue to the households that live on the other 90% of the U.S. landmass, known as rural and small town America.

Read the full post…

HUD Proposes Regs for New Rural Housing Stability Assistance Program

March 27, 2013 – HUD has proposed regulations for its new Rural Housing Stability Assistance Program (RHSP), as well as a new definition of “chronically homeless.” Comments are due May 28, 2013.

The Trail of Hope for Indian Housing

The Housing Assistance Council has received the following information from the Trail of Hope for Indian Housing and would like to offer its support for decent, safe affordable housing and increased housing development resources on Native American Lands.

When: April 17, 2013
Where: Union Square, Washington, DC
Details: The Reservation house facade will be erected and displayed for the public from 10:00 am to 6:00 pm. The event will include a rally which is tentatively scheduled for midday.

The Trail of Hope House (actually two facades) will be placed at Union Square (3rd St. NW) near the Capitol and the site is open to the public from 10:00 am to 6:00 pm. We need everyone to come out to help us show Congress the extreme housing conditions on Northern Plains reservations. Let’s show Congress what “overcrowded Indian housing” looks like on their front doorstep!

Reuters Rural Housing Article Draws Wrong Conclusions

Reuters Rural Housing Article Draws Wrong Conclusions

by Leslie Strauss

“Special Report: A rural housing program city slickers just love,” published by Reuters on March 18, 2013, relies on some questionable methodology and draws dubious conclusions.

The article focuses on USDA’s mortgage guarantee program, one of many administered by USDA. The department also makes mortgage loans itself, and assists homeowners who cannot afford to repair serious housing problems, homebuyers who help build their own homes, and tenants who cannot afford to rent decent apartments.

Read complete Blog post at Rooflines.org

USDA RD Recommends 50,000 Population Threshold for Non-Housing Programs

On February 22, 2013 USDA Rural Development submitted a Report on the Definition of “Rural” to the House and Senate Agriculture Committees. The report makes recommendations only for Rural Development programs that are authorized in the Consolidated Farm and Rural Development Act – that is, the Rural Business, Rural Utilities, and Community Facilities programs. The report recommends defining “rural areas” for those programs as places with less than 50,000 population. In other words, those places would be eligible for the non-housing Rural Development programs. The report suggests that RD could use a number of factors such as population density and economic conditions to target funding to the most rural places and the places with the greatest need.

The report does not address the rural housing programs, nor the changes to rural housing program eligibility scheduled for March 28, 2013.

The Chair and Ranking Member of the House Agriculture Committee issued a joint statement expressing concern that implementation of the report’s recommendations would shift resources away from the most rural areas.

The report lists five addenda, but none of them are attached to the version posted on USDA’s website. The Daily Yonder has obtained copies of them and posted them on its site.

Posted: February 26, 2013
Updated: February 28, 2013

Bipartisan Policy Center Report Includes Major Recommendations for Rural Housing

Housing America's Future: New Directions for National Policy

February 25, 2013. The Housing Commission of the Bipartisan Policy Center (BPC) today released its much anticipated report entitled Housing America’s Future: A New Direction for a National Policy. In addition to major recommendations on mortgage finance reform, homeownership, rental housing, and demographic drivers, the BPC’s report devoted substantial attention to rural housing issues and priorities. Championed largely by Commission Co-Chair Kit Bond, former U.S. Senator and Governor from Missouri, the report presents four major recommendations on rural housing:

1. Support and strengthen USDA’s role in rural housing. The report specifically states that Congress should not pursue proposals to shift USDA programs to other government agencies where they will be absorbed by other federal programs, noting that USDA is well-positioned to leverage the existing resources and infrastructure of rural service providers that understand the unique conditions of local markets.

2. Extend the current definition of rural areas through the year 2020. Any area currently classified as rural for the purposes of USDA housing programs should remain so at least until after the receipt of data from the decennial census in 2020, provided the area’s population does not exceed 25,000.

3. Increase budget allocations to serve more households. The report states that additional funding for the Section 502 Direct Loan program would enable more rural households to become homeowners at relatively low cost to the federal government.

4. Dedicate resources for capacity-building and technology to strengthen USDA providers. The BPC recommends that local agencies receiving USDA funds should be incentivized to operate on compatible software to ease data and information sharing. These improvements could help USDA monitor and improve the performance of its rural housing programs.

Read the Rural Housing chapter of the report at:

https://bipartisanpolicy.org/sites/default/files/BPC_Housing%20Report_web.pdf#page=110

Download the full BPC report at:

https://bipartisanpolicy.org/sites/default/files/BPC_Housing%20Report_web.pdf

Founded in 2007 by former Senate Majority Leaders Howard Baker, Tom Daschle, Bob Dole and George Mitchell, the Bipartisan Policy Center (BPC) is a non-profit organization that drives principled solutions through rigorous analysis, reasoned negotiation and respectful dialogue. With projects in multiple issue areas, BPC combines politically balanced policymaking with strong, proactive advocacy and outreach.

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