Federal housing agencies put many special provisions into effect early in 2020 to help people deal with the impacts of the coronavirus pandemic, and have extended them repeatedly. This table was updated on April 6, 2021 with new dates for the CDC eviction moratorium, HUD Section 184 and 184A loan guarantees, and Fannie Mae/Freddie Mac owner-occupied homes. More details about actions taken in March 2021 are available here. This table will continue to be revised as more changes are announced.

 

Agency and Program	Policy	Expiration date	Contact for more information
Centers for Disease Control	Moratorium on evictions for non-payment of rent  – applies to all tenants unable to pay rent because of coronavirus impacts	6/30/21	Landlord, state housing agency, community housing organization, local government, legal aid. Report Evictions that violate the moratorium to the CFPB, 855-411-2372.
USDA RD Section 502 direct loans and Section 504 direct loans	Moratorium on foreclosures and evictions – USDA will not initiate foreclosures or complete foreclosures in process and will not evict residents	6/30/21	USDA RD service center
USDA RD Section 502 direct loans and Section 504 financing	Temporary authorization to accept appraisals from local appraisers	9/30/21	USDA RD state office
USDA RD Section 502 guaranteed loans	Moratorium on foreclosures and evictions – lenders that made loans guaranteed by USDA cannot initiate foreclosures or complete foreclosures in process and cannot evict residents	6/30/21	USDA RD service center
USDA RD Section 502 guaranteed loans	Temporary exceptions related to appraisals, inspections and employment verifications	6/30/21	USDA RD service center
USDA RD Section 523 self-help	Flexibilities for self-help housing organizations	until further notice	Self-help TMA provider or USDA RD service center
USDA RD	Compilation of measures related to RD programs
HUD HOME program	Waivers and suspensions of various requirements	9/30/21	HUD CPD Field Office
HUD Public and Indian housing programs, including HUD vouchers	Waivers and suspensions of various requirements	6/30/21	HUD staff,  PIH-COVID@hud.gov
HUD Section 184 and 184A mortgage guarantees	Moratorium on foreclosure and eviction of borrowers, as well as loan forbearance for borrowers, loan processing flexibilities, loss mitigation	6/30/21	HUD staff,  OLGINFO@hud.gov
FEMA Individuals and Households Program	Remote inspections for disaster survivors	until further notice	FEMA Helpline, 1-800-621-3362
Federal Housing Finance Agency/Fannie Mae and Freddie Mac – single-family	Moratorium on single-family foreclosures and evictions – lenders that are servicing single-family mortgages owned by Fannie Mae or Freddie Mac cannot foreclose on homeowners or tenants, or evict residents from properties previously foreclosed on (“real estate owned” or “REO”)	6/30/21	Fannie Mae, Freddie Mac
Federal Housing Finance Agency/Fannie Mae and Freddie Mac – single-family homebuyers	Flexibilities in connection with mortgage loan originations – related to appraisals, documenting income and verifying employment, using power of attorney at closing	4/30/21	Fannie Mae, Freddie Mac
Federal Housing Finance Agency/Fannie Mae and Freddie Mac – multifamily	Mortgage forbearance – owners of multifamily rental property whose mortgages are owned by Fannie Mae or Freddie Mac (check here and here to find out) can contact the mortgage servicer and request a temporary delay in making payments	6/30/21	Mortgage servicer
CARES Act	Mortgage forbearance – homeowners whose mortgages are owned by Fannie Mae or Freddie Mac (check here and here to find out if yours is) or are backed by a government entity (USDA, VA, FHA, HUD Native American Programs) can contact the mortgage servicer (the office or company you send mortgage checks to) and request a temporary delay in making payments	See relevant agency in this table	Mortgage servicer; HUD housing counseling agency; Consumer Financial Protection Bureau, 855-411-2372
Federal Housing Administration (FHA) single-family mortgage insurance programs	Foreclosure and eviction moratorium – lenders that made loans insured by FHA cannot initiate foreclosures or complete foreclosures in process and cannot evict residents	6/30/21	FHA Resource Center, 1-800-CALL-FHA
Department of Veterans Affairs	Moratorium on foreclosures and evictions from properties secured by VA-guaranteed loans	6/30/21	VA loan staff, 1-877-827-3702

 

To provide additions, updates or corrections for this page, please contact  HAC staff.